The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

Freedom Debt Relief Review

Find a customized quote easily

Reviews 35,035

This site is a free online resource that strives to offer helpful content and

comparison features to our visitors. We accept advertising compensation

from companies that appear on the site, which impacts the location and

order in which brands (and/or their products) are presented, and also

impacts the score that is assigned to it. Company listings on this page

DO NOT imply endorsement. We do not feature all providers on the market.

Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented

on this page are disclaimed. The information, including pricing, which

appears on this site is subject to change at any time.

Jonathan Miller Top10 Finance Expert
Jonathan Miller
May. 04, 20214 min read

Freedom DR summary

Freedom Debt Relief at a Glance

Freedom Debt Relief has been providing debt settlement services for over a decade, helping over 400,000 customers resolve over $6 billion in unsecured debt. It offers several tools and services that make it a fitting option when you’re looking to start climbing out of debt.

Freedom's focus on unsecured debt means it is experienced and incredibly knowledgeable about what it does. Additionally, you can always know exactly where you stand with your settlements, as it offers an online dashboard that lets you track your progress. If you’re in desperate need of financial assistance with debt, Freedom Debt Relief might be the ideal choice for you.

Freedom DR Freedom DR Visit Freedom Debt Relief

(888) 480-4829

Highlights

  • Debt settlement services
  • Help with credit card debt, medical bills, private student loans, and collections
  • Free consultations for your debt situation, and no upfront fees
  • Build a strong financial base with a dedicated account before negotiating a settlement
  • 7-days-a-week customer support
  • Online dashboard to track your dedicated account and settlement progress
  • One single deposit program to make your settlement easier and more efficient
  • A founding member of the American Fair Credit Council

Debt Relief Services Offered

Freedom Debt Relief focuses on debt settlement negotiation and it has a proven record of successfully reducing customers’ outstanding debts. It offers free consultations as a way to help you find the best debt relief solution for your specific needs. If you determine that the best way for you to reduce your debt is to consolidate your loans, Freedom can connect you to its partners that offer consolidation services.

Additionally, it does not charge any hidden or upfront fees, and will only collect a fee once you have completed your debt settlement process—a 21% fee (average) from the savings left from your settlement. Its settlement programs are relatively short, lasting between 24 and 48 months on average. 

Services Offered

Instead of demanding to automatically withdraw funds from your account every month to pay for a settlement that might not be feasible or in your best interests, Freedom takes several steps to ensure the highest chance of success when working to resolve your debt problems. To do this, the it takes all customers through several steps:

  • It will first give you a free evaluation of your debt, which includes a free consultation with one of its Certified Debt Consultants. 
  • If you do agree to work with Freedom, it will then offer you a tailor-made debt relief plan including minimum payments and monthly deposits.
  • You will then open a dedicated account to deposit a monthly sum in order to create a fund to start paying off your debts at a reasonable level.
  • Once you have enough funds in your account, Freedom will start the debt settlement negotiation process with your creditors. This is done to ensure that you can fulfill the terms of any negotiated settlement. No settlement negotiation is finalized without your express consent.
  • Once agreed to, you start paying the amount established each month, and your creditors will begin to report that your debts have been settled as you finish paying off existing debts.

Freedom puts a strong premium on ensuring your settlement plan does not drag on forever and helps customers complete programs within 24 to 48 months, one of the fastest rates in the industry.

It is also worth noting that Freedom is a founding member of the American Fair Credit Council, which proposes legislations and regulations that are designed to create more transparency and a more open market for consumers seeking debt relief.

Freedom will not collect any payment from you until your debts start being settled, which means that you can rest assured they are not just working for a paycheck. It doesn't charge any upfront fees, and its consultations can sometimes end with it recommending you a path that differs from debt settlement.

Security and Privacy

Freedom Debt Relief’s website is very secure. It doesn't ask you for any sensitive personal information, and won’t request any financial information until you sit for a one-on-one consultation. You can create a dedicated account that will remain in your name and funds will only be debited once a settlement with creditors has been reached. Freedom does not ask for any invasive access, and lets you retain your autonomy even during the negotiation process. If at any time you are unhappy with your consultation, you can walk away with no obligations.

Help & Support

Freedom features a good overview of debt relief strategies, as well as a blog, but it is lacking a more dedicated knowledge base designed to help consumers avoid common debt pitfalls.

