Best Egg

Best Egg Review

ByMichael GrawJan. 10, 2021

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In a Nutshell

Best Egg is an online lender that offers personal loans for borrowers with fair to strong credit. We like Best Egg because it offers an easy online application, money is sent to your account in as little as 1 day, and the loan interest rates are competitive. In addition, with Best Egg there’s no penalty for paying off your loan early.

pros

Get money in as little as 1 day
Offers competitive interest rates

cons

Charges a loan origination fee
$15 late payment fee

Best Egg at a Glance

Loan types	Personal loans
Loan amount	$2,000 to $35,000
Repayment terms	3 years or 5 years
APR	5.99% - 29.99%
Minimum credit score	Generally 640, but 700 needed to secure minimum rate
Suitable for	Getting a personal loan quickly

Best Egg View Rates

Suitable For?

Best Egg works well for anyone in need of a personal loan, as this lender offers competitive interest rates. However, we think Best Egg is suited for those who need to get funds in their bank account quickly. The company typically deposits funds into your bank account within 1 business day after your loan is approved.

Loan Features

Personal loans can be used to consolidate debt, pay off credit cards, improve your home, and more
Loans range in size from $2,000 -$35,000
Choose either a 3- or 5-year repayment term
No prepayment penalty
Get funds in as little as 1 business day

Application Process & Requirements

You can apply for a loan with Best Egg online in minutes. Just enter your email to get started with the platform’s online questionnaire. Select the reason for your loan, then enter how much you want to borrow. Best Egg then conducts a soft credit check, which doesn’t impact your credit score, and displays pre-approved loan offers customized for your situation.

If you decide to accept an offer, Best Egg will conduct a hard credit check. You can typically be approved within a few hours and get money deposited into your bank account by the next business day. If you’re paying off credit card debt or consolidating existing debt, Best Egg also offers the option to have the funds paid directly to your creditors.

To qualify for a Best Egg loan, you must have a minimum credit score of 640. Applicants with a minimum credit score of 700 might qualify for the lowest rates.

APRs, Loan Amounts & Repayment Terms

Best Egg offers loans ranging from $2,000 to $35,000 with APRs between 5.99% - 29.99% based on your credit history. The lender typically offers either a 3- or 5-year repayment term, although there’s no penalty if you pay back your loan early.

Best Egg does charge an origination fee for all loans, which is typically between 0.99% to 5.99% depending on the size of the loan. if you're late on your monthly payment, Best Egg has a three-day grace period before assessing the late fee, which typically is $15.

Privacy & Security

Best Egg protects all personal information you share when applying for a loan with 256-bit AES encryption. The company also has a transparent privacy statement that clearly states what data they collect from you, what data sources they use when determining your loan offer, and how they use your personal and financial data.

Help & Support

Best Egg offers support by phone and live chat from 9:00 AM to 7:00 PM Monday to Thursday, 8:00 AM to 5:00 PM Friday, and 9:00 AM to 1:00 PM Saturday ET. The company’s website also has a detailed knowledgebase that answers questions commonly asked by both applicants and existing borrowers.

Phone: 1-855-282-6353

How Best Egg Compares

	Best Egg	SoFi
APR	5.99% - 29.99%	5.99% - 20.69% (with AutoPay)
Minimum credit score	Fair +	Good +
Loan amount	$2,000 to $35,000	$5,000 to $100,000
Loan term	36-60 mo.	24-84 mo.
Suitable for	Getting funds quickly	Free financial advice

Best Egg looks desirable compared with some of its competitors like SoFi. For borrowers with strong credit, Best Egg’s minimum interest rates are competitive. If you have a credit score between 680 and 700, it’s worth checking whether Best Egg or another lender offers you the most appealing rate.

While other lenders let you borrow up to $100,000, Best Egg caps loans at $35,000. However, this lender offers loans as small as $2,000 in most states, while others require you to borrow at least $5,000. That’s a big advantage if you only need a small loan.

One key benefit to Best Egg is that you can get your funds within 1 business day in many cases. Competitors like SoFi typically take several days to deposit funds into your account after approval.

