The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

LendingClub Review

Find a customized quote easily

Reviews 1,798

This site is a free online resource that strives to offer helpful content and

comparison features to our visitors. We accept advertising compensation

from companies that appear on the site, which impacts the location and

order in which brands (and/or their products) are presented, and also

impacts the score that is assigned to it. Company listings on this page

DO NOT imply endorsement. We do not feature all providers on the market.

Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented

on this page are disclaimed. The information, including pricing, which

appears on this site is subject to change at any time.

Michael Dinich
Michael Dinich
May. 04, 20214 min read

LendingClub summary

LendingClub​ is a leading name in the personal loan industry and has grown to become the largest online lending marketplace in the US. LendingClub offers borrowers a wide range of loan options. With a good reputation, convenient application process, and access to attractive loan terms, it’s easy to see why LendingClub is a top choice for debt consolidation, businesses, and personal loan needs.

Pros

  • Marketplace with over 3 million members
  • Fixed monthly payments
  • No prepayment penalties

Cons

  • Not available in the state of Iowa
  • Funding as long as 3-7 days

LendingClub LendingClub View Rates

Suitable For?

  • Borrowers with good credit

LendingClub works to provide access to loans for borrowers with credit scores starting at 600.

  • Joint application borrowers

You can add a joint applicant to your loan application but they will still have to go through the credit underwriting process before getting approved for the loan.

Loan Features

Fixed monthly payments

With a LendingClub loan you'll pay a fixed monthly rate throughout the term of the loan, which makes it easier to budget and plan ahead. 

Hardship Plan

LendingClub’s Hardship Plan lets you to freeze your loan for up to 3 months if you experience a difficult financial period and are unable to make your loan payments on time.

Rebuild your credit 

If you make your payments on time, you can work on rebuilding your credit score because LendingClub will report this activity to the major credit reporting bureaus. 

The Application Process

Step 1: LendingClub has a fast online application that requires you to fill out information such as:

  • How much you want to borrow
  • What the loan is for
  • Personal information

Step 2: Next, LendingClub will run a soft credit pull, which will not affect your credit score.

Step 3: Once the application is processed, LendingClub will assign you a grade that will determine what type of terms you can expect to receive.

Step 4: Once your loan is approved you should carefully read the terms of the loan offer to understand what it entails. Based on the approved loan amount you should be able to see what your monthly payments are.

Loan Terms

Typical loan terms range from 36 - 60 months with an APR ranging from 8.05% - 35.89%, and borrowers can request anywhere from $1,000 – $40,000.

Fees

One downside to LendingClub is the fee structure. Many other lenders do take fees, though, so LendingClub is not alone in this practice. Some of their standard fees include:

  • Origination fee: 1% - 6%
  • Check processing fee: $7
  • Late fee: 5% of payment due or $15, whichever is greater
  • Unsuccessful payment fee: $15

Repayment Terms

  • Flexible terms of 36 or 60 months
  • Late payment fees apply
  • Freeze loan for 3 months if you can’t make payments

LendingClub offers access to flexible repayment terms with plans available for either 3 or 5 years. As mentioned, there is a late payment fee for missed payments or payments that are put through too late to be processed on time. However, LendingClub offers a Hardship Plan to its borrowers. The Hardship Plan allows borrowers to freeze their loan for up to 3 months during difficult financial times such as unexpected debt, medical bills, or loss of income or employment. Borrowers will still have to pay the interest payments each month, but that is less than the overall monthly amount due.

Privacy & Security

Each page on LendingClub's website is VeriSign Secured, and all transactions are TRUSTe certified. Additionally, it is a publicly traded company, so there is a lot of information about the company available to the public (such as financial records, reports, and statistics). This kind of public identification ensures that LendingClub is maintaining all the legal requirements, making them a reliable and safe alternative to some of the more anonymous or lesser-known competitors.

Customer Service

LendingClub provides customer service via email as well as phone support, which is available Monday-Friday 6:00am - 5:00pm PT and Saturday 8:00am - 5:00pm PT. Additionally, there is a thorough FAQ section that is neatly broken down into categories. There is also a search function to help facilitate faster answers.

