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Prosper Review

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Reviews 10,612

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Michael Dinich
Michael Dinich
Apr. 05, 20224 min read

Prosper summary

Prosper is a peer-to-peer lending marketplace that helps customers to find the financing they need. Prosper is perfect for anyone with good to excellent credit looking to finance expenses quickly and efficiently.

Pros

  • Funds available in as little as 1 business day*
  • Checking your rate will not affect your credit score

Cons

  • Origination fees can be high depending on prequalification
Prosper at a glance
4.4

Editorial score

Variety of loan types

Offers all loan types

5.0

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Loan amount range

Loan amount up to $40K

4.0

Repayment flexibility

Loan terms up to 60 months

4.0

Prosper   Prosper Visit Prosper

Best For?

Prosper's main selling point is its ability to quickly and efficiently match users to the financing they need. With its application and loan posting system, it posts completed applications for investors to review and commit funds towards your loan, helping you get funding much quicker. Although the company accepts applications from all potential borrowers, it looks for applicants who have credit scores starting at 600 and higher. Loans offered through Prosper are ideal for customers who are seeking a no-frills, versatile, personal loan without the hassle of a traditional offline loan process. 

Loan Features

Loans offered through Prosper can be originated and deposited into your account as quickly as the next business day* following approval. While the transparent fee structure doesn’t include prepayment or transfer fees, if you fall behind on loan repayment you’ll be responsible for late payment charges. Prosper focuses exclusively on fixed-rate loans, so your interest rates and payments won't fluctuate over time, making it easy to plan out your repayment schedule.

Prosper highlights:

  • Next Day Funding - in as little as one business day*

  • Excellent range of loan amounts available

  • Transparent fee structure makes repayment easier

  • No prepayment penalties

  • Competitive interest rates

  • Checking your rate will not affect your credit score

The Application Process

Thanks to its marketplace lending model, Prosper’s application process is more unique than many of its competitors. To get started, customers are required to fill out a basic questionnaire that collects personal details, as well as financial and credit information required to prequalify borrowers for their applicable interest rates. Customers applying for a personal loan through Prosper should meet the following criteria:

  • A minimum FICO credit score of 600

  • Must have positive income (greater than $0)

  • No active bankruptcies filed within the last year

  • No more than 6 individual credit bureau inquiries in the previous 10 months

  • At least 2 open trades reported on credit reports

  • Must have at least 25 months of credit history


If approved, the loan amount is deposited into your account directly by the originating bank and the loan is serviced. From then on, you will interact directly with Prosper’s servicing team. All loans through Prosper include a small origination fee charged by the originating bank that ranges from 2.41% to 5%, depending on the borrower’s qualifications.

Loan Terms

Prosper offers repayment terms of 36 or 60 months for all personal loans offered through the platform. This is less flexible than some competitors, but a range of loan amounts and competitive interest rates make it a flexible tool for borrowers with good credit looking for extra financing. Loans through Prosper can be used for a variety of purposes, including medical expenses, debt consolidation, home renovations, and more.

You can request from loan amounts ranging between $2,000 and $40,000, a range with more breadth than many other lending marketplaces and loan originators.

Privacy & Security

As a lending marketplace, Prosper is aware of the importance of protecting its customers’ privacy and information. The company utilizes industry-standard technologies to protect data transmission and storage, including Extended Validation and Secure Socket Layer encryption methods to ensure that any information shared is encrypted and transmitted securely.

Moreover, it uses a variety of physical and electronic safety measures to make certain its data centers are fully protected. Prosper remains very transparent about why and how it collects customer information, as well as who it shares it with and how customers can opt out of data sharing.

Help & Support

Customers looking to reach Prosper can contact the company via email or via their toll-free call center at 1-866-615-6319. Prosper’s phone support is available Monday-Friday between 9am and 8pm ET, or 6am to 5pm PT. In our experience, phone support was easy to reach and our waiting time was minimal.

As well as service representatives, the company hosts an informative education and resource center that covers many frequently asked questions from potential borrowers.

Summary

Thanks to a simple application and transparent funding process, Prosper makes it easy for customers to find the financing they need, when they need it. Finally, competitive interest rates and loan amounts make it an appealing option if you have good to excellent credit and are looking to finance major or unforeseen expenses.

Physical Address

Prosper Funding LLC

221 Main Street, Suite 300

San Francisco, CA

94105

Prosper   Prosper Visit Prosper

Disclosure

All personal loans made by WebBank.