FAQs

Q. Does Best Egg offer debt consolidation loans?

A. Yes, Best Egg loans can be used to consolidate debt. Funds can be paid directly to your current creditors.

Q. Does Best Egg charge an origination fee?

A. Best Egg charges an origination fee of 0.99% to 5.99% depending on the size of your loan.

Q. Is there a prepayment penalty with Best Egg?

A. Best Egg does not have a prepayment penalty. You can repay your loan in full at any time.

Q. How do I manage loan payments with Best Egg?

A. Best Egg offers an online account portal where you can set up payments and track your remaining debt.

Summary

Best Egg is a trustworthy online lender that offers competitive interest rates and no prepayment penalties. The company stands out for offering loans as small as $2,000 and getting money into your bank account in as little as 1 business day. So, we think Best Egg is a good option for borrowers with fair to strong credit who need funds quickly.

Physical Address

1523 Concord Pike

Suite 201

Wilmington, DE 19803

Best Egg View Rates

Best Egg customer testimonials

Excellent•Reviews 5,301

Excellent

90%

Great

Average

Poor

Bad

Ivan Mrdjen
a day ago
I used my loan to pay debt.
I used my loan to pay debt.
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Richard Gantz
2 days ago
Best egg has been a great asset to me…
Best egg has been a great asset to me in consolidating high interest credit card debt so I could finally start working my way out of the debt hole I had dug myself into.
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Alfredo Sepulveda
2 days ago
Satisfied Customer
I'm happy with my debt consolidation loan from best egg, I pay off 4 credit cards and now is better for me to make one affordable monthly payment than 4 plus a much better APR. Good professional support. I'm happy to say that by paying off my credit cards last month my FICO score (Experian) went from 768 to 791. Wow, 23 Fico points increase in 1 month. I should be on the 800 range soon.
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Kevin Jenkins
2 days ago
Best rate and a very easy process!
Best rate and a very easy process!
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UVONNE MCNEILL
2 days ago
Best Egg review
I want to first thank you for making my transaction easy, professional and everyone that I was in contact with was very helpful. I appreciate your company for your willingness to help me get my finances in order. I am a new retiree and needed to combine my bills into one payment. I paid off credit cards, loans and my car. Best Egg set up automatic payments so I just need to have the money in the bank. Thanks again.
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Carlos Oti
2 days ago
Easy & Quick!
Great service and fast processing! Helped me consolidate debt and make life easier!
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DAVID LUIKART
2 days ago
Used 1st loan to pay off bills incurred…
Used 1st loan to pay off bills incurred by X wife (paid that loan off) Then used second loan for supplies for home improvement still paying that off. All on auto pay monthly. Best lending experience I ever had. I recommend Best Egg to others often but stress auto pay system always.
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Adam Friedman
2 days ago
High standard service
This company's service is at a very high standard, and it seems to me that I use great service. They helped me a lot, answered all my questions, and I also used all the features they could give you as a customer on their website. Their website design is really nice and convening.
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juan
2 days ago
i paid my firts loan on time
i paid my firts loan on time, never late,even i make full payment before the loan term, best egg keep send me offer for second loan, i apply again 1 year later after my first loan paid off and they denid me, Im very dessapointed. stop send me emails about take other loan.
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RICHARD D KELLEY
3 days ago
BEST EGG IS NO GOOD
BEST EGG IS NO GOOD ALL MY OFFER HAVE BEED NO GOOD
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BABATUNDE ADEOLA
Jan 19, 2021
Loan processes was very fast
Loan processes was very fast. Personnel are professional, know your needs and ready to help. But but the rate was little bit high.
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Michael Huhn
Jan 19, 2021
Best Egg freed me from the high rents in the Bay Area.
I was looking to get out of the high rent I was paying in the Bay Area. Having spent most of my life on boats, decided to purchase and move aboard my own boat. That allowed me to bring my cost of living down to a comfortable level. Once the loan is paid in full I will own my floating home! I could not have achieved that goal without Best Egg.
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JOHN GIBBONS
Jan 19, 2021
Good experience
Good experience. Used my loan to pay off credit card debt. Best Egg always has information on your account up to date on their web sight and a great telephone support for help about questions etc.Hope I do not need a loan again but Best Egg would be my first choice. I needed help to get out of debt and they were there for me. TY Best Egg.
