The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

Credible Review

Find a customized quote easily

Reviews 4,627

This site is a free online resource that strives to offer helpful content and

comparison features to our visitors. We accept advertising compensation

from companies that appear on the site, which impacts the location and

order in which brands (and/or their products) are presented, and also

impacts the score that is assigned to it. Company listings on this page

DO NOT imply endorsement. We do not feature all providers on the market.

Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented

on this page are disclaimed. The information, including pricing, which

appears on this site is subject to change at any time.

Michael Dinich
Michael Dinich
May. 04, 20214 min read

Credible summary

Credible is a free online personal loan brokerage service perfect for anyone with a high credit rating looking to consolidate debt, finance a major purchase, or open a business.

Pros

  • No fees
  • Get responses in minutes

Cons

  • High credit score required
  • Doesn’t work with credit unions or refinancing companies
Credibleat a glance
4.8

Editorial score

Variety of loan types

Offers all loan types

5.0

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Loan amount range

Loan amount $50K+

5.0

Repayment flexibility

Loan terms 60 months+

5.0

Credible Credible Visit Credible

Overview

Credible is an online loans broker that provides fast and free initial responses, ideal for anyone who needs a loan and doesn’t know where to start. It speeds up the process of hunting for a personal loan by sending your application to multiple providers at the same time and running a soft credit check (which doesn’t affect your credit rating). Credible returns up to 6 preliminary loan offers so that you can easily compare your options and then contact the lender directly to complete the loan process.

With Credible you can get loan offers  from multiple providers and choose the best one for your needs

Suitable For?

Borrowers with good credit scores who want to consolidate their debt. Credible requires a credit score of around 620 and up to qualify for its service, but the lowest APR of  2.49% - 35.99% makes it a potentially cost-effective way to consolidate all debt payments into one.

Loan Features

Credible’s biggest draw is the speed of response. Completing multiple application forms asking for the same information, again and again, is draining and time-consuming, so being able to get responses in minutes from a number of lenders with just 1 application is a big plus. 

Unlike many loan broker services, Credible is transparent about its fees.

You can use Credible to check up on loan offers for different amounts without harming your credit rating, which is useful if you aren’t yet sure how much you will need. With loan amounts ranging from $600 to $100,000, you can get useful loan offers whether you need to redo your home or just bridge a small gap till your next paycheck.

Highlights for Credible:

  • Fast response time
  • No fees for the service
  • Access to multiple lenders at once
  • Side by side comparison guide
  • Faster path to getting the loan; some lenders can process your request within one business day

The Application Process

Credible’s online application process is streamlined and straightforward and can be started by creating a password-protected account. Choose the personal loans option from the drop-down list and complete a 2-page online application. Credible asks about your education history and employment status, annual income, and credit score. You'll have to provide personal identifying information that includes your social security number, date of birth, and address and share how much you want to borrow and why.

After receiving this information, Credible will carry out a short ‘soft credit’ check to verify your credit rating and identification details. These checks don’t affect your credit standing at all. Your credit result and application is then sent on to a number of loan companies.

Within a few minutes, Credible returns up to 6 pre-qualification loan offers. You can compare vital features such as the APR, repayment terms, and requirements at a glance in a clear table, or click through to the website to get more details. Once you find a loan offer that suits you, visit the provider’s website to see if you like their terms and conditions. You’ll finish off the application process on the provider’s website.

Credible requirements:

  • Credit score of 620 and over
  • Citizenship or permanent residency of the United States
  • A checking account in your name
  • You must be over 18 years old

Credible Credible Visit Credible

Loan Terms

As a loan broker, Credible doesn’t extend specific loan terms. The lowest APR for personal loans via Credible ranges from 2.49% - 35.99%. Loan amounts stretch from $600 to $100,000, making it a flexible site for borrowers who aren’t yet sure what they need.

Consumers should remember that terms can fluctuate even after you receive a pre-qualification offer. No loan terms are guaranteed until the lender has performed a hard credit check and confirmed that your application is accepted, so if you get a good loan offer you should act to secure it quickly.

