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Gravity Lending Review

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BestMoney Staff
Bestmoney Staff
Jan. 31, 20214 min read

Gravity Lending summary

Gravity Lending is an online marketplace that connects you with other lenders for the best rate and terms. They focus primarily on auto loans but offer several other options, too. Their application process is fast and easy, and funding happens quickly. If you're looking to refinance your auto loan from the comfort of your home, Gravity Lending may be a very good option for you.

Pros

  • Rates as low as 1.79%
  • Fast application process
  • Simple lending terms
  • Additional loan protections included

Cons

  • Not a direct lender
  • No information on loan terms and conditions

Gravity Lending Gravity Lending Visit Gravity Lending

Best For?

Gravity Lending is best for those who want a quick and easy process to refinance their auto loan. They work with a variety of other lenders to connect you to the best rate and terms they can, based on your credit profile. Plus, Gravity offers lending for other solutions such as home improvements, student loans, and personal loans (note: personal and student loans are coming soon).

Features

Gravity Lending offers auto loans and home improvement loans today. Coming soon is the ability to get student loans and personal loans, too. To start, you’ll get some of the best rates and simplest terms on the market. This is because Gravity connects you to a variety of other lenders who compete for your business -- putting you in the driver’s seat of selecting the best loan option for you. 

In addition, their process is streamlined (more on this below) and funding happens fast. So essentially, you can refinance your auto loan in a matter of minutes without leaving your couch.

Gravity also offers protection on your loan. First, you’ll be eligible to receive Guaranteed Asset Protection (GAP) which typically pays the difference between the cash value of your vehicle and what’s owed to the lender if you have a total loss. You’ll also be eligible for a Vehicle Service Contract (VSC), which is like a warranty but is more of an agreement to pay for specific repairs to your vehicle if needed. Finally, Gravity offers Depreciation Protection, which helps cover the value of your car where GAP protection can’t.

Gravity Lending Highlights:

  • Fast application and lending process
  • Excellent rates and lending terms
  • Expedited funding
  • Additional protection
  • Multiple loan options
  • A+ Better Business Bureau rating

Application Process

The application process with Gravity Lending is easy, and there are four steps you need to take: 

  1. Contact information. You fill out your basic contact information such as your name, email, and phone number.
  2. Loan request information. Enter your vehicle make, model, and year, as well as mileage, estimated payoff amount, and VIN number (optional).
  3. Applicant information. Fill out a loan application with your detailed information, such as your date of birth, Social Security Number, residential information, and employment information.
  4. Disclosures and submit your application. The final step is to read their disclosures and give Gravity Lending permission to run your credit, at which point you’ll be presented with loan options if you’re approved.

The entire process takes about 5 minutes, assuming you have the information mentioned above handy. Know your credit will be run -- this is not a soft pull to check a rate as some lenders offer, but a hard pull and an application for credit.

Loan Types and Terms

Gravity Loans connects you to other lenders for the best rates and loan terms. Because of that, they don’t list specific loan terms on their site. Regarding loan types, their main product is an auto loan - which you can get for as low as 1.79% APR. You’re also able to apply for a home improvement loan and coming soon is the ability to get student loans and personal loans.

Gravity Lending doesn’t list specific lending requirements, either, since they’re a marketplace and each lender they work with will have their own lending requirements. However, you will have to enter your employment information, housing information, and your credit will be reviewed -- which will all ultimately determine the rates and terms you’re offered.

Repayment Options

Since Gravity Loans is a lending marketplace, they do not list specific loan repayment terms. That will be determined by the individual lender you go with.

How Safe Is It? 

Gravity Lending is about as safe as any other online lender. While they can’t entirely prevent malicious attacks and hacking, they do take every measure they can to protect your secure information. Your information is safeguarded through encryption and firewalls to prevent unauthorized usage. Also, only those who need to see your information will (i.e., lenders willing to give you a loan).

Help & Support

Gravity doesn’t list their hours of operation on their website, but they make it easy to contact them in a variety of ways. First, you can contact them directly by calling 888-602-1125. You can also contact them on social media, including LinkedIn, Facebook, Twitter, and Instagram.

How Gravity Lending Compares


APRFrom 1.79%From 3.43%
Minimum credit scoreVariesNone
Loan amountsUp to $100,000Up to $300,000
Loan term25 - 84 monthsVaries
Best forFast & easy auto loansMultiple loan options

Summary

Overall, we’re impressed with Gravity Lending. They’re a newer company (founded in 2015), but already have a stellar rating with the Better Business Bureau and excellent customer reviews. If you’re looking purely for an auto loan and you want a fast and easy process, Gravity Lending is a great choice.