*You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s ability to quickly process the transaction. 

Michael Dinich
Written byMichael Dinich

Michael is the founder and CEO of WealthOfGeeks.com. He has worked in personal finance since 1999. He shares unique insights on how to save money, increase income and prepare for retirement. Michael is a sought-after finance professional in the areas of taxation, personal finance, and health insurance planning. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

Prosper
ExcellentReviews 10,612
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Trustpilot reviews

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ExcellentReviews 10,612
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83%
Great
7%
Average
3%
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2%
Bad
5%
  • author
    Maureen Fyan
    Jan 01, 1970
    this loan was applied for online

    this loan was applied for online. The communication from Prosper was excellent in that, they were sure that I knew what was happening. Everything went as they advertise and as planned.

    ...

  • author
    R Devero
    Jan 01, 1970
    The telephone representative was…

    The telephone representative was knowledgeable and able to help me with all the things I called in to take care of

    ...

  • author
    ET
    Jan 01, 1970
    It was faster than I thought it would…

    It was faster than I thought it would take. I’m happy with my results

    ...

  • author
    Mike
    Jan 01, 1970
    Prosper was quick and easy to deal with

    Prosper was quick and easy to deal with and the process is easy and painless. This is not the first loan I have gotten from Prosper. I have gone back to them for my good experience with my prior loan.

    ...

  • author
    Randy Kordomenos
    Jan 01, 1970
    5 star

    This was a great borrowing experience. Easy and quick.

    ...

  • author
    Marvin
    Jan 01, 1970
    Excellent customer service

    Excellent customer service

    ...

  • author
    José Arteaga
    2 days ago
    Second or third loan from prosper,

    Second or third loan from prosper, Very satisfied, everything goes smoothly I will probably never ever go anywhere else for a loan. Thanks Prosper.

    ...

  • author
    Ezell Johnson
    2 days ago
    One of the easiest loan transactions I…

    One of the easiest loan transactions I have ever done! I was approved within minutes. With a better interest rate than some of the well known banks! Money was in my account within 24 hours. Would highly recommend!!!

    ...

  • author
    Balbina Albarez
    2 days ago
    Quick easy and fast!!!

    Quick easy and fast!!!

    ...

  • author
    Carlton Wilkinson
    3 days ago
    Prosper

    Prosper is awesome. I was approved in less than 30 minutes. Great customer service and I received my funds the very next day.

    ...

  • author
    Jade Miorana
    3 days ago
    Very quick and efficient

    Very quick and efficient. The website is very easy and approval part is quick. I would recommend any one to borrow from you guys.

    ...

  • author
    Chad Evans
    3 days ago
    It’s a quick and easy process to apply…

    It’s a quick and easy process to apply and receive the loan, assuming you qualify.

    ...

  • author
    Matthew M.
    3 days ago
    Fast

    Fast, fair, honest, easy

    ...

  • author
    Paulette Horton
    3 days ago
    A great financial experience

    This would be the second time I have used Prosper. I have never had an issue with this company or any other incidents. The process was quick and uncomplicated. The paperwork was very easy to understand. You could talk to a live person if you needed to do so.

    ...

  • author
    JAN UNDERWOOD
    3 days ago
    The process to apply and receive was…

    The process to apply and receive was extremely easy! The website was user friendly and simple to apply for a consolidation loan. The reason I chose Prosper Financial was the lowest interest rate I found plus past business experience was awesome. I could count on their reliability and expertise. The application process to funding was a matter of a few days! Thank you for taking away the financial stress!

    ...

  • author
    Andy
    3 days ago
    Very easy and seamless

    Very easy and seamless. Great rate in this time of rising inflation and higher interest rates. Happy to get out of some high-interest credit card debt and it was quick and painless.

    ...

  • author
    Michael Taylor
    3 days ago
    Being a prior Customer

    Being a prior Customer, the initial process was longer and more complicated and complex than currently, which could be described as a hop, skip and jump. Keep up the good work.

    ...

  • author
    Barbara Stephens
    3 days ago
    Prosper and financial stability

    Prosper has been a big help to for the past several years. They are quick with turnaround time on approval. Full disclosure is given to better understand the amortization. I will continue to do business with Prosper going foward.

    ...

