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Best Egg Review

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Michael Graw
Michael Graw
May. 04, 20214 min read

Best Egg summary

Best Egg is an online lender that offers personal loans for borrowers with fair to strong credit. We like Best Egg because it offers an easy online application, money is sent to your account in as little as 1 day, and the loan interest rates are competitive. In addition, with Best Egg there’s no penalty for paying off your loan early.

Pros

  • Get money in as little as 1 day
  • Offers competitive interest rates

Cons

  • Charges a loan origination fee

Best Egg Best Egg View Rates

Suitable For?

Best Egg works well for anyone in need of a personal loan, as this lender offers competitive interest rates. However, we think Best Egg is suited for those who need to get funds in their bank account quickly. The company typically deposits funds into your bank account within 1 business day after your loan is approved.

Loan Features

  • Personal loans can be used to consolidate debt, pay off credit cards, improve your home, and more
  • Loans range in size from $2,000 -$50,000 
  • Choose either a 3- or 5-year repayment term
  • No prepayment penalty
  • Get funds in as little as 1 business day

Application Process & Requirements

You can apply for a loan with Best Egg online in minutes. Just enter your email to get started with the platform’s online questionnaire. Select the reason for your loan, then enter how much you want to borrow. Best Egg then conducts a soft credit check, which doesn’t impact your credit score, and displays pre-approved loan offers customized for your situation.

If you decide to accept an offer, Best Egg will conduct a hard credit check. You can typically be approved within a few hours and get money deposited into your bank account by the next business day. If you’re paying off credit card debt or consolidating existing debt, Best Egg also offers the option to have the funds paid directly to your creditors. 

To qualify for a Best Egg loan, you must have a minimum credit score of 600. Applicants with a minimum credit score of 700 might qualify for the lowest rates.

APRs, Loan Amounts & Repayment Terms

Best Egg offers loans ranging from $2,000 to $50,000 with APRs between 4.99% - 35.99% based on your credit history. The lender typically offers either a 3- or 5-year repayment term, although there’s no penalty if you pay back your loan early.

Best Egg does charge an origination fee for all loans, which is typically between 0.99% to 5.99% depending on the size of the loan.

Privacy & Security

Best Egg protects all personal information you share when applying for a loan with 256-bit AES encryption. The company also has a transparent privacy statement that clearly states what data they collect from you, what data sources they use when determining your loan offer, and how they use your personal and financial data.

Help & Support

Best Egg offers support by phone and live chat from 9:00 AM to 7:00 PM Monday to Thursday, 8:00 AM to 5:00 PM Friday, and 9:00 AM to 1:00 PM Saturday ET. The company’s website also has a detailed knowledge base that answers questions commonly asked by both applicants and existing borrowers. 

Phone: 1-855-282-6353

How Best Egg Compares


bestegg
sofi
APR4.99% - 35.99%
4.99% - 19.63% (with AutoPay)
Min. credit scoreFair +
Good +
Loan amount$2,000 to $50,000$5,000 to $100,000
Loan term36-60 mo.
24-84 mo.
Suitable forGetting funds quicklyFree financial advice

Best Egg looks desirable compared with some of its competitors like SoFi. For borrowers with strong credit, Best Egg’s minimum interest rates are competitive. If you have a credit score between 680 and 700, it’s worth checking whether Best Egg or another lender offers you the most appealing rate.

While other lenders let you borrow up to $100,000, Best Egg caps loans at $50,000. However, this lender offers loans as small as $2,000 in most states, while others require you to borrow at least $5,000. That’s a big advantage if you only need a small loan.

One key benefit to Best Egg is that you can get your funds within 1 business day in many cases. Competitors like SoFi typically take several days to deposit funds into your account after approval.

FAQs

Q. Does Best Egg offer debt consolidation loans?

A. Yes, Best Egg loans can be used to consolidate debt. Funds can be paid directly to your current creditors.

Q. Does Best Egg charge an origination fee?

A. Best Egg charges an origination fee of 0.99% to 5.99% depending on the size of your loan.

Q. Is there a prepayment penalty with Best Egg?

A. Best Egg does not have a prepayment penalty. You can repay your loan in full at any time.

Q. How do I manage loan payments with Best Egg?

A. Best Egg offers an online account portal where you can set up payments and track your remaining debt.

Summary

Best Egg is a trustworthy online lender that offers competitive interest rates and no prepayment penalties. The company stands out for offering loans as small as $2,000 and getting money into your bank account in as little as 1 business day. So, we think Best Egg is a good option for borrowers with fair to strong credit who need funds quickly.

