Personal Loans Articles

Learn about how getting a loan online works and how to find

the best one for your specific financial needs.  

It’s important to plan how you’re going to repay your loan before you take it out

The Smart Way to Repay Your Loan

/ Nadav Shemer

Preparation is key when it comes to successfully paying off your personal loan on time and in full. Find out how to plan before taking out a loan.

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Personal Loan APRs

The APR calculation on personal loans will vary depending on your lender, but it will typically be lower than what you would receive from a payday or short-term loan – usually starting at 10% and capping at 35.99%. It is not ideal to owe any money, but if you require a loan, then a personal loan could certainly be a viable option.

APR rates mentioned include associated fees.

Full repayment for the loans displayed range between 61 days to 180 months.

Representative example: assuming a loan of $10,000 over 60 months at a fixed rate of 3.1% per annum and fees of $60.00. This would result in a representative rate of 3.3% APR, with monthly repayments of $180.80, for a total amount paid of $10,848.00.