Personal Loans Articles & Guides | Top 10 Personal Loans

Personal Loans to Become Cheaper as Fed Cuts Interest Rates

July 31, 2019 / Sarah Pritzker

Personal loans are the fastest growing form of consumer credit in the United States and they’re about to become even more popular.

Top 5 Personal Loan Providers If You Have Bad Credit

July 30, 2019 / Top10.com Staff

Secured personal loans may offer you more favorable loan terms. Read about the best lenders for this type of loan.

Cover your medical expenses the smart way - with a personal loan from a top provider

The Best Personal Loan Providers for Covering Medical Expenses

July 26, 2019 / Sarah Badani

Compare the 5 top personal loan providers that can help you cover the costs of medical surgeries and procedures.

Take the time now to make a proper budget and you’ll reap the rewards in the future

These 7 Essential Budgeting Tips Will Help You Save Money for What Really Matters

July 25, 2019 / Sarah Badani

Follow these 7 simple, practical steps to make an effective budget and set yourself up for a financially secure future.

All you need to know about what’s involved in getting approved for a personal loan, and what you can do to speed it up.

How Long Does it Really Take to Get Approved for a Personal Loan?

July 25, 2019 / Sarah Badani

Find out how long the approval process for a personal loan takes so you can plan ahead of time.

Ask the Expert: Everything You Wanted to Know About Personal Loans But Were Too Afraid to Ask

July 23, 2019 / Top10.com Staff

Financial expert LaToya Irby gives her expert advice on how to get the best out of your personal loan.

Finding a loan provider you can trust can make all the difference

This 7-Step Guide Will Ensure You Choose a Personal Loan Provider You Can Trust

July 22, 2019 / Sarah Badani

All you need to know about finding a reliable and trustworthy lender when applying for a personal loan.

The top 10 personal finance habits you need in your life

10 Personal Finance Habits That Will Set You Up For Financial Security

July 22, 2019 / Sarah Badani

These 10 finance habits will help you keep your finances under control and mean you have more money to spend on what really matters.

Top 8 Warning Signs of a Lending Scam

May 14, 2019 / Nadav Shemer

A personal loan is a loan for all seasons, and lenders will let you use them for virtually anything. Planning to consolidate debt, make home improvements, or go on a long vacation?

The Best Personal Loans for 2019

May 2, 2019 / Top10.com Staff

We compared the most popular lenders by different factors like loan amounts, rates, fees, and customer service. Read on to discover who we have selected as the 5 best personal loan companies.

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Personal Loan APRs

The APR calculation on personal loans will vary depending on your lender, but it will typically be lower than what you would receive from a payday or short-term loan – usually starting at 10% and capping at 35.99%. It is not ideal to owe any money, but if you require a loan, then a personal loan could certainly be a viable option.

APR rates mentioned include associated fees.

Full repayment for the loans displayed range between 61 days to 180 months.

Representative example: assuming a loan of $10,000 over 60 months at a fixed rate of 3.1% per annum and fees of $60.00. This would result in a representative rate of 3.3% APR, with monthly repayments of $180.80, for a total amount paid of $10,848.00.

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