Physical Address

3432 Greystone Dr, Ste 200

Austin, TX 78731

Gravity Lending Gravity Lending Visit Gravity Lending

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

Gravity Lending
Gravity Lending
ExcellentReviews 115

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  • author
    Jose L Alcaide
    3 days ago
    Gravity Lending The Way To A Better Tomorrow

    Had an amazing experience with Clarrisa through the phone service. She broke down every detal about who and what they do at Gravity Lending, answered any question I had, whether it was through text message or me calling her up. Found the best APR rate for me, went down from 9.17 to roughly 3.5 and also cut down my monthly payment basically by half. I not only recommend Gravity Lending to everyone but I even recommended this company to my own father who will also look to refinance in the near future

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  • author
    rocky matthews
    3 days ago
    Excellent experience working with Brian!!

    I want to personally thank Brian Foran from Gravity Lending who assisted me with refinancing my vehicle. He made the process so easy for me! He was a pleasure to work with, courteous and professional!!!

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  • author
    Jason Homan
    May 13, 2021
    Great people and service

    Very happy with gravity lending my man Pablo hooked me up with a great deal on refinancing my vehicle loan. They were very easy to work with and would recommend anyone to go theu them. Jay

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  • author
    John Howie Somerville
    May 12, 2021
    Gravity Lending is awesome!!

    Gravity Lending is awesome!!! This is the 2nd auto refinance that they have handled for me and I could not be happier. They will continue to receive my business for all of my future auto purchases and refinances.

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  • author
    William
    May 12, 2021
    Awesome

    Brian at Gravity lending helped me tremendously! He was persistent on getting me a better rate and payment. He did just that. I highly recommend Gravity lending

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  • author
    Damian
    May 11, 2021
    Chris at GL was great!

    Chris Downey was great to work with, he was among the first agents to reach out when I was shopping around to refinance. He offered me multiple quotes of real numbers and rates immediately upon introducing himself, which made it easy for me to compare rates. Other lenders were not as straightforward or easy, and Chris offered a great rate so I went with him. I definitely recommend Chris at Gravity Lending

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  • author
    Sheryl Hinds
    May 10, 2021
    The BEST experience Hands Down when…

    The BEST experience Hands Down when refinancing our Car Loan at Gravity Lending! Matt Larner presented three different loan options that would best suit us. He handled everything without a hitch! It went so smooth and we got exactly what we wanted! It was like he was doing this for himself.. Thank you Matt!!

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  • author
    Logan Keller
    May 07, 2021
    Working with Gravity lending made it an…

    Working with Gravity lending made it an absolute breeze to refinance. Wonderful staff that was very understanding and made everything super simple. Jerrel is an absolute ALL-STAR.

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  • author
    Kim
    May 01, 2021
    Excellent service and very easy to…

    Excellent service and very easy to refinance. Expert, professional simple! Thanks Eddie

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  • author
    kam mung
    Apr 30, 2021
    My experience with Gravity Lending was…

    My experience with Gravity Lending was quick and easy. I was waiting to find a lower auto rate and I got what I need! All of my questions and concerns were answered and addressed rapidly and clearly.

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  • author
    Caroline Toyin Williams
    Apr 29, 2021
    Pleasant experience

    My interaction with Gravity Lending was very quick and most importantly easy. Clarissa was very much available and very knowledgeable too. I must say that I would recommend friends and family to Gravity Lending. Thank you for getting me the rate I have and for your professionalism.

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  • author
    Jarad Pingree
    Apr 13, 2021
    I spoke with Nick Lavender

    I spoke with Nick Lavender, he made it super easy and explained everything to me more then once to better help me understand, highly recommend Nick and Gravity!!!!

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  • author
    Ashley R
    Apr 01, 2021
    I recently did a refi on my Civic and…

    I recently did a refi on my Civic and this saved me around $120 a month which will help me pay off my car sooner. The whole process was super easy and Angelica was super helpful. They did almost all the foot work and everything was very smooth.

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  • author
    Ashlie Derkowski
    Apr 01, 2021
    This was the easiest process ever

    This was the easiest process ever. Matt, at Gravity Lending, was very helpful and always answered my calls and questions that I had. This made the process much easier being I never got a pre-recorded answering service. I highly recommend this company for all your finance and refinancing needs.