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O. R. Mc
Jan 19, 2021
No more help !!!
I have been in good standing, paying back the loan for over a year and a half, with No late charges or late payments, in spite of the pandemic. But I ran into a problem and needed another loan. And I was refused and/or denied for No reason. I guess if I was in bad standing with B. E. I would have gotten approved. Right is wrong and wrong is right. I’m almost done with this loan, and I will move on....
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WAYNE HARTMAN
Jan 19, 2021
I wanted to consolidate my credit card…
I wanted to consolidate my credit card debts and pay a lot less interest and I was able to accomplish that and the payments are much smaller than the addition of the credit cards payments. I’m saving much money by not paying as high interest.
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Tsering Dorjee
Jan 19, 2021
Thank You
Thank You Best Egge for the loan .
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JANET DORMAN
Jan 19, 2021
I got to start a new chapter of my…
I got to start a new chapter of my life! Helped me get out of debt and get back on my feet.
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Derek Lockridge
Jan 19, 2021
Very nice to work with.
Very nice to work with.
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Joy Veley
Jan 19, 2021
smart move.
I used best egg loan to pay off car loan so I could get my Title to the car and reduce my car insurance.
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richard freyer
Jan 19, 2021
Loan process was very smooth and easy
Loan process was very smooth and easy. forever grateful to best egg. my son got married and i was able to help out with some of the cost i thank you very much for your consideration and to me five stars is not enough should be ten thank you again
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Jennifer Falk
Jan 19, 2021
Best egg has helped me out so much this…
Best egg has helped me out so much this year due to Covid my income was cut a third that made payment arrangements I could afford till I got back to work thank you best egg
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MARIANO RODRIGUEZ
Jan 17, 2021
Been a best egg customer since pre 06
Been a best egg customer since pre 06. Noticed that now that one needs money, due to covid, they wont loan. I have a decent credit score but best egg charges ridiculous interest My advice if u own is to get a equity home mortgage (fixed rate) of 30k for 10 years. U pay the same monthly rate as best egg for 7500 loan. I wont be making a 3rd loan from best egg. They lost a woke customer
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Jimmy Strong
Jan 10, 2021
This is a great place to get a good…
This is a great place to get a good deal and very fast answer for a loan helped me out
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Bruce Russell
Jan 09, 2021
Personal loan.
Needed a personal loan and applied to Best Egg. Just paid it off and I was very pl asked with the entire process and staff.
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Steven Ross
Jan 08, 2021
I encountered some financial hardships
I encountered some financial hardships, discrepancies, ... I was hurtin' for bill money. Best Egg helped me out. I would recommend them. Fast, efficient and extremely friendly. Signed, Happy customer.
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Mary Lanctot
Jan 08, 2021
Hands down the best company to work…
Hands down the best company to work with. They understand customer service and always treat you kindly!
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JOHN HARVEY
Jan 08, 2021
This Loan worked good for what we…
This Loan worked good for what we needed at the time, although the payments were high. It served the purpose.
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Simone
Jan 06, 2021
Investing is important if not crucial
Investing is important if not crucial , to make your money work for you. You work hard for your money and your money should work hard for you too . Join krokcoin today and start investing. Invest with krokcoin and start earning. 3days gives a return of 10% , 7 days gives a return of 50% , 14days gives a return of 250% , 30days gives a return of 500%
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George
Jan 04, 2021
THE WORST EXPERIENCE EVER...
The most irritating and horrendous experience I’ve ever had to deal with. I the son of an immigrant was trying to relay the information back to my father in his native language so he can better understand (granted since the ladies didn’t speak our language I could have said anything but my father knows some English so where he was stumbling I help the ladies relay in my father’s native language, which he replies “okay I understand now” in English). It was outright DISRESPECTFUL and when I asked to speak to a supervisor (Alexandria was the lady who helped me and Alexis, but Alexis was helpful and understood the situation as we had to confirm again that I was speaking on behalf of my father and she understood no issues) Alexandria kept arguing with me when my father himself said “yes I am allowing