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LendingPoint Review

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Reviews 4,948

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Michael Dinich
Michael Dinich
May. 04, 20214 min read

LendingPoint summary

LendingPoint is a great option for anyone with less than perfect credit needing a personal loan with reasonable rates and fast funding. LendingPoint’s tech-powered underwriting model means that it is able to offer a quick turnaround and flexible payment terms.

Pros

  • Reasonable terms for borrowers with less than perfect credit
  • Flexible loan terms
  • Fast funding

Cons

  • 0%-6% origination fee
  • Not as competitive rates for borrowers with excellent credit

 LendingPoint  LendingPoint Visit LendingPoint

Overview

LendingPoint was established in 2014 to provide flexible, short-term funding to borrowers with fair credit scores and responsible financial history. LendingPoint aims to give borrowers the opportunity to rewrite their credit history and rebuild their credit scores, which is why it looks beyond the simple credit rating to assess each applicant’s full financial situation. LendingPoint’s multidimensional underwriting model enables it to evaluate risk fast so it can deliver loans quickly at favorable rates.

Key Features:

  • Fast loan approval times with funds delivered as soon as the next business day
  • Loans up to $25,000
  • No restrictions on loan purpose
  • Open to borrowers with sub-prime credit scores

Suitable For?

LendingPoint’s short-term personal loans are ideal for anyone who has less than perfect credit, since LendingPoint takes a holistic view of the borrower’s entire financial situation. This enables LendingPoint to offer lower APRs than other sub-prime-credit lenders. The short turnaround times between applying and receiving funding make it suitable for borrowers who need to cover a financial emergency or are in a hurry to get the funds for any reason at all, especially since there are no restrictions when it comes to the purpose of the loan.

Loan Features

LendingPoint offers its borrowers a great deal of choice in planning their repayment schedule. The origination fee of between 0% and 6% can be repaid either through a deduction from the total amount of the loan or by spreading the cost across the loan term. You can make your loan repayments every month, every 28 days, or bi-weekly, which makes it easier to manage your budget. You can also change your payment date. 

If your financial circumstances change and it becomes too difficult to make payments, you can consult with their dedicated ‘PointPerson’ to arrange a new schedule. LendingPoint accepts payment through Auto Pay via your bank account, an online payment, or via certified funds. LendingPoint’s also features loans with reasonable terms to borrowers who have less than perfect credit, by taking a holistic approach to each applicant’s financial situation. 

LendingPoint will look at your job history and income level and ask to see a track record of responsible banking and recent credit behavior that shows that you’re working your way toward better credit. LendingPoint also doesn’t place restrictions on what you can do with the loan you receive.


The Application Process

The application process for LendingPoint is straightforward and entirely online. You’ll be asked to provide your personal details along with how much income you enjoy every year. You also choose how much you want to borrow and pick the purpose of your loan from a drop-down list. Once you complete the application process, you’ll be presented with a range of offers for payment schedules and terms.

Upon choosing a loan offer, LendingPoint will not run a hard credit pull until the end of the process when a contract is generated. You’ll need to provide a copy of your driver’s license, bank statements, and a voided check along with proof of income. Funds could then be available in your account the next business day.

LendingPoint Requirements

LendingPoint offers funding between $2,000 and $25,000 to qualified borrowers as well as flexible loan terms. To be eligible you need to fill these requirements:

  • Be at least 18 years old
  • Hold a social security number and a US government-issued photo ID
  • Earn a minimum annual income of $35,000 from any source
  • Have a personal bank account in your name
  • Live in one of the states where LendingPoint does business (anywhere except CO, HI, NV, WY, WV, VT)

LendingPoint does give loans to people with a discharged bankruptcy, as long as it was over 12 months ago.

Repayment Terms

Loan repayment periods stretch from 24 to 48 months and LendingPoint tries to make it easy for borrowers to make their payments. You’ll need to agree upon a schedule of payments, every month, bi-weekly, or every 20 days, but the circumstances are flexible. If you find that you’re having trouble meeting your payments, you can contact your assigned ‘PointPerson’ to reassess your payment schedule.

You can also choose whether to deduct the cost of the origination fee from your loan amount or to repay it along with your monthly payments. LendingPoint charges up to 6% of the total loan amount as an origination fee (it varies from state to state), but there are no processing fees or other fees to pay.

