By Kevin Mercadante
PersonalLoans.com, a subsidiary of Cash Advance, is a search aggregator that works an on entirely online model, using affiliates and partners to give borrowers access to a wide range of options. Designed to make it easier to compare borrowing options, PersonalLoans.com can trace its roots back to the 1990s and has had a long history of success. Over this time, the website has forged significant relationships with the best lenders in the industry to offer outstanding offers to all demographics.
PersonalLoans.com has helped millions of borrowers find great deals online, ranging from those with credit below 500 and to those with near-perfect credentials. The company was founded to combat the “one-size-fits-all” model and put the power back into the hands of the individual.
Agreements made with partners of PersonalLoans.com will be within a fixed loan term of between three and 72 months. PersonalLoans.com also indexes lenders which offer shorter term and payday loans, which almost always come with a -6 month repayment period. National coverage is outstanding through PersonalLoans.com – offering at least one type of loan in all but two states. Residents of North Dakota and Maine are unfortunate to not be included within the coverage area, but the majority of states have at least two types of loan to choose from.
To request a loan from PersonalLoans.com, you may have to provide the following information:
PersonalLoans.com itself doesn’t require any faxed or transmitted documents to enable the search aggregator, though each individual lender may have specific requirements for application and approval. Those lenders offering a peer service may demand more detailed information on a personal level, to entice investors to fund the loans.
Repayment schedules through PersonalLoans.com can reach up to 72 months, considerably longer than many other competitors. The average repayment term is between 12 – 36 months, though can be much shorter for payday and smaller loans. The majority of partners won’t enact penalties for early repayments, but will almost always charge for missed or late payments.
PersonalLoans.com is a very customer-focused business and boasts one of the easiest and most intuitive websites on the market. Packed with information about the service and industry in general, along with an FAQ page, you’re unlikely to need to contact the company’s customer support. However – you can reach the team during working hours through telephone or e-mail support.
PersonalLoans.com is a simple and pain free alternative to trawling through hundreds of lending websites. Even with the time and dedication, you might never find that diamond in the rough which saves you thousands of dollars. PersonalLoans.com is incredibly easy to use and can direct you to a great lender within minutes.
560 E 200 North, Suite 18 Roosevelt