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  • author
    Grady J
    Mar 31, 2021
    I was just calling to get an estimate…

    I was just calling to get an estimate and the woman I spoke with was very rude like she didn't want to take my application. At the end I had to stop because if she treats me this way I can only imagine how the rest of the team is. No thanks please don't submit my application. I only needed a quote at the end of the day. Thanks Jeremy for your help but I've chosen to go with another company that was less stressful. Please check calls from today my name is different but I made the call around that post time. Hope she does get better training and have a customer service attitude.

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  • author
    Tony Alvarado
    Mar 31, 2021
    auto refinance

    Cody from gravity lending was very helpful and the application process was simple and quick. I felt this safe and trust this service.

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  • author
    Christy Joe
    Mar 29, 2021
    I decided to give ,Gravity Lending a…

    I decided to give ,Gravity Lending a try at first I was, skeptical because I had gotten so many, offers by mail from all these different, companies who wanted to refinance, my auto loan So I called Gravity Lending, and little did I know, This choice would be one Of the best decisions, I had ever made Not just for me, but for my family Gravity Lending , helped me and they Did a Great job, it was a very smooth Process, and along the way I learned From them, that I was being over charged On my monthly payment, & I was being Taken advantage of, on my interest rate Make a long story short, I was paying $500 per month, car note & my interest rate was over 18%, but now I'm with Gravity Lending,they have refinanced My auto loan, my car note is $300 per month My new intrest rate is 5.99% just Awesome Of course, based off my credit score I'm So Happy now, Thankful, Grateful All Thanks to ,Angelica De La Cruz Sr loan officer, one of the Best to work with at Gravity Lending, she was very professional and extremely honest,with me all the way So If your tired of paying ,too much money What are you Waiting for, pick up the phone and Call Gravity Lending today

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  • author
    Modestly Kelly
    Mar 27, 2021
    Very Responsive and Helpful

    I've had a wonderful experience with Gravity Lending. They are very responsive and always there to answer any questions I have.

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  • author
    Tim
    Mar 26, 2021
    Great service

    Gene did a great job making the process smooth and simple. No hidden surprises and communication was great the whole time.

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  • author
    Vickie Gaskins Wright
    Mar 22, 2021
    Me and my husband were very pleased…

    Me and my husband were very pleased with the customer service,they were informative and quick to respond to our needs, we were pleased with Clarissa with how she was very professional and got our loan very quickly. We are proud to be a part Gravity Lending.

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  • author
    David Demarco
    Mar 12, 2021
    Clarissa at Gravity Lending -David DeMarco

    I just refinanced my 2020 RAM 1500 and I am beyond pleased with the rate I got and the monthly payment that I am paying, Clarissa was able to take off 160$. My main thing about this whole process is that Clarissa was able to make this the smoothest transaction I think I had to ever experience. Clarissa made it very easy with always keeping me up to date and always always being on top on everything and explained everything in a way that was very easy to understand. Clarissa also always answering me right away as I sent a text and she was right there to reply and that's the type of customer service that I always look for. Due to Clarissa being such a great representative, my buddy is looking to refinance and I am definitely going to be referring him to her.

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  • author
    Joseph Parisi
    Mar 11, 2021
    Pitiful, unethical

    Pitiful, unethical display of customer service by Gravity Lending. I did not appreciate their loan officer contacting my insurance agent behind my back and have them reduce my auto deductible without my consent or approval. It was wrong and no one else is going to spend my money except me. Additionally if I had wanted a extended warranty, gap insurance or anything else added to our payment I would have requested it. The coup de grace was an insistent extra$10.00 membership fee for the credit union that we have 5 existing accounts at. We are done! Tear up all the existing paperwork and keep your money.

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  • author
    Mike Renda
    Mar 07, 2021
    Glad I found Gravity

    Very good experience for an auto refi. Vivian Fox was professional, knowledgeable and friendly. The process was transparent and unlike a previous lender, she had my best interest in mind. She didn’t badger me for my business and let me reach out when the time was right for me. I did have to follow up to get the status of my application, so maybe that is one part of the process, I’d change, but overall, I recommend Gravity.

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  • author
    David B
    Mar 03, 2021
    Great Experience

    We were super happy with our experience with Gravity Lending. We'll use them in the future on other loans.

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  • author
    Doug Crummey
    Mar 03, 2021
    Great Refinance Experience

    Gravity Lending made the process of applying to refinance my car very easy and painless. You can tell they appreciate and respect your time. I definitely recommend you give them a chance to show you how easy the process can be.

