5 Things “The Walking Dead” Can Teach You about Personal Budgeting

Preparing a budget is like preparing for a zombie attack

If you enjoy “The Walking Dead,” a TV series about zombies who’ve taken over the world after an apocalyptic epidemic wipes out most of civilization, then you probably already know a thing or two about survival.

Did you know, though, that there are a lot of lessons that dramatic and oh so gory show can teach you about personal financing as well?

Here are just five things “The Walking Dead” taught me about personal budgeting, and I’m willing to bet you can come up with a few more of your own.

"The Walking Dead" on Personal Financing

  1. Create a budget

Just because you have an available source for a certain commodity now, doesn’t mean you always will. Opportunities are lost, situations change, wellsprings dry up and flesh-eating zombies raid your living quarters. Creating a budget will ensure that your resources stretch for as long as possible. Basically, plan today and you might live till tomorrow.

  1. Keep on truckin’...even if you can’t afford a truck.

Whether you are traveling for work or for pleasure, it seems like we are constantly in need of getting from one place to another. Travel expenses can quickly add up if you are taking cabs everywhere, and just owning a car is getting pricier by the day.

Luckily, there are plenty of ways to travel on a budget, you just have to be willing to put in a bit more effort than usual. Try taking the local bus instead of hailing a cab, or why not walk it out if you are only going a few blocks away? You’ll save gas money and get some exercise in as well.

  1. Don’t be afraid to try new things

In a world where you are scrounging for your every meal, it’s not advisable to be finicky about your food. The same holds true when you are eating out on a budget. Just because you’ve never tried a sloppy joe before doesn’t mean it’s bad, and never attempting a good homemade alternative to your favorite takeout food is no excuse. Be bold, be daring, go on and try something new today.

  1. Adaptation is essential to survival

Both Mika (Kyla Kenedy) and Daryl (Norman Reedus) were not in the original script, but their auditions were so outstanding, that the parts were created just for these actors. Sometimes in life we need to deviate from our carefully drawn up plan in order to allow for unexpected occurrences. Be responsible, and stick to the plan 99% of the time, but don’t be so tied to your budget that you miss out on once in a lifetime opportunities.

  1. Don’t be afraid to ask for help

Rick Grimes woke to a harsh reality, and, without a lot of help from people like Glenn and Shane, he probably wouldn’t have made it through the first season. Life and especially handling escalating debt can get ahead of us sometimes, and that’s what financial assistance is all about.

Taking out a personal loan might be the foot up you need to get back in the game and survive the initial zombie...or debt attack.

Surviving Your Own Zombie Apocalypse

Organizing your finances is difficult, but it’s not as hard as warding off a zombie horde. It’s even easier when you have help from some of the top personal loan experts in the industry like Prosper and Lending Club. Take the first steps towards financial freedom and survival today.

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