Freedom’s customer support is available 7 days a week and can be reached via telephone during regular business hours (eastern standard time), as well as via email. Over the phone, Freedom Debt Relief offers support to clients and prospective customers alike, and its service is helpful as well as professional.

Summary

Freedom Debt Relief is all about helping you through the process of exiting from burdensome debt. It works with customers who have unmanageable levels of debt and are looking for a way to make it easier to deal with. The collaborative process and creation of a plan that is tailor-made to your needs, as well as a solution that you approve of is testament to its commitment. Though it does not directly offer other debt relief strategies—such as consolidation or bankruptcy—it can help you determine if those are the best options during its free consultations.

It does offer some educational resources, but could stand to improve its knowledge base to a degree. That said, its services are always aimed at giving you the most information possible and helping you make the best decision relative to your needs.

About Freedom Debt Relief

Freedom Debt Relief was founded by Stanford Business School Graduates Brad Stroh and Andrew Housser in 2002. The founders noticed that many people were struggling with debt without an alternative that made them a priority. Since its founding, the company has offered its services to thousands of people, and has helped resolve debts for over 300,000 customers. Today, Freedom employs more than 1,300 certified debt specialists and works with customers across the United States. Since its inception, Freedom has helped resolve approximately $5 billion in debt.

The company has been featured in major US publications such as the Wall Street Journal, USA Today, the Christian Science Monitor, and is accredited by the American Fair Credit Council and the Better Business Bureau.

Physical Address

4940 South Wendler Drive, Suite 210

Tempe, AZ 85282

Freedom DR Freedom DR Visit Freedom Debt Relief

(888) 480-4829

Jonathan Miller Top10 Finance Expert
Written byJonathan Miller

Jonathan Miller holds a degree in Applied Economics and Management from Cornell University. Drawing on his professional Fin Tech experience, Jonathan uses his knowledge to better serve consumer finance customers. Jonathan currently acts as an economics consultant for brokerage houses to help educate clients and make complex financial concepts more accessible to a wider audience. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

Freedom DR
Freedom DR
ExcellentReviews 35,035
Visit Site

Top 5 Personal Loans

Credible

Credible

Visit Site
LendingTree

LendingTree

Visit Site
Upstart

Upstart

Visit Site
Upgrade

Upgrade

Visit Site

Trustpilot reviews

See what some costumers are saying about Freedom DR
Freedom DR
ExcellentReviews 35,035
on
Excellent
79%
Great
12%
Average
4%
Poor
2%
Bad
3%
  • author
    Rosie Williams
    6 hours ago
    I really like the Business Model

    I really like the Business Model. No Pressure, lots of educational information

    ...

  • author
    Glenna Areias
    6 hours ago
    My problem was solve

    Was very help full

    ...

  • author
    K. Tremelling
    7 hours ago
    I am so glad I joined Freedom Debt…

    I am so glad I joined Freedom Debt Relief. I was headed for bankruptcy which I didn't want. I have been in the plan now for almost 2 years and in all of this time I have never once been harassed by a creditor - Freedom Debt Relief handled it all and I am so happy I made the choice I made. Knowing that in a few short months from now I will be debt free is the best feeling in the world. I highly recommend Freedom Debt Relief - the program works!!!

    ...

  • author
    Alyssa Adams
    8 hours ago
    They have been very helpful ever since…

    They have been very helpful ever since I joined Freedom Debt. Very prompt in responding to emails and phone calls.

    ...

  • author
    Sodavith
    9 hours ago
    Take good care and the all concern for…

    Take good care and the all concern for customers!!!

    ...

  • author
    Mary Downs
    10 hours ago
    WARNING Demand statements and a ledger!!!

    WARNING Look at your statements and beware of the dashboard. They railed my mother who has dementia and when she was able to pay the settlement NO ONE WOULD LET HER. I spoke to 3 people and they gave me the run around (A LOT OF DOUBLE TALK). ITS DISGUSTING WHAT THEY DID TO MY ELDERLY MOM WITH DEMENTIA. How dare you not let her pay and cause so much frustration. We demanded a ledger so we can see exactly what they do. BECAREFUL.

    ...

  • author
    Henock Geberemedhin
    20 hours ago
    Great customer service

    Great customer service

    ...

  • author
    Patricia Owens
    a day ago
    You all are wonderful especially in…

    You all are wonderful especially in communication!!!! Thank you!

    ...

