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LendingClub Review

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Reviews 3,918

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Michael Dinich
Michael Dinich
Jul. 12, 20214 min read

LendingClub summary

LendingClub​ is a leading name in the personal loan industry and has grown to become the largest online lending marketplace in the US. LendingClub offers borrowers a wide range of loan options. With a good reputation, convenient application process, and access to attractive loan terms, it’s easy to see why LendingClub is a top choice for debt consolidation, businesses, and personal loan needs.

Pros

  • Marketplace with over 3 million members
  • Fixed monthly payments
  • No prepayment penalties

Cons

  • Not available in the state of Iowa
  • Funding as long as 3-7 days
LendingClubat a glance
3.8

Editorial score

Variety of loan types

Offers all loan types

5.0

Online experience

Good online resources, but no access to rates

4.0

Customer services and support

Limited ways of reaching lender

2.0

Loan amount range

Loan amount up to $50K

4.0

Repayment flexibility

Loan terms up to 60 months

4.0

LendingClub LendingClub View Rates

Suitable For?

  • Borrowers with good credit

LendingClub works to provide access to loans for borrowers with credit scores starting at 600.

  • Joint application borrowers

You can add a joint applicant to your loan application but they will still have to go through the credit underwriting process before getting approved for the loan.

Loan Features

Fixed monthly payments

With a LendingClub loan you'll pay a fixed monthly rate throughout the term of the loan, which makes it easier to budget and plan ahead. 

Hardship Plan

LendingClub’s Hardship Plan lets you to freeze your loan for up to 3 months if you experience a difficult financial period and are unable to make your loan payments on time.

Rebuild your credit 

If you make your payments on time, you can work on rebuilding your credit score because LendingClub will report this activity to the major credit reporting bureaus. 

The Application Process

Step 1: LendingClub has a fast online application that requires you to fill out information such as:

  • How much you want to borrow
  • What the loan is for
  • Personal information

Step 2: Next, LendingClub will run a soft credit pull, which will not affect your credit score.

Step 3: Once the application is processed, LendingClub will assign you a grade that will determine what type of terms you can expect to receive.

Step 4: Once your loan is approved you should carefully read the terms of the loan offer to understand what it entails. Based on the approved loan amount you should be able to see what your monthly payments are.

Loan Terms

Typical loan terms range from 36 - 60 months with an APR ranging from 8.05% - 35.89%, and borrowers can request anywhere from $1,000 – $40,000.

Fees

One downside to LendingClub is the fee structure. Many other lenders do take fees, though, so LendingClub is not alone in this practice. Some of their standard fees include:

  • Origination fee: 1% - 6%
  • Check processing fee: $7
  • Late fee: 5% of payment due or $15, whichever is greater
  • Unsuccessful payment fee: $15

Repayment Terms

  • Flexible terms of 36 or 60 months
  • Late payment fees apply
  • Freeze loan for 3 months if you can’t make payments

LendingClub offers access to flexible repayment terms with plans available for either 3 or 5 years. As mentioned, there is a late payment fee for missed payments or payments that are put through too late to be processed on time. However, LendingClub offers a Hardship Plan to its borrowers. The Hardship Plan allows borrowers to freeze their loan for up to 3 months during difficult financial times such as unexpected debt, medical bills, or loss of income or employment. Borrowers will still have to pay the interest payments each month, but that is less than the overall monthly amount due.

Privacy & Security

Each page on LendingClub's website is VeriSign Secured, and all transactions are TRUSTe certified. Additionally, it is a publicly traded company, so there is a lot of information about the company available to the public (such as financial records, reports, and statistics). This kind of public identification ensures that LendingClub is maintaining all the legal requirements, making them a reliable and safe alternative to some of the more anonymous or lesser-known competitors.

Customer Service

LendingClub provides customer service via email as well as phone support, which is available Monday-Friday 6:00am - 5:00pm PT and Saturday 8:00am - 5:00pm PT. Additionally, there is a thorough FAQ section that is neatly broken down into categories. There is also a search function to help facilitate faster answers.

How Lending Club Compares


LendingClub
sofi
APR
8.05% - 35.89%7.99% - 22.73% (with all discounts)
Min credit score
Good +
Good +
Loan amounts
$1K-$40K
$1K-$40K
Loan term
36-60 months
24-84 months
Suitable for
Joint loan applicationsBorrowers with Excellent credit

If your credit score is on the lower side, LendingClub is a solid option, whereas SoFi requires a higher credit score. Compared to SoFi, LendingClub offers slightly lower minimum APRs, which can make your loan terms more attractive. 