  • author
    Frank Feliciano
    3 days ago
    Purchased a 1961 Caddy

    I'm a returning customer and needed a loan to purchase a car. Super fast service and the money was in my savings account in 2 days. I went online and filled out some info and was approved Immediately. I didn't have to speak to a customer service representative, it was super easy. Thank Prosper Frank Feliciano

    ...

  • author
    Mary Smith
    3 days ago
    Reliable and Fast Service

    Prosper provided quick service. I got the amount I needed approved within a day and received it within 2 days.

    ...

  • author
    Maria Koreen
    4 days ago
    Prompt service

    Prompt service! Very pleased!

    ...

  • author
    KD
    4 days ago
    Customer

    The first time I called, I got a mean person who hung up on me. The 2nd time I called, I got a nice person who answered my questions and helped me out

    ...

  • author
    Andy
    4 days ago
    Fast

    Fast, no hassle service. Great rate. Thanks!!!

    ...

  • author
    Paulie Walnuts
    4 days ago
    I love working with Prosper

    I love working with Prosper! Easy, quick and calm...

    ...

  • author
    AG Rodriguez
    4 days ago
    Satisfied customer

    Easy process, quick decision.

    ...

  • author
    someone
    4 days ago
    Seamless process

    This process was great because I had borrowed previously and didn't have to complete the entire application all over. I applied while in my car and it took literally 15 minutes to have an approval online. Thank you Prosper for making this loan process painless and seamless.

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  • author
    Cheryl “CJ” Jones
    4 days ago
    Excellent

    Excellent, quick and professional experience.

    ...

  • author
    David
    4 days ago
    Used this platform for over 10 years

    Used this platform for over 10 years. Excellent service, very quick. Never a single issue, always paid off quickly too.

    ...

  • author
    Mary Baker
    Sep 23, 2022
    Trustworthy Company

    The experience in dealing with Prosper has been one I can trust.

    ...

  • author
    Chris H.
    Sep 23, 2022
    Second Prosper Loan but Very Different App Experience

    This is my second loan from Prosper. The first time round went really quickly and smoothly. This time not so much. I missed 3 calls from someone at Prosper due to work meetings. When I called back, nobody could tell me what they needed and, the guy I was talking to actually asked me for my entire SSN even though he had confirmed my account using the last 4 of my SSN earlier in our discussion. I refused, he then said he was going to place me on a brief hold and he did place me on hold but I hung up after 12 minutes. Nobody ever called me back but I kept getting these emails that there were actions I needed to take. When I logged in, the application screen said, nothing required at this time, the request was under review. What took 3-4 days last time I took a loan from Prosper took over 2 weeks this time. I think they have a good product at a good rate but, not so sure about the Customer Service and Support.

    ...

  • author
    Timothy Fernbaugh
    Sep 23, 2022
    Great Service!

    Obtaining a consolidation loan through Prosper Marketplace was extremely easy. This is the third time I've used Prosper. The people are friendly and great to deal with. I would definitely recommend them for your next loan

    ...

  • author
    Ludrenia Hagans-Shepherd
    Sep 23, 2022
    My experience with the Prosper Customer…

    My experience with the Prosper Customer service went smoothly to the supervisor for approval. My request was to pay the requested loan of $30,000 that was reduced and approved for $27,000 - $1,350.00 Origination fee; which meant the amount that was deposited into my bank account. Therefore, I must pay back the $27,000 which included the origination fee. When the supervisor made the request that I must pay an additional $218.52 charge; since I had not made the request within 7 days of getting the funding, I asked for it to be repeated. I had read at the bottom of the email dated 8/25/22 that "if I wanted to take steps to pay off my loan even sooner, I could make additional payments at any time. There's no fees or penalty for doing so." I have not read anywhere of request within 7 days. Meaning I am paying additional $1350.00 origination fee plus $218.52 of which was not given to me in my bank account. Therefore, this is my cost for asking to borrow money that I found I didn't need and requested pay off prior to first payment.

    ...

  • author
    Mark P
    Sep 23, 2022
    Had a wonderful experience

    Had a wonderful experience, money was approved right away and in my bank. Thank you for helping me consolidate my debit.

    ...

  • author
    Joe Romero
    Sep 22, 2022
    great fast haslle free service

    great fast haslle free service

    ...

  • author
    Katie
    Sep 22, 2022
    Great service!

    Prosper was very helpful and answered all my questions thoroughly!

    ...

  • author
    Luis Reyes
    Sep 22, 2022
    You are awesome…:)

    I just want to thank you guys, you save my life with this loan…:)

    ...