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  • author
    Chris Carapellucci
    Mar 01, 2021
    Very knowledgeable and professional

    Very knowledgeable and professional. I really felt like a customer and not just a number - reps were willing to discuss terms and potential rates at the beginning of the process instead of midway through like many other lenders.

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  • author
    Scott Sexton
    Mar 01, 2021
    +1 for doing state title transfers!

    James from gravity was extremely helpful and always prompt in responses and answered any confusing questions I had. Also, many credit unions are no longer doing state title transfers, but gravity is! That was a huge plus, with a decent enough rate.

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  • author
    E.J. McKinney-Perez
    Feb 27, 2021
    If I could give Gravity lending a 5++ star rating I would do that in a heartbeat

    If I could click on a 5++ star rating I would do that in a heartbeat! The huge snow storm in Texas hit during our refi of our 2 vehicles and our loan officer and Gravity lending never missed a beat. In fact even when our package got delayed by 10 days when the state was practically shut down for a week, our loan officer was still in communication with us (almost daily) to keep us posted on what was happening. They delivered on every promise they made and their response time was exceptional. I would recommend them to anyone, period! Thanks James and the team at Gravity for such a great experience.

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  • author
    Emmanuel Moreno
    Feb 25, 2021
    Great customer service

    They go the extra mile to help your needs. They never pressure you to do anything and that's what I loved about it. The different options on savings is awesome and how they explain it is great. 100% satisfied and recommended

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  • author
    Hari Pillai
    Feb 24, 2021
    Great people to work with

    Great people to work with! I couldn't believe how simple it was to refinance our car with the best rate we could get. Great help from Matt Larner. He walked us thru all the details and everything was very transparent. The best part about Matt was his regular update at each stage of processing. Thanks.

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  • author
    David B
    Feb 24, 2021
    2nd Refi w/ Gravity

    The loan process with Matt at Gravity Lending was smooth and seamless. This was our second car to refinance with Gravity, and we'll definitely use them in the future!

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  • author
    Maggie Rodriguez
    Feb 23, 2021
    Joe Daniel went out of his way to help…

    Joe Daniel went out of his way to help me out with my refinance. He gave a better deal.

    ...

  • author
    Robert Powell
    Feb 20, 2021
    Refinance a auto loan

    Refinance a auto loan. Everything went smoothly. Saved about 50.00 a month.

    ...

  • author
    Derek Marshall
    Feb 16, 2021
    Gravity Lending is the real deal!

    Matt from Gravity Lending was a pleasure to work with in refinancing my auto loan. He really went above and beyond to insure I was comfortable with the process, and locked me into a terrific rate. Cant recommend him enough

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  • author
    George Churchill
    Feb 13, 2021
    Best rates

    Gravity was one of the people that got my info when a website I thought I was getting my auto refi through farmed it all out. Gravity gave me the best rates, so I went with them. They hooked me up with another company, and got me slightly better rates in the end. They made it very easy. We communicated over text, then email, and it was a two or three step process, in all.

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  • author
    Adolfo Cuellar
    Feb 09, 2021
    Gravity Lending saved me $$$

    It really was a pleasure working with Estella at Gravity Lending. She was very responsive and made the whole process very smooth. Gravity lending was able to drop my apr on my automobile loan by 5 points saving me 100 dollars a month. I would 100% recommend them for anyone looking to refinance their auto.

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  • author
    Pete Morales
    Feb 04, 2021
    Saved money on refinancing my auto

    I received note of refinancing my auto. I checked it out and I liked everything in note; interest rate, car payments, amount I could save, and ease of the process. Everything turned out good as I was told and I am glad I continued with the refinance process. I saved money on my monthly payments and in the long run.

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  • author
    Keenen Hendersonvaldepena
    Feb 03, 2021
    Freed me from the ex wife and at a lower payment

    Out of all the companies to reach out, these guys came back with the best rate and the least amount of hassle. Got my truck refinanced and got my ex wife off the loan in one fell swoop. A win win if you ask me. These guys rock

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  • author
    Jamie
    Feb 01, 2021
    Terrible experience!

    Update; RefiJet got us approved, thankfully there are other companies to work with!!!! Terrible experience! I was requesting refinancing with Gravity Lending and apparently they were unable to help us because my husband doesn't have "2 years of work history" even though we have paid on our current loan on time every month and he has made $40,000 this year(on a 1099 as proof). My husband doesn't have proof he's worked for 2 years because his previous company didn't give him a 1099 form. That's not his fault, and basically saying you can't help us because of something we couldn't help is unacceptable and down right sad in my opinion. Then I got transferred to a "manager" who was very rude and unhelpful. When will 1099 employees be able to get decent treatment????????