LendingClub really shines with its joint-application loans that allow for people with low credit scores to apply for a loan together with someone else who has a better credit score in order to receive more favorable rates.

FAQs

Does LendingClub charge any fees?

LendingClub charges the following fees: origination fee from 1%-6% of the loan, a late fee of 5% of the payment due or $15 (whichever is higher), a check processing fee of $7, and an unsuccessful payment fee of $15. If you decide to pay off your debt early, you’re in luck as there are no prepayment penalties.

What type of credit do I need?

You don’t need especially high credit to get a loan through LendingClub. The company expects a minimum credit score of 600, and will also check that you have a credit history of 3 years. LendingClub will require a soft credit pull, which won’t affect your rating. The company also works with people with a debt-to-income ratio of up to 40% which is considered high. The bottom line - LendingClub can facilitate loans for people who may have gotten shut out elsewhere, though you’ll want to remember that this tends to mean that you’ll get less favorable loan terms.

How can I use my loan?

For the most part, LendingClub doesn’t restrict how you use your loan. Through LendingClub you can get a personal loan for $1,000 to $40,000 that you can use for just about anything - consolidating debt, paying off credit cards, sudden home repairs, a destination wedding, you name it. That said, the company stipulates on its website that the loans can’t be used for making investments (such as securities or cryptocurrency), for higher education, gambling, or for anything illegal.

How long will it take to receive my funds?

Typically, users can make it through the entire application, approval and funding process within about 3 days, though in some cases it may take longer. After finishing your online application, when your loan is approved it will be electronically deposited in your bank account. Your bank may take a couple of days on their end to approve the deposit. If you want to expedite the process - or prevent any unnecessary delays - make sure to get all your paperwork in order ahead of time.

Summary

With the flexibility of long repayment terms, a thoughtful Hardship Plan, and good loan terms overall, LendingClub is a good option for personal loan needs. If time is not of the essence, and you are looking for a reliable loan service, LendingClub is the choice for you.

Physical Address

595 Market Street Suite 200,
San Francisco,
CA 94105

LendingClub LendingClub View Rates

Disclaimers

A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice.

Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.

Michael Dinich
Written byMichael Dinich

Michael is the founder and CEO of WealthOfGeeks.com. He has worked in personal finance since 1999. He shares unique insights on how to save money, increase income and prepare for retirement. Michael is a sought-after finance professional in the areas of taxation, personal finance, and health insurance planning. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

LendingClub
ExcellentReviews 3,918
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Trustpilot reviews

See what some costumers are saying about LendingClub
LendingClub
ExcellentReviews 3,918
on
Excellent
90%
Great
6%
Average
1%
Poor
1%
Bad
2%
  • author
    Bowlybird
    3 days ago
    The process was really simple

    The process was really simple and when I called with questions they were very helpful and knowledgeable without putting me on hold.

    ...

  • author
    Daniel Lopez
    3 days ago
    Emergency money when needed

    I needed some cash and I applied for it. The application process is pretty easy and quick, I took me like 15 minutes for the whole application and in like 3 days I had the money in the bank. They give you good repayments options that help you pay back without problems. I had use them 3 times without any issues.

    ...

  • author
    K Wise
    4 days ago
    Let's Help Build My Credit Together

    Thank you for the opportunity to establish a great credit history with you. I have worked hard at building my credit back up. Everything was easy and hassle-free. Next year we hope to buy a house so we are very committed to this relationship.

    ...

  • author
    Vee Martinez
    4 days ago
    The process of applying for the loan…

    The process of applying for the loan was quick and easy. It was deposited in our bank within 2 days. We would definitely use Lending Club again for any future loans.

    ...

  • author
    Patrick Meehan
    4 days ago
    Lending Club is very good and offer…

    Lending Club is very good and offer reasonable rates. I recommend them Highly.

    ...

  • author
    Jerry Malley
    4 days ago
    Thanks!

    Thanks!! But it's true. I read these reviews all the time but this really was the simplest process I've ever been through. Lending Club offered me the loan I needed with the terms I wanted. I've used Lending Club before and will continue to take advantage of their products and services.

    ...

  • author
    K.H
    4 days ago
    Helped when needed ..Very fast services…

    Helped when needed ..Very fast services for payment

    ...

