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AmOne Review
Reviews 1,427
AmOne
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AmOne
AmOne
Excellent
Reviews 1,427
Bestmoney Staff
Aug. 19, 2021
2 min read
BestMoney Staff
AmOne summary
AmOne is an established marketplace lender offering s a variety of loan options with good terms and low rates through its network of lenders. After comparing available options that suit their specific needs, borrowers can apply for a tailor-made loan for free.
Pros
  • Access multiple lenders with one easy form
  • Get matched to top lenders for free
  • U.S. based live support
Cons
  • No in person support
  • Not a direct lender, meaning rates can vary

AmOne at a glance

4.2
Editorial score

Variety of loan types

Offers all loan types
5.0

Online experience

Good online resources
4.0

Customer services and support

Multiple ways of reaching lender, live service representatives
3.0

Loan amount range

Loan amount up to $50K
4.0

Repayment flexibility

Loan terms 60 months+
5.0

AmOne AmOne Visit AmOne

Overview

Founded in 2005, AmOne helps customers find financing solutions. While it does not originate loans, it has helped customers access over $16 billion in funds since its establishment, all free of charge. It provides a simple application that connects you to a network of lenders while letting you find tailored lending solutions.

Suitable For?

AmOne is ideal if you’re looking to finance projects that require quick funding, to be repaid later. It doesn’t limit the purpose of loans you can apply for and it's a great option if you prefer to evaluate your options carefully before choosing a loan. AmOne works with a community of established loan providers, and the simple application is a great way to shop around without having to visit every single lender individually.

Loan Features

While AmOne is not a direct lender, its loan partners work with borrowers with a wide range of credit scores and qualifications. If you are working to improve your creditworthiness you can find a loan even when other providers may turn you down. AmOne doesn’t charge fees for services, letting you complete your loan application without an obligation to accept any terms offered by its partners. It also offers a host of educational resources including articles and guides on personal loans, the basics of financing, and budgets.

Highlights for AmOne

  • Network of reliable loan providers
  • Range of loan amounts and terms available
  • No charges for applying or finding a loan
  • Single application for preapproval and matching
  • Compare different offers in a single location
  • Educational resources for prospective borrowers
  • Borrowers with all credit backgrounds welcome to apply
  • Flexible loan purposes

Application Process

Applying for a loan with AmOne is a streamlined process. To get started, you fill out a single form to receive pre-approval. This initial step asks for basic information including contact details, financial history, and specifics relating to employment. You’ll be asked to provide:

  • Employment status
  • Annual income
  • Date of birth
  • Contact information such as phone number and email
  • Zip code and basic geographic information


In order to qualify you will need to meet the following requirements:

  • Be a US citizen or legal permanent resident
  • Be 18 years or older
  • Have a verifiable bank account
  • Have a steady source of income

Additionally, you may be required to present more information and meet further qualifications by the loan provider you eventually choose to work with.

Once the application process is complete, you’ll be matched with several potential lenders to effectively compare your options side-by-side. When you agree to terms with a provider, you’ll complete the application process directly with the selected lender. It is important to note that at this step AmOne will no longer be involved in the approval process as it only works to connect lenders to prospective borrowers.

Loan Terms

Unlike many direct lenders, AmOne gives its customers choices. It does not originate its own loans, but it does have a network of reliable lenders who specialize in a variety of fields, from medical loans to auto repair. Thanks to this strong network, you can find a loan that is tailored to your needs while benefiting from competitive rates due to the number of available alternatives. When you receive approval through AmOne, you are immediately matched with several prospective lenders who will extend potential offers. 

Some of the higher loan amounts offered are only available to customers with excellent credit, but the company’s partners offer a wide enough range that any borrower can find a useful loan with little trouble.

Repayment Terms

You can choose from a range of available loan terms and amounts with AmOne’s partners. The lender network offers loan terms that range from 12-84 months. Additionally, you can request as little as $1,000 or as much as $50,000. It is important to note that not all lenders in the network offer the same terms, and that loan specifics are always determined by the loan provider once you’ve accepted a term sheet.  