Repayment Terms

Again, repayment terms vary from lender to lender. The maximum repayment term via Credible is 5 years, with some terms as low as 24 months. This is a relatively short repayment term, which could be a problem for borrowers who want to spread their payments out further so as to pay less each month.

Privacy & Security

Credible has a reputation for being trustworthy with your personal details, but they don’t bear any responsibility for the loan companies that might make you an offer. It’s up to the borrower to check out the prospective lending company thoroughly to make sure that they feel comfortable with their policies and approach.

Help & Support

Credible’s website is clear and easy to move through, with an FAQ section that is simple to find. Their FAQs do not cover all the information you might like to know, such as what the requirements are for application, but they are well organized.

We were pleased with their level of customer service; emails are replied to promptly and comprehensively, and they are careful about staying in touch to answer your questions. Credible has a fast telephone customer service team as well as online live chat.

How Credible Compares


CredibleLendingTree
APR2.49% - 35.99%2.49% - 35.95%
Minimum credit score620none
Loan amounts$600 - $100,000$1,000 - $50,000
Loan term24 - 84 months3 - 180 months
Suitable forDebt consolidationComparing a variety of loan options

When compared to LendingTree, Credible has similar APRs but offers higher maximum loan amounts. LendingTree has more flexible loan terms but if you have good credit you'll be able to take advantage of Credible's favorable rates. 

FAQs

How do I know if I'm eligible for a loan with Credible?

Just fill out the quick and easy application form, and if you qualify you’ll instantly receive personalized, prequalified rates on your Credible Dashboard from all the partner lenders you qualify for.

How much does it cost to use Credible?

It doesn't cost anything. Using Credible is free and while its partner lenders do pay a fee, the fee does not impact the terms of your loan or the amount you pay the lender.

How can Credible help me refinance my student loans?

Credible enables you to compare the student loan refinancing products from multiple lenders you qualify for side-by-side, based on all of the criteria that are important to you, like total repayment amount, APR, repayment options, and monthly payment.

Is Credible legitimate?

Credible has an overall 5-star rating on Trustpilot and is considered to be a reliable lender with a solid reputation.

Summary

Credible is a fast and free online loan brokerage service which returns multiple pre-qualification personal loan offers for borrowers. Appreciated by many consumers for its swift response time and clear comparison tables, Credible is a useful tool for anyone with a high credit rating and a need to consolidate debt, finance a major purchase, or open a business. If you don't have good credit rating, you’ll need to look elsewhere.

Physical Address

101 Green Street Level 2

San Francisco, CA

94111

Credible Credible Visit Credible

Michael Dinich
Written byMichael Dinich

Michael has worked in personal finance since 1999. He shares unique insights on how to save money, increase income and prepare for retirement. Michael is a sought-after expert in the areas of taxation, personal finance, and health insurance planning. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

Credible
Credible
ExcellentReviews 4,627
Visit Site

Top 5 Personal Loans

Credible

Credible

Visit Site
Upstart

Upstart

Visit Site
LendingTree

LendingTree

Visit Site
Upgrade

Upgrade

Visit Site

Trustpilot reviews

See what some costumers are saying about Credible
Credible
ExcellentReviews 4,627
on
Excellent
87%
Great
9%
Average
1%
Poor
1%
Bad
2%
  • author
    N/A N/A
    4 hours ago
    Credible is excellent.

    Credible has been the easiest, straight-forward financial program I have worked with.

    ...

  • author
    KG
    10 hours ago
    Great

    Great service

    ...

  • author
    Mickler & Associates, Inc.
    a day ago
    It was ridiculously easy

    It was ridiculously easy. I was sitting on the couch and applied for refi'ing my student loan; within two hours, everything was done and I had secured refinancing. I just can't understand how it'd be easier than that.

    ...

  • author
    N/A N/A
    2 days ago
    The whole process was very easy

    The whole process was very easy. I liked the way I can compare different companies.

    ...

  • author
    Brian Jonkman
    3 days ago
    Great experience

    Quick, easy, and efficient. Reduced my student loans by 2 points.

    ...

  • author
    Megan Marasco
    3 days ago
    Would recommend!

    Super easy to use. Quick and efficient!

