ClearOne Advantage Review


Since its founding in 2007, ClearOne Advantage (COA) has made impressive strides in the industry. Offering full-service debt resolution, ClearOne Advantage has garnered top ratings from their customers ( 9 out of 10 stars on TrustPilot), as well as high accreditation with both the Better Business Bureau (A+ rating) and the AFCC.

Compare Best Personal Loans

Minimum Debt AmountMaximum Debt AmountFees
$10,000$135,000+No Upfront Fees.
Fees are 25% of enrolled debt. No fees are paid until your debt is resolved and you saved money

How it Works

The goal of ClearOne Advantage is simple: to help consumer with a serious amount of debt resolve their debt in the shortest period of time and pay the least amount of money.

ClearOne Advantage offers a free savings estimate, all you need to do is to provide some basic information about yourself and ClearOne will do the rest. A certified debt specialist will review your situation and assist you in determining whether or not ClearOne Advantage’s services are a good fit for your situation. They will work with you to create a personalized plan with a realistic monthly program payment so you can find out how much you can save and how the plan will benefit you. The debt specialist will also answer any questions you may have.

Once you’ve formally applied and been accepted, ClearOne Advantage will negotiate with your creditors to resolve your debt considerably less than your original balance. All told, programs generally take two-to-four years to resolve all enrolled debt, but, again, this will vary from case to case.


While ClearOne Advantage does provide an expanding selection of debt education resources, this selection, is, at least for the time being, not as extensive as many of its competitors’ offerings. However, customers should still find plenty of helpful information in ClearOne Advantage’s articles, blog, and knowledge base.

Perhaps the clearest of ClearOne Advantage’s advantages is its 90-Day 100% Satisfaction Limited Guarantee, which promises a full refund of all settlement fees. You are also guaranteed savings upon your first settlement.


In addition to ClearOne Advantage’s high rating with the Better Business Bureau, it is also a member of the American Fair Credit Council and FTC Compliant.


With ClearOne Advantage, you don’t have to pay a cent upfront. In fact, ClearOne Advantage will not charge you until you have agreed to a settlement and have successfully made your first installment. While the nuances of each individual financial situation make it difficult to predict exactly how much your fees will amount to, you can contact customer service for a quote and to get an idea of approximate current rates. ClearOne Advantage has posted some of its successful settlement letters on its website, which can also show you how much you stand to save.

Quality of Service

You can contact customer support by phone, email, or mail during weekday business hours. ClearOne Advantage also maintains several social media accounts, providing another possible venue for customers to interact with the company. Reviews widely praise the quality of customer service, calling it prompt, efficient, and, most importantly, effective.


1501 S Clinton Street Suite 320

Baltimore, MD 21224

Compare Best Personal Loans


Top 5 Personal Loans