  • author
    MR. Bunch
    4 days ago
    Fast service

    Fast service

    ...

  • author
    Wayne Simmons
    Aug 05, 2022
    Consolidate and achieve that Great Feeling of Relief

    I'm glad I took the step and applied for another loan to consolidate my credit card debts. I was able to reduce and payoff a few of my cards down to zero! This additional loan substantially reduced my debt and elevated my credit score to 700 plus! I was hoping to use part of the loan to reduce the other loan but I figured incorrectly but I am still able to pay both with now problem, just not sooner. I will shortly, pay the rest of cards down to zero, quite soon and just be left paying the 2 loans. This additional loan opened my eyes to much easier total payments per month for household payments and just the loans! This is a great feeling!

    ...

  • author
    Viviana Rodriguez
    Aug 05, 2022
    Awesome to do business with!

    Awesome to do business with!

    ...

  • author
    Joshua Bastien
    Aug 05, 2022
    I had a wonderful experience with…

    I had a wonderful experience with lending three.I would highly recommend any one who at need to seek for a loan 😀 with you guy's.

    ...

  • author
    Camela Martin
    4 days ago
    I filled out an application and the put…

    I filled out an application and they put through a loan without my permission!

    ...

  • author
    Andrea Lovelock
    Aug 05, 2022
    Working with Lending Club was a very…

    Working with Lending Club was a very smooth and easy process. It took literally about 3-4 minutes before I got an answer as to whether I was approved or not. From that point on, everything else moved just as quickly.

    ...

  • author
    javier lopez
    Aug 04, 2022
    Excelente

    Lending club has been very helpful to me. Easy and fast no loops. Pretty straightforward. And very reasonable payments.

    ...

  • author
    Mary Ohlhausen
    Aug 04, 2022
    Very confusing new loan

    I was applying for a $41,000 loan with the purpose of paying off the balance of the current loan that had a balance of around 21,000 when I saw the breakdown that us what I thought was happening but when it was finalized I received a lesser amount and the reason was not because you took out for the loan I already had just added another loan with a smaller amount. This was not made very clear during the process. I will be more careful in the future. Very confusing. Still a very easy process but some times nit very clear.

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  • author
    Shanna Young
    Aug 04, 2022
    Lending Club is fantastic!

    Lending Club is fantastic!! The entire process is quick and easy.

    ...

  • author
    Crystal Shepard
    Aug 04, 2022
    The process was seamless!!!!

    The process was seamless!!!!

    ...

  • author
    Juan
    Aug 04, 2022
    My loan was approved in 72 hours from Lending Club.

    Lending club was fantastic and handled my application process fast and smooth. I applied for a loan on Saturday and received my funds on Tuesday.

    ...

  • author
    Carlos Rios
    Aug 04, 2022
    Well I'll tell you that the process was…

    Well I'll tell you that the process was very fast and I had the money in my account within a couple of days. I thought about it longer than the process took, and to be honest whole thing was the easiest process that I ever encountered.

    ...

  • author
    Luz
    Aug 04, 2022
    Thank you Lending Club for giving me an…

    Thank you Lending Club for giving me an opportunity to fix my finances thru balance transfer with low interest rate. Efficient and smooth online application, fast approval and for listening to your customers’ needs. You delivered a very good customer experience!

    ...

  • author
    customer
    Aug 03, 2022
    The website took me to other sites that…

    The website took me to other sites that did not seem secure and they also asked for my bank account. I do not feel that the website is safe.

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  • author
    Dell
    Aug 03, 2022
    Bye bye credit cards

    Wanted to pay off credit card debt and Lending club came to the rescue! Fast and easy application… Love doing business with this awesome company

    ...

  • author
    customer
    Aug 03, 2022
    This loan was extremely easy to obtain

    This loan was extremely easy to obtain, based on my history of paying off previous loans.

    ...

  • author
    Brenda Esther Ortiz
    Aug 03, 2022
    I have been a customer for almost 3…

    I have been a customer for almost 3 years and LendingClub’s service is always prompt reliable courteous and seamless. I am quite glad with their solutions. Brenda Esther

    ...

  • author
    Steambc
    Aug 03, 2022
    Easy process, but high application fees

    The loan application process was easy. This is my second loan with Lending Club. The only issue that really sticks in my craw is the application fee, which is extremely high. I'm paying close to $100 in fees plus the interest. I wish they would give us repeat customers a break on the initial fee. A more reasonable fee would bring my review up to 5 stars.