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  • author
    Jeannie
    Feb 01, 2021
    Gravity Lending assisted me with an…

    Gravity Lending assisted me with an auto refinance. They provided excellent and quick customer service. Good rates provided and easy process.

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  • author
    Debbie Z
    Jan 30, 2021
    Very easy and quick auto refi

    Was looking to refinance my car loan to get a better rate. Matt was able to help get me a great rate and close the loan very quickly. Very easy, quick process from start to finish with no hidden fees. Would highly recommend Gravity Lending.

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  • author
    Cindy Vaughn
    Jan 29, 2021
    Refi of our auto loan

    This was one of the easiest transactions for a refi on our vehicle, they were quick to respond and we also got a whopping 2% off our APR that we were currently paying, though that doesn't sound like much, it makes a difference in the total cost of a loan, thank you

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  • author
    Hector Hurtado
    Jan 29, 2021
    Refinance

    Jaun G from lending tree was such a great help with finding me the best apr%, and at a great monthly payments cost!

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  • author
    Jill Johnson
    Jan 29, 2021
    Great experience!

    I was hesitant about refinancing my auto loan because I know the experience can be tedious and bothersome but that is not at all what we experienced. Angelica was amazing, we were able to do a majority of our communications via text message which was awesome because it was on my own terms. When it was time to talk on the phone she was pleasant and to the point. I would highly recommend gravity lending for great rates and a pleasant experience! 😁

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  • author
    Sandra Cortez
    Jan 28, 2021
    Refinancing one of our car loans has…

    Refinancing one of our car loans has been one of the easiest and seamless processes we’ve done thanks to Joe Daniels. Gravity Lending sure has one of the most attentive, helpful and efficient loan officers. We sure will be referring our friends and coworkers. Thanks for a job well done! Sandra C. & Leonardo V.

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  • author
    Hunter
    Jan 27, 2021
    Even with corona virus slowing…

    Even with corona virus slowing everything down I was able to get my vehicle refinanced at a lower interest rate, an extended vehicle warranty, and still end up paying less than what I was having to send out each month!

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  • author
    Kimberly Aune
    Jan 26, 2021
    "Joe was amazing." I had put off…

    "Joe was amazing." I had put off refinancing just because of the stories I heard and past experiences. Joe made the process very seamless, not stressful at all and was very patient with all my questions. Any time I had any questions I simply texted Joe and he always responded right away. "Thank you Joe for all your help!"

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  • author
    Katie Weber
    Jan 22, 2021
    Refinance with Matt

    Gravity lending was so helpful in the process of refinancing my auto loan. Not only did they help me figure out how to get On the “no call list” after being bombarded with sales calls after filling out a lending tree inquiry, but also they were able to break everything down very simply so it was understandable. It never felt like a sales pitch. They looked for the best interest rates for me and didn’t have any extra fees for their service. Is that even a thing these days? Honest people, honest work! Matt was so helpful and easy to communicate with. Question? Just text him! If he hadn’t walked me through everything I probably would’ve not ended up refinancing. Saved me over $1000 on my loan. Wish they did student loans as well 😂

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  • author
    John Gelhaus
    Jan 21, 2021
    JOHN G

    JOHN G. - Columbus, Ohio Had a great first time experience with Gravity and in Particular agent Servando Avila. I had a challenging car loan refi situation and Servando was relentless to get it finished. Very professional and courteous. Was able to lower my interest rate from 8.59% to 3.47% . Also added GAP coverage and an Extended Service Plan (ESP) and still reduced my payment appreciably. Would recommend Gravity to anyone.

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  • author
    Marius Abeaboeru
    Jan 18, 2021
    Great experience

    Great experience. The process was very easy. Matt Larner was very helpful.

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  • author
    Michael Salinas
    Jan 14, 2021
    Auto refinance

    Auto refinance was so easy. Vivian Fox was amazing in completing the process She was really helpful and the best part is I saved money. I will use them again in the future

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  • author
    Gannicus kc
    Jan 11, 2021
    It's hard to earn my trust but gravity…

    It's hard to earn my trust but gravity lending were straight forward and honest with me . Angelica cruz made a difference and made the process as smooth as a picnic.