Physical Address

Marlette Funding, LLC

3419 Silverside Road

Wilmington, DE 19810

Disclaimers


Best Egg personal loans, including the Best Egg Secured Loan, are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank, a Nationally Chartered Bank, Member FDIC, Equal Housing Lender. “Best Egg” is a trademark of Marlette Holdings, Inc., a Delaware corporation. All uses of “Best Egg” refer to “the Best Egg personal loan”, “the Best Egg Secured Loan”, and/or “Best Egg on behalf of Cross River Bank or Blue Ridge Bank, as originator of the Best Egg personal loan,” as applicable.


The term, amount, and APR of any loan we offer to you will depend on your credit sc­ore, income, debt payment obligations, loan amount, credit history and other factors. Your loan agreement will contain specific terms and conditions. About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days. The timing of available funds upon loan approval may vary depending upon your bank’s policies. Loan amounts range from $2,000– $50,000. Residents of Massachusetts have a minimum loan amount of $6,500 ; New Mexico and Ohio, $5,000; and Georgia, $3,000. For a second Best Egg loan, your total existing Best Egg loan balances cannot exceed $50,000. Annual Percentage Rates (APRs) range from 4.99%–35.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–5.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4-years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate.


You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest APR. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

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Trustpilot reviews

See what some costumers are saying about Best Egg
Best Egg
ExcellentReviews 5,584
on
Excellent
90%
Great
6%
Average
1%
Poor
1%
Bad
2%
  • author
    DAVID
    18 hours ago
    Quick and painless!

    This was the easiest loan I’ve ever gotten. The process was simple and quick. I highly recommend them.

    ...

  • author
    Deisi
    18 hours ago
    Thanks to Best Egg I was able to get on…

    Thanks to Best Egg I was able to get on track and in control of my expenses

    ...

  • author
    Louise
    21 hours ago
    Best Egg is the best!!

    Best Egg came through for me when I needed help with credit card balances. Now for a second time, Best Egg is there for me for home repairs. I really appreciate the quick approval response and release of funds.

    ...

  • author
    Telvin
    a day ago
    Was very much needed

    Was very much needed, help me out.

    ...

  • author
    LENIN
    2 days ago
    great process

    The whole loan process was easy and seamless. As advertised the funds were in my bank account within 48 hours after I was approved.

    ...

  • author
    Ms. E
    2 days ago
    Such a blessing!

    I'm so happy for the approval from Best egg. I was over the top with bills. the approval was quick and money came over night. such a blessings!

    ...

  • author
    Michelle Burklin
    3 days ago
    CHARGED TWICE/AWFUL CUST SVC

    Process fast and easy. HOWEVER, I set up auto draft for my payments through the app, and then I called to verify with someone that my auto draft would come out on the 15th of each month. The person I spoke to took it upon herself to set up ANOTHER auto draft for the same day without verifying it with me or saying something like “Hey, you already have auto draft set up for this day; are you saying you’d like to set up another one?” So now, they’ve taken two large chunks of money out of my account on the same day and said they can’t refund it for at least ten days! It is ludicrous! In lieu of trying to understand me, the agent on the phone just kept arguing with me & insisting that I had set up two auto drafts. I had not! They screwed this up, not me, & now I’m out all that money until they decide the refund can go through! I don’t deal well with incompetence! I HAVE ALSO NEVER GIVEN A 1-STAR REVIEW!!!! This experience has been THAT bad!

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  • author
    Jon Fimmen
    3 days ago
    Refusal to provide Paid in Full letter

    The initial loan process with Best Egg went well, but as soon as they were aware that I wanted to pay off my loan several years early, I clearly lost any value to them and their customer service went quickly downhill from there. I paid my loan in full on 8.31.21. I initially contacted Best Egg to offer a wire payment, knowing that the funds would clear the same day, so they could provide proof of payoff the next day. I was told by customer service that no matter how I paid I needed to wait 7 to 10 business days and they would send me an email stating the account was paid off. The other 3 large creditors that I paid off at the same time all were prepared to provide Paid in Full statement the next day if I paid via wire, but not Best Egg, they wanted to remain difficult. I ended up paying off the loan through their site, rather than paying for a wire, and the money came out of my account on 9.2.21. I finally received an email from Best Egg on 9.16.21 stating "congratulations your loan is paid in full" yet they neglected to include any type of actual statement showing this was the case. Anyone that knows credit bureaus, and I know they do, is aware that they will not accept email documentation as any form of proof and need to see a physical statement. I have now reached out to Best Egg 3 times in the last 36 hours simply asking them to provide a physical paid in full statement or to fax one to my loan officer if they would prefer. Nothing but silence coming from them at this point, not sure where to go from here. What I do know is that I would never consider working with this company in any fashion ever again and I would recommend looking at one of the other consumer loan companies that are available options if you are looking for a loan.