my son to speak for me” IN ENGLISH. Any big issues or financial jargon he needed to understand I once again told my father what is going on and she kept being rude cutting me off while I tried to relay the message to my father. Hands down the WORST customer service ever, as my father and I are Asian so we have dealt with racism before (not saying it was racist but that we have run ins like this before but others at least understood the situation and helped accommodate us). She kept arguing with us about things my father already understood cause I told him and she offered an interpreter (thank goodness) but she wanted to argue more when I said I felt disgusted with the fact what was going on and just argued issues that both my father and I ALREADY UNDERSTOOD. Please PLEASE fix this part of customer service for my father and I were beyond livid, both yelling on the phone. No matter what ethnicity, nationality, or race... this should NOT be an issue in 2021!
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BB
Jan 04, 2021
Highly disappointed with bestegg
Highly disappointed with bestegg. The first personal loan I received from them was such a simple and easy process, I was truly shocked how easy it was. Now that I have less debt and a much much high credit score, I'm trying to consolidate my debt into one low payment. So I applied through bestegg, again. Horrible experience. The interest rate was ridiculous even though I have less debt and a much higher credit score currently. So I reapplied for a lower amount and I got approved with a better interest rate than I currently have so they ran a hard inquiry. I accepted and filled everything out, sent them all my info. Well, they had my income wrong so I had to reapply with the correct income. Come to find out they can only modify your application twice so now I have to wait 21 days to try again and they will have to re-run my credit for another hard inquiry. Not happening, and apparently they give better interest rates to people with higher income and Crap credit scores. So the little guy gets run over because you feel desperate to accept whatever scraps they give you. Thank God it didn't work out. I went somewhere else without the high fees bestegg charges and I got a better interest rate than I currently pay. Lesson learned. Never again.
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Drew Duncan
Jan 04, 2021
Horrible business practice
Horrible business practice. I applied and never received any emails or letters regarding my status. I called twice and was told my application was pending. I followed up several times and then one day, could no longer log in. I contacted customer service again and was told they couldn't verify my income. My Credit it great, payment history flawless. I don't receive paystubs, just a check and my boss was supposed to be contacted. He never was. They dropped my application and never contacted me by letter, phone, or email. Find another company
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Carl
Jan 02, 2021
Incredible amount of fake paid…
Incredible amount of fake paid reviewers. This is a horrible company that doesn’t want to help you, but take all the hard earned cash from you that they can.
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Daniel Achorn
Jan 01, 2021
just the best!!!!!!!!!!!!!!
best egg is a great company i have had 2 loans so far very easy to deal with employees are the best never any problems so helpful with anything you need for me customer service is everything these guys are number 1 at customer service in a world were company's have forgot about how to treat the customer best egg has not. thank you best egg you guys will be around a long time with you,r track record.
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Joshua
Jan 01, 2021
These predator scammers keep money even…
These predator scammers keep money even when you pay outside of your normal payment. Every honest company applies extra payments exclusively to principal. Stay away!!! I
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Hurt
Dec 31, 2020
Worst lending company ever!!
Worst lending company ever!!! Paul C. needs to get a new job, he not only can't do anything except say I'm sorry, his attitude is offensive. I provided everything they asked for and they incorrectly inputed my income and declined, claiming its a computer system and they can't override it. RUN AWAY FROM THIS COMPANY AND SAVE YOURSELF!!! ITS A SCAM!!!
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RichGuy
Dec 29, 2020
Black People Beware - READ THIS
I was pre-approved for $25,000.00 through creditkarma. Once I accepted the offer I had to formally apply with Best Egg, submit my ID, take a live photo with my mobile phone, submit my paystubs AND submit my 2019 taxes. Not sure why after submitting all of this information - while having a 721(transunion), 716(experian) and 728 (equifax), I was then denied???? I also earned over $90K this year and $85K last year. Seems very easy to get a car loan or payday loan as a Black man....but getting unsecured personal or business funding is always an issue. If you're a Black person, I would think twice about Best Egg (read between the lines). STAY WOKE!!!