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  • author
    Pamala Scott
    Jan 08, 2021
    Super easy experience and they were…

    Super easy experience and they were great about making time to contact me in windows that worked for my schedule. They had three best rates across several companies and answered every question I had promptly.

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  • author
    Jarrett
    Jan 08, 2021
    Easy, simple, and got it done quickly!

    Gravity made sure to understand the situation, take my needs into account, and got it done where others couldn't - all around the holidays, and in record time. Absolutely will use them again if needed!

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  • author
    Paige Perez
    Dec 31, 2020
    So easy!

    I had Servando Avila as my loan officer to help me refinance my vehicle and he was incredibly helpful. It was difficult at first for me to find a loan since I have been unemployed and just recently started my new job but Servando made the process really easy and was able to lower my APR, reduce my monthly payment, AND I didn’t have to extend my loan term! He was quick to answer my emails and questions and handled it all for me. Overall a great experience and I recommend using them!

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  • author
    Omar Brown
    Dec 30, 2020
    Great Customer Service

    As a first time car owner, I have never attempted to refinance a car before. I could not be happier with the support I received from Gravity lending. Their team was responsive and knowledgable. I had every question I asked answered thouroughly, and their wealth of experience supported me through every step as I navigated this ezperience. It honestly can say that I would encourage anyone who needs lending services to check out Gravity Lending because my experience was truly exceptional!

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  • author
    Dimas Parada
    Dec 30, 2020
    I had a great experience with gravity…

    I had a great experience with gravity lending they helped me lower my car payment and also add a warranty to my vehicle which is very important. I recommend it to anyone that is seeking to save some money.

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  • author
    Mike de Leeuw
    Dec 29, 2020
    Super experience

    Very easy to work with. Michelle was very knowledgeable and helpful. Very fast service. I highly recommend this company to help with you loan experience.

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  • author
    kayci snow
    Dec 04, 2020
    Gravity Lending got me a GREAT deal

    Gravity Lending was nothing but amazing! They walk you through everything, making this process pretty easy. I had compared Gravity Lending with a couple of other places and this was by far my best deal. They helped me get my payment down $171 and my interest rate down 3%. I am very satisfied with everything they have done for me.

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  • author
    Sensimeila Parris-Guerrero
    Nov 19, 2020
    Fast and Easy!

    My husband was paying a ridiculously high installment and I knew we had to do something and wanted to refinance. Well i didn't have to look far because we received an offer in our mailbox! I hopped on it and got plenty of help from Joe. He was very patient,kind and thorough.He was able to connect us with a GREAT new installment plan . In a few days everything was completed with minimal effort on our part. Thank you so much! Will definitely recommend! Fernando & Sense.

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  • author
    Kasandra R Fuller
    Nov 13, 2020
    refinance my truck loan…

    I needed to refinance my truck loan with a poor APR! Gravity lending helped me achieve an interest rate at a third of my previous loan! Extremely helpful and to the point!

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  • author
    Marilyn ONeill
    Nov 12, 2020
    Easiest refinance ever

    Easiest refinance ever. Melissa was great to work with and always available.

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  • author
    Daniel Osei Kono
    Nov 12, 2020
    Great rates and awesome service

    Hands down the most efficient and streamlined auto refinance I've ever used. From start to finish they made my experience as stress free as possible and i definitely recommend them to anyone out there. They were more than willing to work with me throughout the entire process.

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  • author
    Ray
    Nov 10, 2020
    Refinanced my truck with Joe

    Refinanced my truck with joe and he was very transparent and answered his phone everytime i called. Great communication and very helpful. Thanks!!!

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  • author
    Karon Shed
    Nov 10, 2020
    I just refinanced a vehicle

    I just refinanced a vehicle. Gravity lending was the best company I have ever dealt with. Very simple and everything explained. Laura

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  • author
    tazdmw
    Nov 04, 2020
    Refinanced my car…getting better rate and lower payments

    I was looking to refinance my car I bought 7 months ago, for a lower interest rate and monthly payment. While I was skeptical at first, Max with Gravity Lending made the process extremely easy...i was shocked! He was able to quickly approve me for one of the lowest rates on the market right now and after a few signatures done via email, they had my car paid off with my old lender within a few days. Max was very professional and knowledgeable, and honest with what to expect. I was also very pleased that Gravity Lending had NO hidden fees like some of the other vendors I spoke with through LendingTree. Definitely pleased with this experience!

    ...

  • author
    Grace Nituda
    Nov 04, 2020
    I called them to inquire about my auto…

    I called them to inquire about my auto refinance and right away they process my application. No hassle at all and they give me the lowest interest in the market. They made it quick and easy process. The customer service is excellent as well. Thank you Michelle.