  • author
    Pamela
    Sep 22, 2022
    I love your service

    I love your service, the company email me concerning a loan and i was approved. Very impress

    ...

  • author
    David R
    Sep 22, 2022
    Loan Origination Fee & Hard Credit Report

    I started my application on a Sunday night and before I knew it a hard credit report had been run. I cancelled to application because I thought that the loan origination fee was a little high. When I was working with another company with a much lower loan origination fee (75% lower) that company denied me the loan because a hard credit report had been run prior to my finishing the application process. Customer service did help me and I went through the standard loan documentation drill with the adjuster and my loan was approved and I received the funds in under 24 hours. My only issue is that was trying to pay a loan origination fee of $50 and instead I ended up paying a fee of $250 all because me credit report was run without my really knowing it.

    ...

  • author
    Jean Page
    Sep 21, 2022
    Will do it again

    Just an awesome experience! Fast, uncomplicated, transparent.

    ...

  • author
    Laurie J. Dyer
    Sep 21, 2022
    Prosper has always assisted me with my…

    Prosper has always assisted me with my financial growth of paying off debt and building solid credit history. When I am in need of services they have been truly supportive and helpful. Their application process is quick and easy no hassles.

    ...

  • author
    Tim
    Sep 21, 2022
    The process was easy and convenient.

    The process was easy and convenient.

    ...

  • author
    Scott Fore
    Sep 21, 2022
    In this time of struggles for people

    In this time of struggles for people. I was able to use my credit score of 770. To obtain a loan. At 12.2% to pay off a loan from best eggs. That was 5 yrs and 25.97% with pay 5000 and borrowing 15000 I was able to save 100 a month and 24 months off that loan it saved me almost 15000 in interest now I only have to pay 3000 in interest for the complete loan.. Thanks to PROSPER

    ...

  • author
    Mamadou Diallo
    Sep 21, 2022
    Great experience with your business

    It was very helpful dealing with your company. Complete satisfaction

    ...

  • author
    Marie Sonia
    Sep 21, 2022
    This is my second loan it was easy and money was deposited in my account in three days.

    This is my second loan, and it was easy to applied and the money was deposited in my account in three days.

    ...

  • author
    Juan V.
    Sep 21, 2022
    Excellent

    Quick and easy, no hassle. Really recommend, good rates.

    ...

  • author
    Niranjan Goud
    Sep 21, 2022
    The loan was approved quickly

    The loan was approved quickly. Good service. Thank You

    ...

  • author
    Danny
    Sep 21, 2022
    took me a minute to apply..took 1-2…

    took me a minute to apply..took 1-2 days to get funds.

    ...

  • author
    petros kontos
    Sep 21, 2022
    Second time with prosper and I can only…

    Second time with prosper and I can only say nothing but the best !!

    ...

  • author
    MARIO
    Sep 21, 2022
    Everything worked out fast and…

    Everything worked out fast and efficient.

    ...

  • author
    Perry Solomon
    Sep 21, 2022
    Process was quick

    Process was quick, easy and competitive. A painless way to apply for a personal loan

    ...

  • author
    Eddie Maines
    Sep 21, 2022
    super easy & quick

    super easy & quick

    ...

  • author
    Marcella Fontenot
    Sep 21, 2022
    I am very pleased with the fast service…

    I am very pleased with the fast service i received

    ...

  • author
    Tom
    Sep 21, 2022
    Great experience

    Great experience. Thanks for being there

    ...

  • author
    Erin Rocha
    Sep 21, 2022
    Best Loan Experience

    This has been the fastest and easiest loan I have ever had. The process was online and took 48 hours from applying to funding. Could not be happier!

    ...

  • author
    Denise Boyd
    Sep 21, 2022
    Great experience!

    Great experience!

    ...

  • author
    Mike Moroff
    Sep 20, 2022
    Straight forward and quick decision…

    Straight forward and quick decision. Fast turnaround. Have been using Prosper for serval years and they have always been top-notch,

    ...

  • author
    Lora Harper
    Sep 20, 2022
    This was an easy reliable process

    This was an easy reliable process . I have used a few times over the years and have always been impressed

    ...

  • author
    Bridget S
    Sep 20, 2022
    Prosper is a life-saver

    I am really appreciative of Prosper. At each time of my need I was able to get approved and I like that I can pay off my loan over a period time. I really like that I can double up on my payments when I have the extra funds.