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  • author
    Agnes Lee
    Sep 13, 2021
    "Big Disappointment" I was directed…

    "Big Disappointment" I was directed to "find my rate" I completed the required information and that information was used to apply for loan. That was a huge deception! I had no desire yo make an application for anything and that was a huge misuse of my information! If you were truly on the up and up, why would you do that? That clearly tells me I don't want to do business with you!

    ...

  • author
    Cathy Roberts
    Sep 11, 2021
    I applied for loan a couple of years…

    I applied for loan a couple of years ago. It was very easy and easy to speak with person I applied to for loan. They were professional and nice. I have a year or less to pay loan. One of the best loan companies I ever used. Can only speak of my experience and I would definitely recommend them.

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  • author
    ADAM
    Sep 09, 2021
    Extra payments go to interest

    Recently got a consolidation loan, but I just found out the hard way that it's not possible to make a principal-only payment. Everyone gives you the runaround when asking how to make an extra payment, and they insist that you do it on the payment due date. Any extra payments you make during the month go to interest.

    ...

  • author
    Janet Gonzalez
    Aug 31, 2021
    Don't even reapply again..not worth it

    I had a Best Egg Loan a couple months ago, paid it off early and reapplied again. Now they are saying they can't approve me when I know I have great history with payments and credit. I now got ding'd with a hard inquiry and no loan. This is ridiculous.

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  • author
    Matthew Barile
    Aug 30, 2021
    Applying for a loan and was told I…

    Applying for a loan and was told I needed more documents to verify my income. Asked for payroll checks. Was told that bank statements would work. Sent the bank statements. Was told I needed last two years of W-2s. Send the last two years of W-2s. Was told then I now needed to send a schedule C. And was told now that they can’t verify my income. That does not make any sense in my book. They can clearly see my monthly income and my yearly income but yetThey cannot verify my income

    ...

  • author
    Raymond D
    Aug 28, 2021
    Great company, wounderful CSR's

    What a fine, fast, friendly people are at Best Egg. Took out a personal loan, made 2 payment, then the day after the payment called best Egg to find out what my payoff was, then called and spoke to a very 'Super' CSR and she helped me payoff the loan. Remember, try to pay off the loan the day after you have made a payment, because interest starts to accrue, so enjoy the ride, Love the CS staff, I'll be back if the need arises.

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  • author
    Russell
    Aug 23, 2021
    Miscommunication on there end leads to…

    Miscommunication on there end leads to an unnecessary hard pull on my credit.

    ...

  • author
    Kay Williams
    Aug 19, 2021
    KUDOS TO BEST EGG AND AGENTS

    I want to thank Best Egg for now my second loan they have granted me. It couldn't have been any easier to process, once I figured out how to do it :). The agents I spoke with couldn't have been more direct, helpful and personable. Again, MANY KUDOS TO BEST EGG AND EMPLOYEES for helping me again lessen my financial obligations. Oh, and also have a couple of $ to spend on me! God Bless Best Egg.

    ...

  • author
    David Roberto
    Aug 17, 2021
    Simplified! Easily to Understand is an understatement

    Such an easy experience. language is written for the aveerage person. Plus there rates arent going to take u for a ride. So happy i went to them for my money needs. David Portland, OR

    ...

  • author
    Crystal Wade
    Aug 17, 2021
    Quick approval and very easy process

    Quick approval and very easy process. No hassle and I had access to funds the very next day! Thank you!

    ...

  • author
    Jacqueline Denson
    Aug 16, 2021
    Customer service was excellent

    Customer service was excellent. Ms . Tina was awesome

    ...

  • author
    Josh Myers
    Aug 14, 2021
    Absolutely the worst application…

    Absolutely the worst application process! I have two incomes, they requested pay stubs from both. I was approved, but they took so long to review, one of my bi weekly stubs went to their version of “out of date”. They then resubmitted with just one job then denied me… Total waist of one week of back and forth asking the same questions!

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  • author
    thomas rogers
    Aug 13, 2021
    Be careful of early payoff

    I used best egg to do a debt consolidation. Initially no problems. I made all my payments on time, in fact paid my loan off early, apparently Best Egg chooses to report this to the credit bureaus negatively. They leave a comment that states you closed your account, not that you paid the loan off. The difference to your credit score is negative and they won't fix it. Paying it off early dropped my score 11 points with equivalent and transunion. I have dealt with personal loans with other companies and always paid off early this is the first and only company that has done this. I guess if you choose to use them just be sure not to pay them off earlier than your loan term and even then I am not sure how they report it if you do go full term it still may be the same. Paid off is the correct term they are supposed to report and it does make a difference as account closed has a negative connotation to credit agencies as they do not know why it was closed so it is used negatively.

    ...

