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Upgrade Review

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Reviews 22,192

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Michael Dinich
Michael Dinich
May. 04, 20214 min read

Upgrade summary

Upgrade offers personal loans of up to $50,000 for a range of purposes such as paying off credit card debt, financing a home improvement, or making a large purchase. It is quick, easy to use and offers free credit monitoring and financial-education resources that can help you better understand and improve your credit score.

Pros

  • Quick online application -- can get pre-approved in just minutes
  • Credit health tracker makes it easy for you to improve credit

Cons

  • Origination fee can reach up to 6% of loan amount
  • Applicants required to have free cash flow of at least $1,000
Upgrade at a glance
4.4

Editorial score

Variety of loan types

Offers all loan types

5.0

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Loan amount range

Loan amount up to $50K

4.0

Repayment flexibility

Loan terms up to 60 months

4.0

Upgrade  Upgrade Visit Upgrade

Overview

Upgrade is an online marketplace lending platform founded in 2016 by Renaud Laplanche and Soul Htite, who were both previously co-founders of Lending Club. Laplanche’s reputation in Silicon Valley was strong enough to attract $60 million in financing for Upgrade from many of the prominent venture capitalists who had backed him with his previous projects. Personal loans through Upgrade offer up to $50,000 for purposes such as paying off credit card debt, financing a home improvement, or making a large purchase. It differentiates itself from the likes of Lending Club through features such as free credit monitoring and financial-education resources.

Upgrade Review

Suitable For?

Upgrade's loans are aimed at tech-savvy Americans who need personal loans to cover large expenses. Its free educational tools, including a credit-health tracker, aim to make it easy for people who have had a loan application rejected to build up their credit score and achieve success with their next application. Upgrade accepts loan applicants from all states except Connecticut, Colorado, Iowa, Massachusetts, Maryland, Vermont, and West Virginia.

Loan Features

You can get fixed-rate personal loans ranging from $1,000 to $50,000, and with repayment of either 3 or 5 years. In addition, through Upgrade you'll get a credit-health tracker free of charge, and without any commitments. Users can access the tool at any time for a summary of their latest credit report and an explanation of the key factors influencing their credit score. The tool also includes a useful credit score simulator, where users can input hypothetical scenarios such as repayments on their credit card balance or an increase on their credit card limit, and find out what the impact of these scenarios will be on their credit score. And users can access the tool as many times as they wish – without their credit score being affected.

The Application Process

The application process takes place online. To begin, just enter the loan amount you wish to apply for, and the purpose of the loan. You will then be taken to another page and asked to fill out a few personal details, including:

  • Name
  • Address
  • Monthly income
  • Social security number

Shortly after completing the form, you’ll receive an email informing you whether or not you’ve been approved for a loan, along with the interest rate. If you are denied, you’ll receive an explanation of why this was the case. If you accept your loan offer, the funds will be sent to your bank account within 1 business day of all the necessary verifications, and will typically be available within 4 business days, depending on how quickly your bank processes the funds. 

As mentioned above, the key requirements are at least $1,000 free cash flow per month, and that the loan be used for specific purposes such as paying off credit card debt. Free cash flow is based on the applicant’s income, the cost of living in their area, city and state tax rates, and any mortgage or rent payments that are part of the applicant’s monthly expenses. 

How Much Can You Borrow?

Applicants can request loans of as low as $1,000 and as high as $50,000. The final loan amount depends on a number of factors, including credit score and free cash flow. A minimum credit score of 620 is required for approval. Only unsecured loans are offered through Upgrade, which means borrowers aren’t required to put up any collateral.

Repayment Term

Loans have APRs ranging from 5.94% - 35.97%*. For the lowest rates, applicants must agree to automatic monthly repayments. All loans have an origination fee of 1.5-6%, which is deducted from the loan amount at the beginning. Applicants can choose from repayment terms of either 3 years (36 months) or 5 years (60 months). Monthly repayments depend on APR, origination fee, and loan duration. For example, if you receive a $10,000 loan with a 36 month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your bank account and would have a required monthly payment of $343.33. Late payments can result in late fees.

Privacy & Security 

All loans are made by WebBank, an accredited member of the Federal Deposit Insurance. Corporation, which is a US government corporation providing deposit insurance to depositors in US banks. Upgrade promises to protect all applicants’ personal information from unauthorized access and use, and its security measures comply with federal law.

