Fast10KLoans Review

By Kevin Mercadante

Company Profile

Fast10K Loans is a relative newcomer to the personal loans industry, but despite this, it is building up a reputation as a site to watch. The company is not a lender in and of itself, instead providing a service whereby those in need of a quick cash boost can be matched to the best third party installment loan providers. 

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At any time of the day or night, someone can complete and submit the site's online form, find the best lender for them and agree to that lender's terms and conditions. Many other sites may use the same formula, but Fast10K-Loans.com puts it to better use than most. 

Service Profile

As aforementioned, Fast10K Loans is not a lender, its service instead based on presenting you with the most suitable lender for your requirements. The terms and conditions for personal loans like those offered through Fast10K Loans differ from one lender to the next, so before you sign any dotted lines, you should make sure that you understand the APR, fees, repayment terms, renewal policies and other terms and conditions. But even those with bad credit history can obtain a loan through the site. 

Loan Features

  • Variable repayment lengths 
  • $100 to $10,000 limit
  • APR varies by lender
  • No minimum credit score
  • Process takes minutes 
  • Funding usually paid in next business day
  • No obligation
  • Free service

 

Loan Application Information

It's an easy process to obtain a personal loan from one of Fast10K Loans's lenders. Certainly, although the exact requirements will always depend on the lender itself, the typical conditions for a loan of this type aren't insurmountable. You will need to be a United States citizen who is at least 18 years old, and must also possess an active and valid checking account. A job or proven source of income will also be necessary. 

The application process itself is also a simple one at Fast10K Loans - you simply need to enter your first and last name, email address and zip code into the site's short online form, before clicking 'Start Now' to be led to a list of offers. The site goes to great measures to safeguard the personal information that you supply in this process, such as its use of Secure Socket Layer Software (SSL), to give you extra peace of mind. 

Repayment Terms

It is impossible to specify exact terms and conditions for the loans that can be obtained through Fast10K Loans, given that it is not a lender itself. When you are directed to a potential third party lender through the site, you will have the opportunity to scrutinize the loan terms and conditions, interest rate and repayment options. Doing so is vital, as you will need to be sure that you can repay your personal loan. Failure to make repayments may incur additional fees, or the lender may take legal action against you to collect the loan amount. 

Help & Support

Any good site of this type will offer many sources of help for those interested in personal loans, and Fast10K Loans is no different. A Frequently Asked Questions section introduces you to such loans and what you need to know about the loan cost and repayment process. 

The site support team can also be contacted directly by email, phone or even direct mail. Bear in mind that if you have any queries about your specific loan, you should get in touch with the actual lender. 

Summary

Some people may hesitate to use Fast10K Loans on the basis that it isn't a long-established household name, but having used it, we can strongly recommend it. The process of being matched with lenders is quick, easy and free of charge, and nor is there any obligation to proceed with a particular loan offer. 

The site is an informative one, the network of lenders is strong and it also doesn't take long for your application to be approved and the money put in your bank account - as soon as the next business day in some cases. 

Physical Address

6170 W Lake Mead Blvd #461-2439

Las Vegas, NV 89108

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About Kevin Mercadante

Kevin Mercadante is a freelance professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has extensive backgrounds in both accounting and the mortgage industry. Follow Kevin on Google+.

 

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