Pave Review

The Right Loan To Match Your Circumstances

Pave is a personal loan solution devoted to helping you improve your life with a fantastic array of lending options and outstanding service. With low APR rates as well as a credit and background check that is designed to help you find the best option, Pave’s number one goal is to give you the funding you require to take your next big step in life.

Best For:

Best for borrowers seeking smaller funding for self-improvement purposes 

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Pave Highlights

  • A Holistic Background Check

Pave’s application process checks more than just your credit score. By realizing that there are other important factors behind your ability to pay loans, Pave looks at the bigger picture.

  • One Business Day Return

As soon as Pave approves your loan, funds may be deposited in your account in as little as one business day.

  • Great Loan Terms

Due to the fact that they are focused on providing you with tools to improve your living conditions, Pave places great care to ensure that the loan terms do not put you at a further disadvantage. 

Pros Vs. Cons

Low APR ratesServices not available in all 50 states
Client-oriented support that focuses on helping you succeedAll loan terms are under or exactly three years
Simple application process 
Receive funds in as little as one business day 
Client-oriented support that focuses on helping you succeed 

Loan Term Options

Due to the personal nature of their loans, Pave offers you loans that have term lengths of either two or three years. One area Pave could improve is by lengthening their loan terms to fit a wider array of needs.

Loan Purpose and Amount Flexibility

One of the main focuses of Pave is providing loans that will help you improve your life. As such, the company offers loans between $3,000 and $25,000. Loans can be approved for debt consolidation, taking new educational courses, relocation, paying down credit cards, remodeling, or even covering living expenses. Pave does not restrict how you use the funds once they have been deposited. 

Lending Qualification Process

Similar to many other personal lenders, Pave features an application process that works in steps. The first step is a “soft” credit check, which includes more than just your credit score—it also looks at things like your education, employment history, earning potential, and other more holistic measures. If you are approved for a loan, Pave conducts a “hard” credit check before the funds are approved and deposited into your account. 

 Information and Support

If you have any questions, Pave’s website features a fantastic FAQ that covers all the questions a first-time applicant might have. The company covers topics from basic loan questions to in-depth coverage of their application and approval process. Additionally, support representative at Pave can be reached by phone, e-mail, or live chat.  

Ease of Quote Application Process 

Starting an application is simple with Pave. After collecting your basic information, the application will ask for some more specific details about your finances, though the application is a short three pages that can be completed in mere minutes. 


Pave’s mission to improve customers’ living conditions with personal funding in order to help them succeed is reflected by their effective services. The company’s easy application and friendly loan terms are ideal for borrowers who are simply looking for a financial boost. With short repayment terms and the utmost flexibility with how you can use your funds, Pave offers a personalized solution with great terms to fit your needs. 

Physical Address

200 Varick Street

New York, NY 10014

United States

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