Privacy & Security

AmOne is transparent about what personal data it collects and what it’s used for. Furthermore, it doesn’t share information with any unauthorized third parties outside of its service partners. It does collect some non-identifiable information to improve services, but all information transmitted to the online site is secured using industry-standard safety measures and encryption protocols.

Help & Support

Getting in touch with AmOne is as simple as filling out an email ticket on the website. There is no option to call or live chat, but email queries are usually answered in as little as one business day.

How AmOne Compares

While AmOne and Credible offer very similar APR and loan terms ranges, AmOne pulls ahead due to the fact that there is no minimum credit score and it lets you compare offers from a variety of different lenders.

When compared with Fiona, AmOne can't compete with the low maximum APR, but it's flexible loan terms and no minimum credit score make it a viable option for a larger range of borrowers.

Summary

AmOne offers a variety of loan options through its network of lenders with good terms and amounts. You can find the right loan for your needs after comparing available options instead of having to settle on a loan that doesn’t work for you. Thanks to a marketplace that encourages competition and gives you the upper hand in closing loan terms, AmOne offers free service with transparent and reliable results.

FAQs

How much can I borrow?

You can apply for a loan for up to $50,000, and instead of waiting on a long, tedious process, you can get your funds in as little as 1 day from approval.

What can I use my loan for?

AmOne doesn’t impose any restrictions on how you use your loan, which means you can use it for anything from debt consolidation, credit card consolidation, home improvements or even in an emergency.

What credit score do I need to apply?

You don't need to have perfect credit to get a personal loan from AmOne. Instead of going from lender to lender to find something you qualify for, you can let AmOne find the right offers for you and your particular circumstances.

Is AmOne legitimate?

Yes! It is a well-known name in the personal loans industry and has helped its customers gain access to over $16 billion in funds since it was founded.