    ...

  • author
    Coreen Beckford
    Jun 17, 2021
    My overall experience was excellent.

    My overall experience was excellent. Credible is a very fast and reliable source. They were able to help me locate and choose the a reputable lending institution.

    ...

  • author
    MM
    Jun 15, 2021
    Thank you Credible

    Credible is a seamless process! I did not have much confidence in going this route because it was unfamiliar. Credible takes the complicated out of refinancing! Thank you Credible

    ...

  • author
    David
    Jun 15, 2021
    Easy to use and very quick and…

    Easy to use and very quick and efficient student loan refinance application process. Would highly recommend to others give. Wry competitive interest rates.

    ...

  • author
    Joel Bowman
    Jun 15, 2021
    Really happy with this website

    Really happy with this website, very trustworthy from our experience and handled our personal information really well.

    ...

  • author
    Chelsea Slater
    Jun 14, 2021
    Couldn't believe how easy credible was…

    Couldn't believe how easy Credible was to use! I got rates in minutes and was able to see multiple offers from different lenders. Not to mention, their customer service is so quick and informative. I am a very satisfied customer!

    ...

  • author
    Tyler Bird
    Jun 14, 2021
    Truly "Credible" For The Service

    This site thoroughly helped me find a viable option to refinance my student loans; I do recommend using this site for others that need the same types of service. Thank you greatly.

    ...

  • author
    John Gomez
    Jun 14, 2021
    You performed in a most professional…

    You performed in a most professional manner in helping find several choices for the student loan refinance. Even with our credit challenges, we were very satisfied with the results.

    ...

  • author
    Kaiden Estep
    Jun 13, 2021
    Easy to use

    Easy to use. Received offers quickly. 100% satisfaction. Highly recommend.

    ...

  • author
    Samantha Rowe
    Jun 06, 2021
    AMAZING

    So easy to use and reliable, I am very happy with picking this!

    ...

  • author
    Dave Stock
    Jun 06, 2021
    Simple to check rates and contact…

    Simple to check rates and contact lenders.

    ...

  • author
    DD
    Jun 06, 2021
    Easy process great options

    Easy process great options

    ...

  • author
    Shauna Dominguez
    Jun 06, 2021
    Flipping applicants saved us money

    My husband and I wanted to refi some loans we consolidated many years ago. He finished with his BA but I later went on to get my MS. The process to fill out, choose, sign and complete the loan was extremely easy, beyond easy. My 4 stars comes from finding out, quite by chance, that if we flipped the way we applied for our loan we could get the lowest interest rate, the one shown when we first applied. This most likely was just in our case but we would’ve never known if we hadn’t called. You see his BA was difficult to authenticate because it was in 2001 but also my MS was more recent and a higher degree. We both have good credit, and he makes twice as much as I do so I can only believe the difference in interest rates came from these other factors. This is my only criticism of the process. It worked out but we almost lost saving $3000+ over the term. BTW it wasn’t a crazy difference, just about .05% but when you owe a lot, everything helps. All in all a good experience, I’m happy with what we received, we’re still waiting on the Amazon bonus but we’re told that takes 6-8 weeks.

    ...

  • author
    Justin Bryk
    Jun 04, 2021
    Definitely Recommend lending tree over…

    Definitely Recommend lending tree over this dumpster company...emails and faxing bank statements for 3 weeks...they can shove all that up their asses..they will just keep throwing fees at you ...scumbag lady told me covid doesn't exist.. play the recorded call u scumbags

    ...

  • author
    Tim
    Jun 04, 2021
    Credible makes good use of technology

    My experience with Credible was exemplary. Their method of using digital tools makes the process simple and quick.

    ...

  • author
    CYNTHIA
    Jun 03, 2021
    Quick and easy

    Quick and easy. I refinanced my sons student loan I had as a parent and it was so easy. Answer on minutes. Highly recommend.

    ...