How Lending Club Compares


LendingClub
sofi
APR
8.05% - 35.89%5.99% - 18.85% (with AutoPay)
Min credit score
Fair +
Good +
Loan amounts
$1K-$40K
$1K-$40K
Loan term
36-60 months
24-84 months
Suitable for
Joint loan applicationsBorrowers with Excellent credit

If your credit score is on the lower side, LendingClub is a solid option, whereas SoFi requires a higher credit score. Compared to SoFi, LendingClub offers slightly lower minimum APRs, which can make your loan terms more attractive. 

LendingClub really shines with its joint-application loans that allow for people with low credit scores to apply for a loan together with someone else who has a better credit score in order to receive more favorable rates.

FAQs

Does LendingClub charge any fees?

LendingClub charges the following fees: origination fee from 1%-6% of the loan, a late fee of 5% of the payment due or $15 (whichever is higher), a check processing fee of $7, and an unsuccessful payment fee of $15. If you decide to pay off your debt early, you’re in luck as there are no prepayment penalties.

What type of credit do I need?

You don’t need especially high credit to get a loan through LendingClub. The company expects a minimum credit score of 600, and will also check that you have a credit history of 3 years. LendingClub will require a soft credit pull, which won’t affect your rating. The company also works with people with a debt-to-income ratio of up to 40% which is considered high. The bottom line - LendingClub can facilitate loans for people who may have gotten shut out elsewhere, though you’ll want to remember that this tends to mean that you’ll get less favorable loan terms.

How can I use my loan?

For the most part, LendingClub doesn’t restrict how you use your loan. Through LendingClub you can get a personal loan for $1,000 to $40,000 that you can use for just about anything - consolidating debt, paying off credit cards, sudden home repairs, a destination wedding, you name it. That said, the company stipulates on its website that the loans can’t be used for making investments (such as securities or cryptocurrency), for higher education, gambling, or for anything illegal.

How long will it take to receive my funds?

Typically, users can make it through the entire application, approval and funding process within about 3 days, though in some cases it may take longer. After finishing your online application, when your loan is approved it will be electronically deposited in your bank account. Your bank may take a couple of days on their end to approve the deposit. If you want to expedite the process - or prevent any unnecessary delays - make sure to get all your paperwork in order ahead of time.

Summary

With the flexibility of long repayment terms, a thoughtful Hardship Plan, and good loan terms overall, LendingClub is a good option for personal loan needs. If time is not of the essence, and you are looking for a reliable loan service, LendingClub is the choice for you.

Physical Address

595 Market Street Suite 200,
San Francisco,
CA 94105

LendingClub LendingClub View Rates

Disclaimers

A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice.

Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.

Michael Dinich
Written byMichael Dinich

Michael has worked in personal finance since 1999. He shares unique insights on how to save money, increase income and prepare for retirement. Michael is a sought-after expert in the areas of taxation, personal finance, and health insurance planning. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

LendingClub
ExcellentReviews 1,798
Visit Site

Top 5 Personal Loans

Credible

Credible

Visit Site
Upstart

Upstart

Visit Site
Marcus

Marcus

Visit Site
LendingTree

LendingTree

Visit Site
Best Egg

Best Egg

Visit Site

Trustpilot reviews

See what some costumers are saying about LendingClub
LendingClub
ExcellentReviews 1,798
on
Excellent
89%
Great
6%
Average
1%
Poor
0%
Bad
4%
  • author
    Tammie Ernest
    8 hours ago
    Very is application process and fast…

    Very is application process and fast getting money. The only problem i have wish they had a number for cuato.er service to talk to someone if your have a question that needs answered now to finish application.

    ...

  • author
    Pastor M. M A Neact
    13 hours ago
    Exceeded expectation

    Exceeded expectation. It is great pleasure doing business with you. Lending Club is real not a scam I am on my second loan now. It is a life saver out of the darkest hold. There is still hope with Lending Club. Thank you Lending Club for trusting me and believe in me. I finish the first loan before time . I am sure I will do the same for this one. Lending Club loan helped me paying all my high interest credit. I am almost free of debt

    ...

  • author
    James
    a day ago
    Easy Peasy

    Applied, approved, that's it. Simple enough. No hassle process.

    ...