  • author
    Roger Mcdonald
    a day ago
    No complaints

    No complaints. Everything has progressed smoothly and we are making progress. As of January 1, 2022 we will have completed 2 of 4 years I'm excited to finish the nest to years. We are going to celebrate.

    ...

  • author
    Kristy A.
    a day ago
    I had a terrible experience with FDR

    I had a terrible experience with FDR. My debt was not lowered at all. Its been over a year and my credit fully plummeted AND I owe more money now than when I started. Both Chase & Wells Fargo would not settle with FDR. Instead, I was served twice. I did receive a settlement offer of $4,000 from Chase directly to my address months ago. I shared that document in my FDR portal. FDR did not get that settlement done. Instead I owe over $11K still to Chase. I would have taken out a loan over a year ago and not allowed my credit to suffer so much if I was aware that both banks would possibly not settle for anything lower than what I owed them.

    ...

  • author
    Terry Welcomer
    a day ago
    I requested to change the date my…

    I requested to change the date my Dedicated payment is to be withdrawn electronically from my bank account and the customer service representative was very thorough in explaining to me and touching on several points I needed to know and then was very efficient in proceeding to accomplish the change.

    ...

  • author
    Walter Mccoy
    a day ago
    I feel like I’m heading in the right…

    I feel like I’m heading in the right direction. I feel some of fees are a bit much. After you save me a little bit then I owe it to you.

    ...

  • author
    William Leal-Santizo
    a day ago
    The best to fix credit problems

    The best to fix credit problems

    ...

  • author
    Gary Johnsen
    a day ago
    Thankx very much.

    Thankx very much.

    ...

  • author
    Diane Camargo
    a day ago
    Freedom Debt Relief is a life saver

    The people at Freedom Debt Relief have been amazing at negotiating my credit debt. They are courteous and friendly when I contact them and I am thankful for their assistance.

    ...

  • author
    Cristina Veras
    a day ago
    Customer service is always very nice!

    Customer service is always very nice!

    ...

  • author
    KENNETH
    2 days ago
    I was in deep trouble with my debt

    I was in deep trouble with my debt. I was making the payments each month not missing any but I had no money to live. I tried dealing with them individually but they wouldn’t help me. I told them I’ll stop the payments and they didn’t seem to care and they would take me to court to garnish my salary. I contacted FDR and from that moment I agreed on the terms, I felt relief. They have fond everything they promised and have negotiated my debt for pennies on the dollar. I have a couple more settlements to sign off on snd all will be well. I suggest you use them if you get yourself into debt hell. It’s not worth the aggravation. Let the pros handle it Ken Timmins

    ...

  • author
    Rhonda WAGNON
    2 days ago
    I called Freedom Relief Program and I…

    I called Freedom Relief Program and I called a few times I was not sure if I wanted to do this but after talking to them I felt really good about it ! I’m so glad I did they are so helpful and answered every question I ask them ! Definitely a plus program!

    ...

  • author
    Charles Weaver
    2 days ago
    Received a court sessions on one of the…

    Received a court sessions on one of the debts that FDR has, they are taking care of the matter.

    ...

  • author
    US
    2 days ago
    Very helpful

    Very helpful. I’m very happy with the progress of my accounts with them. It’s such a relief to know my debts are getting paid down as they should. Thankful for y’all!

    ...

  • author
    customer
    2 days ago
    Freedom has helped organize my credit…

    Freedom has helped organize my credit card debt and offer an affordable strategy to pay it off. I'm very satisfied.

    ...

  • author
    Laura P
    2 days ago
    Everyone is super helpful and quick to…

    Everyone is super helpful and quick to respond to any question I have. They turned a really stressful situation into an almost non-existent one...I mean, the problem is still there, but I'm confident it's getting taken care of in the most professional way possible.

    ...

  • author
    A. Fogle
    2 days ago
    Thanks Freedom Relief

    Thanks Freedom Relief. So ready to get this behind me.

    ...

  • author
    Maria Bringuez
    2 days ago
    Great personnel

    The personnel you have give you assurance of any question we have, but they do it easy that all the worries are put aside Customer Service so polite and they give you the answer you are looking for So happy to be dealing with a company dedicated to all financial problems we have at the moment, for sone of us that never had this situation before Thank you for all you do

    ...

  • author
    Alex Linares
    2 days ago
    Great support and customer service!

