Money Today Review

By Kevin Mercadante

Company Profile

MoneyToday.com is a straightforward and simple loans aggregator. Entirely online based, this provider will take stock of your details and run them through its search engine to find you the best deal for your individual situation. Founded in 2006, MoneyToday.com has racked up almost a decade of experience from its headquarters in St. Johns, Antigua. With a vast range of loan amounts, repayment terms and interest rates – there’s a loan for everybody through MoneyToday.com.

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Founded by experienced financial accountants and lending experts, the company was designed to fight against the complex and confusing loan industry. By acting as a fee-free middle-man, MoneyToday.com is a useful and effective ally in finding the perfect loan for you and it takes just minutes to do so.

Service Profile

If you’re looking to borrow money through MoneyToday.com – you won’t be borrowing money directly from the company. MoneyToday.com will put you in touch with financial products that suit your need, which you can then pursue without any attached cost. Loans from from the $0 - $500 bracket to the $10,000+ bracket.

You can also lay your worries aside if you have bad credit, as MoneyToday.com allows you to apply for loans with ‘No Credit’ at all – but equally will find you a suitably beneficial lender if you have credit of 750+. APRs vary according to the information supplied in your loan request and each lender’s policies, rates, and terms, but may range from 6% to 29.95%.

You will be able to choose your own loan term, normally from around 6-months to around 60-months. Obviously some of these options may not be available to your individual product – for example you wouldn’t be able to borrow an extremely low amount of money and repay over an extremely long period of time. All residents of the United States are eligible to apply for loans through MoneyToday.com – apart from those living in Arizona, Arkansas, Georgia, New York, North Dakota, Oregon, West Virginia, and Washington.

Loan Features

  • 6-month to 60-month term
  • $500 to $10,000+ limit
  • 6% - 29.95% APR
  • No minimum credit score
  • Approval within minutes*
  • Funding paid within days*
  • No prepayment penalties*
  • No teaser rates or hidden fees*

 

*Available from certain lenders.

Loan Application Information

To use the MoneyToday.com aggregator and apply for loans, you may have to provide:

  • Paystubs
  • W-2 forms
  • Bank statements
  • SSA-1099
  • Proof of identity
  • Proof of income
  • Employment status
  • Social security number

 

Whilst MoneyToday.com itself probably won’t ask for much more than your basic personal information, the lender that you are eventually partnered with will likely require more detailed information from the list above.

Repayment Terms

The terms of your repayment are going to vary drastically depending upon which lender you end up using. If you’re lucky, and meet certain criteria, you may find yourself with APR beginning at 6% and the possibility of repaying your loan over a period of up to 60 months. At the other end of the scale, APR can reach to 29.95%.

Help & Support

Whilst some people might be wary about using a company that’s based outside of the United States, all customer support is fully English. Aside from the information available on the website, you will also be able to get in touch with the company through any of its active social profiles (Google+, Facebook, Twitter) or e-mail.

Summary

Modern borrowers are lucky to have providers like MoneyToday.com available to them. At no cost or effort, you are able to use this service to scan and review hundreds of potential lenders in a matter of minutes. The amount you can save yourself simply by finding a lender with a lower interest rate can be huge. MoneyToday.com can help you make this saving and will do it with simplicity and ease at the forefront of its service.

Physical Address

Rue Du Faubourg, Suite No. 4 Weathered Bldg. Redcliffe Street, St. John's, Antigua

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About Kevin Mercadante

Kevin Mercadante is a freelance professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has extensive backgrounds in both accounting and the mortgage industry. Follow Kevin on Google+.

 

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