  • author
    Michael Walton
    a day ago
    Thank you LendingClub 2020 and the…

    Thank you LendingClub 2020 and the starting of 2021 has been rough on my company with God’s Grace and your lending we are pulling out of a hole:) Thank you for being easy to work with

    ...

  • author
    fran
    a day ago
    I had a good experience with the loan…

    I had a good experience with the loan processing. It was very easy process.

    ...

  • author
    IE
    a day ago
    The transaction was very quick and…

    The transaction was very quick and efficient. No one pressured me or made me question my decision.

    ...

  • author
    Jean Sellers
    a day ago
    Try it!! Awesome

    Mail in offer rec’d and I was approved . Only took 3 days to rec my cash

    ...

  • author
    Matt G
    a day ago
    Multiple Uses

    I have used the Lending Club multiple times in the past 3 years. My experience has been superb everytime and the loan servicing takes days, not weeks or Months. The rates are competitive. You can go elsewhere for slightly better rates, but not teamed with flawless service.

    ...

  • author
    OC Smith
    a day ago
    Always strike all your arrows …

    I had already had a loan with Lending Club and had just finished paying it off. Then I bought a house and I assumed that I would not be able to get another. But to my surprise they were able to secure a loan for me and I am now streamlining my bills from many to a few. I thank Jehovah God and Lending Club for being there for me.

    ...

  • author
    James Stewart
    2 days ago
    Quick and easy

    Quick and easy

    ...

  • author
    Julie Campbell
    2 days ago
    Thank you for making my loan application simple and granting it in a speedy manner

    Thank you for making the loan application simple and distribution of the funds very quickly

    ...

  • author
    Jose Galarza
    2 days ago
    Very happy with the fast service

    Very happy with the fast service, again thank you very much.!!

    ...

  • author
    Ken Borao
    2 days ago
    This is my second loan from Lending…

    This is my second loan from Lending Tree. The loan process is so easy and quick. Their service is exceptional.

    ...

  • author
    Javier Cruz
    2 days ago
    An excellent institution

    An excellent institution, works pretty fast. As soon as you get your application approved the next day you have the money in your personal account.

    ...

  • author
    T.Gonzalez
    2 days ago
    Exceeded my expectations

    Exceeded my expectations. The process was smooth and at lightening speed!

    ...

  • author
    Rhonda Garner
    2 days ago
    At first I was very skeptical and…

    At first I was very skeptical and unsure. After applying and obtaining an immediate response , my credit report stated this was a legit company I felt relieved . The loan I received helped tremendously and the payments are low!

    ...

  • author
    Janet Springer
    2 days ago
    I have (2) loans with Lending Club

    I have (2) loans with Lending Club. When covid hit in 2020 we lost income. I had a modification and called in my last payment for the (3) months. I was a few hours later than I usually call in because of a family emergency. They did not tell me I had to call in before 3:00 in daytime. They took my payment on the date it was due. I called back the next day and talked to Angela, She told me I had to pay Mar, April, & May 6 weeks, that I would not be considered late. I told her that was a rip-off, because I called in on the 14th as usual. I did as asked then they reported me late at the bureas, and I have never been late. They are liars.

    ...

  • author
    Christina Kim
    2 days ago
    Second time around with you guys and…

    Second time around with you guys and it’s always good this time my rates are a little high but still service was awesome.

    ...

  • author
    J M Mick LaMotte
    3 days ago
    This has been a very easy

    This has been a very easy, stress free transaction that is greatly appreciated. It is just unfortunate that I may have to file bankruptcy due to problems that occurred afterwards. Thank you for such an awesome experience.

    ...

  • author
    JJ Sears
    3 days ago
    Overall easy process and good outcome

    Overall, the experience was positive. The process was very simple and painless. My only complaint, and it may be minor, is that you are paying interest as soon as the loan is funded. However some bills might not get paid for 4 to 5 days. They are accruing interest as well. So you are accruing interest on the same debt twice at the same time. Again, that might be minor, but it seams a bit odd to me.

    ...

  • author
    Shehla Khan
    3 days ago
    The process was very easy and fast

    The process was very easy and fast

    ...

  • author
    Jon
    4 days ago
    Easy and fast

    Easy and fast

    ...