  • author
    Sheila R Smith
    Aug 12, 2021
    After paying off TWO loans with Best…

    After paying off TWO loans with Best Egg, they have still not reported my loans to the credit bureau as PAID IN FULL. When I called customer service, instead of her helping me, she advised me to "DISPUTE THIS WITH THE CREDIT BUREAUS. So now I have to take the time out to deal with the credit bureaus when I paid BEST EGG! I paid off 20,000 and this is the treatment? Never again and from now on you will be known to me as ROTTEN EGG. UNACCEPTABLE.

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  • author
    Vawn Kris Tin
    Aug 11, 2021
    I have had 2 loans now with best egg

    I have had 2 loans now with best egg. Everything was simple and fast. Customer service is great and they are very helpful. Their rates are amazing as well and I definately will recommend best egg to friends and family.

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  • author
    Leah
    Aug 10, 2021
    Easy, friendly process for a complicated application

    I am so grateful to Best Egg for giving me the opportunity to borrow! Even though my application was unusual, I STILL got funded within three days of my application (whereas another organization had been stalled for 6 weeks). This will let me take steps towards a better financial future. Thank you!

    ...

  • author
    Gerard Cosby
    Aug 08, 2021
    Premature and dense

    Many different representatives and I feel that they move very premature when discussing options for a very serious matters I was under the impression I will get a loan and then it seem like in the last minute abrasivly With a dense Reasoning

    ...

  • author
    Robert Drayer
    Aug 07, 2021
    Loan to consolidate credit cards

    I requested a loan to consolidate my credit cards. I was called several times and told that they needed more documents. Sent the documents and was told by Brandon that I was approved and that the money would be in my account in 1 to 3 days. Got a call the next day and was told they needed more documents. After sending them, I was told that they needed more with my name on them. I don't have the right one and do not have access to get them with the Covid going on. I was then informed by John that I wasn't approved! Thank you for nothing!

    ...

  • author
    TE BROWN
    Aug 06, 2021
    BEST EGG IS RIGHT ON!!

    BEST EGG IS RIGHT ON!! VERY QUICK RESPONSE. VERY FRIENDLY STAFF, EXCELLENT IT WAS SO SIMPLE TO GET MY LOAN. AAAAAA+++++ Ms.Te Brown

    ...

  • author
    Duane Brinkley
    Jul 29, 2021
    Fast easy to do

    Fast easy to do. The loan just made sense to pay off all my bills with a once a month lower payment.

    ...

  • author
    ken harris
    Jul 28, 2021
    Best eggs a goose egg don't be bothered…

    Best eggs a goose egg don't be bothered with these fake ppl telling lies about how good Best egg is they know my credit score were over 700 they ran it without asking plus I gave them w2 for 20/20 2019 last 2 pay settlement on my check, I'm a owner operator of my truck wanted to get more capital so I tried these ppl u will never talk to same representative they are full of crap I don't wish this on my enemy couldn't get me a breakdown if I choose to pay it off in 2yrs nobody got a answer so then they said my loan was denied because of my income was 32,ooo which is Actually a lie the income over 130,000 gold figure do not mess with this goose egg u will be disappointed...

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  • author
    Justin
    Jul 27, 2021
    A company full of liars!

    I called the day before my loan was deposited to rescind the loan. I have now spent 5 straight days getting the run around from this crooked company about why this process hasn't been completed. NOW 5 days into the process i'm told it's a 7 business day process. Not one of the 3 people that I have spoken to before mentioned that time frame. This company is simply untruthful and crooked.

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  • author
    customer
    Jul 24, 2021
    Excellent customer service quick and…

    Excellent customer service quick and easy.

    ...

  • author
    SANDRA SCHULTZ
    Jul 24, 2021
    I invested in improving my home and…

    I invested in improving my home and yard. Put in privacy fence, stained and put in new kitchen appliances with fresh paint job thru out entire house. Landscaping and fresh gravel applied to roadways and driveway. The place looks fantastic. Almost market ready and can pay off Best Egg who helped me accomplish so much. Thank you Best Egg. You are my favorite lender.

    ...

  • author
    Valerie Davis
    Jul 24, 2021
    Best Egg Personal Loan was very helpful…

    Best Egg Personal Loan was very helpful to me at the time when I was at need. My air condition unit system went out. It was so hot in my house. I applied for a loan at Best Egg Personal Loan that night, and didn't take them long to approve me. Thank you so much for your help when I really was in need. I appreciate your company. I will use this company again. Valerie

    ...

  • author
    A Morgan
    Jul 24, 2021
    Easy to work with

    Easy to work with; no overwhelming minutiae to accomplish a loan! No hounding; just a simple direct process. Great terms for loan. And I can pay off early if decided! A reliable organization.

    ...

  • author
    CYNTHIA WIGFALL
    Jul 23, 2021
    I'm one who takes pride in making sure…

    I'm one who takes pride in making sure all bills are paid and in a timely manner. I had always received the mail to apply for the Best Egg, never gave it a thought. Then, I said go for it! Low and behold I got it! YES! I immediately paid off bills, payed mortgage and car note for 6 months and now I have a nice comfortable nest egg. Thank you.

