Credit Authorization Agreement

Last updated: 16 September 2020

You hereby acknowledge and agree that: (a) Top10 will share information on your behalf with our Lending Partners and Platforms as detailed hereunder; (b) such information will be used by some of the Lending Partner and Platforms to obtain consumer reports about you from consumer reporting agencies, such as TransUnion, Experian or Equifax (consumer reports may include, for example, credit score, debt-to-income ratio, etc.); (c) your consumer report information will be used by Even Financial, Inc. for the purpose of finding personal loan products that may be a good match for you, as well as to perform identity verification, to ensure you are who you say you are; and (d) your consumer report information may be used by the Lending Partners and Platforms mentioned below to prequalify you for loans or in order to make other credit decisions.  

List of Lending Partners and Platforms

Top10 works with the following lenders, platforms and service providers with whom we may share your information on your behalf and who may obtain consumer reports about you in line with the above. Furthermore, such lenders and service providers may contact you through phone, text messages or email. Note that the following list is subject to change at any time without prior notice, in which case we will post the modified list on the Site, and the “Last Updated” statement at the top of this page will be updated to reflect the effective date of the modified version. 

  • Even Financial
  • Marcus by Goldman Sachs
  • LendingClub
  • Avant
  • Prosper
  • OneMain
  • NetCredit
  • FreedomPlus
  • SoFi
  • LendingPoint
  • Best Egg
  • Upgrade
  • OppLoans
  • LightStream
  • Payoff
  • Axos
  • Integra Credit
  • LoanMe
  • Upstart
  • Fig Loans
  • Golden Entropy Marketing Inc. (dba EPCVIP)