LoanDeck Review

Ideal Solution for Quick Loans

While banks and other institutions can make borrowing complicated, LoanDeck aims to streamline the personal loan process. Instead of going to multiple lenders to find the best borrowing option, LoanDeck brings a number of choices right to your fingertips by connecting you to one of the largest national lender networks. Additionally, thanks to a simple two step application that will match you with a loan provider in less than five minutes for flexible amounts, LoanDeckpresents a straightforward approach. If you want to compare your options and quickly secure the funds you need, LoanDeck is an avenue worth exploring.

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LoanDeck Highlights

  • One of the Nation’s largest lending networks
  • Get matched in less than five minutes
  • Bad credit and no credit are still welcome


  • Flexible loan amounts
  • Two step quote application
  • No minimum credit requirement
  • Receive your funds in less than a day


  • Only applicable for some US states
  • Information on site could improve

Loan Term Options

One thing we found in our research is that LoanDeck is not directly a loan provider, but a lending network. As such, the company does not set terms or conditions for any loan that gets offered through their network. When you are matched to a lender, you will negotiate your specific terms with that specific lender. LoanDeckplays no role in determining the precise loan terms of your agreement. Payment terms can vary based on your credit history and income level.

Loan Purpose and Amounts

When you find a loan through LoanDeck, you can apply for a wide range of loan amounts. This variety is a strong plus for the company, which aims to give you personalized loan offers from its vast network of lenders. Qualified borrowers are able to access loans for amounts between $500 to $35,000. Even better, LoanDeck does not put any restrictions on your use of the borrowed funds. Once you have received your loan, you are free to use your money however you see fit. It is important to keep in mind that because LoanDeck is not directly offering you loans, terms and conditions can vary widely between lenders. It would be nice to see LoanDeck offer larger loans in order to better serve your funding needs.

Lending Qualification Process

Qualifying for a loan from one of LoanDeck’s partners does not require a great deal of personal details. The company only asks for the most basic information necessary to determine the best lender to match you with. LoanDeckrequests details including your name, address, and social security number along with some details regarding your employment that include your income, payment, and length of time at your current job. Once you have completed the quick form, you will be immediately matched to the best available loan provider for your needs. Unfortunately, because they are not directly a lender, LoanDeck’s qualification process does not always guarantee that a lender will approve your loan. In this case, however, you are not obligated to agree to any terms and LoanDeck will help you find another lender.

Information and Support

One of the areas LoanDeck could improve is the amount of information hosted on their site. While the company offers a basic FAQ regarding their lending process, they could include more contentrelated to personal loans in general. Other areas to expand would incldude the lending qualification processand other crucial information when you’re trying to find the best personal loan for your needs. You can reach LoanDeck by phone or through a contact form filled out directly on their website. Overall, it would be nice if LoanDeck expanded its explanations and information to help potential borrowers gain a better understanding of the lending process and its benefits.

Quote Application Process

To find you the best possible loan quote, LoanDeck makes the application process incredibly simple. The company’s quote application is designed to take only a few minutes. With a simple form to fill out that includes some basic contact details and employment information, LoanDeck will find the best possible loan options for your specific needs. In some cases, you might be required to provide more information, but that will usually be requested by a loan provider, and not LoanDeck directly.


While they are not directly a loan provider, LoanDeck connects you to one of the US’ largest lender networks in order to make the borrowing process incredibly easy by. The company’s simple quote application and straightforward site navigation make getting the funding you need painless and transparent. Thanks to great service and a strong commitment to helping you find the best personal loan to match your needs, LoanDeck is a great option if you like to compare options before making a final decision.

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