    ...

  • author
    Russell Kempka
    Jul 23, 2021
    Satisfied Customer

    I have been a customer with Best Egg for several years and several loans. The application,process, and service is simple and pain free. What more is there to say. Thank you Best Egg. Just Russ

    ...

  • author
    customer
    Jul 23, 2021
    I was so relieved to have gotten a loan…

    I was so relieved to have gotten a loan from Best Egg, so easy to work with and all my old debts are paid and my credit score is climbing!

    ...

  • author
    francisco vasquez
    Jul 23, 2021
    Fast service and good customer service…

    Fast service and good customer service .

    ...

  • author
    Brenda Dickerson
    Jul 23, 2021
    I have caught up on some bills and…

    I have caught up on some bills and bought items that I needed. Most importantly I have increased my savings account. It's important to save which I plan to do more from my personal income. My ultimate goal is to improve my credit score by downsizing my credit. The money I have saved from this loan will help.

    ...

  • author
    mikhail murray
    Jul 23, 2021
    Best Egg was easy to apply and for the…

    Best Egg was easy to apply and for the loan process. I set up auto pay to ensure my payment arrives on time and positively affects my credit. Will definitely use again should the need arise.

    ...

  • author
    Elizabeth Smith
    Jul 23, 2021
    Changed My Life

    Thanks to Credit Karma and it’s affiliation with Best Egg I was able to relieve myself of this credit card debt I had gotten myself into when my company merged with another company which changed my income significantly literally overnight. Paying different interest rates on my credit cards was killing me and my spirit. One day I received a message that I was eligible to consolidate my loan from Credit Karma and I chose Best Egg based on other reviews I had read. It was the easiest process and two days later I had the money in my account to pay off my credit card debt and consolidate it into one loan and one interest rate that is so much more manageable. This loan has changed my life and I am on my way to financial freedom. Much gratitude for this company.

    ...

  • author
    EDWARD B FOWLER
    Jul 23, 2021
    Thanks for coming to the rescue

    Although my interest rate is pretty high, we needed this money to fix a septic tank issue in the house we purchased just 8 months ago. Because of the home purchase we could not get a loan anywhere else. Thank you Best Egg for coming to the rescue.

    ...

  • author
    Mike, a Best Egg happy custom
    Jul 23, 2021
    The best customer service you can ever have

    The best customer service you can ever find!! Highly recommended you give this company a call for a hassle free experience. Thank you Best Egg !

    ...

  • author
    Lois Nash
    Jul 23, 2021
    Best Egg is awesome

    Best Egg is awesome. It was so simple to apply and got a quick response. I used the loan to re-roof an older home I had recently purchased. Thanks Best Egg!

    ...

  • author
    Michael
    Jul 23, 2021
    Paid off credit card

    Paid off credit card

    ...

  • author
    Tom Hill, DC
    Jul 23, 2021
    Super fast

    Super fast! Met my $ needs! Super fast approval!!!

    ...

  • author
    Guest
    Jul 23, 2021
    Consolidated debt

    Consolidated debt, and saved over $200 a month from the loan shark loan company I was dealing with

    ...

  • author
    Nick Garone
    Jul 23, 2021
    Great job guys

    Great job guys

    ...

  • author
    Charlotte Jordan
    Jul 23, 2021
    For personal reasons I had a lot of…

    For personal reasons I had a lot of credit card debt and I was able to knock down some of that debt. My loan payment and its APR are much more workable and they responded so quickly and now I will be able to repay them.

    ...

  • author
    Dotrye
    Jul 23, 2021
    This company is awesome!

    This company is awesome!! Hands down for sure. Very prompt, promising and concerned about there customers. Thank you for a breath of fresh air. Used the loan for my wedding. I was able to do extra things with this Loan. Will definitely use Bestegg again.

    ...

  • author
    Germaine Stephenson
    Jul 23, 2021
    This loan helped to consolidate some…

    This loan helped to consolidate some debt,Thank You, Germaine Stephenson

    ...

  • author
    LUIS TORRES
    Jul 20, 2021
    Best Egg simply the BEST helping people with debt !!I have nothing better to say that Best…

    I have nothing better to say that Best Egg is simply the BEST!!!! The application and underwriting to me it was in a time record , less that 24 hrs. Other lenders, they ask you to search to email to fax and they denied your application , after all your efforts. Best Egg did it without all that , my loan was approved in literally the same day that I applied for it and the funding was in my account in 24 hrs. I consolidated most of my credit cards and personal loans with high interest and now I can see that my debts are under control , my credit cards are on zeros and away of my reach. My income, I do can stretch it and put some money for emergency and keep up with my obligations. I can sleep better without the stress of all my debts are 4 and not 12 like it was before Best Egg. Thanks Best Egg and their team !!