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  • author
    danilo mabitazan
    Aug 03, 2022
    I really recommends Lending Club…

    I really recommends Lending Club whenever you apply for personal loan or refinance your auto loans its so esay to get approved i am so happy get approved and very straight forwards all the documents that they needed please don't wait.apply now

    ...

  • author
    Tricia
    Aug 03, 2022
    Great company!

    Great company!

    ...

  • author
    Brian Vilmer
    Aug 03, 2022
    Took out loan to consolidate 3 other…

    Took out loan to consolidate 3 other loans and Lending club was supposed to pay those loans off in 3 to 5 days, but over 2 weeks later they were still not paid

    ...

  • author
    Teju Bayewumi
    Aug 03, 2022
    Response and assistance was prompt and…

    Response and assistance was prompt and quick! Thank you

    ...

  • author
    Patrick Riley
    Aug 03, 2022
    Awesome experience

    Awesome customer service and great interpersonal skills! Communicated well! Great peace of mind! This company gets it right!!!

    ...

  • author
    paul polson
    Aug 03, 2022
    I believe everything was so simple

    I believe everything was so simple, I actually did not believe it was that easy.

    ...

  • author
    Cynthia
    Aug 02, 2022
    It was a wonderful experience

    It was a wonderful experience. Just submitted the requested information and within 2 days my loan was in my bank account. I would highly recommend your services to anyone looking to consolidate their bills. Thanks in advance!😉

    ...

  • author
    Sergio Lacayo
    Aug 02, 2022
    Good

    Thank you for your support

    ...

  • author
    Nelson
    Aug 02, 2022
    Awesome experience

    Awesome experience

    ...

  • author
    Devin Lefrancois
    Aug 02, 2022
    This is it!

    This is it. This is the one lending company that truly helped. I applied for a loan, they looked at my records and they found a lender for the help I needed. The money was in my bank account in 7 days after approval. I will continue to do business with this company. Thank you lending club.

    ...

  • author
    Sally
    Aug 02, 2022
    Great terms, service, would recommend to others.

    The process was very straight forward, approval was timely and the interest rates were far more favorable than other lenders I was considering. Lending Club made me feel at ease and tho I was a preferred customer! Thank you for the auto pay option...it makes the account management very streamlined.

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  • author
    Francisco Ochoa
    Aug 02, 2022
    Everything was easy step by step..and…

    Everything was easy step by step..and time was fast before you know it I had my found thank you.. you guys made my monthly payment easier

    ...

  • author
    Dianna
    Aug 02, 2022
    They are awesome great to deal with…

    They are awesome great to deal with helped me reduce huge credit card debit after my divorce love them!

    ...

  • author
    Carmen Ruiz
    Aug 02, 2022
    Consolidating credit card debt

    I needed to consolidate my credit card debt and went to a few sites to find a loan. Credit karma recommended Lending Club. They had good rates and I was happy to get approved within a few days. I have already recommended them to a few friends.

    ...

  • author
    sarah munoz
    Aug 02, 2022
    It was so easy to get my loan approved.

    It was so easy to get my loan approved. Thank you LendingClub

    ...

  • author
    Martha Hill
    Aug 02, 2022
    I have had a good experience with…

    I have had a good experience with Lending Club. I got the loan I needed quick without a lot of paperwork.

    ...

  • author
    Grace Mace
    Aug 02, 2022
    Loan

    Thank you very much. The loan process was so easy. This was my second loan and it was like the first one very easy. Everyone I had contact with was so nice. I will gladly recommend you to anyone I know that needs a loan. Again thank you very much and May God Bless each of you.

    ...

  • author
    Cathy Quick Estep Petronella
    Aug 02, 2022
    Very pleased

    I am so pleased with my loan. I am amazed at how easy and fast everything went. I would definitely recommend them and I will use them again if need be. Thank you Lending Club for a truly great experience.

    ...

  • author
    Richard Fernandez
    Aug 01, 2022
    Really nice and easy to get it done and…

    Really nice and easy to get it done and get what you need nice people and nice personal they give me what I need quickly and I feel great they pay my debt and change my life to one personal loan only thank you…

    ...

  • author
    Steve&Lala Bond
    Aug 01, 2022
    Pretty fast and easy to navigate

    Pretty fast and easy to navigate. I experienced no issues.