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  • author
    Chris Nieto
    Nov 04, 2020
    It was a great experience!

    Gravity Lending helped me tremendously. I was at 18% on my truck loan and now I am refinanced at 5%. The process was fast and easy. If I had any questions or concerns they were quick in there responses. These people really helped me save thousands and thousands of dollars.😁

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  • author
    Michaela Novak
    Oct 25, 2020
    Great experience

    Great experience! Easy, quick, great rates. Highly recommend.

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  • author
    Felipe Amorim
    Oct 23, 2020
    What an awesome company with awesome…

    What an awesome company with awesome people. Fast, efficient, honest, they really get it done. Since the first time I talked to Joe, he was amazing and kind. I had question and he had all the answers. Guess what? Best deal I made since I first got here in America. I’m from Brazil and I did not know many things. Joe’d been totally honest and helped even with other things, advising me to do the best. Absolutely fantastic. I’m happy and the best thing is this company made me save a big chunk of money. I went from 13% interest down to 3,9%. Can you believe it? Thank you all and God bless you all. You deserve it all.

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  • author
    Jeremiah Veasey
    Oct 22, 2020
    Superb Customer Service

    I was treated like family working with Gravity Lending. I want to personally thank my loan officer Joe Daniels for helping me get through the easy process of refinancing for the very first time in my life. I would recommend this company to anyone who is looking to refinance for the very first time or anyone who is looking to switch their loan from one company to another. I now save a total of a little over a hundred and twenty dollars on my ever first renfinance for my car. My loan rate was 8.04% now it is 4.14 % which saves me a total of 3.99% which is Great. My car payment was 479.53 now it is 361.70 Amazing what a Save. Thanks Joe Daniels for the excellent customer service and thanks CEO Brian Joe for hiring great amazing people.

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  • author
    Kevin Marquardt
    Oct 22, 2020
    Excellent expierience

    Great customer service, painless application process, and quick turnaround time for payout. Highly Recommend

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  • author
    KELLI GRANT
    Oct 22, 2020
    So glad I happened upon Gravity Lending…

    So glad I happened upon Gravity Lending and its subsidies when searching for auto refinance options. They made the WHOLE process super easy and I highly reccomend them to anyone!

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  • author
    Debbie
    Oct 15, 2020
    AWSOME to work with

    AWSOME to work with! Super easy process! Agents were extremely efficient and knowledgeable! Will definitely use again if the need arises and will definitely refer!!!

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  • author
    Abigail Lopez
    Oct 14, 2020
    Good choice!

    Eiji helped me with the loan process. The process was very easy and not complicated at all. I really liked the way how they send you things to you email to upload your DL and all the paperwork they required. DocuSign makes everything much easier too! The only thing that I wished for was maybe getting everything done faster for me it took 6 days.

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  • author
    sohan reddy
    Oct 14, 2020
    Pablo did a fantastic job finishing up

    Pablo did a fantastic job finishing up. I appreciated the patience they had and a very open schedule to make it work for my schedule. overall very satisfied with their customer service, very helpful and knowledgeable with their lenders. Highly recommend using. I did refinancing with them. they found the best rate I could get.

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  • author
    Andrea E.
    Oct 13, 2020
    Easy Refinance

    The refinance on my Camaro was easy and painless. My loan officers were very attentive and helpful throughout the process. I would definitely do it again!!!!

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  • author
    Consumer
    Oct 13, 2020
    painless

    I appreciated how I was approached. Going through lending tree, I was bombarded with calls, text's and emails from many vendors. Gravity simply sent ONE text stating numbers and awaited my response. It was pretty easy. 90% was via text and email. I'd recommend them to friends

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  • author
    Lazaro Calbo
    Oct 10, 2020
    Auto refinance

    Very good customer service. I was able to refinance. The staff was very helpful. I was able to call, text or email, which ever was more convenient for me. The process was quick and easy

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  • author
    Christina
    Oct 09, 2020
    Car refinancing at its best!!

    Michelle was very accommodating while I refinance my car. She worked around my unpredictable work schedule and still expedited my approval. I will be telling my friends and family about how easy and fast the process was.... thank you Michelle!!

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  • author
    heir rhys
    Oct 09, 2020
    Refinanced my auto loan and helped me…

    Refinanced my auto loan and helped me out. Quick and painless application. The customer service was great

    ...