  • author
    TMG
    Jun 03, 2021
    Some important info was left out

    The search process was easy, and we landed on a bank with decent rates and good reviews. However, I give Credible a 3 for not vetting the banks better. The good rate we were offered by Citizens Bank depended on us getting a bank account with them. No big deal, right? Well, Citizens doesn't make it clear that you have to live in only a few states to open a checking or savings account with them. By then I was most of the way through the process. I asked Citizens how in the wrold I was supposed to open an account then to get the rate that was dangled in front of me - "Oh! You can just open a mortgage or get a personal loan!" Ah, yes, the casual mortgage, of course. (And funny that I could get a mortgage but not a checking account, right?) I think Credible needs to make it clearer - or make the banks they work with be clearer - about the process for actually getting these great rates. Added: I appreciate Credible's response (maybe they are actually paying attention!).

    ...

  • author
    Heather Temple
    Jun 03, 2021
    Easy to use and quick response time

    Easy to use and quick response time. Will use them again with my next child’s student loans😊

    ...

  • author
    Mark H
    Jun 02, 2021
    BULL SH_T....I got a email from them and it said…

    I got a email from them and it said will not hurt my score BULLSH_T They pulled my credit and my score went down by 15 points. Then offered me a lender who requires a vehicle title with value of loan. I have 2 leased vehicles 2020 and 2021 Toyota. My 4th leases.This company sucks.

    ...

  • author
    SC
    Jun 02, 2021
    Great results!

    Great results!

    ...

  • author
    JaeLynn
    May 31, 2021
    Super Easy to Use

    Very easy step by step process. Very easy to understand all of your options and the process.

    ...

  • author
    Jason Shivley
    May 31, 2021
    Helped me find lower payments and interest rates!

    I’ve used them twice now because they do a great job helping people find a repayment plan that fits their life.

    ...

  • author
    J.J.
    May 30, 2021
    Saved my life with student loans

    My student loans have been the primary source of financial anxiety for the last six years. Within minutes of logging onto Credible, I felt like a weight had been lifted off my back. It let me compare several different options that I prequalified for, choose the plan that was best for me, and sent reminders for paperwork and other action items needed to finalize the refi. Within a week, my money had been disbursed and my variable interest rate had been cut by 75% and was now fixed, with a monthly payment that was HALF of what I used to owe, without changing the life of my loan. I’m so thankful for credible for changing my life & giving me the financial freedom I’ve been searching for!

    ...

  • author
    Pablo Angulo
    May 29, 2021
    Excellent company with amazing customer…

    Excellent company with amazing customer service! Very pleased!

    ...

  • author
    Kelsey
    May 28, 2021
    Busy Mom Refi'd!

    Really thrilled at the options presented by Credible and ways to compare at my fingertips. Hard to believe there are no fees with this, but I am happily proven wrong. Monthly savings was my first goal, but I was able to moderate the timeline for repayment as well, because Credible presented so many options.

    ...

  • author
    Rachael Willits
    May 27, 2021
    So easy to use and quick!

    So easy to use and quick!

    ...

  • author
    Benjamin Walton
    May 27, 2021
    Very pleased with Credible

    Very pleased with Credible. Was very easy to use and happy with being able to refinance my student loans.

    ...

  • author
    Matt Arnold
    May 27, 2021
    Best interest rates available

    Using Credit was easy and straight forward. It gave me lower interest options than even just going through the lender I chose without Credible as the middle man. Would recommend to anyone.

    ...

  • author
    charles c
    May 27, 2021
    Refinancing the student loans were…

    Refinancing the student loans were quick, easy and painless. Thank you!

    ...

  • author
    shirin hasavari
    May 25, 2021
    Refinancing my student loans

    Hi, The process was smooth and quick. I liked the citizenship website that is user friendly and clear. Thanks very much for assisting me in refinancing my private student loan. Sincerely, Shirin

    ...

  • author
    Michael
    May 25, 2021
    I chose a loan option that I felt best…

    I chose a loan option that I felt best suited my needs. I heard from a representative the next day, and my application was in an approved within a week. I couldn't have asked for a better experience.

    ...

  • author
    Parent
    May 25, 2021
    Trusted

    Great Student Loan Matching. Will use again.

    ...