    My economic situation went down due to my mother passing and a month after COVID happened so I was going crazy with creditors calls and my credit went down so fast and didn’t know what to do and I found freedom debt relief and they were so helpful first explained everything that needed to be done and once I accepted the deal they took care of my creditors and after a while help me even more with a loan to pay off my debt completely now my credit score is going up so totally recommend this wonderful people.

    ...

  • author
    Mike McAvoy
    2 days ago
    Thank you for this opportunity to say…

    Thank you for this opportunity to say how much FDR has helped me in thr nearly 3 years I have been with them. Although I have had some financial difficulties in the beginning of the year and was ubable to fund my account they continued to work with me. Settlements are being reached and I feel real progress . I appreciate their efforts and have faith together an end to my debt is nearing. Thank you

    ...

  • author
    dawn-marie diodati
    2 days ago
    Everyone that I have spoken with has…

    Everyone that I have spoken with has been very kind and helpful.

    ...

  • author
    Natalie Cooper
    2 days ago
    This is a great company for debit…

    This is a great company for debit relief.

    ...

  • author
    Thomas Robel
    2 days ago
    I have been very happy with the help…

    I have been very happy with the help and information provided by Freedom debt relief. They have been very upfront with every aspect of my program and have kept me informed of all that has and will be done on my behalf.

    ...

  • author
    Kimberly Parker
    2 days ago
    Be careful with Freedom Debt Relief

    In the beginning Freedom Debt Relief did well with me. However, when I received a small claims judgment against me, I called to talk to someone knowledgeable about the judgment. I was supposedly transferred to their so called attorneys, but I sat on hold for over a half hour. That’s when I knew I needed to find another program. Which I did. I called Freedom Debt Relief to cancel my program with them. The person I talked to was rude and mean. I was told when I joined that I would get my money back that was held. The person on the phone stated I had over a thousand dollars and I wouldn’t get any money back and the money will not be used to pay some of debtors that I had. They were going to keep it all. I couldn’t believe it. I put my trust in them and I was lied to. So, be careful.

    ...

  • author
    Cynthia Cook
    2 days ago
    Great

    so far they have been great leaving me and my husband less stressed on paying our debt down

    ...

  • author
    Yenicet Garcia
    2 days ago
    I have satisfied with the program help…

    I have satisfied with the program help me a lot with my debt and is very recomendable to my Frend thank you freedom debt

    ...

  • author
    NC user
    2 days ago
    Terminate of service

    It's been a year of service with three accounts and I have over paid and my credit is still affected... You can say what you like and I'm not calling in because every time I call in I get a different story and I ask them to refer back to the call notes I was suppose to be done with the program in October now it's another month and never missed a month with you or anyone else...I'm not sure what's going on but no I don't like your services and would not recommend them. Please dont use my name in whatever you reply back...Please & thank you!

    ...

  • author
    Beverly Jones
    2 days ago
    Satisfied with FDR so far.

    Satisfied with FDR so far.

    ...

  • author
    Ernestine Coates
    3 days ago
    have been with Freedom Debt Relief and…

    have been with Freedom Debt Relief and i am very satisfied with my results.i would recommend them to anyone who has numerous credit card debt.

    ...

  • author
    Nancy Donovan
    3 days ago
    Freedom Debt Relief has given me peace…

    Freedom Debt Relief has given me peace of mind by their professional assistance in helping me remove all debt. I thank them for their kind and efficient staff. I couldn't have done this without their help.

    ...

  • author
    Mary Rodriguez
    3 days ago
    First of all I would like to thank you…

    First of all I would like to thank you all for doing a awesome job. For always emailing me or texting and letting me know what’s going on with my account. Thanks again!

    ...

  • author
    Lorna Spence
    3 days ago
    I am very pleased with my plan and the…

    I am very pleased with my plan and the excellent service that I received. Thanks for your great service.

    ...

  • author
    public
    3 days ago
    This the best company

    This the best company

    ...

  • author
    Hiedi Mudget
    3 days ago
    I am happy that I have help with my all…

    I am happy that I have help with my all my bills. That I don't have to deal with them. One Payment and I am done. Thank you

    ...

