Best Egg Review

This was the easiest loan I’ve ever gotten. The process was simple and quick. I highly recommend them.

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Thanks to Best Egg I was able to get on track and in control of my expenses

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Best Egg came through for me when I needed help with credit card balances. Now for a second time, Best Egg is there for me for home repairs. I really appreciate the quick approval response and release of funds.

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Was very much needed, help me out.

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The whole loan process was easy and seamless. As advertised the funds were in my bank account within 48 hours after I was approved.

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I'm so happy for the approval from Best egg. I was over the top with bills. the approval was quick and money came over night. such a blessings!

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Process fast and easy. HOWEVER, I set up auto draft for my payments through the app, and then I called to verify with someone that my auto draft would come out on the 15th of each month. The person I spoke to took it upon herself to set up ANOTHER auto draft for the same day without verifying it with me or saying something like “Hey, you already have auto draft set up for this day; are you saying you’d like to set up another one?” So now, they’ve taken two large chunks of money out of my account on the same day and said they can’t refund it for at least ten days! It is ludicrous! In lieu of trying to understand me, the agent on the phone just kept arguing with me & insisting that I had set up two auto drafts. I had not! They screwed this up, not me, & now I’m out all that money until they decide the refund can go through! I don’t deal well with incompetence! I HAVE ALSO NEVER GIVEN A 1-STAR REVIEW!!!! This experience has been THAT bad!

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The initial loan process with Best Egg went well, but as soon as they were aware that I wanted to pay off my loan several years early, I clearly lost any value to them and their customer service went quickly downhill from there. I paid my loan in full on 8.31.21. I initially contacted Best Egg to offer a wire payment, knowing that the funds would clear the same day, so they could provide proof of payoff the next day. I was told by customer service that no matter how I paid I needed to wait 7 to 10 business days and they would send me an email stating the account was paid off. The other 3 large creditors that I paid off at the same time all were prepared to provide Paid in Full statement the next day if I paid via wire, but not Best Egg, they wanted to remain difficult. I ended up paying off the loan through their site, rather than paying for a wire, and the money came out of my account on 9.2.21. I finally received an email from Best Egg on 9.16.21 stating "congratulations your loan is paid in full" yet they neglected to include any type of actual statement showing this was the case. Anyone that knows credit bureaus, and I know they do, is aware that they will not accept email documentation as any form of proof and need to see a physical statement. I have now reached out to Best Egg 3 times in the last 36 hours simply asking them to provide a physical paid in full statement or to fax one to my loan officer if they would prefer. Nothing but silence coming from them at this point, not sure where to go from here. What I do know is that I would never consider working with this company in any fashion ever again and I would recommend looking at one of the other consumer loan companies that are available options if you are looking for a loan.

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"Big Disappointment" I was directed to "find my rate" I completed the required information and that information was used to apply for loan. That was a huge deception! I had no desire yo make an application for anything and that was a huge misuse of my information! If you were truly on the up and up, why would you do that? That clearly tells me I don't want to do business with you!

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I applied for loan a couple of years ago. It was very easy and easy to speak with person I applied to for loan. They were professional and nice. I have a year or less to pay loan. One of the best loan companies I ever used. Can only speak of my experience and I would definitely recommend them.

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Recently got a consolidation loan, but I just found out the hard way that it's not possible to make a principal-only payment. Everyone gives you the runaround when asking how to make an extra payment, and they insist that you do it on the payment due date. Any extra payments you make during the month go to interest.

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I had a Best Egg Loan a couple months ago, paid it off early and reapplied again. Now they are saying they can't approve me when I know I have great history with payments and credit. I now got ding'd with a hard inquiry and no loan. This is ridiculous.

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Applying for a loan and was told I needed more documents to verify my income. Asked for payroll checks. Was told that bank statements would work. Sent the bank statements. Was told I needed last two years of W-2s. Send the last two years of W-2s. Was told then I now needed to send a schedule C. And was told now that they can’t verify my income. That does not make any sense in my book. They can clearly see my monthly income and my yearly income but yetThey cannot verify my income

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What a fine, fast, friendly people are at Best Egg. Took out a personal loan, made 2 payment, then the day after the payment called best Egg to find out what my payoff was, then called and spoke to a very 'Super' CSR and she helped me payoff the loan. Remember, try to pay off the loan the day after you have made a payment, because interest starts to accrue, so enjoy the ride, Love the CS staff, I'll be back if the need arises.

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Miscommunication on there end leads to an unnecessary hard pull on my credit.