  • author
    LP
    May 24, 2021
    They lure you in with a low interest…

    They lure you in with a low interest rate, then when you go to accept your loan offer, the interest rate suddenly increases to a higher amount. Classic bait and switch. If I didn't already have a hard pull on my credit score, I probably would have called the bank directly, scratched the existing application, and filed a new one directly with the bank (for a lower rate). (And yes it is possible because that's what I did with my MIL's student loans when I refinanced hers). I didn't do that for myself because 1) the loan that I was refinancing wasn't that large so it wasn't worth it for me (it would have only saved me a few hundred dollars over the course of the loan, I was simply looking to lower my monthly payment). and 2) I am looking to buy a house within the next year, so I didn't want to have 3 hard pulls on my credit report (1 existing, 1 through credible, then another one through the bank directly), so I just completed my existing application through credible to save myself a dip in my credit score. If you could afford 2 hard pulls on your credit report (as in you don't have any currently) then that's what I suggest doing. The only thing this website is good for is comparing lenders. Oh and their customer service was awful. I almost hung up on the guy because he was so incredibly rude.

    ...

  • author
    ATP
    May 23, 2021
    The on-line application platform was…

    The on-line application platform was user friendly and straight forward. We also were impressed with the efficiency of the system and timely communication provided to us throughout the process.

    ...

  • author
    Brenda Silveira
    May 20, 2021
    Great step by step process!

    Great step by step process!

    ...

  • author
    tractorgyan
    May 20, 2021
    Powertrac tractor

    Powertrac tractor Powertrac provides tractors in the HP range of 25 HP - 60 HP. It manufactures tractors that fulfill the requirements of Indian farmers. The tractors are Powerful as well as fuel-efficient, which turns to be beneficial for the customer to buy it. Its wide HP range gives the variety to choose from.

    ...

  • author
    Day
    May 19, 2021
    Awesome service

    Awesome service! I like how I was given many different options!! Very streamlined and easy!!

    ...

  • author
    S Finch
    May 18, 2021
    I used Credible to choose a company to…

    I used Credible to choose a company to refinance my student loans. They were very useful and easy!

    ...

  • author
    Alexandra
    May 18, 2021
    Credible is an amazing resource for…

    Credible is an amazing resource for finding private student loans. They filter through various companies to find the one that best fits your needs and preferences. Credible also shows you companies that will most likely approve your application based on the information you provide. It made this very stressful task a breeze. 10/10 would recommend it for anyone looking for loan guidance.

    ...

  • author
    Kelly
    May 18, 2021
    Great resource!

    Great resource!

    ...

  • author
    debbie cruz
    May 18, 2021
    Very bad website

    Very bad website

    ...

  • author
    John
    May 18, 2021
    Refinance Student Loan

    Credible site helps me to choose the options which is best suit for me. It is one stop to check the multiple offers from multiple lenders

    ...

  • author
    Wilber Lopez
    May 18, 2021
    Using credible was great!

    Using credible was great! It was so easy to use. The response was quick and easy. I would definitely recommend to others.

    ...

  • author
    Cindy Campbell
    May 18, 2021
    It was fast and easy

    It was fast and easy. I am very happy with the service and rate I was able to get.

    ...

  • author
    Diana
    May 18, 2021
    unprofessional unprofessional unprofessional

    we were pre approved for a large loan, the loan company called and said we had been approved. Four hours later we get an email stating the loan was denied. The business practices of the loan company were very unprofessional. We did not need the money but kept getting notices to get more credit, apply for more cards or take a loan, so we did. NEVER AGAIN this is a scam and you all come off in a bad light, maybe don't deal with predatory lenders, maybe deal with professional lenders, do something to up your game. The whole entire experience was bad, handled in a very unprofessional way. For someone who was waiting for that money and really needed it, this whole situation could have been really bad, and the loan company would have been entirely to blame but would also have gotten off blame free. BAD BUSINESS PRACTICES

    ...

  • author
    Michael Lacala
    May 16, 2021
    Credible was helpful in finding the…

    Credible was helpful in finding the best refinancing company for me and they provided extra incentive for me to refinance through a gift card. It was a good amount of savings in total. Thank you

    ...