  • author
    Sue H
    Oct 11, 2021
    Not Recommended

    I signed up for FDR nearly 2 years ago when my business fell apart due to my health issues. I decided on FDR because they seemed to have the highest ratings for a debt relief company. I cannot recommend FDR. My debt is being slowly paid off, but the one account that has been completely paid ended up with a court summons a year after pay off due to a mess up from FDR. I have now been served with a summons on another account. I had notified FDR multiple times of potential action on this account, and my requests to be proactive were ignored. I also found out that the "real" administrator for FDR is National Litigation Group. Each month fees are filtered to both FDR and NLG. Ask lots of questions before signing up. Read all the legalese in the up front agreement. My debt will eventually disappear in less than the 4 years predicted; however, if I could go back, I would find a different company to work with.

    ...

  • author
    Tina PRICE
    Oct 11, 2021
    Everyone is always so friendly and…

    Everyone is always so friendly and willing to help.

    ...

  • author
    John Flannery
    Oct 11, 2021
    Great customer service

    Great customer service

    ...

  • author
    Sheila
    Oct 10, 2021
    Stress less

    When the negotiations is settled less stress & settlements is being paid & the drafts of the funds taken every month. I'm just blessed.

    ...

  • author
    Lucia Martinez
    Oct 10, 2021
    is ok

    is ok ,I am satisfied, the program helps and so far they have met the times

    ...

  • author
    Tina Wilson
    Oct 10, 2021
    I felt very calm when they explained…

    I felt very calm when they explained the program. They listen to my questions and answer and explained to help me understand. Thank you

    ...

  • author
    Juan MATUTE ACOSTA
    Oct 09, 2021
    You’re are the best thanks for…

    You’re are the best thanks for everything you guys been doing for me thanks

    ...

  • author
    Jony Pico
    Oct 09, 2021
    Summons by citibank

    Freedom debt relief guided me to their lawyers to help on a matter with citibank im so happy that my case is on their hands thank you. Great job freedom

    ...

  • author
    ramon casal
    Oct 09, 2021
    Always so professional and polite you…

    Always so professional and polite you have a great team

    ...

  • author
    Roy Keck
    Oct 09, 2021
    Been with FDR now for a few years

    Been with FDR now for a few years - and I gotta say, it's been a great experience. Signing up was easy, and now I am in a position to do a PAY OFF to finish the program early. They made the PAY OFF easy as well. Just a all around Positive Experience with FDR - Thank you!!!

    ...

  • author
    S M Miller
    Oct 09, 2021
    As always FDR answers questions

    As always FDR answers questions, I stress a bit and am always satisfied with the assistance I receive. Best decision I made to go with FDR

    ...

  • author
    Elizabeth Hurst
    Oct 09, 2021
    Absolutely took care of me and you…

    Absolutely took care of me and you should have a few people from sweetwater TN to apply instead of bankruptcy. Thank you so much for your help and I will be happy when I graduate. God bless 🙏🙏🙏

    ...

  • author
    Robert Taienao
    Oct 08, 2021
    FDR has been a blessing in disguise

    FDR has been a blessing in disguise. They have worked my debt for over 2years and is finally showing me its paying off for being patient.

    ...

  • author
    Trina
    Oct 08, 2021
    Great service.

    Great service.

    ...

  • author
    Debbie Miller
    Oct 08, 2021
    they did all the paper work for me.

    they did all the paper work for me.

    ...

  • author
    Joanie Baggett
    Oct 08, 2021
    Very helpful polite and explained the…

    Very helpful polite and explained the process step by step

    ...

  • author
    Alice Wilson
    Oct 08, 2021
    So far the bills are being payed

    So far the bills are being payed. I should have done this a long time ago, it’s going to feel good to have all my bills paid. I don’t want to owe anyone with my deits.

    ...

  • author
    MARY ANN HASSON
    Oct 08, 2021
    Although I'm new with debt relief and…

    Although I'm new with debt relief and scared and nervous about what to expect from the program FDR has been making it an awesome experience, Thank You FDR.

    ...

  • author
    Vmann
    Oct 08, 2021
    So far all has been good

    So far all has been good. Calls from creditors have been a bit hard to deal with but as far as this company, they have done everything they have said they would do so far.

    ...

  • author
    JOANNE
    Oct 08, 2021
    I had a question about mail I received…

    I had a question about mail I received she answered it and I mailed to you...as far as I know I haven't heard anything else

    ...

  • author
    Mike King
    Oct 08, 2021
    FDR is a trustworthy and reliable firm

    FDR is a trustworthy and reliable firm. They keep me updated regularly on my status with my creditors and recently saved me about 25% of the principle on my first settlement. Kudos to FDR.

    ...

  • author
    Dana
    Oct 07, 2021
    They do a nearly perfect job.