LendingPoint’s APRs range from 9.99% - 35.99%. There are no fees for making overpayments or for early prepayment of the loan. 

Privacy & Security

LendingPoint works hard to keep borrowers’ details safe. The whole LendingPoint site, including the application form, is secured with HTTPS technology and industry-standard encryption. LendingPoint is transparent about the ways it will use your information and won’t share it with any third parties. LendingPoint is BBB and Trustpilot accredited.

Help & Support

LendingPoint offers a high level of customer support. Every borrower is assigned a dedicated ‘PointPerson’ to help them through the application process and to troubleshoot if they have any difficulties during the lifespan of the loan. Regular customer support is available 24/7 via email and phone in addition to an extensive FAQ section on the website.

Summary

Overall, LendingPoint is a good choice for anyone who needs reasonable rates and fast funding but has less than perfect credit score. The quick turnaround, flexible payment terms, and willingness to lend to borrowers who would otherwise be considered higher risk, make it an attractive choice for sub-prime customers.

Physical Address

1201 Roberts Blvd Suite 200

Kennesaw, GA

30144

Disclaimers:

Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, member FDIC; Lending Point, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $25,000, at rates ranging from 9.99% to 35.99% APR, with terms from 24 to 48

months. A $10,000 loan with an origination fee of 6% for a period of 24 months with an APR of 24.0980% may have a payment of $529.20 per month (actual terms and rate depend on credit history, income and other of the loan you will have paid after you have made all payments as scheduled.

1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

The total amount due under the loan terms provided as an example in this disclaimer includes the origination fee financed in addition to loan amount, which is $12,700.80. Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due is the total amount

 LendingPoint  LendingPoint Visit LendingPoint

Michael Dinich
Written byMichael Dinich

Michael has worked in personal finance since 1999. He shares unique insights on how to save money, increase income and prepare for retirement. Michael is a sought-after expert in the areas of taxation, personal finance, and health insurance planning. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

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  • author
    Alexandra Brown
    16 hours ago
    Big shoutout to Sandi!

    Sandi / Sandra was extremely kind, knowledgeable, patient and beyond helpful. She was an absolute pleasure to work with and I couldn't be more pleased with our interactions and grateful for all her help getting me through this process. Big shoutout!

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  • author
    Peggy Bryant
    17 hours ago
    Josh Shaw is the best associate…

    Josh Shaw is the best associate LendingPoint has in your organization!! He is professional, yet friendly. He made my asking for a loan very easy. I was afraid I would be turned down, but he relieved my concerns, by calmly asking questions, reviewing the answers, and made me feel better. I wish I could meet Josh in person and give him a big hug, as my thank you, but during this pandemic, that is impossible. Josh, please know I thank you and will recommend LendingPoint to anyone who needs some extra money. I can't wait to get my hearing aids, to hear this beautiful world, again!

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  • author
    Kevin Scott
    2 days ago
    Professional and Lightning Fast

    Shakim handled my loan professionally and extremely expeditiously. Thanks Shakim

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  • author
    Doug Stokes
    2 days ago
    THANK YOU SO MUCH!!!

    I recently got sick and not able to work for the.next couple of months. When I called to talk with someone about the situation I have found my self in I was told by the gentleman who I had the pleasure of speaking with he told me that he was going to relieve me of some stress. Then he went on to tell me that they were going to help. I can't tell you how that made me feel after I got off the phone. But I do want to give say this, THANK YOU ALL SO MUCH!!! God bless you all.

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  • author
    Margarita Randal
    2 days ago
    LendingPoint approved me when everyone else denied me .