Help & Support

Upgrade has an A rating from the Better Business Bureau for its customer support, with BBB rewarding it for positive online reviews. Upgrade’s website stands out for its educational resources, with dozens of informational pages and of course the free credit-tracking tool. Customer support can be reached by email at contact@upgrade.com, or through the Support button which can be found at the bottom-right of each page on the website.

Summary

Upgrade was founded by two of the people behind Lending Club, one of the pioneers in the world of online lending, and it is aiming to fill some of the remaining gaps not covered by most of the existing players in the market, including a lack of support for rejected loan applicants. The main point of difference between Upgrade and many of its competitors is its free tracking tool and simulator, which allows borrowers to understand and improve their credit score in order to secure better terms on their next loan. Upgrade’s service is quick, easy to use, and transparent. The service is most beneficial for borrowers with credit scores hovering around 620 and with a preference for doing things online and without delays.

Physical Address

Upgrade, Inc

275 Battery Street, 23rd Floor

San Francisco, CA 94111

Upgrade  Upgrade Visit Upgrade

Disclaimers

Personal loans made through Upgrade feature APRs of 5.94% - 35.97%. All personal loans have a 2.9% to 8% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's lending partners. Information on Upgrade's lending partners can be found at https://www.upgrade.com/lending-partners. 

Michael Dinich
Written byMichael Dinich

Michael has worked in personal finance since 1999. He shares unique insights on how to save money, increase income and prepare for retirement. Michael is a sought-after expert in the areas of taxation, personal finance, and health insurance planning. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

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ExcellentReviews 22,192
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Trustpilot reviews

See what some costumers are saying about Upgrade
Upgrade
ExcellentReviews 22,192
on
Excellent
81%
Great
12%
Average
3%
Poor
1%
Bad
3%
  • author
    Nana G
    4 hours ago
    Super easy process the money was…

    Super easy process the money was deposited into my account within 2days!!

    ...

  • author
    Adriana Davila
    4 hours ago
    Upgrade has been a huge life saver

    Upgrade has been a huge life saver. I was able to consolidate my debt.

    ...

  • author
    Veola Hankle
    5 hours ago
    I had an amazing experience

    I had an amazing experience all of your customer service representatives was helpful thanks for all of your help

    ...

  • author
    Chris
    5 hours ago
    This is a very good credit card to…

    This is a very good credit card to have, no issues so far.

    ...

  • author
    Josh Aldridge
    5 hours ago
    Finally able to rebuild my credit!!!

    Rebuilding my credit has been a nightmare of a process, until I found Upgrade. They actually consider my situation, and see that I’m more than a number. Weighing my income and lack of debt they’ve given me a chance to really start rebuilding after a messy divorce a few years back hit my credit score hard. They treat me like a person who’s trying to build back better, rather than a three digit number.

    ...

  • author
    Renato Macasieb
    6 hours ago
    Good customer service and real…

    Good customer service and real information provided on this social media. I recommend this company to all friends who is seeking financial help and to help thier credit increase.

    ...

  • author
    Veronica Miracle
    6 hours ago
    It's saving me $100

    It's saving me $100

    ...

  • author
    Praveshan Pillay
    6 hours ago
    Easy process and excellent customer…

    Easy process and excellent customer service.

    ...

  • author
    Ssgt. John Laird, USAF 1968-1975
    6 hours ago
    Incredibly easy process— first rate…

    Incredibly easy process— first rate customer service. Couldn’t ask for more from any company. Thank you for the help!!

    ...

  • author
    Mark Johnson
    6 hours ago
    Major Kudos for Upgrade...

    Upgrade provided the credit line I needed and terms that fit my budget. I was able to payoff some much needed debt. The turn around process is fast and customer service will answer your questions as they arise.

    ...

  • author
    Juan
    6 hours ago
    Excellent customer service

    Excellent customer service

    ...

  • author
    vicente guadiana
    6 hours ago
    Upgrade really delivered

    Upgrade really delivered. I had applied with other loan consolidation companies that could not deliver on their promises. Instead of getting a loan all I got were reasons why they could not offer me a loan. Upgrade helped me when no one else did. Thank you again, Upgrade. Sincerely, Vincent.

    ...