    They do a nearly perfect job.

    ...

  • author
    M Ramirez
    Oct 07, 2021
    FDR has been doing Great helping me

    FDR has been doing Great helping me. The company is knowledgeable and I recommend to friends and people. I am happy that now I am debt free and no worries any more.Thank you very much FDR for the work .

    ...

  • author
    Sharon
    Oct 07, 2021
    After struggling with debt I choose…

    After struggling with debt I choose debt relief and they have help turn my debt around I am so great full for there guidance and help in resolving my debt don’t wait make that step you will be so relieved of that pressure of struggling to keep up

    ...

  • author
    Rocky Pinson
    Oct 07, 2021
    Service was excellent.

    Service was excellent. Everyone I spoke to was helpful and knowledgeable.

    ...

  • author
    DENNISE JIMENEZ
    Oct 07, 2021
    Excellent

    I don't have any situation

    ...

  • author
    Earl Kemp
    Oct 07, 2021
    The customer service person was very…

    The customer service person was very courteous and was able to answer all my questions very quickly and correctly.

    ...

  • author
    Lissette Mascia
    Oct 07, 2021
    Love the customer service

    Love the customer service; everyone I spoke to is very professional and caring.

    ...

  • author
    Joan Lewis
    Oct 07, 2021
    Shavonne was so helpful and made me…

    Shavonne was so helpful and made me feel very comfortable due to the situation I've been in. It will be such a relief to be able to have these all paid off.

    ...

  • author
    Clara
    Oct 06, 2021
    Made first deposit and looking forward…

    Made first deposit and looking forward to the finish line.

    ...

  • author
    Gloria Martinez
    Oct 06, 2021
    I was very pleased as of the first day

    I was very pleased as of the first day Everyone has been very polite, helpful and understanding I am very pleased

    ...

  • author
    Christopher Diaz
    Oct 07, 2021
    The process to acceptance

    I was on the phone for approximately 3min if that. The representative was very obnoxious. He was only giving me 3 options one in being to close out my credit cards. The other 2 options were not specified. I also got a chemistry that I was not favored or of pleasure to speak with. As I’m not perfect. I have a hard time trusting. With that being said Telling me to go apply for a bank loan to settle my debt which is minimal by the way less then 7k is not a racional response for a staff member to be advising an American latin citizen. I had explained to the gentleman. It’s not wise to close my credit cards as my credit will be effected as well a 7 year credit effect will follow that process. There should be other solutions as well Grants!! As I wouldn’t be in this situation as well half of society, who is also in a similar if not worse situation if covid never exsisted in the first place. I finished the conversation saying. I’m awear that your only gain is the interest that you charge me. They of course refused to tell me the interest rate, as processing my credit score is easier then explain the death trap….

    ...

  • author
    Andrea B
    Oct 06, 2021
    Knowledgeable and friendly

    We have just started the process, but everyone has been so helpful and knowledgeable so far.

    ...

  • author
    Melvina Williams
    Oct 06, 2021
    I am not very patient with the process

    I am not very patient with the process. The debtors calling me more now than before enrolling with Freedom Debt Relief. I have never received petitions to be sued from financial institutions. I have now started receiving petitions to be sued. The debtors calling on Sundays. This is very overwhelming.

    ...

  • author
    Matilda Baker
    Oct 06, 2021
    Customer Sevice Rep was very…

    Customer Sevice Rep was very knowledgeable and professional and have a lot patience and answer all my questions

    ...

  • author
    Crystal Gunter
    Oct 06, 2021
    Great service!

    Great service!

    ...

  • author
    Derek Hubbard
    Oct 05, 2021
    Great and excellent plan and service.

    Great and excellent plan and service.

    ...

  • author
    Thomas
    Oct 04, 2021
    listen to your lawyer

    There are times when a creditor does not want to negotiate. That is why it is extremely important to take advantage of the FDR provision to have a lawyer on retainer. This will save you a lot of grief and money if you need to use this service.

    ...

  • author
    Elyse Uhlman
    Oct 04, 2021
    Great program

    They made it easy and painless to manage my debt quickly.

    ...

  • author
    Kendell Windbiel
    Oct 04, 2021
    Closed Account

    The gentleman i spoke with was very easy to converse with, Very helpful with my questions regarding my first account closure. Only have two more accounts to close .Looking forward to it. Thank you FDR Kendell Windbiel

    ...