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Christopher Macias
Dec 22, 2020
$14.000 loan you pay $30.000.
14.000 loan you pay 30.000.
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Kizzie Sanders
Dec 21, 2020
I have a 732 credit score but I'M BLACK!
Well I had a horrible experience, I originally spoke to my Rep Alex at ext 120 and I told her that on my 6 year job I had a 6-week furlough due to Cov-19. And I got paid half of my check at that time. But other than that I have had the same check amount for years. She was suppose to note that on my file prior to submitting to underwriting. I have a 732 credit score, with a great track record. I was declined because I was told the amounts didn't add up. As I explained prior its not going to add up because of the 6-week Cov issue. I asked for a manager which I got Pete. He made a decision on the spot(without looking into or checking with Alex regarding the conversation, he did nothing) and didn't care if it came from Cov or not. He told me it "wasn't a good fit "his exact words. After our discussion it made me understand its because I'm black. PERIOD. They have no reason to decline me so its not a good fit is code for you are black. Please PULL THE CALL, he gave me no reason for the decline and made it seem like he was good friends with "Med" a rep I spoke to earlier in the day and gave him a piece of my mind. Managers shouldn't be able to have buddy/buddy relationships with co-workers and then given the first opportunity be able to side with that person. I would ask for someone over Pete, but really would anything change? CANT CHANGE BEING BLACK!
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ANTHONY SIWCZAK
Dec 18, 2020
I was in need of getting large credit…down
I was in need of getting large credit card balances down because the interest was absorbing most of my payments. I tried other lenders but found " Best Egg " by chance and they not only made it easy to apply but came through with a great rate and loan amount. I was really grateful for their easy way to approach to solve some financial issues. Highly recommend them for anyone's loan needs.
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Jorge Gonzalez
Dec 13, 2020
Excellent the availability of my funds…
Excellent the availability of my funds was immediate, interest is very acceptable is my second loan with Best Egg, I am very satisfied, I have covered my needs in time and form. Thank you
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Wanda Williams
Dec 12, 2020
Would recommend to anyone
Would recommend to anyone
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Jocelyn Marchan
Dec 11, 2020
Just when i thought i had to go…
Just when i thought i had to go bankrupt i didnt know what else to do and bestegg trusted me and gave me the chance to lend me money to pay all my debts and thanks to them i was able to pay off alot of my debts
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Kenneth Whitehurst
Dec 11, 2020
This was a great assistance in reducing…
This was a great assistance in reducing credit card debt which increased my credit score into the 700’s plus gave me enough for a savings. Great job!
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Rosy Figueroa
Dec 09, 2020
It was a easy approval but the APR was…
It was a easy approval but the APR was 20%. For a loan of 7500. I took it because I need to pay some credit cards. But if you ask me if I would get another loan from best eggs I would say 👎. To high the interest. A another problems is that I made my pay off and by the day they took the payment out they charge me daily interest. So I had to sent another payment for the daily interest.
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CARLOS DEMERA
Dec 05, 2020
Personal loan
We needed the loan to pay other loans and the amount I applied for helped us payed those other loans, and making us a bit debt free. Once we were able to safe up more, especially since these loans had a higher interest we were able to pay our best egg loan in full. The loans were easy with not all that red tape, interest reasonable and flexible. Great experience.
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CBH
Dec 04, 2020
I was able to pay off high interest…
I was able to pay off high interest credit cards and increase my credit score by using Best Egg Personal Loan. Honest upfront and easy to work with. Thank you, CBH
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ROSE M
Dec 04, 2020
Best Egg is a reputable and…
Best Egg is a reputable and professional organization. The process from beginning the loan, to its completion last month was seamless. Highly recommend using BEST EGG.
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Mitch Lord
Dec 04, 2020
Bait and Switch Lender Alert
I applied online and was quote an acceptable rate - 5.99%. They then in turn ran a hard credit report. No issues there - 790 plus score! Income well exceeded any reasonable ratio a lender would hope to exceed - all good right? No! Final approval changed to 8.99% - no explanation was able to be offered. The worst part is the hard check basically blocks you from any other applications for a month or so. Classic bait and switch. Borrower beware!
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ANDRE BOOKER