  • author
    Ms M
    6 hours ago
    excellent

    They are wonderful

    ...

  • author
    Angela Richardson
    6 hours ago
    Fast and easy

    Fast and easy

    ...

  • author
    Lisa
    6 hours ago
    Try Up

    The application process was quick and stress less. Waiting to see if using the account is seamless

    ...

  • author
    Anthony M
    6 hours ago
    Upgrade has been very good to me over…

    Upgrade has been very good to me over the past few years. They’ve helped my credit improve. I’ve been a good customer as well and I feel like anything I need from them they’ll do their best to help me out. Check them out for personal loans and other financial related services.

    ...

  • author
    James Gravley
    7 hours ago
    Saw on Credit Karma my chance of…

    Saw on Credit Karma my chance of approval was outstanding yet was turn down FALSE ADVERTISING

    ...

  • author
    CHRIS J
    7 hours ago
    Great company !

    Great company with an excellent customer service !

    ...

  • author
    ray collins
    12 hours ago
    Pretty fast process

    Pretty fast process. Just uploaded a few documents got an email saying I was approved. Couple days later got the money. Would recommend

    ...

  • author
    Betsy Bell
    12 hours ago
    New customer

    Just opened my account. Still figuring things out and very grateful for this account!

    ...

  • author
    Tanyra Blackmon
    14 hours ago
    Satisfied Customer

    I came to Upgrade because no other institution would lend me the funds I needed to consolidate my credit card debt into one payment. Upgrade gave me exactly what I needed and now my credit card debt is nonexistent. Focusing on paying them back as soon as possible, given that they do not have a penalty for paying the loan off fast. My loan was for 3 years, but I plan on paying this loan off within the next 6+ months. Avoiding the APR % is my main goal. Thank you Upgrade for coming through when no one else would.

    ...

  • author
    Ramonda Addington
    14 hours ago
    You guys are great

    You guys are great, helped me alot.

    ...

  • author
    Faith
    14 hours ago
    Upgrade has a low rate and impressive turn around time.

    Upgrade required a limited number of documents, was stellar in their communication with me and reviewed my application promptly once receiving all the needed information. The application process was clear, simple and efficient. The approval time for the loan was 3 days. The cash was deposited in my account the next day and the credit card payments were completed within 5 business days.

    ...

  • author
    frank kagarakis
    14 hours ago
    This was handled quickly and…

    This was handled quickly and efficiently. The whole process was completed without any complications

    ...

  • author
    Pamela Stevenson
    15 hours ago
    Quick and easy

    Quick and easy

    ...

  • author
    RAYMOND BENTHAL
    15 hours ago
    Upgrade has been great

    Upgrade has been great. They helped me start my business and recently they have helped me to consolidate my credit card debt as well. Thank you Upgrade!!

    ...

  • author
    Salvatore Benanti
    16 hours ago
    At first it took a while to get…

    At first it took a while to get started. After I call back and spoke to a Young Lady she helped me redo the application and finished with me. I got approved. That was very helpful from her helping me out. I will recommend Upgrade company to my friends and family. Thank you.

    ...

  • author
    Joe R.
    16 hours ago
    Great service

    Great service. Got my loan fast with no hassle.

    ...

  • author
    Michael Smith
    17 hours ago
    Loan approval

    So happy to have the ability to use the the a available funds. Quick, easy n prompt

    ...

  • author
    F. GONZALEZ
    18 hours ago
    Great lender to deal with....easy to…

    Great lender to deal with....easy to apply and good chance to get a loan.....better way to pay credit card debts.....Well recommended

    ...

  • author
    Robert Trigg
    a day ago
    Easy & convenient

    Eadily & convenient

    ...

  • author
    Michelle (Jarvis) Williams
    a day ago
    Fast and Easy

    With Upgrade it was fast and easy. You get a response and result in record time.

    ...

  • author
    Wasiu Adigun
    a day ago
    Awesome financial institution to deal…

    Awesome financial institution to deal with.

    ...

  • author
    Amy Kock
    a day ago
    Approval was easy and fast

    Approval was easy and fast. Decent limit. Terms were acceptable. Good card.

    ...

  • author
    William Jones
    a day ago
    I like the way Upgrade schedules the…

    I like the way Upgrade schedules the repayment arrangements. Having a fixed payment every month is very helpful.

    ...