  • author
    van Courtney
    4 days ago
    Happy customer

    I was able to get the amount requested. Application was simple. I was approved the next business day. My money was deposited within 48 hours.

    ...

  • author
    Fred Hampton
    4 days ago
    Lending Club has helped me out. not Once…but Twice

    Lending Club has helped me out not once but twice. Both times zero hassle and quick relief. Thanks to Lending Club I am now organized and in better control financially. Thank You.

    ...

  • author
    Oswaldo moreano
    Jul 24, 2021
    Speedy,accurate,and just in time,you've…

    Speedy,accurate,and just in time,you've pointed me in positive direction,thank you

    ...

  • author
    Bonnie Drane
    Jul 23, 2021
    Great work Thanks

    Great work Thanks

    ...

  • author
    Patrick McDonald
    Jul 23, 2021
    Lord in Heaven Lending Club Is A Heavenly Gift

    Lord in Heaven. What ah Life Saver Lending Club is ! The interest rate for a loan is smart and fair. A Client is able to get a lower interest rate than the credit cards in many instances. People do find themselves cornered on the life continuum. For example your wife is receiving cancer surgery. She almost passed away in the ICU. Lending Club came thru like Champions for me. i was able to shift Lending Club financing into liquid to pay balances off on some really horrendous hardship maniacal cruel high interest box store lending institution loans. The loan approval was almost instant from Lending Club. The cash floated into the bank account within 24 hours. i was able to slay debts that were killing my Family. Lending Club trusted me and saved us thousands upon thousands on serious killer debts. Lending Club is fair to borrowers. Lending Club supports Equal Opportunity lending and they are outstanding. They lend you money so you can slay debt. it is like getting a second chance at financial life. Give Lending Club a try. Borrow at the low interest rate and pay off high interest debt to give yourselves a breather. i am so excited to pay off more debt. Lending Club is the ticket to a better financial life. When you finally get your financial house in order; You will be blessed with beautiful top tier top of line line lowest interest rates as your asset to debt ratio will be sparkling. You are entrusted to honor all debts. Life is better at the top of the rarefied fiscal responsibly of life. i love it when you pay off a Lending Club loan; They show a pop surprise congratulations party icon. So encouraging you want to come back because you are no longer behind the eight ball; You can slay debt like a Dragon Slayer. All Thanks to The Lending Club.

    ...

  • author
    barbara waite
    Jul 23, 2021
    I am totally happy and satisfied how…

    I am totally happy and satisfied how easy and quick it was to get the loan. Having excellent helped I'm sure. But I recommend you guys to many people often!!

    ...

  • author
    Beth Freeman
    Jul 23, 2021
    The process was easy and it allowed me…

    The process was easy and it allowed me to refinance all my credit card debt to a much more manageable lower interest rate loan. My only complaint was that it took a week before the review was finalized. But I am sure that had to do with the volume of applications that they receive and my being anxious to have it completed. :-)

    ...

  • author
    Andres Ospina
    Jul 23, 2021
    Great customer service..

    Great customer service... and super fast aprove!!!!

    ...

  • author
    Liz
    Jul 23, 2021
    This is the easiest process to obtain a…

    This is the easiest process to obtain a loan. This is my 2nd loan. I would highly recommend Lending Club.

    ...

  • author
    Angel Sandoval
    Jul 23, 2021
    Quick and easy process

    Easy to apply and quick response, funds arrived quickly and really helped clear up some debt.

    ...

  • author
    Joseph Gracia
    Jul 23, 2021
    I appreciate that I was treated as a person.

    I appreciate that I was treated as a human being instead of an just another digit. It is what I need to get to fix an issue that I have had for quit some time that now I can take care of right away and pay with a price that I can afford. Thank you to the man who helped me and have a great day!

    ...

  • author
    Deborah Repash
    Jul 23, 2021
    The process was very quick and the…

    The process was very quick and the entire transaction went very smooth. I don’t care much for the interest rates honestly they are high, hence the four stars instead of five.

    ...

  • author
    Jaden Nixon
    Jul 23, 2021
    Fast and Reliable

    Fast and Reliable

    ...