Physical Address

AmOne

950 Tower Lane, 6th floor

Foster City, CA

94404

AmOne AmOne Visit AmOne

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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See what some costumers are saying about AmOne
AmOne
Excellent
Reviews 1,427
on
Excellent
82%
Great
12%
Average
2%
Poor
1%
Bad
3%
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eselba selba
20 hours ago
Excelente trabajo y de mucha utilidad y…
Excelente trabajo y de mucha utilidad y confianza
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tysamoe gilliam
a day ago
Fouse
Good timing easy to follow .
W
wallace charley
2 days ago
Very Good
Well established professional and intelligent staff, my intention is recommend this company to anyone in need
B
brent
3 days ago
Obtained the loan
After several attempts I was finally able to obtain a loan.
A
alexander e dinkel jr
3 days ago
helpful staff
I was surprised how helpful the staff was with options available.
S
suzanna miller
3 days ago
Thank you for the help!
Thank you for the help!
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shelly averick
3 days ago
They seem to care even though I didn't…
They seem to care even though I didn't get the loan, made a point to tell me that they would look at different avenues to help me. Thank you Sincerely Mrs Shelly Averick
G
gerald boehme
3 days ago
I'm just trying to get a dependable…
I'm just trying to get a dependable vehicle so I can continue to be a good person in today's society
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michael
4 days ago
This is a scam to get people's info to…
This is a scam to get people's info to use for their own identity. This company is not real.
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jeremy lovell
5 days ago
Don't know
Don't know the outcome yet still waiting
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samuel miller
5 days ago
Don't know what to say right now…
Don't know what to say right now because I don't know the results
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armandom gonzalez
6 days ago
Very nice people
Asome people
P
phillip kibler ii
6 days ago
Easy to apply
Thanks for such an easy apply
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leroy simmons
7 days ago
I am trying to get my money to go back in my account so I can get my account fixed and then I can go to the bank and deposit my check so that way I have money for my bills and then I’m just trying to
Okay thank you for letting me know and I hope you enjoy your time with your kids today love you lots good luck with your new house
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joey lucero
7 days ago
Great experiences
Very fast and to the point It was a great experience
M
marsha shelow
9 days ago
Company made all options clear
Company made all options clear. At specific intervals stopped and asked if there were questions. Walked me through completion of all documents and docu sign.
A
arlanders mitchell
10 days ago
I really need this loan
I really need this loan
A
alma
11 days ago
Me gusto
Me gusto que toman encunta ami persona gracias
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ronald hattendorf
14 days ago
You being Professionals about your…
You being Professional about your Business!
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eric d ovaldson
14 days ago
No I didn't to soon to tell
I need to have a little more time so far so good
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betty perkins bio
14 days ago
Trying to get a money to ffix my home…
Trying to get a money to ffix my home filled out paper work so far nice
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thomson christopher
15 days ago
Very good service
Quick reply online service
A
anne kanjuru
16 days ago
I got Excellent service
Staff Attention
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oatah cosa
17 days ago
All they do is transfer you to…
All they do is transfer you to lexington law and then want you to pay to get a loan when you apply it checks other lenders to.say they give loans is a lie and misleading its just a way to get you to sign up for Lexington law! Lexington law probably pays them to do it
R
richard dekneef
18 days ago
Things went smoothy
Things went smoothy. Applying online did more than I expected. Went through everything just like I was talking to somebody on the phone. I entered all of my information needed and then a list was presented with various banks with their offerings for the amount I needed. Listed was the info needed to pick a bank to go with. Then the rest of the process was completed all the way to electronically signing for the loan.
S
steve
19 days ago
Easy to use.
Easy to use for older people.
J
janice
19 days ago
AmOne is great
The people were kind and courteous.
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etzel newton
19 days ago
GOOD PEOPLE STILL EXSIIST
The experience I have had has been a host of pleasure the people I have tried to work with has also been awesome in a way to help me get a loan approval knowing my situation in how my current items I own is in jeopardy to being depleted I have always been a hard worker and believing in being truthful and believing what im told so I'm having the experience in finding out how true a loan approval company works with their clients thank for this opportunity etzel Newton
L
larry regalado
20 days ago
Quick and easy to fill out ,but still waiting on response
Quick and easy to fill out ,but no response, still waiting
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rene morales
20 days ago
La Vida
Les agadesco al colectivo por el gran trabajo gue hasen en apoyarnos cuando mas necesitamos
E
earl smith
20 days ago
I need the money for bill's
I need the money for bill's
M
michael ericks
21 days ago