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I want to thank Best Egg for now my second loan they have granted me. It couldn't have been any easier to process, once I figured out how to do it :). The agents I spoke with couldn't have been more direct, helpful and personable. Again, MANY KUDOS TO BEST EGG AND EMPLOYEES for helping me again lessen my financial obligations. Oh, and also have a couple of $ to spend on me! God Bless Best Egg.

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Such an easy experience. language is written for the aveerage person. Plus there rates arent going to take u for a ride. So happy i went to them for my money needs. David Portland, OR

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Quick approval and very easy process. No hassle and I had access to funds the very next day! Thank you!

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Customer service was excellent. Ms . Tina was awesome

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Absolutely the worst application process! I have two incomes, they requested pay stubs from both. I was approved, but they took so long to review, one of my bi weekly stubs went to their version of “out of date”. They then resubmitted with just one job then denied me… Total waist of one week of back and forth asking the same questions!

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I used best egg to do a debt consolidation. Initially no problems. I made all my payments on time, in fact paid my loan off early, apparently Best Egg chooses to report this to the credit bureaus negatively. They leave a comment that states you closed your account, not that you paid the loan off. The difference to your credit score is negative and they won't fix it. Paying it off early dropped my score 11 points with equivalent and transunion. I have dealt with personal loans with other companies and always paid off early this is the first and only company that has done this. I guess if you choose to use them just be sure not to pay them off earlier than your loan term and even then I am not sure how they report it if you do go full term it still may be the same. Paid off is the correct term they are supposed to report and it does make a difference as account closed has a negative connotation to credit agencies as they do not know why it was closed so it is used negatively.

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After paying off TWO loans with Best Egg, they have still not reported my loans to the credit bureau as PAID IN FULL. When I called customer service, instead of her helping me, she advised me to "DISPUTE THIS WITH THE CREDIT BUREAUS. So now I have to take the time out to deal with the credit bureaus when I paid BEST EGG! I paid off 20,000 and this is the treatment? Never again and from now on you will be known to me as ROTTEN EGG. UNACCEPTABLE.

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I have had 2 loans now with best egg. Everything was simple and fast. Customer service is great and they are very helpful. Their rates are amazing as well and I definately will recommend best egg to friends and family.

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I am so grateful to Best Egg for giving me the opportunity to borrow! Even though my application was unusual, I STILL got funded within three days of my application (whereas another organization had been stalled for 6 weeks). This will let me take steps towards a better financial future. Thank you!

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Many different representatives and I feel that they move very premature when discussing options for a very serious matters I was under the impression I will get a loan and then it seem like in the last minute abrasivly With a dense Reasoning

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I requested a loan to consolidate my credit cards. I was called several times and told that they needed more documents. Sent the documents and was told by Brandon that I was approved and that the money would be in my account in 1 to 3 days. Got a call the next day and was told they needed more documents. After sending them, I was told that they needed more with my name on them. I don't have the right one and do not have access to get them with the Covid going on. I was then informed by John that I wasn't approved! Thank you for nothing!

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BEST EGG IS RIGHT ON!! VERY QUICK RESPONSE. VERY FRIENDLY STAFF, EXCELLENT IT WAS SO SIMPLE TO GET MY LOAN. AAAAAA+++++ Ms.Te Brown

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Fast easy to do. The loan just made sense to pay off all my bills with a once a month lower payment.

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Best eggs a goose egg don't be bothered with these fake ppl telling lies about how good Best egg is they know my credit score were over 700 they ran it without asking plus I gave them w2 for 20/20 2019 last 2 pay settlement on my check, I'm a owner operator of my truck wanted to get more capital so I tried these ppl u will never talk to same representative they are full of crap I don't wish this on my enemy couldn't get me a breakdown if I choose to pay it off in 2yrs nobody got a answer so then they said my loan was denied because of my income was 32,ooo which is Actually a lie the income over 130,000 gold figure do not mess with this goose egg u will be disappointed...

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I called the day before my loan was deposited to rescind the loan. I have now spent 5 straight days getting the run around from this crooked company about why this process hasn't been completed. NOW 5 days into the process i'm told it's a 7 business day process. Not one of the 3 people that I have spoken to before mentioned that time frame. This company is simply untruthful and crooked.

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Excellent customer service quick and easy.

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I invested in improving my home and yard. Put in privacy fence, stained and put in new kitchen appliances with fresh paint job thru out entire house. Landscaping and fresh gravel applied to roadways and driveway. The place looks fantastic. Almost market ready and can pay off Best Egg who helped me accomplish so much. Thank you Best Egg. You are my favorite lender.