  • author
    Heather W.
    May 16, 2021
    They get the job done with plenty of choices!

    This is actually my second time refinancing through Credible. The first time, they helped me knock my interest rate from 11% down to 5.75%. I chose to keep my monthly payment about the same, but much more of my payment went to the principal balance. It also reduced the number of years I would pay on the loan. I also had an issue where my original loan servicer misapplied the funds. I was only refinancing certain loans for various reasons and specified that in the terms, but they spread the funds out over all of my loans, which really screwed me up. But Credible stood by me every step of the way and made Navient fix their screwup in a timely manner! The second time, the rate dropped to 3.32%. It knocked my monthly payment down significantly. The entire process took about two weeks from application to the disbursement of funds. No problems this time around! The thing I like most about Credible is that they give you a variety of plans and lenders to choose from. Fixed or variable interest, anywhere from 5-20+ year repayment plans, and plenty of other choices. You just choose the option that works best for you. I would also like to mention that I applied with several other refinancing companies including SOFI and Splash Financial the second time around just to see who had the best offer. Credible easily had the best offers, hands down!

    ...

  • author
    Elizabeth Angeles
    May 14, 2021
    The representatives that I've talked to…

    The representatives that I've talked to were very knowledgeable and very helpful. I'm very pleased to have gone through Credible for my student loan.

    ...

  • author
    Randall From Solon
    May 13, 2021
    The process was fast and easy

    The process was fast and easy. Only issue I had was had to go online to view status of the application and discovered it was pending needing some required documents to be signed. All else was good and the rates were very competitive.

    ...

  • author
    Michael
    May 11, 2021
    The real deal

    The real deal. I was hesitant at first. But glad I did check it out. Credible delivered as promised. They exceeded my expectations. Got the exact financing I wanted with a great rate and term.

    ...

  • author
    Elizabeth Sheard
    May 10, 2021
    Excellent service!

    Excellent portal and service. Easy to use and evaluate multiple options. Great communication.

    ...

  • author
    Gabrielle Bridge
    May 10, 2021
    We love refinancing through Credible!

    It’s super easy to enter in all of your information and Credible guides you through it. I was approved for refinancing and was able to successfully complete it, thanks to Credible. I would recommend Credible to my friends & family for refinancing student loans!

    ...

  • author
    Joe Catarineau
    May 09, 2021
    Easy and Effective

    Had many different options available to choose from for my student loan refinance. I selected the one that was attractive to me, got the lender the requested documents and got the loan done in about a week. Great product!

    ...

  • author
    MR Kennedy
    May 09, 2021
    Credible is incredibly wonderful

    Credible is incredibly wonderful, easy to use, and was able to return offers that I was hoping for in order to consolidate my credit with a personal loan! Thank you!!

    ...

  • author
    Nancy Hartley
    May 09, 2021
    Credible did a great job finding me a…

    Credible did a great job finding me a refinancer who would consolidate my loans to save me some money. Yaaa. Definitely try Credible, it worked for me.

    ...

  • author
    Happy Mom
    May 09, 2021
    Credible made it so easy we got a great…

    Credible made it so easy we got a great rate. Thank you

    ...

  • author
    Edward A
    May 08, 2021
    Very easy application process

    Very easy application process, was able to filter and decide on the best student loan refinance option for my goals. Have already recommended to friends.

    ...

  • author
    Alyssa M
    May 08, 2021
    Easy refinance

    It was so easy to refinance one of my student loans! Thank you for the ease of use!

    ...

  • author
    Jessica Marshall
    May 07, 2021
    Easy and straightforward

    Easy and straightforward. Loved that there were no EXTRA fees!

    ...

  • author
    Kendra Kirby
    May 07, 2021
    Credible was easy to use!

    Credible was easy to use to refinance my student loans. I just filled out my information and was pretty approved within minutes with several different options for lenders for my refinance. It was stress free and I am so happy to now have a very low interest rate and feasible monthly payment for my student loans!

    ...

  • author
    Melissa Payne
    May 06, 2021
    Happy with the service

    Happy with the service. I liked how you compared all the rates for me and that they were accurate. Thanks!

