SecurePersonalLoans.com Review

By Kevin Mercadante

Company Profile

SecurePersonalLoans.com is a subsidiary of Palm Web Services, an international company with years of experience providing secure and reliable online services. Based in Charlestown in the West Indies, SecurePersonalLoans.com is a powerful loan aggregator which allows borrowers to search for their ideal loan partner. Established only in recent years, this provider is part of the new wave of loan aggregators which place customer satisfaction and ease-of-use above all else.

Visit SecurePersonalLoans.com

With partnerships across the industry, SecurePersonalLoans.com endeavors to find a loan for you no matter what your credit score or history. Application takes only a few minutes and, in the same way as car insurance comparison websites, you’ll find yourself inundated with providers competing for your business. SecurePersonalLoans.com brings the power back to the borrower.

Service Profile

SecurePersonalLoans.com is not a money lending facility itself; it is simply a non-paid gateway for borrowers to see all of their options in one place. As a result of this, the provider doesn’t have any notable terms of use that entice or discourage borrowers – with all interest rates and contract lengths agreed with the eventual lender. SecurePersonalLoans.com can facilitate loans for up to $10,000 through its partners, through borrowing for medical bills, auto repairs, mortgages or any other unexpected expense. APR will vary from provider to provider, but loans cannot be less than $500 and no more than $10,000.

SecurePersonalLoans.com specializes in finding lenders with extended repayment terms, but also has affiliation with payday loan companies which will normally insist on a term of less than six months. U.S service coverage is defined by the individual lender, but SecurePersonalLoans.com enables any U.S resident to use the website to search for their ideal loan.

Loan Features

  • Short and long loan terms
  • $500 to $10,000 limit
  • Competitive APR
  • P2P, Bank & Personal loans
  • Approval within minutes
  • Funding paid within days
  • No prepayment penalties
  • No hidden fees

 

Loan Application Information

To apply for a loan from SecurePersonalLoans.com, you may have to provide the following information:

  • Paystubs
  • W-2 forms
  • Tax records
  • Social security number
  • Proof of identity
  • Proof of income
  • Employment status
  • Military affiliation

 

Borrowers looking for loans through SecurePersonalLoans.com will only have to provide basic information to enable the searching process, but may be asked to fax or transmit paper proof by the eventual lender. Partners operating on a P2P lending model will inevitably require additional personal information.

 

Repayment Terms

Repayment schedules with SecurePersonalLoans.com are dependent upon the lender, but will generally stay within the average range of 6 months – 36 months. Individual providers may go beyond these terms for very large and very small amounts – but no partners will enforce an early prepayment penalty.

Help & Support

With SecurePersonalLoans.com being based in the West Indies, U.S residents might fear working with an overseas provider but you shouldn’t worry. The contact form on the website is well monitored and managed, along with the FAQ page which boasts a myriad of answers to almost all standard questions. You can also use the Help & Support models from the individual lenders, which will offer much more targeted assistance for your enquiry.

Summary

SecurePersonalLoans.com is one of the easiest-to-use loan aggregators that we have come across. As one of the newest companies of its kind on the market, SecurePersonalLoans.com has taken the opportunity to mop up the mistakes and setbacks of its competitors – offering a safe, secure and accessible service to would-be borrowers. Its partnership with some of the best lenders on the market also makes it one of the most comprehensive services available.

Physical Address

RG Solomon Arcade, Suite 11, Charlestown, Nevis, West Indies

Visit SecurePersonalLoans.com

 

About Kevin Mercadante

Kevin Mercadante is a freelance professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has extensive backgrounds in both accounting and the mortgage industry. Follow Kevin on Google+.

 

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