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Best Egg Personal Loan was very helpful to me at the time when I was at need. My air condition unit system went out. It was so hot in my house. I applied for a loan at Best Egg Personal Loan that night, and didn't take them long to approve me. Thank you so much for your help when I really was in need. I appreciate your company. I will use this company again. Valerie

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Easy to work with; no overwhelming minutiae to accomplish a loan! No hounding; just a simple direct process. Great terms for loan. And I can pay off early if decided! A reliable organization.

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I'm one who takes pride in making sure all bills are paid and in a timely manner. I had always received the mail to apply for the Best Egg, never gave it a thought. Then, I said go for it! Low and behold I got it! YES! I immediately paid off bills, payed mortgage and car note for 6 months and now I have a nice comfortable nest egg. Thank you.

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I have been a customer with Best Egg for several years and several loans. The application,process, and service is simple and pain free. What more is there to say. Thank you Best Egg. Just Russ

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I was so relieved to have gotten a loan from Best Egg, so easy to work with and all my old debts are paid and my credit score is climbing!

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Fast service and good customer service .

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I have caught up on some bills and bought items that I needed. Most importantly I have increased my savings account. It's important to save which I plan to do more from my personal income. My ultimate goal is to improve my credit score by downsizing my credit. The money I have saved from this loan will help.

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Best Egg was easy to apply and for the loan process. I set up auto pay to ensure my payment arrives on time and positively affects my credit. Will definitely use again should the need arise.

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Thanks to Credit Karma and it’s affiliation with Best Egg I was able to relieve myself of this credit card debt I had gotten myself into when my company merged with another company which changed my income significantly literally overnight. Paying different interest rates on my credit cards was killing me and my spirit. One day I received a message that I was eligible to consolidate my loan from Credit Karma and I chose Best Egg based on other reviews I had read. It was the easiest process and two days later I had the money in my account to pay off my credit card debt and consolidate it into one loan and one interest rate that is so much more manageable. This loan has changed my life and I am on my way to financial freedom. Much gratitude for this company.

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Although my interest rate is pretty high, we needed this money to fix a septic tank issue in the house we purchased just 8 months ago. Because of the home purchase we could not get a loan anywhere else. Thank you Best Egg for coming to the rescue.

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The best customer service you can ever find!! Highly recommended you give this company a call for a hassle free experience. Thank you Best Egg !

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Best Egg is awesome. It was so simple to apply and got a quick response. I used the loan to re-roof an older home I had recently purchased. Thanks Best Egg!

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Paid off credit card

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Super fast! Met my $ needs! Super fast approval!!!

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Consolidated debt, and saved over $200 a month from the loan shark loan company I was dealing with

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Great job guys

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For personal reasons I had a lot of credit card debt and I was able to knock down some of that debt. My loan payment and its APR are much more workable and they responded so quickly and now I will be able to repay them.

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This company is awesome!! Hands down for sure. Very prompt, promising and concerned about there customers. Thank you for a breath of fresh air. Used the loan for my wedding. I was able to do extra things with this Loan. Will definitely use Bestegg again.

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This loan helped to consolidate some debt,Thank You, Germaine Stephenson

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I have nothing better to say that Best Egg is simply the BEST!!!! The application and underwriting to me it was in a time record , less that 24 hrs. Other lenders, they ask you to search to email to fax and they denied your application , after all your efforts. Best Egg did it without all that , my loan was approved in literally the same day that I applied for it and the funding was in my account in 24 hrs. I consolidated most of my credit cards and personal loans with high interest and now I can see that my debts are under control , my credit cards are on zeros and away of my reach. My income, I do can stretch it and put some money for emergency and keep up with my obligations. I can sleep better without the stress of all my debts are 4 and not 12 like it was before Best Egg. Thanks Best Egg and their team !!

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This company is just another, johnny come lately, shady loan operator that excels at switch and bait like tactics to lure you in. Worst, is they'll ask for your personnel bank sign-in info so their cracker jack AI can supposedly determine how high of an APR they're going actually offer you--not the bait only APRs on their offers. Save some time and skip Best Egg ...you can thank me later.