  • author
    Teresa hall
    Jul 22, 2021
    I was so happy to consolidate my bills

    I was so happy to consolidate my bills! Thank you so much LendingClub for the loan

    ...

  • author
    James
    Jul 22, 2021
    Have an existing Lending Club account…

    Have an existing Lending Club account and decided to use them again. Their process is much smoother and streamlined than other similar Credit companies. I highly recommend Lending Club for ease of use and quick funding.

    ...

  • author
    Karen Fleming
    Jul 22, 2021
    Lending Club Made Debt Consolidation Simple

    Keeping it simple, I applied for a loan for debt consolidation. The whole process only took about two weeks. I gave Lending Club my information, how much money I would need to eliminate my debt, and how much and who to send the money to, and they followed my exact requests. It was seamless. My first payment is next month. I look forward to saving about $300/month in interest from credit cards. Thank you so much, Lending Club!

    ...

  • author
    Lashunda Huel
    Jul 22, 2021
    Wonderful professionalism

    The process was nice and smooth. Received my loan within the 2 to 3days waiting period. In time for me to handle my business. I would refer them to anyone.

    ...

  • author
    Ginny Nash
    Jul 22, 2021
    They were helpful and fast

    They were helpful and fast. Website could use some work simplicity but very little needs to be changed.

    ...

  • author
    Tom Harter
    Jul 22, 2021
    Excellent customer service from start…

    Excellent customer service from start to finish; kept me well informed on every step of the process- easy and fast. Would highly recommend!

    ...

  • author
    Mardee
    Jul 21, 2021
    I am so thrilled with how easy and…

    I am so thrilled with how easy and painless the process was. Lending Club was suggested to me by Credit Karma. I am so excited to work on my credit and bringing my outstanding credit under control. Thank you so so so much.

    ...

  • author
    Roger
    Jul 21, 2021
    This was a great experience

    This was a great experience. We received the offer in the mail and we felt safe in going online and responding. The process was fast and very positive. The money was available very quickly. I highly recommend The Lending Club !!

    ...

  • author
    Arthur Carson - Miami, FL
    Jul 21, 2021
    I was being solicited by emails to take…

    I was being solicited by emails to take out a personal loan to reduce my credit card balances. I did have a couple of zero interest cards that were about to start charging me interest in a couple of months. I started an application with a different company but I didn't like some of the requirements (W2s & 1040!) so I never finished the app. It wasn't that important anyway. A loan would help but isn't necessary. Then I got a solicitation from Lending Club. I've seen some articles on this organization in some investment newsletters I read, so I knew they were legit. It was very easy to apply and I was approved almost instantly. I specified three credit cards that I wanted to pay off, with the account numbers and amounts. Within two business days, the difference between the loan amount and the amount paid to the three credit cards was deposited into my checking account as agreed. I was blown away. By the third business day all credit cards were paid off as I requested. I am extremely satisfied with the experience. The interest rate will save me money, and I intend to repay early anyway. I swear I am not related to anyone who works at Lending Club, I am just very happy with their service.

    ...

  • author
    Deacon
    Jul 21, 2021
    Fast and efficient👍

    Fast, efficient application and funding process!

    ...

  • author
    Tonya Jackson
    Jul 21, 2021
    Fast and easy

    Fast and easy

    ...

  • author
    Jill McCracken
    Jul 21, 2021
    LendingClub is awesome

    I was very pleased with how quick Lending Club’s process was and how fast the money was in my bank account. I would recommend them to anyone needing a loan.

    ...

  • author
    David Primeau
    Jul 20, 2021
    Was a very easy process with no…

    Was a very easy process with no hassles. Approved me for the amount I needed to pay off some debts. Payment is lower than my past debts. Would recommend to anybody.

    ...

  • author
    Carrissa Flippo
    Jul 20, 2021
    Smooth and Timely

    The process was smooth and having direct payments to credit cards holders was very nice.

    ...

  • author
    Allie Ford
    Jul 20, 2021
    Wow ! Thanks

    Wow ! We needed money to redo some things and in two days it was in my account direct deposited! Thanks !

    ...

  • author
    Linda Martinez
    Jul 20, 2021
    Easy to apply

    Easy to apply

    ...