  • author
    TONY FEASTER
    a day ago
    Worked with upgrade before and was…

    Worked with upgrade before and was great. So I did again.

    ...

  • author
    Evelyn Aguilar
    a day ago
    I’m so happy with upgrade great service…

    I’m so happy with upgrade great service and excellent quality to help with my finance

    ...

  • author
    Ludiand
    a day ago
    No llevo apenas 7 días y todo parece…

    No llevo apenas 7 días y todo parece bien por los menos la pagina cómodo y fácil de trabajar

    ...

  • author
    Tony Hughes
    a day ago
    The representative was very caring and…

    The representative was very caring and thorough and took her time to walk me through each step! Keep up the great job!! You have a customer for life!!!

    ...

  • author
    William
    a day ago
    Don't believe anything they say

    I received an email to apply for a loan and having been an upgrade customer before I applied to pay off existing credit cards and only have one payment instead of 6. I filled out the application waited a couple days didn't hear from them, no emails, no phone calls,no information on my account. After about a week I called to see what the status was and was told my loan had been approved and issued, but would have to wait 5-7 days to receive it. After a week and no money, I called again and they transferred me, again I got the run around. I withdrew my application. The next day I got an email asking me to reapply, which I did, two days later I received an email telling me I was approved and requesting info on where to distribute the funds, a couple of days later the credit cards were paid and the balance in my checking,Took about 4 weeks total, which is too long and I think the original loan was around16% and the second was 24% with APR of 28% with origination fee. My wife had made a loan request the day before me Nov 6 and still waiting to find out the status as of today Dec 3rd, she has made at least 3 calls and her account still says loan in review and nobody knows any thing. I personally will never use them again and I recommend you don't either.

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  • author
    CPD
    a day ago
    Working with Upgrade has been easy and…

    Working with Upgrade has been easy and productive. Representatives have been very responsive both over the phone as well as through e-mail.

    ...

  • author
    Andre Woods
    a day ago
    Great process

    Great process, true to what they offer 👌👏🙌

    ...

  • author
    Zaida Pineiro
    a day ago
    Opinión

    Good service

    ...

  • author
    Ricardo Fabila
    a day ago
    Helpful especially for this time of the…

    Helpful especially for this time of the year where I need something financially. Thank you.

    ...

  • author
    Melissa
    a day ago
    Painless

    So fast, easy, and convenient!

    ...

  • author
    Zeynal Karakus
    a day ago
    Upgrade is a good chance to work with

    Upgrade is a good chance to work with I got my loan thru them and it went thru without an issue the same said for the credit card Thank you Upgrade.

    ...

  • author
    Linda Pepper
    a day ago
    This was a great transaction

    This was a great transaction. The application process was easy to complete, and I received and answer AND the funds were in my bank account the next day. I see that I can make a payment online, early if I want to. I'm very happy.

    ...

  • author
    Maria del carmen Johnson-Flore
    a day ago
    Excelente customer service

    Excelente customer service

    ...

  • author
    STANLEY NICODEMUS
    a day ago
    They are awesome

    They are awesome! I was able to get a card from them and was able to get a small loan from them to pay off some of my other credit cards. Very high customer service.

    ...

  • author
    Jesus
    a day ago
    It was easy to apply and get loan…

    It was easy to apply and get loan approval!

    ...

  • author
    LUCIANA A
    a day ago
    This was a fast and convenient way…

    This was a fast and convenient way compared to getting a traditional loan. I was able to pay off my credit cards and some of my bills. I hope to be on my way to paying off all my debt by mid-next year!

    ...

  • author
    Robin Webster
    a day ago
    Easy approval on app always available…

    Easy approval on app always available to help answer any questions

    ...

  • author
    Alta W.
    a day ago
    Effortless Process

    This was the easiest most hassle free loan experience I have ever had. I applied and received my funds within 48 hours.

    ...

  • author
    Rachel Yancey
    a day ago
    The loan was received quickly and it…

    The loan was received quickly and it was a easy process.

    ...

  • author
    Heather P.
    a day ago
    Thanks to upgrade

    Thanks to upgrade, I'm caught up on all my bills :)

    ...

  • author
    Diamond1
    a day ago
    I absolutely love my experience

    I absolutely love my experience. I've paid off my credit cards with my loan and life is good.

    ...