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  • author
    EDWARD QUINTANILLA
    Jul 12, 2021
    Low grade shysters; don't waste your time.

    This company is just another, johnny come lately, shady loan operator that excels at switch and bait like tactics to lure you in. Worst, is they'll ask for your personnel bank sign-in info so their cracker jack AI can supposedly determine how high of an APR they're going actually offer you--not the bait only APRs on their offers. Save some time and skip Best Egg ...you can thank me later.

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  • author
    Edmond Strom
    Jul 11, 2021
    Easy Personal Loan

    If you ever find yourself in need of a personal signature loan, look no further than Best Egg Personal Loans. I wanted to consolidate my debt and make some home improvements at the same time. I had seen offers from Best Egg in my e-mail so I decided to check them out. I found that their rates were VERY competitive so I applied for the loan I needed. The process was very simple and easy to complete, I was walked through every step and had minimal problems completing the application. I was astonished at how quickly the decision was made and the money deposited into my account. The rate I got was excellent with a payment that was much less than the total I was paying each month for individual bills that I consolidated. Great experience and easy people to work with.

    ...

  • author
    Kim Arena
    Jul 10, 2021
    I am very thankful for the quick and…

    I am very thankful for the quick and easy process in obtaining this loan but the one thing I didn't like was not getting the full amount of my loan,they kept 250.00 out of it

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  • author
    Valerie Medina
    Jul 10, 2021
    Happy Customer

    I needed a quick Loan for an emI got my loan in 2 days and paid it off without a penalty.

    ...

  • author
    customer
    Jul 09, 2021
    This was the easiest loan I ever…

    This was the easiest loan I ever applied for. Great

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  • author
    LINDA
    Jul 09, 2021
    Convenient Loan

    Purchased a heat pump and paid off a few small bills.

    ...

  • author
    MELISSA BARKLEY
    Jul 09, 2021
    Paid off bills

    Paid off bills, also have paid off my best Egg account!

    ...

  • author
    Angel Arteta
    Jul 09, 2021
    Great loans

    I was very impressed how quickly you approve my loan,solve my problem and I pay it ahead of time with no penalty,thank you again for your help.

    ...

  • author
    Anna K
    Jul 09, 2021
    Had a few high interest credit lines…

    Had a few high interest credit lines that I knew I was wasting time and money on. Tried my bank and they denied me (13 year job; very good credit, home buyer). Best Egg made it easy to see my options and take my time considering what was best for me without feeling pressured or overwhelmed with numbers. The online format is great. But even when I needed help asap, my phone call was answered and my issue handled promptly. I have a better plan now for paying off my debt faster; 1 bill to instead of 5. I really feel like I have a better handle on my finances...more room to breathe, less stress.

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  • author
    Gregory Casack
    Jul 09, 2021
    With my Best Egg loan I was able to pay…get rid of high interest credit cards.

    With my Best Egg loan I was able to pay off some high interest credit cards that just wouldn't go away, the balance was not high but the interest was and the payments just hung around a lot longer than I anticipated. Thanks to Best Egg I can see the light at the end of the tunnel!!!

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  • author
    Hari Karangula
    Jul 09, 2021
    Great team

    Great team, easy to work with

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  • author
    Kevin
    Jul 02, 2021
    Incredibly bad experience

    In my opinion, Best Egg has mastered the art of bait-and-switch through semantics and legalese.

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  • author
    Glenn
    Jul 02, 2021
    More Red Tape Than Getting a Mortgage

    Best Egg invites you online to apply for a loan. They pre-approve your application and even give you the breakdown of payments, interest, term, etc. Then, the aggravation begins. They want more documents than the average bank needs for mortgage approval. I went on a 3 week back and forth with Best Egg, sending one document after another. Nothing was ever good enough. Finally, I reached a young lady that seemed to know what she was doing. The end result was my loan was denied. I was offered for other companies to take a look at the app and I refused. One hard inquiry is enough. Before you apply, make sure you realize your income and only your income counts. If you want to count your spouse's income, you're out of luck. This was not only a complete waste of time. It was utterly a long and painful process. Mortgages are approved quicker than a lousy few thousand dollar loan from Best Egg at high interest. Be prepared to jump through hoops even though they say their loans are funded with no hassle.

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  • author
    Lou Martinez
    Jul 01, 2021
    In a word "Exceptional"

    In a word, "Exceptional". I was restoring a classic BMW and when I got the estimate, I was about $12K short of what I intended to spend. I really love my car and looked at several loan companies and came upon Best Egg. I applied and as I recall I received a deposit in my checking account within 2-3 days. VERY MUCH APPRECIATED. Your staff was efficient, punctual and it was a pleasure doing business with you and should I need another emergency loan, Best Egg will be my first choice.