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If you ever find yourself in need of a personal signature loan, look no further than Best Egg Personal Loans. I wanted to consolidate my debt and make some home improvements at the same time. I had seen offers from Best Egg in my e-mail so I decided to check them out. I found that their rates were VERY competitive so I applied for the loan I needed. The process was very simple and easy to complete, I was walked through every step and had minimal problems completing the application. I was astonished at how quickly the decision was made and the money deposited into my account. The rate I got was excellent with a payment that was much less than the total I was paying each month for individual bills that I consolidated. Great experience and easy people to work with.

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I am very thankful for the quick and easy process in obtaining this loan but the one thing I didn't like was not getting the full amount of my loan,they kept 250.00 out of it

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I needed a quick Loan for an emI got my loan in 2 days and paid it off without a penalty.

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This was the easiest loan I ever applied for. Great

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Purchased a heat pump and paid off a few small bills.

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Paid off bills, also have paid off my best Egg account!

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I was very impressed how quickly you approve my loan,solve my problem and I pay it ahead of time with no penalty,thank you again for your help.

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Had a few high interest credit lines that I knew I was wasting time and money on. Tried my bank and they denied me (13 year job; very good credit, home buyer). Best Egg made it easy to see my options and take my time considering what was best for me without feeling pressured or overwhelmed with numbers. The online format is great. But even when I needed help asap, my phone call was answered and my issue handled promptly. I have a better plan now for paying off my debt faster; 1 bill to instead of 5. I really feel like I have a better handle on my finances...more room to breathe, less stress.

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With my Best Egg loan I was able to pay off some high interest credit cards that just wouldn't go away, the balance was not high but the interest was and the payments just hung around a lot longer than I anticipated. Thanks to Best Egg I can see the light at the end of the tunnel!!!

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Great team, easy to work with

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In my opinion, Best Egg has mastered the art of bait-and-switch through semantics and legalese.

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Best Egg invites you online to apply for a loan. They pre-approve your application and even give you the breakdown of payments, interest, term, etc. Then, the aggravation begins. They want more documents than the average bank needs for mortgage approval. I went on a 3 week back and forth with Best Egg, sending one document after another. Nothing was ever good enough. Finally, I reached a young lady that seemed to know what she was doing. The end result was my loan was denied. I was offered for other companies to take a look at the app and I refused. One hard inquiry is enough. Before you apply, make sure you realize your income and only your income counts. If you want to count your spouse's income, you're out of luck. This was not only a complete waste of time. It was utterly a long and painful process. Mortgages are approved quicker than a lousy few thousand dollar loan from Best Egg at high interest. Be prepared to jump through hoops even though they say their loans are funded with no hassle.

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In a word, "Exceptional". I was restoring a classic BMW and when I got the estimate, I was about $12K short of what I intended to spend. I really love my car and looked at several loan companies and came upon Best Egg. I applied and as I recall I received a deposit in my checking account within 2-3 days. VERY MUCH APPRECIATED. Your staff was efficient, punctual and it was a pleasure doing business with you and should I need another emergency loan, Best Egg will be my first choice.

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this is my 2nd loan with Best Egg I'm completely satisfied with the way Best Egg doing business.The process is quick and easy, i got my fund within 3 days and they even gave me more than what i have asked for. I did recommended Best Egg to all my friends and family members.

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Best Egg was there when I needed them as this company was the only one who reached out to help me. Everyone who helped me was so kind and understanding. I will recommend this company to everyone I know that wants a good lending company.

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Great personal, great communication, easy process.

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Easy and convenient process

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BestEgg helped me when I did it most, Right Away. Thank you...

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Highly recommend. I have nothing but great things to say about the whole experience!!!!!!

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Very behind the scenes and dishonest company. WHAT they don't tell you, which is a whole lot, is that NO INCOME THAT ISNT ON YOUR PRIOR YEARS TAX RETURN IS COUNTED. So if you are on workers comp or any non taxable income, they will CUT that from your income. HOWEVER, they won't tell you that you didn't get the loan, they will continue to have you send in very sensitive information, that they eventually use when they deny you, to help you find YET ANOTHER LOAN. But you don't find that out until you are done submitting EVEN YOUR DIRECT DEPOSIT. Cause I had to get a cancelled check in yesterday because the account numbers SUPPOSEDLY DIDNT MATCH SO THEY NEEDED A VOIDED CHECK NOW TOO.So eluding you got your loan. Then today, all calls stop, so I called and low and behold, "yea you'll have to fill out a new application and start ALL OVER because you didn't qualify", but they keep having you send your information in when they knew that long ago. So save yourself time, agony, risk of security of TONS of person information and know only income you could report on last year's tax return will be counted, JUST A LITTLE TIP AFTER TWO WEEKS OF BEING LED ON👍😳. Definitely try one of the honest competitors like SoFi or many others than seem to be honest up front. My loan went thru with SoFi within a matter of a few days, no hassles and non of the games, half the interest rate, Thank you for making doing business with you so horrible, I was able to find a great, honest company 👍