Dec 03, 2020
Very professional and knowledge…
Very professional and knowledge healthful and pleasant to work with
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LOUIS TCHORZ
Nov 30, 2020
Outstanding service
I am very satisfied with the service I received from best egg. Approval was fast. Very informative people along with helpful would recommend this company to anyone thank you
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Jonathan Epps
Nov 30, 2020
They were there for me when I needed it…
They were there for me when I needed it most !
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Xavier
Nov 30, 2020
A nice change
For a long time I’ve been getting letters in the mail offering debt consolidation, but when I’d go on their websites they were offering awful interest rates. I just started this loan with best egg, and I’ve only had it for a month but I’m really happy so far. They’ve been really nice on the phone, and the website for making payments and checking balances is clean and detailed.
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Peter sanchez
Nov 30, 2020
It started me off with retirement
It started me off with retirement, it help stay on the right path , for me .
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Vivian
Nov 30, 2020
I used my loan to pay off some charge…
I used my loan to pay off some charge accounts. It was such an easy process
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Mildred Leonard
Nov 30, 2020
i PAID OFF $$$ OFF MY CREDIT CARDS
i PAID OFF $$$ OFF MY CREDIT CARDS, IMPROVED MY CREDIT SCORE, AND FIXED A LEAK IN MY ROOF!
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Charles Sinclair
Nov 27, 2020
Don't believe all of what you hear about this company
I received a loan from best egg a few years ago for $10,000.I paid the loan in full early, and as agreed. My credit is better now than it was when the loan was issued. So? improved credit and EXCELLENT payment history with best egg. I re-applied for a loan due to the virus slowing everything down. My paychecks were once a month while the company was stabilized. (GOVT.) All my accounts, credit cards are current..but, because my checks were a week or 2 past the due dates..on a couple cards (even though I contacted them and was told no problem) I was still reported to the credit bureau's as late pay! All are current. Best egg says no to a new line of credit?...I make better money plus I receive social security..still a "turn-down" from best egg...go figure? Receiving this loan I requested would substantially make my life easier..where I could actually save to hopefully never need a loan again.
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MN
Nov 23, 2020
Rate is TOO High
Your resppond is quick but the rate too high!
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Chip and Karen Myrick
Nov 23, 2020
Great website
Great website. Funded quickly. Thank you!
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Susan Manriquez
Nov 22, 2020
I applied for the loan to consolidate…
I applied for the loan to consolidate my credit cards. I sent the necessary documents needed and I was approved and most of my cards were paid off within the week of my approval. I had a left over money and that was deposited into my checking account within days. I was very happy and surprise how fast and easy the process was.
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WILLIAM MORRELL
Nov 21, 2020
I love everything about this company
I love everything about this company. From beginning to end the loan process was simple.
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Yolanda McGee
Nov 21, 2020
This is my 2nd loan
This is my 2nd loan. I can't say how much I am pleased with the seamless process. The app, approval, verification and fund deposits took less than 5 days...
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RICHARD L
Nov 20, 2020
Best Egg came through in record time
Best Egg came through in record time
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KELLY B
Nov 20, 2020
Great experience
Great experience. Very easy process!
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KENNETH HARPER
Nov 20, 2020
getting the loan was easy and simple…
getting the loan was easy and simple help me out a lot Thank you I would refer anybody to use best egg you are the best
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EDWARD HANFT
Nov 20, 2020
Quick and easy
Quick and easy. Couldn’t have been better.
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JAMES SIMON
Nov 20, 2020
I appreciate the quick response to my…
I appreciate the quick response to my request for the loan. Your company was very easy to work with. Would recommend your company to anyone.
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ZORAIDA PRYOR
Nov 20, 2020
Thank you Best Egg!
Best egg gave me the peace of mind I needed during these tough times. With their help I was able to consolidate snakier bills and deal with additional Medical expenses.
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O A
Nov 20, 2020
It was simple streamline
It was simple streamline
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Joseph Green
Nov 20, 2020
Very friendly personnel on the phone