  • author
    ken rylander
    a day ago
    Exactly was is advertised

    Exactly was is advertised, no gimmicks no back door add on and no games.

    ...

  • author
    Jesse Wilson
    a day ago
    Great service at a very good rate on a…

    Great service at a very good rate on a 10,000 loan to consolidate credit cards and pay off some more bills HIGHLY RECOMMENDED!!

    ...

  • author
    Genie
    a day ago
    This is the easiest way to borrow…

    This is the easiest way to borrow smaller amounts of money. Cash direct to your bank account and easy terms. The best IMO!

    ...

  • author
    James
    a day ago
    Very good to do buisness with

    Very good to do buisness with. I submitted a aplication and had a response very quickly. Process from start to finish was made easy. received my funds the next buisness day. Very pleased and definitely will be doing future business with upgrade.

    ...

  • author
    William Jordan
    a day ago
    Fast and easy process impress with the…

    Fast and easy process impress with the timely payouts.

    ...

  • author
    Kimberly Talbot
    a day ago
    Such an easy process !!

    Such an easy process !!! Every thing went so smoothly !!

    ...

  • author
    Monette Been
    a day ago
    Amazing company with excellent customer…

    Amazing company with excellent customer service. Easy process .

    ...

  • author
    rgatos
    a day ago
    It's a fairly seamless process

    It's a fairly seamless process. Works well when you need it.

    ...

  • author
    Rafael Salas
    a day ago
    Very good service and faster

    Very good service and faster

    ...

  • author
    Lori
    a day ago
    Horrible expereince

    Upgrade was easy to get the loan and my husband had taken it out. It was supposed to be 36 months and we paid it off in 17. I will never use them again as when i looked at loan documents and Truth in Lending the interest rates were different and the loan amount was 150.00 less then if I paid up to the 36 months. The rep stated it was right and it didn't make sense and also there were no pre paid penalty. In my experience with other lenders if you pay it off early it shouldn't cost you the same amount as if you were paying to the end. Absolutely horrible and disgusting and I would never use them again as they took complete advantage.

    ...

  • author
    Floyd Earl
    a day ago
    Lost Faith in Upgrade to follow through

    I was awarded a personal loan in October 2021 and the first payment was in November. Here it is December 2021 and I still haven't gotten the money in my checking account, but have received collection calls for a loan that was never deposited. I have called several times and continue to get a run around about a glitch in the system and I will have the money in 2 to 3 business days. It is on my credit report, so I can't apply for another loan and I am about to loose my rent house because they will not deposit the money.

    ...

  • author
    SHANNON JOHNSON
    2 days ago
    User Friendly

    Very user friendly company and easy to manage your account. I love the Line of Credit account. I will use it often!

    ...

  • author
    Britt
    2 days ago
    Quick response on decision and fast…

    Quick response on decision and fast deposit of money into my account. I just started 2 months ago and so far so good!

    ...

  • author
    Stan Milan
    2 days ago
    Easy to use and understand

    Easy to use and understand. Valuable service.

    ...

  • author
    MATT
    2 days ago
    Need a spot in the app too submit a…

    Need a spot in the app too submit a loan application

    ...

  • author
    JULIAN MARSHALL
    2 days ago
    This was an excellent experience

    This was an excellent experience

    ...

  • author
    VERONICA HITSHEW
    2 days ago
    Loan

    I needed a loan. They were quick to get me my money. I needed a question answered so I called. Very polite and knowledgeable.

    ...

  • author
    JOY MCDONALD
    2 days ago
    Choosing due date

    I would have liked to have chosen my due date for my line of credit. I only get paid once a month and my due date is 4 days before I get paid. I called to try and change it 4 days later but was denied. I was not aware of the 51 day turnaround from my withdrawal to when it’s due.

    ...

  • author
    Stan P.
    2 days ago
    The process was so easy and streamlined…

    The process was so easy and streamlined made it very very easy to obtain a loanAnd the credit card. I would highly highly recommend using upgrade I promise you won’t be sorry

    ...

  • author
    Tammy Daniels
    2 days ago
    Upgrade is a good company

    Upgrade is a good company. It was my first time I had to get a loan. They walk you thru give you rates what is affordable, which h I love, and customer service helps you in a pinch. Thumbs up to Upgrade i thank you for your helping me and would recommend you if anyone was to ever need a loan. Thank

    ...