    ...

  • author
    Barbie
    Aug 01, 2022
    The best of the best-low hassle

    The best of the best-low hassle, fast results.

    ...

  • author
    Raymond Alvarez
    Aug 01, 2022
    Excellent

    Excellent the proces and the way all was done will pay this loan off and get ready after for my next one ty all great

    ...

  • author
    Teresita Holland
    Aug 01, 2022
    I was amazed of how fast and easy the…

    I was amazed of how fast and easy the process was. the customer service are very responsive, and answers questions perfectly. The payment plan options are very flexible. It helped me a lot through these hard times. Thank you so much.

    ...

  • author
    Erika
    Aug 01, 2022
    simple the best

    Just simple the best

    ...

  • author
    Bill Hooper
    Aug 01, 2022
    My 2nd loan

    My 2nd loan. They are easy to work with!! Thank you!!

    ...

  • author
    Kevin
    Aug 01, 2022
    Easy and fast response

    It’s an easy and fast process. Interest could be cheaper but it’s ok. Easy to communicate with them.

    ...

  • author
    Stephanie Mercado
    Aug 01, 2022
    Staff was very friendly .approval was…

    Staff was very friendly .approval was fast money was sent within 5 days yes very pleased was able to take the loan and pay my credit cards 😀

    ...

  • author
    David K.
    Aug 01, 2022
    Easy to use, fast funds.

    Easy to use, quick funds, easy to pay with no hidden fees. Highly recommended for any application.

    ...

  • author
    Bobbie Buckner
    Aug 01, 2022
    My Journey with Lending Club

    My Journey with Lending Club has just begun, and it was Experian who recommended you to me. So far, I am so very pleased with the ease in making this loan which was specifically to pay off a credit card that I had been much to generous with and the interest charges were looming very quickly. I was impressed that you trusted me and handled this loan so easily. I will give you an example of a previous loan i made years ago which was the last time i made a personal loan. " I have been a customer of Wells Fargo bank forever! I was actually customer of a local bank who Wells Fargo swallowed in their growth expansion years ago. They advertised the ease i would get by borrowing from them. That little personal loan which was for about the same amount as I borrowed from you, except it was to help my daughter with her teeth. That little loan, took about 3 weeks to complete. I have never been so exasperated in my life and vowed never to do it again. That is why this balance had gotten so high.. because I was trying to manage it without going to an outside source and refused to go thru the hoops at Wells Fargo. Experian suggested I make a loan to take care of this balance, and that is what I did. I surely appreciate the manner in which you determined my eligibility for your loan and the swift manner in which it was processed. I am beyond impressed and I will recommend your services to my friends. Thank you so much for helping me. Bobbie J. Buckner

    ...

  • author
    Hayes Dent
    Aug 01, 2022
    This is the second time I've used…

    This is the second time I've used Lending Club and their process is quick, efficient, and smooth. I highly recommend Lending Club whether it's borrowing or investing, great group of pros!!

    ...

  • author
    Lee
    Jul 31, 2022
    Lending Club has been great to me

    Lending Club has been great to me. I am almost done with a 5 year loan. Had some bumps in the road on the way to the end but they always worked with me and their customer service is excellent. I would highly recommend.

    ...

  • author
    Mary Lloyd
    Jul 30, 2022
    Lending Club

    Very efficient and timely. Took 3 days because of weekend.

    ...

  • author
    MG
    Jul 30, 2022
    Very quick turnaround time and every…

    Very quick turnaround time and every person I spoke to on the phone was polite and very helpful

    ...

  • author
    Gene Prott
    Jul 30, 2022
    Highly recommended

    Fast, easy, good rate.

    ...

  • author
    Deb Riffey Evans
    Jul 29, 2022
    You've been great to work with.

    You've been great to work with.

    ...

  • author
    JD Santos
    Jul 29, 2022
    Process too long.

    I sent all the required documentation the first day, but the process to finally receive the money in my account took 17 days and the processing fee was too high.

    ...

  • author
    Sherry CM
    Jul 29, 2022
    I didn’t need paycheck stubs

    You made the process of proving I had a Job and watching the fact that I pay my bills as proof for lending. Thank you!

    ...

  • author
    Dawn Marie Delahunt
    Jul 29, 2022
    I received and email

    I received and email , applied got an answer Same or next day and funds in my account the following day !!! Wow , so quick . Just paid it off !!!!

