ByBestmoney StaffJan. 27, 2020

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In a Nutshell

MoneyLoans at a Glance

Loan typesSecured and unsecured personal loans
Loan amount$500 - $10,000
Repayment terms 61 days to 72 months
APR6% - 35.99%
Best forCompetitive rates and terms

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Overview is an online loans marketplace for all types of personal loans. By bringing together multiple lenders under one roof, forces lenders to compete for attention—which translates to better rates and terms for borrowers.

Range of Loans on Offer connects borrowers with secured and unsecured personal loans from its partnering lenders. It doesn’t disclose a full list of its lenders. Instead, users must fill out a few forms and submit a request to find out which lender they are connected with.

Here are some of MoneyLoans’ highlights:

  • Unsecured and secured personal loans
  • Competitive rates and terms
  • Free educational resources after registration
  • Loans can be used for any purpose
  • Customer support via toll-free phone number

Pros and Cons


  • Service is completely free to use
  • Better rates and terms than if submitting a request directly to lender
  • Abundant educational resources available 


  • Specifics about rates, terms and lenders are only made available after user submits loan request
  • Website doesn’t have an FAQs page
  • MoneyLoans’ involvement ends once you’re connected with a lender

Online Loan Request Process isn’t a direct lender, so the final part of the process takes place between the borrower and the lender of their choice.

Sending a request takes just a couple of minutes and involves the following steps:

  • Start by filling out your name, email address, zip code, and loan amount.
  • On the next screen, enter your estimated credit score, the reason for your loan, and your birth date.
  • Enter full contact information, employment information, state ID or driver’s license, and social security number.
  • On the final screen, enter your bank deposit information and press submit.
  • Within a few seconds, your contact details will be shared with the various lenders, who will be in contact with you very soon afterward (usually same day) to discuss how to proceed with your loan process.

How Much Can You Borrow?

Borrowers can use to request personal loans worth $500 to $10,000. Loans may be used for any purpose, including debt consolidation, home renovations or improvement, tuition fees, vacation, or major purchase.

The requirements vary between the various lenders in the network, but the borrower must always tick the following boxes:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident of the United States
  • Earn at least $1,000 per month after tax
  • Have a checking account in their name
  • Be able to provide an email address and home and work phone numbers uses the information you provide to determine the likelihood of a lender approving you for a specific loan amount, APR, and term. The final stage of the online loan request process takes place directly opposite the lender, which usually involves the following:

  • Requirement to hand over additional documentation, including recent payslips, other proof of income, and proof of employment.
  • A hard credit inquiry to determine your creditworthiness and therefore ability to repay the loan. Note that although a hard credit inquiry can reduce your credit score, the 3 major credit companies all consider multiple credit inquiries conducted in one 45-day period to be equivalent to one credit inquiry. Therefore, you won’t be punished for using MoneyLoans to connect with multiple lenders within a short period of time.

Repayment Terms

Loan lengths vary by lender, ranging from as little as 61 days to as much as 72 months. As with any personal loan, the loan length and APR depends on the loan amount and on the borrower’s credit score, income and general financial well-being.

Privacy & Security exists to share your contact details with lenders. By using its service, you agree to it sharing your information. With that said, MoneyLoans discloses in its privacy policy the various ways in which it may or may not share your information.

Help & Support

To speak with a customer support representative, call the toll-free number during business hours or email to have someone call you back within 24 hours. There is no live chat option.

Summary presents borrowers with the opportunity to submit a loan request form for personal loans from multiple lenders quickly and at no cost. By tapping into its pool of partnering lenders, saves borrowers time and energy and delivers them better rates and fees than if they were submitting a request to each lender separately.

Physical Address

5546 Camino Al Norte, Ste #2

North Las Vegas, NV 89031

Money Loans Money Loans Visit MoneyLoans