    ...

  • author
    julio martinez
    Sep 20, 2022
    Everything was quick and easy.

    Everything was quick was approved and received my money all within a week.

    ...

  • author
    Jeff Ellis
    Sep 20, 2022
    Fast and easy.

    You never know what you can get qualified for. Got the info from credit carma on qualifying. Decide to check it out what is there to lose. Came back quick with response very excited to find after all the hard work of rebuilding credit to get back on track. Fast and easy thanks.

    ...

  • author
    ALEX HENDARDY
    Sep 19, 2022
    Excellent

    It was a simple transaction

    ...

  • author
    Paul
    Sep 19, 2022
    I've used Prosper successfully several…

    I've used Prosper successfully several times for convenient and fast personal loans I've used for debt consolidation, home improvements and sizable purchases such as vacant lots adjoining my residence.

    ...

  • author
    Doug Gray
    Sep 19, 2022
    The process was automatic and efficient.

    The process was automatic and efficient.

    ...

  • author
    Terri Meeks
    Sep 19, 2022
    Slow response

    Slow response

    ...

  • author
    mike howell
    Sep 19, 2022
    It was an enjoyable experience

    It was an enjoyable experience the process was fast and easy and I got my money in days I will tell everyone about them.

    ...

  • author
    Daysi Merchant
    Sep 19, 2022
    The process to get a loan was easy

    The process to get a loan was easy, hustle free, and fast.

    ...

  • author
    jeila vespo
    Sep 19, 2022
    Thanks for you service

    Thanks for you service! Excelent

    ...

  • author
    Charles Hamilton Jr.
    Sep 18, 2022
    Got approval quickly.

    Got approval quickly.

    ...

  • author
    Mark
    Sep 18, 2022
    Process was simple

    Process was simple, quick and support was great.

    ...

  • author
    Kenneth
    Sep 18, 2022
    I'm very happy with Prosper

    I'm very happy with Prosper. I have used them before and are very quick to respond to your requests. Process is very easy and quick.

    ...

  • author
    Mary
    Sep 18, 2022
    I’m so pleased the process was simple…

    I’m so pleased the process was simple and approval was quick. I’m excited to get the surgery done.

    ...

  • author
    Trisha
    Sep 18, 2022
    This is my first experience with Prosper

    This is my first experience with Prosper and applying for a personal loan in general. Overall the experience was very simple and easy. The people I talked to when a call was necessary were very friendly and helpful. I was not sure how long the process would take. If you provide them with all the documents and follow up calls it should be a smooth process. I would do it again, especially since I know the process now. The process from start to finish was about 3 weeks total. Just make sure to follow up with details when necessary.

    ...

  • author
    Hesam Ghaffari
    Sep 18, 2022
    All staff great

    Everyone professional

    ...

  • author
    Lucky Rattanasithy
    Sep 18, 2022
    Very good

    Good to do business with you

    ...

  • author
    J Contro
    Sep 18, 2022
    So easy to apply and fast service

    So easy to apply and fast service

    ...

  • author
    GARY
    Sep 18, 2022
    Great service

    Great service - Easy procures and Money in your account within 1 to 3 days.

    ...

  • author
    FRANKIE
    Sep 18, 2022
    Trustworthiness …

    The most efficient and problem free service I have ever encountered..Trustworthiness goes both ways..,and Prosper stands by you…

    ...

  • author
    Peggy Brown
    Sep 20, 2022
    I was impressed, but...

    I was impressed. I spoke to two representatives who explained things. Then I forgot the requested document, and was equally impressed again to get a reminder. She was polite and respectful even though I was flustered!! I was however told a couple of conflicting interpretations of my loan specifics which include the timeline. I still have yet to have confirmation of definite date of my loan. It is inconvenient only.

    ...

  • author
    Alfonso Silvestre
    Sep 17, 2022
    Hassle free application this time around

    Hassle free application this time around

    ...

  • author
    NELLIE G. RYAN
    Sep 17, 2022
    EFFICIENT AND EXCELLENT

    THIS TRULY WAS THE FASTEST AND EFFICIENT LOAN TRANSACTION I HAVE EVER EXPERIENCED. CONGRATS ON SUPERIOR BUSINESS TRANSACTION THANK YOU IT WAS A PLEASURE.

    ...

  • author
    Paul
    Sep 17, 2022
    Great product

    Great product

    ...