    ...

  • author
    Mark G Krevis
    May 04, 2021
    Saved 1.5 % by using Credible vs

    Saved 1.5 % by using Credible vs. going directly through the bank, and the site is easy to use.

    ...

  • author
    jcware46
    May 04, 2021
    The best website to find the best low…

    The best website to find the best low interest rate loan.

    ...

  • author
    Olivia Kelly
    May 03, 2021
    A coworker recommended this site to me…

    A coworker recommended this site to me to find a lesser interest rate on my current student loan. I am very thankful that he did because my student loans interest rate was at 11.85%. With credible I got approved for a refinance loan at an interest rate of 3.64%.

    ...

  • author
    Marco Gomez
    May 03, 2021
    I consolidate my student loans using…

    I consolidate my student loans using Credible and they found me a great rate and in minutes I was looking at great savings. I am saving a little over $300 dollars per month and shorted my loans 3 years.

    ...

  • author
    KPAHN/ABRAHAM
    May 02, 2021
    The process was really fast and easy

    The process was really fast. Few questions through and we were done.

    ...

  • author
    John Sestok
    May 01, 2021
    Credible became my go to place for…

    Credible became my go to place for loans. Starting from a zero knowledge database regarding student loans. I was able to get up to speed quickly. Make an educated decision. And remove my Grand-daughters angst with regard to her college debt with a May graduation looming. Thank you! John C. Sestok

    ...

  • author
    Josh Thomas
    Apr 28, 2021
    Thanks

    The offer that I received was exactly what I needed to work towards my journey of financial freedom.

    ...

  • author
    H. Dickens
    Apr 28, 2021
    Extremely pleased to accomplish a student loan refinance.

    Extremely pleased to accomplish a refinance of a Parent Plus loan at a fixed rate that could not be regrettably changed. The refinance process was rather straight forward and easy to accomplish online.

    ...

  • author
    Daniel Hietala
    Apr 28, 2021
    I am not happy because I applied for a…

    I am not happy because I applied for a citizen credit card as an incentive for a .25% rate reduction on my student loan. I was instantly approved. I asked the lady I was speaking with if this now dropped my interest, she said yes. I did not receive my interest deduction because they made an error and forgot to include it. Just sloppy and disgusting work.

    ...

  • author
    Stephanie Grow
    Apr 27, 2021
    Easy To Complete

    The site was easy to use, without issue.

    ...

  • author
    Fabio Sanchez
    Apr 27, 2021
    Really easy to use in order to find a…

    Really easy to use in order to find a new option for refinancing my current student loans.

    ...

  • author
    Harold Cosby
    Apr 27, 2021
    Working with Credible.

    It was great and easy working with credible. I enjoyed the experience.

    ...

  • author
    Jordan Penry
    Apr 27, 2021
    Fast and Easy

    It was fast and easy to find a lender to refinance with.

    ...

  • author
    Kyle B
    Apr 26, 2021
    Awesome!

    Awesome Experience!

    ...

  • author
    Kim Lockhart
    Apr 26, 2021
    Excellent recommendation and very…

    Excellent recommendation and very trustworthy service this’s my second time using this tool and I’m so grateful within 7 years or less I will free from this student loan. Thank you Lord for your guidance

    ...

  • author
    AD
    Apr 26, 2021
    The service was easy to use and I found…

    The service was easy to use and I found my new loan at a much better rate. I do wish there was a feature to give more pros & cons or details of each provider. I ended up having to research the providers on a different site when making my decision. But overall it was a good experience!

    ...

  • author
    Alvince Pongos
    Apr 26, 2021
    In about 15 minutes or less

    In about 15 minutes or less, Credible listed banks that were willing to refinance my student loans. I sorted the listings based on my criteria of low-monthy payments and low interest rates. I was able to find a bank that refinanced my loans at 4.18% fixed interest (after 0.25% auto-pay discount and an additional 0.25% loyalty discount which required me to open a bank account with the bank). What would have been hours of shopping, I was able to do in about 15 minutes, and I'm now paying less per month and less in total.

    ...