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  • author
    HUNG PHAN
    Jun 30, 2021
    this is my 2nd loan with Best Egg

    this is my 2nd loan with Best Egg I'm completely satisfied with the way Best Egg doing business.The process is quick and easy, i got my fund within 3 days and they even gave me more than what i have asked for. I did recommended Best Egg to all my friends and family members.

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  • author
    F Oliveira
    Jun 29, 2021
    Best Egg was there when I needed them…

    Best Egg was there when I needed them as this company was the only one who reached out to help me. Everyone who helped me was so kind and understanding. I will recommend this company to everyone I know that wants a good lending company.

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  • author
    Amalia Aceves
    Jun 29, 2021
    Great personal

    Great personal, great communication, easy process.

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  • author
    Gerty Perera
    Jun 28, 2021
    Easy and convenient process

    Easy and convenient process

    ...

  • author
    Frank Rodriguez
    Jun 28, 2021
    BestEgg helped me when I did it most

    BestEgg helped me when I did it most, Right Away. Thank you...

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  • author
    Jeffrey Skeele
    Jun 28, 2021
    Highly recommend

    Highly recommend. I have nothing but great things to say about the whole experience!!!!!!

    ...

  • author
    Cheryl Drake
    Jul 01, 2021
    Very behind the scenes and dishonest…

    Very behind the scenes and dishonest company. WHAT they don't tell you, which is a whole lot, is that NO INCOME THAT ISNT ON YOUR PRIOR YEARS TAX RETURN IS COUNTED. So if you are on workers comp or any non taxable income, they will CUT that from your income. HOWEVER, they won't tell you that you didn't get the loan, they will continue to have you send in very sensitive information, that they eventually use when they deny you, to help you find YET ANOTHER LOAN. But you don't find that out until you are done submitting EVEN YOUR DIRECT DEPOSIT. Cause I had to get a cancelled check in yesterday because the account numbers SUPPOSEDLY DIDNT MATCH SO THEY NEEDED A VOIDED CHECK NOW TOO.So eluding you got your loan. Then today, all calls stop, so I called and low and behold, "yea you'll have to fill out a new application and start ALL OVER because you didn't qualify", but they keep having you send your information in when they knew that long ago. So save yourself time, agony, risk of security of TONS of person information and know only income you could report on last year's tax return will be counted, JUST A LITTLE TIP AFTER TWO WEEKS OF BEING LED ON👍😳. Definitely try one of the honest competitors like SoFi or many others than seem to be honest up front. My loan went thru with SoFi within a matter of a few days, no hassles and non of the games, half the interest rate, Thank you for making doing business with you so horrible, I was able to find a great, honest company 👍

    ...

  • author
    kimberlee carlisle
    Jun 22, 2021
    Best Egg Rocks!!

    Best Egg has helped us in so many ways, my first loan helped us purchase our home and second helped payoff a high interest credit card and do some much needed remodeling. They definitely will be my go to company whenever we are in need of extra funds… Thank you!! ❤️

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  • author
    john milano
    Jun 19, 2021
    thanks to best egg I was able to…

    thanks to best egg I was able to restructure my debt and now I have a chance to get out of debt in a few years thank-you for giving me a light at end of the tunnel

    ...

  • author
    JOY NERI
    Jun 19, 2021
    Easy to Apply and Best Customer Service!

    Easy to Apply and Best Customer Service!

    ...

  • author
    Danielle Brown
    Jun 19, 2021
    Best experience

    Quick easy and hassle free

    ...

  • author
    Donna Weaver
    Jun 18, 2021
    Best Egg is great

    Best Egg is great! I applied for a credit card consolidation loan. The application was so easy and approval was immediate. I applied on Friday and the funds were disbursed on Monday. I love this company!

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  • author
    Kevin Cooper
    Jun 18, 2021
    My credit wasn't great and I have a lot…

    My credit wasn't great and I have a lot of credit card debt. Best Egg made getting a loan so simple.

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  • author
    Thomas Murray
    Jun 18, 2021
    Paid of high credit cards with ease.

    Paid of high credit cards with ease.

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  • author
    Jennifer Wright
    Jun 18, 2021
    Best Egg has been the easiest loan and…

    Best Egg has been the easiest loan and the BEST customer service!!! I actually have had 2 loans with them. One is almost paid off - only 2 more payments! There were a few times I couldn't not pay and they worked with me every time to figure out a solution. I would highly recommend Best Egg!!! Seriously you get a real person when you call in and they are always friendly!!!! Thank you!!!!!

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  • author
    K.Mitchell
    Jun 18, 2021
    Credit Cards and Car Note GONE!

    I paid off my credit cards and paid down my car note!!! The weight on my shoulders evaporated. Thank you!

