3YearLoans Review

By Kevin Mercadante

Company profile:

When you opt for a loan with 3yearloans.com, you will discover a different kind of loan company. With so many lenders claiming to provide the best opportunities for borrowers, this company literally shows you what everyone has to offer. They recommend loans, but are a broker service that matches loans with different companies to find customers the best deal for the money they need.

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Not a direct lender, 3yearloans.com matches people with the terms they can afford. Save time by going to one site instead of applying through multiple sites, and find several loans from which to choose. Pick the loan and company that will offer the best rates, payment schedules and best opportunity.

Service profile:

The rates and terms of the loans are variable because 3yearloans.com is a broker. They work with hundreds of lenders across the country with varying rates and terms for as much as $10,000 and three years or over to pay back the loan.

Loan features:

A clear advantage of 3yearloans.com, is that the application takes only about five minutes to complete. You will get a nearly immediate pre-approval, in as few as 90 seconds, and then a list of companies that may interest you. Loans can be paid back in a year or less, or can take over three years, depending upon the lender.

Loan application information:

Because they are an aggregator, the loan applications vary from lender to lender. The 3yearloans.com application includes social security and driver’s license numbers, work history information as well as your current address, phone number and email. You will also be asked for your bank account information so the money can be transferred to your account as quickly as possible.

Electronically sign for your loan and avoid a lengthy application process by more traditional banks or credit unions. When you need money quickly, this is an excellent way to go.

Repayment terms:

Repayment terms vary depending on the lender found through 3yearloans.com. By using 3yearloans.com, you have the opportunity to find the repayment terms that are the best available to a person with your specific qualifications and desires.

Help and support:

There is a substantial FAQ section available on the 3yearloans.com site to help users. Plenty of pre-loan advice can be found. There is a payment calculator based on credit score, amount borrowed and months to repay.

You can contact 3yearloans.com via email with any questions you may have about their loan matching service.

Summary:

The best aspect of 3yearloans.com is that you can apply to virtually hundreds of loan companies through this site. Find the loan that fits your needs and is within your budget without spending a lot of time filling out lengthy paperwork.

The fast response allows you to get funds put into your bank account as quickly as possible, sometimes by the next business day. You can go on with your life and not worry about how you will pay for your unexpected or anticipated new expense.

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About Kevin Mercadante

Kevin Mercadante is a freelance professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has extensive backgrounds in both accounting and the mortgage industry. Follow Kevin on Google+.

 

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