Personal Loans Articles

Personal loans are unsecured loans that have a fixed amount, interest rate, and repayment
period. What are these terms, how are they calculated, and what should you look for when
shopping for a personal loan are important issues addressed in the following financial articles.  

Best personal loans for debt consolidation

Top 5 Personal Loans for Debt Consolidation

/ Sarah Pritzker

A personal loan can help you consolidate debt and provide you with a more secure financial future. Find out all about rates, terms and fees of the best lenders to help you do it.

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The best secured loan providers

Best Secured Loans of 2018

/ Sarah Pritzker

Secured personal loans may offer you more favorable loan terms. Read about the best lenders for this type of loan.

Read More

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Top 5 Personal Loans

Personal Loan APRs

The APR calculation on personal loans will vary depending on your lender, but it will typically be lower than what you would receive from a payday or short-term loan – usually starting at 10% and capping at 35.99%. It is not ideal to owe any money, but if you require a loan, then a personal loan could certainly be a viable option.

APR rates mentioned include associated fees.

Full repayment for the loans displayed range between 61 days to 180 months.

Representative example: assuming a loan of $10,000 over 60 months at a fixed rate of 3.1% per annum and fees of $60.00. This would result in a representative rate of 3.3% APR, with monthly repayments of $180.80, for a total amount paid of $10,848.00.