ClearOne Advantage Review

ByBestmoney StaffJul. 31, 2019

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In a Nutshell

ClearOne Advantage at a Glance

If your debts continue to climb with no sign of relief and you are unable to meet your monthly obligations, ClearOne Advantage’s debt negotiators may be able to help you find some breathing room. Its focus on debt settlement means its staff is excellently equipped to deal with any level of debt and delinquency, and often can succeed in having debt drawn down significantly. ClearOne also strives to alleviate customers’ debt relatively quickly, and only collects payment once customers have reached a settlement they approve and completed their first settlement payment.


  • Accredited with the American Fair Credit Council
  • Success-based payment model
  • Normally settle debt in 24 to 48 months
  • Cover wide variety of unsecured debts
  • Simple application and qualification
  • Extensive educational resources
  • A+ rating from Better Business Bureau
  • No consultation costs or upfront fees
  • Full refund if not satisfied

Debt Relief Services Offered

ClearOne offers a 100% service guarantee as a sign of its trust in its services, and boasts an excellent success record of settled debt. It also provides a free professional consultation during which an expert sits with customers to review their financial information and determine if they are a good fit for the program.

As part of its satisfaction guarantee, ClearOne offers a full refund if you are not fully satisfied with your settlement program. All you have to do is notify them within 30 days of signing your agreement and you will be entitled to receive all funds in your account plus a full refund of all settlement fees.

ClearOne does not charge upfront or consultation fees to get started and only receives payment once a settlement agreement is reached and their customers have approved the plan.

Types of Debt Covered

ClearOne focuses exclusively on unsecured debt, and on amounts higher than $10,000, but it does allow for a wide variety. The company works with the following debts:

  • Credit Cards
  • Department Store Cards
  • Child Support
  • Personal Loans
  • Collection Agency Accounts
  • Federal Credit Unions
  • Payday Advances

It does not negotiate some of the more common loans such as mortgages and auto loans, however, it's always happy to work with customers to find the right settlement solution. It allows couples to roll their debts together into a single settlement plan, enabling an easier process of paying off outstanding debts.

Security and Privacy

ClearOne places a great emphasis on its customers’ data security and its privacy policy is very transparent. Though ClearOne does collect information, it is very clear about how it does so and what it uses it for, including improving its service. Furthermore, it only discloses customers’ details to third parties as part of its service and affiliated companies.

To encrypt any information that is transmitted across its website and to its servers, ClearOne relies on Secure Sockets Layer technology. Additionally, its physical servers are protected by both virtual and physical security measures that are industry-standard and feature several redundancies.

Help & Support

You can reach ClearOne by phone, email, and even fax. During our research, we found that the company’s representatives were all very well prepared. Agents we spoke to on the phone were knowledgeable about the settlement service, and answered all our queries promptly and courteously. Email inquiries were generally responded to within one business day and the phone line is available during weekdays on normal business hours. In addition, the company is active on social media, making it easy to reach out to them in a more instant platform.


Overall, ClearOne provides customers with an outstanding debt relief solution. It is focused on offering debt settlement negotiation, and it has an impressive track record of success. With an involved process that helps ensure customers are the right fit and have great better odds for a negotiated settlement, ClearOne works hard to guarantee that its customers can overcome burdensome debts quickly. A thorough interview and qualification, as well as a success-based payment structure, helps customers rest assured that ClearOne always works in their best interests.

Apart from settlement, ClearOne is committed to education, especially its insightful resources including articles, educational videos, and an upcoming series of webinars. All told, ClearOne is a great alternative for those individuals who have seen their debt spiral and are unable to continue making payments at current rates.

About ClearOne Advantage

Founded in 2007 by a group of finance industry veterans, ClearOne Advantage has quickly become a major force within the debt relief industry. The company focuses exclusively on settlement negotiation, and to this end have assembled a team of experts that are well-versed in the field and have deep ties to the industry. Moreover, the company counts with a host of impressive accreditations, including an A+ BBB rating alongside membership in the American Fair Credit Council as well as the United States Organization of Bankruptcy Alternatives. The company is based out of Baltimore, Maryland, but works with customers across several US states.

Physical Address

1501 S Clinton Street Suite 320

Baltimore, MD 21224

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ClearOne Advantage customer testimonials

ExcellentReviews 6,271
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  • author
    Nikki Hoge
    5 hours ago
    Mark Miller, you just made my day!

    Facing a lot of debt and not wanting to file bankruptcy, I gave ClearOne Advantage a call. Mark was very helpful, and explained in very clear language all the pros and cons of my situation and what the company could do for me. In less than 24 hours, I had a contract reducing my monthly payment on my debts 37%! I now have a solid plan for paying off $22,000 of debt in a little over 4 years. This was that best news that I have received in over a year! Thanks so much Mark, for your friendly, efficient, and non-judgmental service!


  • author
    7 hours ago
    Daniel went the extra mile to help me…

    Daniel went the extra mile to help me with my financial affairs. He was kind, knowledgeable, and considerate which made me feel wiser about financial decisions.


  • author
    Justin Wilson
    9 hours ago
    Everyone I talked to was very kind and…

    Everyone I talked to was very kind and helpful.


  • author
    Amy Monroe Garcia
    11 hours ago
    Terrible service

    Terrible service. I sent all my info and was told I would get a call back in 2 hour, never did, called again and was told 10 minutes, nothing sent email after email with no response. I have found another company to help now Thank God.


  • author
    Tonniett Evans
    a day ago
    Great customer service

    The agent that helped me was very informative knowledgeable and polite


ClearOne Advantage