  • author
    Steve Stewart
    Oct 04, 2021
    Disappointed!

    I wrote a review a few weeks ago, but for some reason it was never posted to this site. So, I'll give it another try. My wife and I, along with so many others, were affected adversely by the Covid pandemic. Added to this, my wife suffered a serious health issue (non-Covid related) that caused her to spend a total of seven days in the hospital, five of which were in the heart unit. Bills were piling up, and income was rock bottom. We turned to FDR for assistance with debt relief. Granted, our debts were minimal compared to others, but still we were not able to make payments, so interest charges continued to accrue each month, along with late fees. It did not take long for FDR to negotiate settlements on our first two debts, and we were told the third and final debt would be negotiated as soon as we had enough funds in the account. However, when we began looking at the cost of each settlement compared to the amount of each account, it became glaringly obvious that we were actually paying as much in the settlements as we originally owed. Oh, it looked good, as the payoff amount was less than half of the original amount of debt, but when FDR's fees were added in we were paying basically the same amount of the original indebtedness. Hindsight is always 20/20, and now I wish I had 20/20 foresight, because if I did I WOULD NEVER HAVE ENGAGED IN A RELATIONSHIP WITH FDR! I do not recommend them, and would encourage anyone considering their services to please run in the opposite direction as quickly as possible.

    ...

  • author
    Tracy Mcdonald
    Oct 04, 2021
    I was surprised at how fast this…

    I was surprised at how fast this program has started working in my favor so I would like to say thank you and I plan to tell all my friends about freedom dept relief so if they have problems they can count on them for help.

    ...

  • author
    Linda Koenig Warren
    Oct 03, 2021
    Thank you for all the help

    Thank you for all the help during this trying time. Having someone break into our home while we were asleep in our beds is a very trying experience.

    ...

  • author
    DON TAYLOR
    Oct 03, 2021
    Easy Process to FREEDOM

    I have no problems with the process of FDR. They are helping me knock down ALL of my debt. Looking forward to completing this process and seeing my credit score rise to the TOP. Thanks.

    ...

  • author
    Anita Herman
    Oct 03, 2021
    Very understanding and are able to help…

    Very understanding and are able to help me out.

    ...

  • author
    Ronnie Goldstein
    Oct 03, 2021
    The rep was knowledgeable

    The rep was knowledgeable, patient , and reassuring. He answered all my questions, and allowed me to sleep peacefully , after being served!

    ...

  • author
    Jean Barnes
    Oct 03, 2021
    True help and understanding.

    I receive military former spouse retirement. Upon the death of my former spouse, my annuity switched to a Survivor Benefit. Because I filled out the auto deposit form incorrectly, I did not receive my monthly annuity and therefore am unable to pay any of my bills. I did not find this out until not receiving my pay and calling the military accounting service. I was told they are sending a paper check. In addition to calling my bank, I called Freedom Debt Relief and others to explain the situation. I can’t tell you how relieved I was with the understanding and help I was given. Freedom Debt Relief was able to extend my payment date until the middle of the month giving me time to straighten everything out and receive my payment.

    ...

  • author
    Cynthia Banks Baker
    Oct 03, 2021
    The middle man is your best friend

    This program is useful to assist you with your credit cards debts. They are the middle man. Once you enroll they negotiate with your creditors and settle a percentage while you continue to put up your funds monthly to help pay your credit cards debt. It works for the good where you are stress free and dont have to deal with annoying phone calls. I had at least 15 credit cards and over 15,000 in debt now I'm down to 3 credit cards that are still in negotiable status. Truthfully I will say there's will be a few that is stubborn and will want to take you to court but ; that too can be arranged in your favor. I havebeen in this program for almost 3 years now and I'm almost done paying off my debts. So in the end it pays off if you are serious about getting out of debt. FDR is a good program to help people become stress free of debt and enjoy their lives without ever worrying about paying tons of credit cards bills on a month to month basis. It worked for me. Think of those bills like this: Out of sight, Out of Mind. Let the middle man take care of it for you. You can sleep better. 😅

    ...

  • author
    Loyda Rivero
    Oct 03, 2021
    Servicio con muy buena atención

    Servicio con muy buena atención

    ...

  • author
    Stanley Smith
    Oct 02, 2021
    I do not seem to be making any head way…

    I do not seem to be making any head way ib spite of payments...wanna know how many cases have been totally resolved...list of accts i no longer owe

    ...