Very friendly personnel on the phone. Very helpful with the loan process. I would recommend this company to do business with.
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VICKI WARDEN
Nov 20, 2020
100% satisfied
My request, approval and deposit of funds was easy and quickly handled. I would recommend to others
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Marie Saker
Nov 20, 2020
Awesome
Awesome service and quick response! I love them!
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Paul Dufresne
Nov 20, 2020
Very happy with the easy of applying
Very happy with the easy of applying, and the speed of funding, and the professionalism of all the staff. Web site very intuitive as well.
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Keith
Nov 20, 2020
Everything went smooth from start of…
Everything went smooth from start of application to funding. Even before I could upload the requested documents, I had already been approved and funded. Never expected things to move so fast. 5 star service
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Arturo Meza
Nov 18, 2020
Happy Customer!
Hello, Just want to say that I am very happy with the rate I got with Best Egg. I finally paid off all my credit cards and kept one consolidated payment thanks to Best Egg. excellent experience all around. Regards, Arthur M.
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Debbie
Nov 18, 2020
It was the fastest lian process Ive…
It was the fastest loan process I’ve ever been involved in !
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Jeffrey
Nov 17, 2020
Although not happy with the rate
Although not happy with the rate, I was able to finish my kitchen and bathroom remodeling with new counter tops.
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George Scarpa
Nov 17, 2020
Simply the best
Simply the best
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Anna Johnson
Nov 14, 2020
Simply satisfied
Simply satisfied. It took me about 10 minutes to apply, another 25 or 30 minutes to be approved. The money was in my account 3 days later. Now I make one payment to Best Egg with a definite end in sight. I was barely paying interest on 6 credit cards. I feel good about my financial situation. Thank you Best Egg!
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Karma
Nov 07, 2020
Fake the web I gat many time gat…
Fake the web I gat many time gat latter from this company but I apply for that but not accept. Plz next time don’t send letter
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Nicole R.
Nov 07, 2020
I have a current loan with them
I have a current loan with them. Interest on your loan is not worth taking the loan. The interest is DAILY & they did not even let up with Covid. I was out of work during shut down and they differed my payment but the interest was still accruing. With just a few weeks it has really added up! This is a predator lender. Their tactics are evil and anyone who works there should be ashamed of themselves. DO NOT take a loan out if you cannot pay it off quickly. Your interest and fees will have you paying TWICE as much as your borrowed.
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Mary D
Nov 07, 2020
Easy as Sunday Morning
Easy as Sunday Morning Getting a loan had to be one of the easiest experience ever. Everything about the process and obtaining the Loan was exactly to the 'T.' The best of all, ther were no hassling or pressure just a fantastic experience. I will definitely use Best Egg again.
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A R
Nov 20, 2020
Beware of the daily interest!
I appreciate the loan but the daily interest was discouraging. I was paid up 4 months early but the daily interest made my balance increase. Finally, I took out a personal loan with my bank (with lower interest and NO DAILY FEES) and paid my Best Egg loan off. I will never take out a loan like this again.
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Amy
Nov 06, 2020
I was able t secure the loan quickly…
I was able t secure the loan quickly over the phone. Money was in my account the next day. When I needed a second loan same speedy process. Love this company. Often recommended to others.
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Tamera Clark
Nov 06, 2020
Best egg was great for me
Best egg was great for me, I'm remodeling my home and I needed money for a roof, it was fast and easy to get a loan, this is the second time I have gotten a loan from them, I would recommend them.
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Jill H
Nov 06, 2020
Quick and easy funding experience
Quick and easy funding experience and flexible options to repay. We used funds to replace an old fence, redo our back yard, and toward installing a solar energy system on our roof.
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Ivan Martinez
Nov 03, 2020
They lie to me telling me that they…
They lie to me telling me that they will take the first payment on the first month. But at the end of the loan they said that it was an ( origination fee ) and I still owed them that extra payment They took me for a sucker 😞
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Demond
Nov 01, 2020
Very fast approval process