  • author
    Doug Deyo
    Apr 25, 2021
    I had been curious about refinancing my…

    I had been curious about refinancing my student loans for a while. Credible helped me find a lender with a good track record and that was easy to work with. I was able to cut my interest rate on my student loans by nearly half and will be paying off my loans in 2/3 the time it would have taken me previously. Not to mention saving nearly 30K in overall interest. Definitely worth taking a looking into how it could benefit you.

    ...

  • author
    Kerri
    Apr 25, 2021
    Refinanced Private Student Loans

    Credible helped me refinance my private student loans. They showed me several different lenders with the lowest rates. I’m now saving over $800 on each payment.

    ...

  • author
    Anthony
    Apr 24, 2021
    Simple & Easy

    Simple from beginning to end. A lot of emails over a short period of time. Nevertheless, effective and helpful in understanding each step of the process.

    ...

  • author
    Brigid
    Apr 22, 2021
    So helpful and very professional

    So helpful and very professional! Very pleased.

    ...

  • author
    Rohan Desai
    Apr 22, 2021
    The company is providing the worst…

    The company is providing the worst rates. The best rate guarantee program is a scam. I got 1000 basis point difference ( 8 % vs 18% ) when I compared their rate and rate from outside. When I reached out to them , they said the lender is on our platform. If it is the case then why the lender/Credible did not provide me exact same rate. nd why the difference was 10% . Really bad experience overall. Go to nerdwallet, credit karma, bankrate, lightstream for better experience and rates.

    ...

  • author
    Damon Savage
    Apr 20, 2021
    Citizens Bank double dips on interest

    Citizens Bank double dips on interest. Before they've paid off your loans, they begin charging interest.

    ...

  • author
    Helen
    Apr 20, 2021
    No Clarity

    No clarity as to what is going on with my loan. No comment regarding $500 Amazon gift card.

    ...

  • author
    Nathan
    Apr 20, 2021
    Very helpful

    Very helpful, great way to compare rates. Have used before and will likely use again!

    ...

  • author
    David Acanfora
    Apr 20, 2021
    Very easy process

    Very easy process, great rates, reliable service !!!

    ...

  • author
    Jorge Arturo Jimenez
    Apr 19, 2021
    Quick turn around time

    Quick turn around time. Started saving right away.

    ...

  • author
    Donna Wilson
    Apr 18, 2021
    Easy and quick service

    Easy and quick service

    ...

  • author
    Robin Cooper
    Apr 18, 2021
    I did not have any problems

    I did not have any problems. I had several different banks to choose from. I found a good rate to refinance my school loan. Thank you.

    ...

  • author
    Andrea Moore
    Apr 18, 2021
    User friendly website

    User friendly website. Good information. Numerous refinancing options provided.

    ...

  • author
    James Mitchell
    Apr 18, 2021
    Fast and efficient

    Fast and efficient Thankd

    ...

  • author
    Y.M.P.
    Apr 18, 2021
    Super easy to refinance

    Super easy to refinance. Credible does all the work. I expected the process to be much more complex. Was happy to be wrong and very happy with results. Cut interest rate by more than half.

    ...

  • author
    Holly Rowe
    Apr 18, 2021
    Very efficient and helpful finding the…

    Very efficient and helpful finding the best student loan rates!

    ...

  • author
    Jennifer
    Apr 17, 2021
    They were helpful during a very…

    They were helpful during a very stressful time. Professional and efficient. Highly recommend!

    ...

    site logo

    Copyright © 2009-2021 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    • About Us
    • This site is a free online resource that strives to offer helpful content and

      comparison features to our visitors. We accept advertising compensation

      from companies that appear on the site, which impacts the location and

      order in which brands (and/or their products) are presented, and also

      impacts the score that is assigned to it. Company listings on this page

      DO NOT imply endorsement. We do not feature all providers on the market.

      Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented

      on this page are disclaimed. The information, including pricing, which

      appears on this site is subject to change at any time.

    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    This site is not a loan provider or a broker and does not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website. Lenders listing in this website DO NOT imply endorsement. Certain details, including but not limited to loan terms, prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice

    Reproduction in whole or in part is strictly prohibited.