    ...

  • author
    Ba P
    Jul 29, 2022
    My loan process was great

    My loan process was great, I ask and they came through, the easiest online loan ever, i highly recommend Lending Club. Keep up the Great job

    ...

  • author
    donald dykes
    Jul 29, 2022
    easy as the last loan,i made with you…

    easy as the last loan,i made with you no hassle just went straight through did everything on the internet.Thanks for everything

    ...

  • author
    Chris Robinson
    Jul 28, 2022
    I decided to go with Lending Club…

    I decided to go with Lending Club because they had several different options available to choose from as far as amount to borrow and length of contract and APR's. The application process was easy and online. I applied in the morning and received an approval that afternoon and received my loan in my account the next day. You can't get any easier than that. Thanks Lending Club....;o)

    ...

  • author
    Buck
    Jul 28, 2022
    Personal Loan is great.

    This is the second occasion that I have used Lending Club for a personal loan for a major purchase. The process is simple, convenient, and fast with no hassle. The money is sent to your bank account very quickly and the ability to use auto pay makes the payment process easy.

    ...

  • author
    Cynthia
    Jul 28, 2022
    I wanted a loan ti pay off my credit…

    I wanted a loan ti pay off my credit cards so I tired Lending Tree. The process was very easy on the website. The rate was broke down so a 3rd grader could understand and I had the option of 3 years or 5 years... my loan was approved via an email confirmation and the money was in my bank account in 3 days. Great Experience

    ...

  • author
    Dina Reyes
    Jul 28, 2022
    Still waiting for deposit

    Still waiting for deposit. When I put in the correct bank account number the first time the website wouldn't take it. So I put it in a different way and it did take it and then y'all said it was incorrect. So now I'm still waiting for money and the due date doesn't account for the fact that I don't even have the money yet.

    ...

  • author
    Ed
    Jul 28, 2022
    The entire process was easy and quick.

    The entire process was easy and quick.

    ...

  • author
    Mary E Robinson
    Jul 28, 2022
    Satisfied Customer

    Lending Club has never let me down! I love you! Thank you for being there 😁

    ...

  • author
    Lakeisha White
    Jul 27, 2022
    Process was somewhat easy

    Process was somewhat easy. The site would not except my paystubs after loading them more than 5 times. I received an email requesting the documents and it uploaded that way. I also wish they would clarify the APR vs your interest rate. Overall once the documents and phone interview was complete the process moved quickly

    ...

  • author
    brucewaynerodo rodo
    Jul 27, 2022
    U guys are awsome thanks a million keep…

    U guys are awsome thanks a million keep up the great work fast and easy glad to be a part of the team

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  • author
    Jennifer
    Jul 27, 2022
    Worth looking into!

    It was painless. They explained the process to me and I was able to get the loan I needed quickly! Fully recommend!

    ...

  • author
    Heather Chandler
    Jul 27, 2022
    Lending Club made it so very easy to…

    Lending Club made it so very easy to apply and be approved for a loan. Once this loan is paid off, I will definitely use Lending Club again.

    ...

  • author
    Alex N
    Jul 27, 2022
    Thanks to Credit Karma I found…

    Thanks to Credit Karma I found LendingClub. I've been wanting to consolidate my credit card debt and lending club helped me do so. I was approved and I now have one loan to pay off with a much lower interest rate and I can even see when my loan will be paid off. So excited to finally see my credit card debt being paid off. Quick fast and easy.

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  • author
    Luis Fernandez
    Jul 27, 2022
    Very Easy!!

    Very Easy!!! Thanks a lot

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  • author
    Gary Reed
    Jul 26, 2022
    Manage Credit Card Debt!

    I was referred to Lending Club by my Credit Karma App. It was very easy to apply! I have one easy payment now for all my credit cards and I know how much my payments are going to be each month! They offered a much lower interest rate than I ever thought I could get! I recommend Leading Club for anyone wanting to manage their credit card debt! Thanks! Lending Club!

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  • author
    Haley Ann Colaizzi
    Jul 26, 2022
    Simple Process with Fast Results!

    I received an email to apply for a new loan. I have used Lending Club before and have always have fast and easy experiences. The application process was simple and i was funded within 5 days! I will definitely use again!

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  • author
    Melissa Perline
    Jul 26, 2022
    Very good company and trustworthy

    Very good company and trustworthy. They get back to you fast about your loan and deposit the check in your account very quickly. I wouldn’t hesitate to use them again in the future.