  • author
    john
    Jul 20, 2021
    My second time around with LendingClub

    My second time around with LendingClub, I can't say enough good things about this company. They do what they say and deliver on time without wasting time or hassles. This company is a strong recommend in my book

    ...

  • author
    Vicki Haefele
    Jul 20, 2021
    You were amazing

    You were amazing. Professional and thorough and much quicker than I expected. Thank you.

    ...

  • author
    Eric and Susan Underwood
    Jul 20, 2021
    Excellent service I was approved and…

    Excellent service I was approved and had the money in the bank in less than 5 days

    ...

  • author
    Miguel A.Morales Morales
    Jul 20, 2021
    Thanks everything was great

    Thanks everything was great. Fast transaction and deposit In my account. THANKS

    ...

  • author
    Billye Lucas
    Jul 20, 2021
    Awesome Company!!

    This company is awesome! They have enabled me to manage my credit, consolidate, and get funds in times of crisis. The process is quick and easy to get a decision and amazingly fast to get your money once funded. If you keep your end of the bargain by paying on time, they keep theirs and make themselves available again when you need them.

    ...

  • author
    MM
    Jul 20, 2021
    Two time customer

    I’ve had a previous loan through Lending Club that was very easy. I like that you can check a rate without affecting your credit and then getting a lower rate than most others. Overall, Lending Club offered the best terms for me.

    ...

  • author
    Scott
    Jul 20, 2021
    Simply put…AMAZING!

    Lending Club made this process very easy and painless. Spoke to several customer service reps when I had questions and the staff was very helpful and knowledgeable. Definitely go with the direct payments to your lender if possible for the lower interest rates. Everything was said and done in less than a week. Thank you Lending Club!!

    ...

  • author
    Ryan
    Jul 20, 2021
    Smoothest, Easiest Personal Loan

    Smoothest, Easiest, Quickest way to get money without a crazy interest rate. I really like Lending Club.

    ...

  • author
    Latasha Boyd
    Jul 20, 2021
    Leaning has been good to me

    Leaning has been good to me

    ...

  • author
    Mitchell Fowler
    Jul 20, 2021
    My Second Time

    This is my second loan from Lending Club. Love the whole process and how it easy it was to get the money I needed into my account in record time.

    ...

  • author
    Christina T
    Jul 19, 2021
    I received my loan quickly with no long…

    I received my loan quickly with no long wait. I am grateful it help me catch up on bills. Definitely recommend anyone to go with LendingClub.

    ...

  • author
    ellen menaovbghc
    Jul 19, 2021
    Smooth process

    Smooth process

    ...

  • author
    Denise Robinson
    Jul 19, 2021
    LendingClub Corporation doesn't wait…

    LendingClub Corporation doesn't wait forever to approve your loan which is well needed for repairs for my home Thank you in trusting me to repay back.

    ...

  • author
    Debra Herrera
    Jul 19, 2021
    Loan application was easy

    Loan application was easy. Approved quickly and received swiftly. Thank you

    ...

  • author
    Maricela
    Jul 19, 2021
    I am very happy with lending club

    I am very happy with lending club, the process is very easy and responds are fast.

    ...

  • author
    mandy
    Jul 19, 2021
    thank you so much

    thank you so much

    ...

  • author
    Karen
    Jul 19, 2021
    I am a repeat customer

    I am a repeat customer! Quick. Easy. Painless.

    ...

  • author
    CS
    Jul 19, 2021
    Confusing-

    Confusing- got 1 email saying I was approved and then 3 after saying I wasn’t so until the $ showed up in my account I wasn’t sure if I was.

    ...

  • author
    Alazar Birhanu
    Jul 19, 2021
    I'm not a big fun of borrowing money…

    I'm not a big fun of borrowing money for anywhere, but I got stuck with a credit debt paying a hign amount of interest. And I had multiple credit cards and I almost always forget the due dates and I used end up paying late fees. Thabk to Lending Club, I got approved for personal loans and I payed all my credit card debt and all my accounts are on one place now. Very satisfied. Good costumer service, best Interest rate, I highly recommend.

    ...