Just a great overall experience
Just a great overall experience, what more can I say! The person on the other end was great and she was most helpful and friendly.
C
crystal gumby
21 days ago
Helper
Trying this helper site for the first time,hopefully all will turn out good.
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crystal dunaway
21 days ago
I pray that your company can help me
I pray that your company can help me. I am about to loose my place im in a park the trailer is mine had boyfriend who didn't pay nothing to live here he promise to pay with never following threw several times. I was given in court option to pay 2500 or be out in 7 days I don't have the money and I can't afford to move my trailer I lost my job in dec I have a job now to keep my bills up just not the extra $2500. I hope you can please help me this one time a second chance. I just lost my house and my.dog and everything I owned a little over a year ago I don't want or no if I can go through loosing everything I have I have always been there for everyone else but I have no one able to help back. I beg you to give me this second chance you will not regret and your review will be updated for the goodness in your heart. Thank you so much for your kind consideration.
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brit clark
21 days ago
I want to change my life
I want to change my. Life and in order to do hat I need help and I hv no one to help so I'm hoping and praying that AmOne will help me out to better myself and have a much happier life.
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elee belizeard
21 days ago
All the sites I don't been on I think this site is really going to help me I'm really in a desperate need to try to get myself together I just don't have a chance but I think you people will give me a
This website has really been helpful for me all the rest of the sites been telling me to hold on and wait a while and never come back and I just get tired and click on I'm not here I didn't have one mistake on this side here I went straight through with all my paperwork and everything thank you all so much I'm having a time and the patient
S
sherry matich
22 days ago
Laurel was there kindest and guided me.
Laurel was there kindest and guided me.
B
byd
23 days ago
Appreciate the Excellence from Start to Finish!
From start to finish ALL that communications were clear concise and professional. Especially with regard to every customer service professional I spoke with! Each of those professional individuals- my apologies for not knowing all their names- made the process so much easier and effortless because of their kindness clear and concise instructions! Made all the difference. Appreciated them all very much. They provided excellent service and representation of your company. Hopefully this review is shared with each of them. Technology with the website was flawless. Not a hitch on any page entering information or uploading necessary documents. Thank you so much for that! Highly recommend on all levels!
F
farrel williams
23 days ago
Wonderful Experience
Wonderful Experience. AmOne is the perfect solution for your loans
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delfino chavira
23 days ago
We all have to overcome are obstacles…
We all have to overcome are obstacles and need experience in life and strive ,thrive 2 survive
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mickey mims
24 days ago
Very important
I really need this loan to remodel my moble home I've spent my life helping others now they is No one to help me . And I need helpe I've had 3 surgery on legs for blood flow in last 3 months I really need to fix my house thanks mickey
R
richard kasay
24 days ago
AnOne directed me to a very good…
AnOne directed me to a very good lender. Highly recommend AmOne.
T
tomara thompson
24 days ago
Lots of loan options but high APRs
i liked the options of offers and being able to compare quotes.I did not like various lenders emailing me to apply for a loan flooding my email box. I got a loan from a lender i used before. Thank you for listing them.
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treca haskins
24 days ago
Still trying to get loan
Well I guess your was helpful but I still haven't got a loan so I'm going to continue to try with you
D
donald
24 days ago
Nice upgrade
Nice upgrade
P
phyllis black
24 days ago
AmOne Givea Exemplary Service
AmOne was available, responsive, knowledgeable and most of all, helpful.
n
nowana wright
25 days ago
Fast and easy
Fast and easy
R
robin hansberry
25 days ago
Help me please
Help me please
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richie lucas jr
a month ago
Easy and fast application
Easy and fast application. Information is safe.
K
kimberly
a month ago
It was an easy application very simple…
It was an easy application very simple process and help us out tremendously I would recommend it to anybody
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pilar barbosa
a month ago
Estoy en el proceso
Estoy en el proceso. Todo ha Sido rápido aunque aún no m han calificado
S
scott williams
a month ago
Help needed and help granted.
I was in need of help and found it using your service
G
gidget potocnak
a month ago
The application was so easy so now if…
The application was so easy so now if I could actually get the help to relocated the end of May
S
steve baker
a month ago
Amazing I thought my world was ending and these people gave me a second chance in life
I thought my world was crashing in and these people gave me a new lease in life to fix it my credit my world
M
marie
a month ago
Thank you
Easy to use and fast!
V
valery fugett
a month ago
Awesome
Awesome very easy process
M
mike anderson
a month ago
Very easy loan process
Very easy loan process
D
donna hill
a month ago