  • author
    Christina Hager
    Sep 17, 2022
    Decent loan experience.

    I don’t like the terms that I can’t pay off the loan early, that I’m responsible for the full finance charge even if I wish to do so. I don’t like that it takes up to a week to receive funds. I do like that I was able to get an answer within the same day, and that my APR was reasonable.

    ...

  • author
    Lesley Amber Kwallek
    Sep 17, 2022
    Efficent and Easy

    I am a return customer. I appreciate I can count on Prosper Loan when I need it.

    ...

  • author
    Brian Leatherman
    Sep 17, 2022
    They denied me cause they couldn't read…

    They denied me cause they couldn't read a deposit form and get my account # off it. I walked 3 people through it and they all got off the phone knowing the #. I did everything they asked. missed 4 hrs of work, over 3 weeks, on hold or working for free on their behalf. Jumped through all their hoops and all I got was a hit on my credit. I have good credit and they just tarnished it due to lack of knowledge

    ...

  • author
    Kristy
    Sep 17, 2022
    I received the money 2 days after…

    I received the money 2 days after approval. The people i talked to on the phone were nice and very professional! Thank you!

    ...

  • author
    Claude McKinney
    Sep 17, 2022
    I was called to verify my information…

    I was called to verify my information given on my application in a professional and courteous manner. The ACH was in my account in one day. Thank you so much..

    ...

  • author
    Kevin Pyatt
    Sep 17, 2022
    I had a good experience with you guys

    I had a good experience with you guys

    ...

  • author
    Darlena Meyers
    Sep 16, 2022
    I’m very happy happy with my loan and…

    I’m very happy happy with my loan and the interest rate with Prosper !!I would definitely recommend them they are Great 😊 Worked with Me and process was Quick and Easy

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  • author
    Rafael Ayala
    Sep 16, 2022
    I had a loan with prosper before so

    I had a loan with prosper before so , it was easy to reapply. 3 business days and I had my funds available. Low monthly payment. I'm happy I recommend it

    ...

  • author
    John Gregory
    Sep 16, 2022
    A lifesaver 👍

    A lifesaver 👍

    ...

  • author
    Katrina Clark
    Sep 16, 2022
    Extremely Prompt

    This is our third time to utilize Prosper. We have nothing but 5 STARS for our experiences with Prosper. They are an extremely valuable resource and we treasure the prompt service we have received.

    ...

  • author
    Glenda
    Sep 16, 2022
    The speed and professionalism were…

    The speed and professionalism were amazing - always a great experience !

    ...

  • author
    Malherbe Senatus
    Sep 16, 2022
    easy and very fast to get a loan

    easy and very fast to get a loan

    ...

  • author
    Yovonne Starks
    Sep 16, 2022
    Amazing Customer Service

    The pandemic caused financial challenges, so I requested a consolidation loan from Prosper. From beginning to completion, the process went very smooth and the customer service very professional. Due to the amount requested, the verification process required additional information, and the document submission process was user friendly from my mobile phone. I am very thankful to Prosper for approving my low interest consolidation loan, which ultimately puts more money in my savings account. Sincerely, Grateful Customer

    ...

  • author
    Eugene Eason
    Sep 16, 2022
    Excellent service

    Excellent service, fast response! Great company to deal with if I’m need for a loan! Returning customer,

    ...

  • author
    M Kelley
    Sep 16, 2022
    Excellent Service

    I always receive excellent and prompt service and you're always finding ways to do more and be a blessing to your customers. I appreciate you and would recommend you to all... Blessings, M ~

    ...

  • author
    Lori Peace
    Sep 16, 2022
    Caregiver

    Its a wonderful experience using prosper! This is my second time using prosper. Great staffs!

    ...

  • author
    Lesia Dillon
    Sep 16, 2022
    The application process was very kind

    The application process was very kind, honestly had no issues, the wait time was normal.

    ...

  • author
    Robert
    Sep 16, 2022
    Second loan with Prosper and once again…

    Second loan with Prosper and once again everything was seamless and easy. Entire process was smooth and more important very transparent. All the details and terms were reasonable along with rates. Obviously credit and history plays a big role. I recommend Prosper for everyone. Applied on Tuesday and got my funds deposited by Thursday.

    ...

  • author
    Cheryl Ann
    Sep 16, 2022
    Excellent customer service

    Excellent customer service

    ...

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