Springleaf Financial Review

By Kevin Mercadante

Company profile

Springleaf has been in the personal lending business for almost 100 years. They have over 830 branches nationwide and offer multiple ways to apply for a loan: online, by phone or in person at a local branch.

Over their many years of providing help for people, they have expanded to 26 states across the United States.

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Service profile

Springleaf offers a quick loan application process in order to better serve customers who need cash quickly. Once you’re approved, a Springleaf loan expert will walk you through the next steps of the process, making the process clear and simple. By offering competitive interest rates and flexible loan terms, Springleaf shows their commitment to finding the right loan product to suit each customer’s unique needs. They are also one of the only lenders to offer 3 different ways to apply for a personal loan. Whether customers choose to apply for their loans online, over the phone, or in person at a local branch, Springleaf accommodates customers’ preferences.

One of the best features of Springleaf Financial is that they offer loans for almost any reason. The loan sizes vary to meet the needs of the customers. There are over 830 local branches that are convenient locations for people across the country. You can get personalized service, apply for a loan or pay on your current loan at these locations.

Loan features

Springleaf does not charge a fee to apply, so you can do so without worry. Loans can be from $1,500 to $10,000 and will be approved quickly, sometimes in less than 24 hours. The APR rates can be from 25.1%-36%.

Loan application information

You can apply online, at a local branch or over the phone. The next step is to be assigned to a Springleaf loan officer to help you finish the process quickly without the fuss. You will have to verify your residence, employment and income.

Repayment terms

There are no hidden fees with Springleaf Financial. They have many ways to pay and with no early repayment fees, you have more freedom with a loan with Springleaf Financial.

Help and support

A handy payment calculator will give you a good idea of how much your monthly installments will be. There are no prepayment penalties. If you decide to pay off the loan, you have no worries about fines. For questions or problems, help via customer service is available by phone.


Springleaf provides an easy 3-step application process that’s quick and easy. With almost 100 years of experience in lending to satisfied customers, Springleaf Financial has a great reputation. The website is helpful and you can always call Springleaf for assistance or just stop in at a local branch in your community.

Physical address

Springleaf Consumer Loan, Inc., 600 NW 2nd Street, First Floor, Evansville, IN 47708

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