SecureALoan Review

By Kevin Mercadante

Company Profile

SecuraLoan is one of the simplest options you have for finding the perfect personal loan. Acting as an intermediary, the SecuraLoan website is your access to its network of trusted financial product partners. With a successful history of trading from its headquarters in Marietta, this Georgia-based company is building a reputation of reliability and responsibility.

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You don’t pay anything for the privilege of leveraging SecuraLoan’s hundred-strong network. Choosing only the most reputable partners, SecuraLoan’s emphasis on safety and security is passed directly to you. With no fees and no risks – we’re definitely interested to find out more about the service on offer…

Service Profile

SecuraLoan isn’t a financial lender, so don’t expect to be borrowing any money directly from this Marietta agency. Once you fill out the application, the website engine runs through its network to match you up with any and all suitable lenders in the database. You can apply for loans as low as $100 to tide you over, or as high as $30,000 for larger projects and more demanding needs. Whilst SecuraLoan asks you to rate your own credit, this is just a ballpark figure and won’t dramatically affect the outcome. You can choose ‘Unsure’ if you like, or even use the ‘Lower than 620’ bracket – you’ll still find products that you’re eligible for.

The terms of each individual loan will be different depending on the lender, but you can expect to see APR in the 6.59%- 39.99% range. With such a drastic difference, it pays to shop around through the SecuraLoan options. You’ll also be able to check the providers for repayment terms, with short-term and long-term options available. Every registered U.S citizen is eligible to apply for a SecuraLoan product, provided that you’re over 18 and live in a state where such financial products are legal.

Loan Features

  • Variable repayment lengths
  • $1,00 to $30,000 limit
  • 6.59%- 39.99% APR
  • No minimum credit score
  • Approval within minutes*
  • Funding paid within days*
  • No prepayment penalties*
  • No teaser rates or hidden fees*

 

*Available from certain lenders.

Loan Application Information

To apply for loans through SecuraLoan, you may have to eventually submit:

  • Pay checks
  • W-2 forms
  • Bank statements
  • Social security number
  • Proof of identity
  • Proof of income
  • Employment status
  • Social security number

 

You won’t be required to provide detailed information to SecuraLoan directly, but will inevitably need to submit more personal details to the eventual lender.

Repayment Terms

APR is available as low as 6.59% on loans for customers with favorable circumstances, but you can equally find yourself lumped with an APR as high as 39.99%. Much will depend on your own credit background – but also the criteria of the financial product that you choose. Repayment length will vary between lenders but on most personal loans, you can expect to be given up to 36 months as a choice.

Help & Support

The actual SecuraLoan website can be used around the clock, but when it comes to direct customer support – you’ll find that the SecuraLoan team are only available during working hours. You can reach them via the company’s e-mail address or the phone number published on the website. For more immediate troubleshooting, the FAQ pages are well stocked with answers to general queries.

Summary

SecuraLoan offers a straightforward and accessible ways to financial products, particularly for those who may have been refused elsewhere. In this – the company is an amazing tool for modern Americans who need a helping hand. Don’t waste your time searching around hundreds of lenders, SecuraLoan has done the hard work for you and all you need to do is enter a few pieces of personal information.

Physical Address

136 Johnson Ferry Road #126, Marietta, GA 30068

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About Kevin Mercadante

Kevin Mercadante is a freelance professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has extensive backgrounds in both accounting and the mortgage industry. Follow Kevin on Google+.

 

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