  • author
    Londale Leeper
    Oct 02, 2021
    Great customer service and always will…

    Great customer service and always will to help in anyway they can!

    ...

  • author
    jonathan tailor
    Oct 02, 2021
    My FDR experience

    I just finished working, I mean having FDR work for me. It took years, as I had 3 credit cards to pay. They were honest about which of the 3 would be the hardest to pay off, due to their hard negotiation tactics. If you have a Discover/American Express, etc card, opt in for the legal assistance. The amount of extra money for this option is worth the piece of mind. My total combined credit card debt was $25,000+. When you decide to start with them, you will want to update your mailing address and phone number for those you owe, to FDR's ph# and mailing address. They will create a special account for your debt relief, and start taking money from your regular account and putting it in the relief account. With me, the first credit card to be negotiated was one of those "difficult to negotiate" cards. Payments went into my relief account for 1yr before they started to negotiate with them.. I have read other reviews of FDR that were negative because of how long things take.. Hello people, this is their business. They know who is easier and who is harder to negotiate with. Of course the harder companies are going to be their first priority. Because of how they like to have payments, it may take a while before FDR negotiates terms. You will pay for FDR assistance in the way of 25% of the debt negotiated. You will be informed and asked of you agree to the terms and are willing to accept the payment agreement/arrangements. Could you negotiate yourself with all these CC companies? Of course!! But to what end and for how much debt forgiveness? This is why I chose to pay the 25% and let FDR deal with all the CC companies for me. Once I changed mailing address and ph# to FDR's, the phone calls ended after about a month, of which I did not answer from the CC companies. After that it was just money going into the relief account and when the time came, do you accept the terms and conditions of the offered agreement. Of course your credit score goes into the toilet, when you start having to deal with debt relief.. You are not paying your CC's. I went from an over 700 score, down to approx 550 when I started. I stayed at an average of about 640-650ish during the whole process. Now that I finished, my score after one month of completion. approx 700. In short..If you need to use a debt relief company, FDR and their 25% fee is well worth the piece of mind. When you are done, they send you a nice folder with all the paperwork of everything negotiated and letters of agreement from the companies.

    ...

  • author
    Shirley
    Oct 02, 2021
    Freedom Debt has been so helpful

    Freedom Debt has been so helpful! Thank you so much!

    ...

  • author
    Patricia Lester
    Oct 02, 2021
    Received summons for a lawsuit with my…

    Received summons for a lawsuit with my Target account. Was advised to send copies to FDR and also national litigation law group and follow up with phone call to NLLG.

    ...

  • author
    Nancy Krajewski
    Oct 02, 2021
    They helped me when no one else would…

    They helped me when no one else would he was present to talk with and explained it so I could understand

    ...

  • author
    Sally Thies
    Oct 02, 2021
    Peace of Mind

    Freedom Debt Relief has given me peace of mind. I can sleep at night again as I am paying off my debt. Thank you Freedom Debt Relief. You have greatly reduced my stress.

    ...

  • author
    SGHarrisG
    Oct 01, 2021
    Patience and Support

    So, though I was reluctant in participating with FDR....I knew I needed to get things in order for me and my family. FDR walked me through step by step and answered every question I had. Sometimes more than once.

    ...

  • author
    PERRY J
    Oct 01, 2021
    Everything is going as planned

    Everything is going as planned

    ...

  • author
    L.H. Heulitt
    Oct 01, 2021
    THE WOMAN WHO ANSWERED MY CALL WAS WONDERFUL.

    THE WOMAN WHO ANSWERED MY CALL WAS ABSOLUTELY LOVELY. SHE LISTENED TO ME, SOMETHING I FIND IMPORTANT. SHE ASKED QUESTIONS AND ANSWERED MINE. SHE WAS SUPORTIVE, FOR WHICH I AM VERY HAPPY, AND KNOWLEDGABLE ABOUT THE COMPANY AND ITS PRACTICES.

    ...

  • author
    Candace McGee
    Oct 01, 2021
    I am glad the timing of how fast they…

    I am glad the timing of how fast they are getting me answers on my settlements and if I continue doing what I’m doing they will continue what they’re doing and they are absolutely great thank you very much

    ...

    site logo

    Copyright © 2009-2021 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    • About Us
    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Company listings on this site DO NOT imply endorsement. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website.

    Reproduction in whole or in part is strictly prohibited.