  • author
    Bobby Monteith
    Jul 19, 2021
    LENDING CLUB IS A VERY DISCRIMINATORY…

    LENDING CLUB IS A VERY DISCRIMINATORY AND RACIST COMPANY!!!! THIS COMPANY HAS VERY DISHONEST AND SHADY BUSINESS PROCEDURES!!!!!! THEY MESS WITH YOUR ACCOUNTS WITHOUT YOUR CONSENT!!! CHARGE MAFIA INTEREST RATES!!!! AND THEIR BUSINESS PROCEDURES ARE VERY DISHONEST AND SHADY!!!!!!! PURE RACIST AND SHADY COMPANY!!!!! DO NOT TRUST ARE DEAL WITH THEM!!!!!

    ...

  • author
    Bruce Stilwell
    Jul 18, 2021
    Awesome friendly service.

    There is not too much to say. The Lending Club makes the process painless. Easy to understand. The folks who helped us on the phone were professional, know their products, friendly and want to assist their clients. thank you..

    ...

  • author
    miguel alvarado
    Jul 17, 2021
    Your guys awesome I love how fast your…

    Your guys awesome I love how fast your guys works … thank you so much for your help .. when another company’s won’t help me your did .. thank you again…

    ...

  • author
    karina macias
    Jul 16, 2021
    Yall awsome .

    Yall awsome .. helped me alot

    ...

  • author
    Tim White
    Jul 16, 2021
    Financial Freedom

    It was easy to apply for. I had been researching a few other options and this was the best rate and plan. My financial life is completely reversed and I can breath easier.

    ...

  • author
    Monique Smith
    Jul 16, 2021
    My experience with LendingClub was as…

    My experience with LendingClub was as follows: My initial contact via online was simple at first; however, when I had to upload documents the process became cumbersome. The communication was not there. I had to research a phone number in order to speak to a live person. I had to go through 3 representatives in order to resolve my issue. If I had not been persistent on my end I don’t think I would have been funded when I was. It appears though noted in the system, no one could rectify the problem. It was until I spoke with I believe her name was Chastity and she thoroughly explained what was going on. All they needed was an explanation of the document (paystubs) because they were unable to read on of them, a simple fix has I known. I had to upload the documents about 6 times before I was told what the issue was. Once i resent the documents directly to her the process was funded with no issue. Overall, funding process was excellent it this online system that need more work. We should be able to speak to a representative at anytime. Overall, I am satisfied and would definitely recommend Lendingclub to others. Monique Smith

    ...

  • author
    VT Tarr
    Jul 16, 2021
    Thanks again for an expeditious loan

    Thanks again for an expeditious loan! We are in the process of paying debts.

    ...

  • author
    Charles
    Jul 16, 2021
    Easy Process

    I currently have a loan out with LendingClub and that first loan process was smooth and simple to complete. Obtained a second loan thanks to my good payment history and the same thing smooth,easy process.

    ...

  • author
    Johan
    Jul 16, 2021
    Very simple

    Very simple, easy application and very fast. Would recommend

    ...

  • author
    lourdes cutti
    Jul 16, 2021
    Well appreciated

    Well, I want to thank you for giving me the chance to get a loan. I really appreciate it. It really helps me to cover an emergency.

    ...

  • author
    Yadira Colon
    Jul 16, 2021
    Fast Loan

    I needed to consolidate my debts and Lending Club was there to help. I was approved very quickly and money was deposited into my account within two days. I was able to pays most of my credit debt.

    ...

  • author
    Gary Adams
    Jul 16, 2021
    Trust

    It was easy,, First I looked up who they were and what they did,,press release articles and real life reviews.looked good. Gave the information on how much I needed a and why. Documentation was furnished, filled out the forms and in,, I believe six days funds were in my account. A good rate and payments I could live with. Payed off everyone ( except car ). Best of all? They trusted me. Thanks.

    ...

  • author
    Robert C Roulhac Jr.
    Jul 15, 2021
    Skeptical At First !

    Was really disappointed with my first loan with very high interest rate. But after 2 years of on-time payments I got a second loan w/ a much lower interest rate w/ Great service and easy terms! I’m now a satisfied customer! Thanks LendingClub

    ...

  • author
    Trisha Leavitt
    Jul 15, 2021
    Thumbs Up!

    Straightforward process, quick response, easy payment option, your payments are set up automatically, and that is exactly what I needed. Overall the experience is pretty painless.