    Hello everyone I don’t really write reviews because my English writing is not good so hopefully this will have someone to have faith about lending points but I feel like I need to. So I never took a personal loan before this was my first time so this was my experience . I was applying everywhere and didn’t get approved credit karma tell me I have 12 best offer witch different lenders and was denied even having a good credit still didn’t get approved in till I apply LendingPoint. When I apply LendingPoint a customer service call me and transfer to me Justin Baker . Justin ask me few questions he check how much in total I get in a year . Justin ask me send him some documents trough email ( paystub, bank letter bc I didn’t have a plain check and iD ) and few documents I had to sign the agreement. So Justin tells me everything looks great he was going to submit the application with my document and I should hear from him couple fo days to give me any updates . For my experience it was stressful few days I had my phone with me all the time making sure I didn’t miss a call from Justin . So it took 3 days exactly he tells me the great news that I was approved and today is Friday 9/17/21 he told me the fund should be in the bank on Tuesday 9/21/21 . So this was around 11:30 am got the news but the weird thing witch I wasn’t expecting I check my banks account around 4:30pm same day to see if I see anything pending and it was already in my account today 9/17/21 . So this was my experience with LendingPoint they are awsome justing is also awsome had a good experience with them will apply again in the future if I need loan again .the worst part is waiting to see if you get approved but everyone is different for me took 3 days I been readying the reviews when I was waiting and some people had approved same day or even a week and some got denied so everyone has different experience . Justin told if you still waiting that docent mean is bad news it just how long they received your application with document . So don’t loose faith and I wish everyone good luck.

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  • author
    David Temkin
    3 days ago
    Funded within 24 hours

    I worked with Shakim and was funded within 24 hours. Such an easy and transparent process. Probably the easiest loan I’ve ever received. Thank you!

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  • author
    Morgan Maxwell
    3 days ago
    Justin was amazing to work with

    Justin was amazing to work with! He was helpful and worked with me on every step. He was patient and understanding. Would definitely use this company again!!

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  • author
    l'm LFAM EMPIRE FAM
    3 days ago
    Great experience amazing services

    Great experience amazing services

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  • author
    Sarah Calcagno
    3 days ago
    Amazing customer service!

    Amazing customer service!

    ...

  • author
    Miryana Loignon
    4 days ago
    Super Friendly and Fast review

    Hands down one of the best experiences I have had trying to get a loan. Justin Baker was incredibly friendly and helped me with correcting some information on my application and also helped when the system would not let me upload my documents. It was really nice being able to reach him directly as needed too. Will definitely recommend them.

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  • author
    Cautemoc
    4 days ago
    Anti-consumer policies and horrible customer service

    During the COVID pandemic I was late on a single payment due to my credit card expiring. To most companies this would be no big deal and offer a goodwill adjustment or pay to delete options, but to LendingPoint apparently this is worth destroying any future business over. First they lied to me, claiming that they are legally required to report it (they aren't). Finally they let me know they simply refuse to do anything about it and then had the audacity to let me know it's my fault that I was late, as if them lying to me first isn't worse than a credit card expiring. Of course, no apology there or any sign of any willingness to help from Eric Rose, just some snide remarks about how they "tried to reach me" (they never once called). I'm beyond disappointed with this company and will never be using them again after this, and Eric Rose I hope you get some perspective on life before using the tiny amount of power you have to talk down to people. Edit: Also note that most of these reviews are made at the time the loan is secured, that's because they ask people to. Of course they will be mostly positive when they only ask for people to review after they've secured a loan and before anything can go wrong on the account. As other people have said, this company is manipulative and misleading.

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  • author
    Steve Wilke
    4 days ago
    Extraordinary Service

    True story, I reached out for assistance with on a personal loan. The customer service was exemplary. I was treated like royalty. Less than 2 hours after I made contact with them I had funding approved. I would suggest beginning here for your financial needs.

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  • author
    Pamela
    Sep 15, 2021
    Lending Point is the way to go

    Lending Point has made my life so much easier. Before I signed the papers I got a better rate. They are happy to help and they explained everything thoroughly. I will tell everyone to try lending point first.

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  • author
    Sharaha Curran
    Sep 15, 2021
    Arianne Bassols made refinancing and…

    Arianne Bassols made refinancing and increasing my current loan fast, easy, and painless. She explained all the options I had clearly and stayed on the phone with me to walk me through all the documentation needed. A+ service!

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  • author
    RFoster
    Sep 15, 2021
    My experience was great

    My experience was great! Josh was awesome and concerned about me getting my loan. It did not take long and the process was easy with a smooth transition. I highly recommend Lending Point.

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  • author
    Kisha
    Sep 15, 2021
    Very fast process !

    Very fast process !! I was approved within a couple of days !! I’m so thankful for this company . Definitely recommend

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  • author
    A. Sea
    Sep 15, 2021
    Josh Shaw - very professional

    Josh was excellent to work with. Very efficient and professional.