    ...

  • author
    Billy
    Jun 18, 2021
    Best Egg Loan

    The loan process was fast, with no problems....everyone that I worked with was helpful and explained the process as much as I needed. Very Good experience.

    ...

  • author
    Wilbert Jackson
    Jun 13, 2021
    Bestegg is the best loan company to deal with.

    Thank to bestegg I paid off my bill and I am a customer for life.thank bestegg for been there went I needed you the most.your company is a God sent. Don hesitate to give bestegg a try you won’t be sorry.Thank again bestegg.from a happy customer mr. W. Jackson. From Louisiana

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  • author
    Henry Black
    Jun 12, 2021
    Best Egg was very easy to work with

    Best Egg was very easy to work with. Had my lone in the bank within 2 days of application. Was able to pay off a couple high interest lines and put extra money back into my wallet monthly. Highly recommend Best Egg.

    ...

  • author
    Rafael Caceres
    Jun 12, 2021
    Great experience

    Great experience, it was fast, i had my approval in three days and all my accounts paid the very next day. Now all my credit cards are paid and i have only one payment to make.

    ...

  • author
    james Smith
    Jun 12, 2021
    Just easy

    Simply the easiest lone with good apr

    ...

  • author
    customer
    Jun 12, 2021
    Pay off bills

    I was able to pay off bills so I could have a little more breathing room. So the loan from The Best Egg has helped a lot.

    ...

  • author
    ADESOJI ALADEOKIN
    Jun 12, 2021
    Finish my business plans and kick off

    Finish my business plans and kick off . This is the best financial aid ever. Rate friendly and payment friendly.

    ...

  • author
    keith krueger
    Jun 11, 2021
    Quick and easy to manage😃

    when looking for a loan look no farther than best egg easy and quick instalments Simple and affordable Rates Show give them a call And then you can sit back and there take care of the rest🙂

    ...

  • author
    Betty
    Jun 11, 2021
    Very quick and simple.

    Very quick and simple.

    ...

  • author
    JAMIE DEUSER
    Jun 11, 2021
    At one of the worst times of my life…

    At one of the worst times of my life and with very few options, I actually answered one of the best egg mailing offers. It truly was as easy as a process as they say. Everybody on the other end of the line got everything through within a 24 hour period and three years later my loan is paid off. You guys are the best

    ...

  • author
    Christie Mills
    Jun 11, 2021
    I was able to get a loan

    I was able to get a loan, hassle free. Very fast to take care of some personal things. I'm very happy with my decision and with this loan company.

    ...

  • author
    Mike
    Jun 10, 2021
    I have a loan and I’m happy with the…

    I have a loan and I’m happy with the one , had car problems along with COVID so tried for a second ( was going to use part to pay off first so I would still have one loan) initially I was told my account was in good standing , always paid on time and even paid extra when I could. When transferred to apply all of a sudden I don’t qualify, of course it’s because I have high balance on a few credit cards ( which is why you take a loan like this to consolidate) just like the banks , they’re here to give you a loan except when you really need it , hopefully I can get one elsewhere and pay BestEgg back and be done with them

    ...

  • author
    Caroline Hester
    Jun 09, 2021
    Paid debt

    I was very happy for the loan through Best Egg. I was able to pay off my debt so that I could travel and not have to worry about my debt while on vacation.

    ...

  • author
    Kenneth Gunn
    Jun 08, 2021
    I had to give a one star to make a…

    I had to give a one star to make a comment on this site. I get a BestEgg loan approval letter every two or three weeks. I was curious about this company so I looked for satisfied customer reviews. I see thousands of satisfied customers based on the stars given. I wanted to see what the dissatisfied customers had to say. After reading several of them I’m now glad I never made that call. I’m now a little suspicious about all those satisfied reviews.

    ...

  • author
    Zachary Epling
    Jun 06, 2021
    Hassle free

    Hassle free , fast and easy.

    ...

  • author
    Kenneth Wojciechowski
    Jun 05, 2021
    Receiving a loan thru Best Egg was a…

    Receiving a loan thru Best Egg was a good move for me, great interest rate and I chose a 36 month loan, will pay off the loan early, thank you very much.

    ...

  • author
    Rose Victor
    Jun 04, 2021
    I paid off on a few bills.

    I paid off on a few bills.

    ...

  • author
    BIANCA
    Jun 04, 2021
    EASY PEEZE LEMON SQUEEZY

    The ease of applying and getting my application approved was the simplest experience I have ever had when it comes to a loan. I called customer service with questions before submitting also and they were extremely helpful as well. Best Egg made the process smooth and didn't require much to have sent to my bank. Even the payback was set up to make my life easier. I certainly appreciate having this loan and for what it was able to do for me. I was able to get inventory needed for my own business and pay off a couple debts.

    ...

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