  • author
    Wanda Blackmon-Clark
    2 days ago
    Easy and efficient.

    Easy and efficient.

    ...

  • author
    Melinda Fisher
    2 days ago
    Great to work with and fast great…

    Great to work with and fast great experience!

    ...

  • author
    Marie Gill
    2 days ago
    Upgrade help me obtain a loan.

    Upgrade help me obtain the loan I needed when other banks wouldn't approve me. This help boost my credit and get me back on track financially. No prepayment penalties. Thanks Upgrade!

    ...

  • author
    MALINDA JORDAN
    2 days ago
    The process was easy and definitely on…

    The process was easy and definitely on time, I was wanting to payoff a couple of bills and when I received the offer, I was praising God cause it came when I needed it the most, was even able to pay my mortgage for December, thanks 😊

    ...

  • author
    Lisa Thayer-Van Dyke
    2 days ago
    I don’t know yet

    I haven’t received my card yet and there are issues connecting with my bank account. No one else has issues with it.

    ...

  • author
    Elaine Powell
    2 days ago
    Easy application and fast response

    Easy application and fast response

    ...

  • author
    Hazel Mcgraw
    2 days ago
    Upgrade is a wonderfully co.to help you…

    Upgrade is a wonderfully co.to help you when you need help. they have helped me get back on the right road.to get out of debit.

    ...

  • author
    NORMAND GADOURY
    2 days ago
    So far

    So far, Fine!

    ...

  • author
    Aj
    2 days ago
    Helped me in a difficult time

    Helped me in a difficult time, although interest rates could be lower

    ...

  • author
    HILDA VARONA JUNIA
    2 days ago
    Quick response with ease

    Quickest response approval I’ve ever and had not asked for my tax documents. This helped me a lot of trouble going through my files. Thank You much.

    ...

  • author
    c lugmayer
    2 days ago
    Quick and easy

    Quick and easy. A great way to build or rebuild your credit!!

    ...

  • author
    Tonya Manis
    2 days ago
    Very easy to work with.

    Very easy to work with.

    ...

  • author
    Alex Thao
    2 days ago
    Terrible experience

    Terrible experience. Submitted my application that I was pre-approved for. They did a credit check and asked for income verification. Sent that information over. Got an email saying I was approved (yay!). Went to my online account to accept the terms and it runs ANOTHER credit check at which point it denies me the loan. Why?!? Why would you tell me I’m approved then run my credit AGAIN giving me another hard inquiry and then deny me? Will never utilize their services ever. No explanation as to why I got the approval email when asked. Just got a generic response about being denied. Terrible customer service. Stay away from them.

    ...

  • author
    Bill Lash
    2 days ago
    It was a great exspence

    It was a great exspence

    ...

  • author
    RAMONA MCGILL
    2 days ago
    Everyone was very helpful in getting my…

    Everyone was very helpful in getting my card.

    ...

  • author
    Richard White
    2 days ago
    The process was very smooth.

    The process was very smooth.

    ...

  • author
    lisapizza
    2 days ago
    The best and quickest loan I’ve ever…

    The best and quickest loan I’ve ever gotten! My HIGHEST RECOMMENDATIONS to anyone looking for a fast and hassle free loan!!

    ...

  • author
    Mark Oswald
    3 days ago
    Easy to deal with

    Easy to deal with

    ...

  • author
    Levena Bass
    3 days ago
    The application process for the Upgrade…

    The application process for the Upgrade credit card was simple and quick.

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  • author
    Judy Jurs
    3 days ago
    The people I dealt with couldn't have…

    The people I dealt with couldn't have made it easier .

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  • author
    Ronald-Honolulu,HI
    3 days ago
    Ver helpful and courteous

    Ver helpful and courteous, as well as professional. Easy to talk to and very knowledgeable.

    ...

  • author
    Rocco Laudato
    3 days ago
    Fast and easy

    The process was very easy and the rate was fair thanks for all the help!!!

    ...

  • author
    customer
    3 days ago
    High speed low drag 👍have been using…

    High speed low drag 👍have been using upgrade for a while and they have a smorgasbord of great financial products and services.

    ...

  • author
    working on being debt free
    3 days ago
    Quick to decision and fast to receive…

    Quick to decision and fast to receive funds

    ...

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