LoanStart Review

LoanStart at a Glance

LoanStart is a loan aggregator that uses a network of reliable affiliate lenders to help you find money for whatever your financing needs might be.

You can apply for a loan on the LoanStart website using your computer, smart phone, or tablet. LoanStart isn't a direct lender, but the site will automatically match you with the best lenders and loan products for your circumstances.

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Best For?

Since LoanStart is not a direct lender, the specific terms of each loan will vary depending upon which network affiliate you take a loan from. Once you are matched with the lender, you will be redirected to its site, and that's where you'll find the specific details of the the loan that you will take.

The advantage to LoanStart's business model is that it creates a situation in which you come to the site looking for a certain loan, and various lenders compete for your business. You will receive offers from any lenders that have a loan program that fits your specifications.

Loans provided are personal loans and all are installment loans with fixed rates and fixed payments that will be fully paid off at the end of the loan term. Loans are also available for borrowers with less-than-perfect credit.

Loan Features

  • Variable repayment lengths
  • $500 to $35,000 loan limit
  • 6.00% - 36.00% APR
  • Credit score varies by lender
  • Approval within minutes
  • Funding paid within days
  • No collateral required
  • No teaser rates or hidden fees

Loan Application Information

In order to apply for a loan through LoanStart you must meet the following qualifications:

  • US citizen or legal resident
  • at least 18 years of age
  • have a valid Social Security number
  • be employed or have some form of income
  • have a banking account in your name

Since there are different lenders in the LoanStart affiliate lender network, there may be additional requirements.

You can apply for a loan on LoanStart for just about any purpose – medical bills, emergency car repairs, home improvement, or an unexpected expense or other financial need.

The amount that you can borrow, and the interest rate you will be charged, will depend upon a number of factors. These will include your credit profile, the amount you are borrowing, the laws in your state, and the requirements of the individual lender.

No collateral is needed for loans obtained through LoanStart. You can apply in minutes through LoanStart's safe and secure online form. The actual LoanStart application is a short form that will ask you to provide basic personal, banking, and income information, as well as the reason for your loan, how much money you need to borrow, and your approximate credit level.

A few minutes after entering information on the application, you will learn if you have been pre-approved by one or more affiliate lenders, as well as what the terms will be. If your loan is approved, you will be presented with a loan agreement which will disclose all terms of the loan. Loan proceeds will be deposited as early as the next business day, through direct deposit into your personal bank account.

Repayment Terms

Repayment terms for loans acquired through LoanStart will vary from one lender to another. However, all loans originated through the platform are installment loans, with fixed rates, and fixed monthly payments, that will be paid in full at the end of the loan term.

Most lenders will set you up with repayments based on automatic withdrawals from your bank account. That will enable you to make timely payments, and not have to trouble yourself with writing and mailing checks, and making sure they get there on time.

Help & Support

Since LoanStart is not a direct lender, help and support is limited. You can reach the company by either email (, or by direct mail. There is no telephone number listed, nor is there an online chat capability. Primary contact is with the individual lending companies that are part of the LoanStart affiliate network.


If you are looking for a personal loan for just about any purpose, but don't want to go through the trouble of making applications to multiple lenders on different websites, then LoanStart could be just the lending platform that you are looking for. LoanStart isn't a direct lender, but there are many different affiliate lenders who come together on the platform to make their loans available to borrowers who apply on the site. LoanStart is a virtual one-stop shop when it comes to getting a personal loan.

Physical Address

1146 N. Central Ave., #403

Glendale, CA 91202

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