  • author
    Mitch
    Oct 09, 2020
    Auto refinancing…

    Garvitylending made auto refinancing such an easy and quick process! They were very professional and prompt throughout. I highly recommend them to anyone who wants a great experience. I promise you will not be disappointed!!

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  • author
    alfred rios
    Oct 08, 2020
    These wher very helpful understanding…

    These wher very helpful understanding outgoing took ther time to help me fully undertsand to the last word what i was signing and getting into

    ...

  • author
    Tony Bennett
    Oct 07, 2020
    Refinanced my car loan

    Refinanced my loan through GravityLending. James was very easy to work with and kept me informed. I got a much better rate and it was completed, including the payment to my former lien, in great time

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  • author
    Chad Jones
    Oct 07, 2020
    Excellent job highly recommend using to refinance

    Did a great job processing the paper work in a timely fashion, between working with Two different reps, Pablo did a fantastic job finishing up after the Robert had left to further his career elsewhere. I appreciated the patience they had and a very open schedule to make it work for my schedule. overall very satisfied with their customer service, very helpful and knowledgeable with their lenders. Highly recommend using. I did refinancing with them, they found the best rate I could get.

    ...

  • author
    Matt Minosky
    Sep 29, 2020
    Highly recommended! Great experience

    This was easier than I could’ve imagined. It was a quick and painless process. I worked with Max over the phone and Was able to lower my rate, shorten my term And save a good bit of money

    ...

  • author
    Kim Berger
    Sep 29, 2020
    gravity lending found me an excellent…

    gravity lending found me an excellent rate on my auto loan refinance. simple and customer service was excellent. I would recommend this company to anyone

    ...

  • author
    Taylor Letourneau
    Sep 27, 2020
    Glen

    I worked with Glen. The experience was fantastic. He texted me after signing up for lending tree but did not harrass me like some lending companies. He gave me all the details I needed at my convenience. He made the process as effortless as possible and answered all my questions no matter how mundane. He was able to cut my interest rate in half, lower my payment while keeping the same mature date and not having to extend my loan. I would reccomend them, and have, to family and friends.

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  • author
    amaldon
    Sep 26, 2020
    First time refinancing my vehicle

    First time refinancing my vehicle. James Scherwitz explained each step to the very detail. I would definitely recommend Gravity Lending!!!!!

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  • author
    N L
    Sep 25, 2020
    Great Rates and easy process

    Great experience. Very professional and easy to work with. They also had extremely competitive rates and quick turnout time with response and funding.

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  • author
    Billie Lynn Piper
    Sep 23, 2020
    Gravity Lending refinanced my truck

    Gravity Lending refinanced my truck, they were very professional, helpful. The paper work was easy to complete and send to them I had it done in one day. The approval took less than a week! I highly recommend Gravity Lending!!! Oh yes they saved me 3% on my interest.

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  • author
    Doreen m Tong
    Sep 23, 2020
    Best experience ever

    Best experience ever. Fast friendly and with no hassle.

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  • author
    Dorothy Holmes
    Sep 23, 2020
    Quick and Efficient

    Thank you, Michelle, for a quick and efficient refinance process. You took all the worry from me, and put me at ease. Thank you Gravity Lending for a great experience. I recommend you to my friends and family.

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  • author
    Joel
    Sep 21, 2020
    Reputable Company

    I received several loan offers from different companies. Gravity Lending charged no fees, and found me the lowest interest rate available. The other companies were a waste of time. Very easy process. Everything was done electronically.

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  • author
    Douglas White
    Sep 19, 2020
    I refinanced my truck and got a much…

    I refinanced my truck and got a much better rate saving me thousands over the coarse of the loan!

    ...

  • author
    Sarah gerber
    Sep 18, 2020
    Great experience with my auto refi!

    Great experience with my auto refi!

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  • author
    Raquel
    Sep 17, 2020
    easy experience for me…

    This was such an easy experience for me using Gravity Lending. I was referred by a friend and would spread the word as much as I can. They’ve helped me so much.

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  • author
    STEVE MEDDERS
    Sep 15, 2020
    A lot easier than dealing with local…

    A lot easier than dealing with local credit union, and got a better rate!

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  • author
    Eric Irsik
    Sep 14, 2020
    Great company

    Great to work with. Awesome rate and saved money and months off loan.

    ...

  • author
    Oscar
    Sep 10, 2020
    The process was really easy and fast

    The process was really easy and fast. The staff is knowledgeable and friendly. I would recommend to everyone.

    ...

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