|Loan types||Unsecured personal loans for multiple purposes|
|Loan amount||$2,000 to $35,000|
|Repayment terms||36-60 months|
|APR||5.99% - 29.99%|
|Minimum credit score||Generally 640, but 700 needed to secure minimum rate|
|Best for||Debt consolidation and other major expenses|
Best Egg is Marlette Funding’s online lending brand, providing unsecured personal loans to borrowers in most states. Since its founding Best Egg has organized more than $5 billion in personal loans to more than 350,000 customers—at an average of more than $14,000 per borrower. Customers can use their personal loans to consolidate credit card debt, refinance credit cards, make home improvements, or cover any other major expense.
If your priority is speed and ease, Best Egg can set you up with a personal loan serviced by New Jersey’s Cross River Bank within as little as 1 business day. The days of going to a physical location and filling out page after page of paperwork are over, thanks to online lenders like Best Egg.
Best Egg offers personal loans for all types of needs, including: debt consolidation, credit card refinancing, home improvements, moving home, vacation, special occasions, baby adoption, and other major expenses.
Here are some of Best Egg’s highlights:
In order to apply for a loan with Best Egg you must meet the following minimum requirements:
Best Egg promises a super-fast application process, with the funds in your bank account in as little as 1 business day following approval. Checking your rate won’t affect your credit score (although going ahead with the final stages of your application will). Applying online for a Best Egg personal loan involves the following steps:
You can borrow anywhere from $2,000 to $35,000 with Best Egg, although higher minimum loan amounts apply for the following states: Georgia, $3,000, New Mexico and Ohio, $5,000, and Massachusetts, $6,000.
Best Egg offers repayment terms from 36 months (3 years) to 60 months (5 years). APRs range from 5.99% for applicants with a credit score of 700+ who meet additional requirements. APRs can reach as high as 29.99%. An origination fee ranging from 0.99% to 5.99% is deducted from loan proceedings, although the fee on a 5-year loan starts from at least 4.99%.
All Best Egg personal loans are serviced by Cross River Bank, an FDIC-approved New Jersey state-chartered commercial bank. Operator Marlette Funding has lending and consumer-finance licenses in 18 states where such licenses are required and is authorized to lend in many additional states. It should also be noted that by entering your email address, Best Egg may share your contact details with lending partners and affiliates.
You can get answers to any questions through the online Help Center or by calling a toll-free number during regular business hours. Best Egg has a 9.5/10 Trustpilot rating, with 89% of customers rating it “excellent” for its quick approvals and funding. It is a Better Business Bureau-approved brand with an overall A+ rating for overwhelmingly positive customer feedback.
Best Egg provides all the benefits of quick and hassle-free online lending backed by an FDIC-approved commercial bank. It offers unsecured personal loans for all types of needs, including credit card consolidation, home improvements, and other major expenses. Funding is usually delivered to the recipient’s bank account within 1 business day of approval.
Marlette Funding, LLC
1523 Concord Pike
Wilmington, DE 19803