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  • author
    Andrea Wyatt Brodzinski
    Jul 26, 2022
    Quick and efficient

    Efficient and straight forward. No hoops to jump through, funding within 2 days.

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  • author
    Paul D
    Jul 26, 2022
    Great service and assistance!

    Great service and assistance taking a question all the way through the process to completion of my desired changes. I look forward to working with LC again in the future.

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  • author
    Cathy Sump
    Jul 25, 2022
    Getting my loan was very simple

    Getting my loan was very simple. I truly appreciate your help. I assume it's better to apply on a Mon.I applied on a Wed, and waited through the weekend, looking for a lender. But otherwise, it was a smooth process, and positive experience. Thanks so much.

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  • author
    jack conkey
    Jul 25, 2022
    CREDIT CARD DEBT

    I have been using Lending Club for many many years to consolidate credit card debt and do home improvements. I have had 4 different loans from them and have enjoyed great satisfaction from their excellent service and followup. I highly reccomend them to anyone who is suffering from high credit card debt as a resource to consolidate high interest rates. SINCERELY Jack Conkey

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  • author
    Michelle Vultaggio
    Jul 25, 2022
    The best

    The best, easiest fastest loan process ever!! Thanks lending club!!

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  • author
    Brian Davis
    Jul 25, 2022
    Very quick process

    Very quick process, had credit cards paid off and money in my bank account all within a week. Will recommend to all my family and friends.

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  • author
    Marco Yanez
    Jul 25, 2022
    It was outstanding service.

    It was outstanding service.

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  • author
    Adam
    Jul 25, 2022
    A very streamlined process

    A very streamlined process, easy to do!

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  • author
    Peter Mihan
    Jul 23, 2022
    My third loan.

    My third loan.. Great customer service experience..

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  • author
    Bob Jackson
    Jul 23, 2022
    The loan application process was great.

    The loan application process was great.

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  • author
    linda mckinney
    Jul 23, 2022
    Awesome People❤️ Awesome company❤️Very…

    Awesome People❤️ Awesome company❤️Very professional the awesome people made everything so easy and was with me every step of the process.. I’m so pleased and grateful there are still Awesome people out there so caring.. especially in these crisis when everything is sky high in the economy.. I’m so thankful I’m a member of LendingClub Family.. ( tell y’all bosses y’all need a big bonus raise🥰

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  • author
    Wayne Eason
    Jul 22, 2022
    Excellent Loan Company with Outstanding Service and Offers,

    Love the communication and quick response. The agents were very cordial and I consider the interest rate and payment plan very reasonable. They will make sure all customers are treated fairly and work with you should you want a loan and a chance to improve your overall credit score. I so recommend this agency as they are excellent with customers and offers.

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  • author
    Donald Nolen
    Jul 22, 2022
    Lending Club Will Come Through

    Always an easy experience with LendingClub and we continue do business with tbem. Very professional and service is on point.

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  • author
    stephen zaccheo
    Jul 22, 2022
    The whole process was super easy and…

    The whole process was super easy and fast! Money deposited in 2 days and credit cards paid in 4. Couldn't be happier, thank you!!!!

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  • author
    Larry Smith
    Jul 22, 2022
    Trust the Process

    I received a mailing introducing Lendingclub and the possibility to pay down my debt load. I responded by calling to apply. The process was quick and easy, however the email that I was told I'd receive never came. I had to call back and go through a more tedious process of setting up my account.

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  • author
    LaLa
    Jul 21, 2022
    The pre-approval application process…

    The pre-approval application process was simple and fast. After my acceptance my creditors were paid in a matter of days and I received a great interest rate!

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  • author
    Lett Phommavong
    Jul 21, 2022
    Super fast process.

    Super fast process.

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  • author
    Juliana Nelson
    Jul 21, 2022
    Exceptional service!!!

    I just got a second loan with Lending Club and same as with the first loan, it was quick and easy. Both times I received my money in less than 48 hours with no hassle. I highly recommend them for a painless and easy loan application process. Thank you Lending Club!

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  • author
    Mom G
    Jul 21, 2022
    Reliable

    Easy, fast,good past experiences with prior loans, great , reliable service

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  • author
    Nancy Belanger
    Jul 20, 2022
    Thank you

    Thank you. It was quick and easy to access.

    ...

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