Personal Loans Articles

Personal loans are unsecured loans that have a fixed amount, interest rate, and repayment
period. What are these terms, how are they calculated, and what should you look for when
shopping for a personal loan are important issues addressed in the following financial articles.  

Best personal loans for debt consolidation

Top 5 Personal Loans for Debt Consolidation
/ Sarah Pritzker

A personal loan can help you consolidate debt and provide you with a more secure financial future. Find out all about rates, terms and fees of the best lenders to help you do it.

 Read More
The best secured loan providers

Best Secured Loans of 2018
/ Sarah Pritzker

Secured personal loans may offer you more favorable loan terms. Read about the best lenders for this type of loan.

 Read More

Advertising Disclosure

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

GOT IT

Top 5 Personal Loans

Personal Loan APRs

The APR calculation on personal loans will vary depending on your lender, but it will typically be lower than what you would receive from a payday or short-term loan – usually starting at 10% and capping at 35.99%. It is not ideal to owe any money, but if you require a loan, then a personal loan could certainly be a viable option.

APR rates mentioned include associated fees.

Full repayment for the loans displayed range between 61 days to 180 months.

Representative example: assuming a loan of $10,000 over 60 months at a fixed rate of 3.1% per annum and fees of $60.00. This would result in a representative rate of 3.3% APR, with monthly repayments of $180.80, for a total amount paid of $10,848.00.