Application was simple and all I have…
Application was simple and all I have to do is write a review to see if I qualify and all my information is safe
S
steven aneshansley
a month ago
Don't see anything that reserves a loan…
Don't see anything that reserves a loan coming my way.... Prove me wrong.
J
james reina
a month ago
Good service
Good service
K
kim
a month ago
I have to write a review before I hear about my loan application. Find that strange I can't comment yet
I don't understand why I'm writing a review yet I have not received the loan so how can I rate the process
A
anita rambo
a month ago
Fast and easy
Fast and easy. I was stressing about bills. Due yo surgery. Thank . you
J
jody a. caudle
a month ago
Easy Application
Easy Application, simple process, family is in emergency crisis financially, stress without answers. Was referred to AmOne to guarantee my family proper assistance through our economic pitfall, life emergencies.
F
farrel williams
a month ago
The reps assigned were very cooperative…
The reps assigned were very cooperative and it was the easiest processing of loan ever
J
johny doe
a month ago
Great SMS service with ease
Great SMS service with ease
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mitchell hughes
a month ago
Quick and easy application
Quick and easy application
c
customer
a month ago
Get Michael a new Toyota Tundra
I've tried these before but to no avail. But I'm willing to give it a shot 🥃
R
ray simmons
a month ago
Awesome and very easy….🙂
Awesome and very easy….🙂
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hammounaicha zenb
a month ago
Ok bine alour bonne
Ok bine alour bonne
M
michael moore
a month ago
Fast and Furious made easy.
Just click and follow the prompts. Easier than tying your shoes! Whether or no I'm approved will be the real review. Good luck.
G
gregory harper
a month ago
Mary was fantastic made everything so…
Mary was fantastic made everything so easy
M
mike
a month ago
Very easy to use.
Very easy to use.
K
kiara edwards
a month ago
Very Professional And Easy And Quick
Very Professional And Easy And Quick
M
marty slaughter
a month ago
Very helpful and kind!
Very helpful and kind!
R
reginald elliott
a month ago
They do try hard
They do try hard. But they try to place u in the wrong place. I wasn't looking for a consolidation loan. I do just fine with my debt.
L
linda erwin
a month ago
To have a chance
Quick easy and to have a chance.
I
ilkin unal
a month ago
quick
quick, useful info received
C
cheryl laskowski
a month ago
I was guided through the entire…
I was guided through the entire experience and it went quite smoothly.
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michelle ridgley
a month ago
Finance
$$finance personal care
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james williamson
a month ago
Thank you for your patience I am…
Thank you for your patience I am currently homeless I appreciate your time
B
brent spear sr
a month ago
The question were easy to answer
The question were easy to answer
C
customer
a month ago
Very helpful staff
Very helpful, honest, upfront. Most pay day loan places are not.
E
eric demuynck
a month ago
I just went through a moving forwardpassing of my…
I just went through a passing of my significant of 12 yrs I'm now alone again. And trying to get on my own again...But paying bills stay here unable to save to move
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kenneth wauls
a month ago
Not sure yet I won't know u.ntil get…
Not sure yet I won't know u.ntil get the loan
J
jennifer
a month ago
Clear concise upfront questions really…
Clear concise upfront questions really seem to want to help people out . Thank you for being there in my time of need
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rocky brooks
a month ago
Iam trying to fix my credit score
Iam retired now cause of COVID-19 and it ok cause iam on secation 8 and I don't owe nobody. so it is no problem making the payment
B
bg
a month ago
Quick response
Quick response, helpful
R
rick
a month ago
Profile
Provide useful information for my feedback
R
ricky bennett
a month ago
Ronnie was super knowledgeable and…
Ronnie was super knowledgeable and comforting as well as reassuring. Thank you
R
rickie king
a month ago
Don’t know much but seems good
Don’t know much but seems good
V
vincient frisby
a month ago
Careing, helpful assistance
I like the way your information was clear and easy to understand,, and that you seem to want to help people
E
eugene robert chandler
a month ago
Combining some past bills and current auto repair !!!
Most was useful, but you need to allow me to add more the reasons under other to be written out. Thank You
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goldenboy uchenna
a month ago
Review
Please I really need it to help my business,
T
tammy lambert
a month ago
I hope you can help me with my loan
I hope you can help me with my loan
A
alexander ospina. talero
a month ago
Estet bien
Muy buena la empresa de los pagos
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philip tarver
a month ago
Good
It helps you get out of debt,I am paying for a funeral,but had no way to come up with the payment,this loan will save my life
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tiff phillips
a month ago
Fake
Why say u accepted my request if ur going to do exactly what the last site did that said you accepted my request. Fake fake fake
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haywood clark
a month ago
Prompt Service
My service on line was really good looking forward for your loan
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jerry dickens
a month ago
Good helping and right on
It was so good to have this it is easy
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william rooney
a month ago
This is a great company
This is a great company