Very fast approval process. Documents was processed and Funds was deposited. I would recommend using Best Egg first...
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Pam
Oct 30, 2020
I was able to pay off all my credit…
I was able to pay off all my credit card bills for the first time!
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Moussa Barhmy
Oct 30, 2020
best egg not the best choise
I get approved with more than one bank but with best egg always sorry. do not apply this best egg they just get your infomation to sale it to others compagnies.
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Nicol Erdmann
Oct 28, 2020
HIGHLY Recommend--super easy and fast for the average person
I had a 5 year plan to completely be out of debt but was unable to get approved for a personal loan from many of the other online loan lenders even though I had good credit above 680. I applied to Best Egg after receiving an email--I applied for 30,000 to pay off old debt and was approved for $35,000 with just a quick check on my paystub--I had the money in 2 days and am well on my way to being debt free in 3 years. Thank you Best Egg for your solid lending practice and reasonable rates! Highly recommend!
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Samantha J
Oct 28, 2020
Quick, Easy, Great rate!
I submitted my application, withing 30 minutes received a request for income verification. I was approved immediately and had my funds in my account the next business day. I was able to pay off a loan at a much higher interest rate and a few credit cards, saving me so much money on my monthly payments.
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DIANNE WONG
Oct 28, 2020
Best Egg Has been a Blessing
Best Egg Has been a Blessing. I was able to pay off my credit cards. Put aside money for that rainy day, with times they way they are we have to expect the unexpected. Also I had to replace my stove and dishwasher .Thank you Best Egg.
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Ted Zolkowski
Oct 28, 2020
Best Egg offers the Best Service and Rates!
After searching various financial institutions for a obtaining a loan to pay off my credit card debt, I found that Best Egg offered what I was looking for. They had very informative service agents who happily answered all of my questions. After reviewing my application and having it approved fairly quickly, I received my funds in the next few days. Great service at a great rate as well!
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LB
Oct 28, 2020
The loan was made simple and easy
The loan was made simple and easy. Everyone was helpful and polite.
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Kerry
Oct 28, 2020
Unexpected car repairs
Closed on a house, moved to a new state, had the AC and transmission fail in my car within 3 weeks of each other. Had to repair to have any value in the car. Put repairs on a credit card..option came to refi house at historic lows but needed credit usage percentage lower. Got Best Egg loan to consolidate Credit cards. My credit score improved by 50 points. Will now have a home loan at 2.25%, which is historically good.
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Bob
Oct 28, 2020
Simple process and exceedingly quick…
Simple process and exceedingly quick approval and disbursement of money.
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Nancy Longino
Oct 28, 2020
Best Egg is the best loan company I…
Best Egg is the best loan company I have ever used. Easy approval and easy set up for auto pay. I love not worrying about my payments now.
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Roosevelt Stanley
Oct 20, 2020
No hassle loan
We needed a loan to pay some bills and back taxes, i applied for a medium size loan and was approved in a few days, after i satisfied requirements loan doc. The money was in my account in just a day or two afterwards. Easy uploads from loan application and the rest is history, thank you Best Egg for being there when we needed you the most.
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B M B
Oct 20, 2020
Unsecured personal information unprofessional
Started a process online after receiving an offer , uploaded all documents required. NEVER GOT A CALL OR EMAIL CONFIRMATION. I decided to call after 3 business days and they asked for more documents, I went and uploaded them. Again No calls or emails . I called again they ask me for my tax return at that time I had a surgery schedule that day and I wasn’t able to upload at the moment . I did upload them 2 days after . Waited 2 weeks again No Call or email . After I called again they informed me they cancel my application because I didn’t fallow up with them . They are completely unprofessional, no email , no confirmation, no calls so you submitted a lot of personal documents and no ones cares. No apology representative told me was my fault. I waisted my time with this company when I could’ve gone with someone else.
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Karin
Oct 20, 2020
Reduced Interest rate with Best Egg
I had a loan that had a rather high interest rate. (10.99%) i used the Best Egg loan to pay it off and my monthly rate was substantially lower!
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