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Last updatedSeptember 2026
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1
Our Top Pick
LendingTree
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Banks compete, you enjoy low rates
  • 6.99% - 35.99%
  • 12-144 mo.
  • Poor/Fair/Good/Excellent
8.7
Personal Loansscore
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2
Credible
Free to use, no hidden fees
  • 5.20% - 35.99%
  • 12-84 mo.
  • Fair/Good/Excellent
8.5
Personal Loansscore
3
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Low fixed rates
  • 8.49% - 35.99%
  • 24-84 mo.
  • Fair/Good/Excellent
8.6
Personal Loansscore
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BestMoney Total Score
Our product scores consist of a combination of the following 3 components:
Click Trend
BestMoney measures user engagement based on the number of clicks each listed brand received in the past 7 days. The number of clicks to each brand will be measured against other brands listed in the same query. Therefore, the higher the share of clicks a brand receives in any specific query, the higher the Click Trend Score. BestMoney accepts advertising compensation from companies, which impacts their (and/or their products’) position, and in some cases, may also affect their Click Trend Score.
Brand Reputation
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Products & Features
BestMoney’s editorial team researches and reviews financial products based on factors such as: range of products and services offered, ease-of-use, online accessibility, customer service, special awards, and more. Each brand is then given a score based on the offerings in each parameter. The specific parameters which we use to evaluate the score of each product can be found on its review page, which is updated every 3 months. If the editorial team cannot locate information relevant to a brand's Products & Services Score, it will not be included in its calculation.
Editorial Reviews
LendingTree
LendingTree
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