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Best Egg has helped us in so many ways, my first loan helped us purchase our home and second helped payoff a high interest credit card and do some much needed remodeling. They definitely will be my go to company whenever we are in need of extra funds… Thank you!! ❤️

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thanks to best egg I was able to restructure my debt and now I have a chance to get out of debt in a few years thank-you for giving me a light at end of the tunnel

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Easy to Apply and Best Customer Service!

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Quick easy and hassle free

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Best Egg is great! I applied for a credit card consolidation loan. The application was so easy and approval was immediate. I applied on Friday and the funds were disbursed on Monday. I love this company!

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My credit wasn't great and I have a lot of credit card debt. Best Egg made getting a loan so simple.

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Paid of high credit cards with ease.

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Best Egg has been the easiest loan and the BEST customer service!!! I actually have had 2 loans with them. One is almost paid off - only 2 more payments! There were a few times I couldn't not pay and they worked with me every time to figure out a solution. I would highly recommend Best Egg!!! Seriously you get a real person when you call in and they are always friendly!!!! Thank you!!!!!

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I paid off my credit cards and paid down my car note!!! The weight on my shoulders evaporated. Thank you!

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The loan process was fast, with no problems....everyone that I worked with was helpful and explained the process as much as I needed. Very Good experience.

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Thank to bestegg I paid off my bill and I am a customer for life.thank bestegg for been there went I needed you the most.your company is a God sent. Don hesitate to give bestegg a try you won’t be sorry.Thank again bestegg.from a happy customer mr. W. Jackson. From Louisiana

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Best Egg was very easy to work with. Had my lone in the bank within 2 days of application. Was able to pay off a couple high interest lines and put extra money back into my wallet monthly. Highly recommend Best Egg.

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Great experience, it was fast, i had my approval in three days and all my accounts paid the very next day. Now all my credit cards are paid and i have only one payment to make.

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Simply the easiest lone with good apr

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I was able to pay off bills so I could have a little more breathing room. So the loan from The Best Egg has helped a lot.

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Finish my business plans and kick off . This is the best financial aid ever. Rate friendly and payment friendly.

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when looking for a loan look no farther than best egg easy and quick instalments Simple and affordable Rates Show give them a call And then you can sit back and there take care of the rest🙂

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Very quick and simple.

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At one of the worst times of my life and with very few options, I actually answered one of the best egg mailing offers. It truly was as easy as a process as they say. Everybody on the other end of the line got everything through within a 24 hour period and three years later my loan is paid off. You guys are the best

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I was able to get a loan, hassle free. Very fast to take care of some personal things. I'm very happy with my decision and with this loan company.

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I have a loan and I’m happy with the one , had car problems along with COVID so tried for a second ( was going to use part to pay off first so I would still have one loan) initially I was told my account was in good standing , always paid on time and even paid extra when I could. When transferred to apply all of a sudden I don’t qualify, of course it’s because I have high balance on a few credit cards ( which is why you take a loan like this to consolidate) just like the banks , they’re here to give you a loan except when you really need it , hopefully I can get one elsewhere and pay BestEgg back and be done with them

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I was very happy for the loan through Best Egg. I was able to pay off my debt so that I could travel and not have to worry about my debt while on vacation.

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I had to give a one star to make a comment on this site. I get a BestEgg loan approval letter every two or three weeks. I was curious about this company so I looked for satisfied customer reviews. I see thousands of satisfied customers based on the stars given. I wanted to see what the dissatisfied customers had to say. After reading several of them I’m now glad I never made that call. I’m now a little suspicious about all those satisfied reviews.

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Hassle free , fast and easy.

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Receiving a loan thru Best Egg was a good move for me, great interest rate and I chose a 36 month loan, will pay off the loan early, thank you very much.

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I paid off on a few bills.

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The ease of applying and getting my application approved was the simplest experience I have ever had when it comes to a loan. I called customer service with questions before submitting also and they were extremely helpful as well. Best Egg made the process smooth and didn't require much to have sent to my bank. Even the payback was set up to make my life easier. I certainly appreciate having this loan and for what it was able to do for me. I was able to get inventory needed for my own business and pay off a couple debts.

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