    ...

  • author
    Richard Hamden
    Jul 15, 2021
    My situation for asking for loan was an emergency issue for repairs on our home!…

    My situation for asking for loan was assessed quickly! I immediately filled out the necessary forms online and had my answer immediately. My funds were sent within a couple of days and I was given a file number and follow-up emails immediately! I would highly recommend this group to anyone who encounters an emergency situation where they need funds as quickly as possible to handle an issue! Thanks for everything you did for us!!!!

    ...

  • author
    Sam
    Jul 15, 2021
    Quick and Easy!!

    The process was simple, quick and easy. The funds were added to my checking account quickly and everything went smoothly. The interest rates are very competitive and usually lower than other financial institutions. Highly recommended!!!!

    ...

  • author
    Carmen
    Jul 14, 2021
    I love LendingClub

    I love LendingClub. I am a returning customer. Their online application process is simple, quick and I received the amount I applied for within 24 hrs. I didn't need to speak to anyone. It was that simple!

    ...

  • author
    Edward P
    Jul 14, 2021
    i was skeptical at first, but everything went well and the money was in my account in three days

    i was sceptical

    ...

  • author
    Cynthia
    Jul 14, 2021
    I am grateful I was approved

    I am grateful I was approved! The only complaint I have is.. a couple of representatives or customer service didn't seem as though they knew how to help me when I couldn't understand what info I needed. It's like they didn't know the info I was in question about.. However, all employees were very friendly and did try to b helpful to me.. Thanks Lending Club!

    ...

  • author
    Santidra Thomas
    Jul 14, 2021
    Very easy and quick process.

    Very easy and quick process.

    ...

  • author
    Paulette Simpson
    Jul 14, 2021
    Wonderful Experience

    The loan process was easy with minimal administrative obstacles. All correspondence has been professional and thorough. The money was received quickly. I will definitely recommend Lending Club to others. Thank you!

    ...

  • author
    Paidine
    Jul 14, 2021
    So far so good

    So far so good. The application process was quick and efficient. The funds were distributed in a timely manner and my first payment is scheduled. I would recommend using them.

    ...

  • author
    Emanuel Crawford
    Jul 14, 2021
    Great experience quick and seamless…

    Great experience quick and seamless process.

    ...

  • author
    Joe Esqueda
    Jul 14, 2021
    I am really happy and appreciated with…

    I am really happy and appreciated with lending club. I tried to fill out the last review but one question would not let me continue. In all I am very satisfied and content. Thank you lending vlub

    ...

  • author
    therese kreon
    Jul 14, 2021
    I did not no where to turn

    I did not no where to turn. LendingClub helped me through a rough time. Thank you LendingClub.

    ...

  • author
    Christopher Sterling
    Jul 13, 2021
    Fast and Awesome!

    Fast and Awesome!

    ...

  • author
    Lupita
    Jul 13, 2021
    EASY!

    The whole process was EASY, GREAT and Funding was quick! I give them 10 stars!

    ...

  • author
    Troy moore
    Jul 13, 2021
    This experience was a very great…

    This experience was a very great experience. Very polite and friendly. Look forward to doing business again in future

    ...

  • author
    Stacie Turner
    Jul 13, 2021
    you're awesome and love to work with you

    you're awesome and love to work with you

    ...

  • author
    Sheila Lovett
    Jul 13, 2021
    Quick and easy process

    Quick and easy process. Money was in my account within 24 hours of approval.

    ...

    site logo

    Copyright © 2009-2021 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    • About Us
    • This site is a free online resource that strives to offer helpful content and

      comparison features to our visitors. We accept advertising compensation

      from companies that appear on the site, which impacts the location and

      order in which brands (and/or their products) are presented, and also

      impacts the score that is assigned to it. Company listings on this page

      DO NOT imply endorsement. We do not feature all providers on the market.

      Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented

      on this page are disclaimed. The information, including pricing, which

      appears on this site is subject to change at any time.

    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    This site is not a loan provider or a broker and does not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website. Lenders listing in this website DO NOT imply endorsement. Certain details, including but not limited to loan terms, prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice

    Reproduction in whole or in part is strictly prohibited.