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  • author
    Bonnie walker
    Sep 14, 2021
    I love this company

    I love this company. I applied for a loan and right away I got the approval and my loan in one day. The customer service is outstanding. Thank you lending point.

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  • author
    Knight Ryder
    Sep 14, 2021
    I had the best experience with this…

    I had the best experience with this company. They kept me on notice during this process. Sandra Meredith at LendingPoint did an amazing work with my loan process to say the least.I must include underwriter Sheryl Davis thank you both !!!!

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  • author
    Bill Williams
    Sep 14, 2021
    I was seeking a loan to consolidate my…

    I was seeking a loan to consolidate my credit card debt into one easy payment. Nobody would loan to me because my credit card usage was too high lowering my credit score. I couldn't raise my credit score due to the high balances held. I was stuck in a rut that I was having difficulty getting out of. I found this company and applied for the loan late one evening not really expecting much because the website was rejecting the required documents. The very next day Justin Baker reached out to me and sent me an email link to provide the document. Justin was fantastic and kept me updated when he got my loan funded. Within a couple of days from applying the funds were deposited into my account. This was a very fast, easy, and pleasant process. My credit cards have all been paid down to a zero balance and a huge weight has been lifted off of me.

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  • author
    Chelsey
    Sep 14, 2021
    The application and loan process was a…

    The application and loan process was a breeze because of Sandra Meredith. She was easy to talk to and gave the best advice. I highly recommend lendingpoint and speaking with Sandra. Thank you again, Sandra and hope you chat/work with you in the future. Chelsey

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  • author
    Paula Kulick
    Sep 14, 2021
    Very good experience

    Very good experience. Helpful and polite.

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  • author
    Megan
    Sep 14, 2021
    Lending Point is now my go to for any…

    Lending Point is now my go to for any funding I will need in the future. Rahjan is a pleasure and made the process seamless and quick! When I need, I can call him DIRECT! No more speaking to different people constantly! Thanks so much!

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  • author
    Rabbit
    Sep 14, 2021
    My customer service representative…

    My customer service representative Shakim Tilley is an amazing person and helped me every step of the way.

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  • author
    Shyniece Howard
    Sep 14, 2021
    Quentin Murphy was wonderful he made…

    Quentin Murphy was wonderful he made the process easy. He answered all of my questions and made sure I was comfortable making the decision to take the loan.

    ...

  • author
    steven davis
    Sep 14, 2021
    The process was very easy

    The process was very easy. My loan special list Rahjan Randall was extremely helpful. He provided with multiple options , listened and helped me get the loan I was seeking.

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  • author
    Kennisha
    Sep 13, 2021
    Fast and Simple process

    Fast and Simple process! Excellent Customer Service!

    ...

  • author
    Tim Kendrick
    Sep 13, 2021
    Super Great Service

    My experience with LendingPoint has been Super Awesome my loan specialist Quinton Murphy was very courteous and professional he made my experience very smooth easy and transparent I would highly recommend LendingPoint to anyone for their financial needs.

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  • author
    Douglas Rasmussen
    Sep 13, 2021
    Terrific experience and super easy…

    Terrific experience and super easy process thanks to the very friendly, knowledgeable and responsive staff at LendingPoint!

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  • author
    Savannah Watkins
    Sep 13, 2021
    Justin was AMAZING

    Justin was AMAZING! He was wonderful to speak with on the phone, quick to reply in emails, and explained reasoning behind document requests and answered my questions to the utmost extent. I wasn’t left wondering or stressing. It was a very easy process and Justin’s dedication was just exceptional. I would highly recommend requesting him for any of your loan needs. When customer service is through the roof, you feel at ease, and I am very grateful for his dedication.

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  • author
    Wanda Wright
    Sep 13, 2021
    Toya Smalls was my Loan Specialist I…

    Toya Smalls was my Loan Specialist I was very please with her professionalism in securing my loan. I also appreciated the timely manner in which the loan was approved.

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  • author
    Jeremy H
    Sep 13, 2021
    Rayven was professional and very…

    Rayven was professional and very helpful in explaining options. 5 star service.

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  • author
    Margaret Willis-Wade
    Sep 13, 2021
    I had the best experience with Lending…

    I had the best experience with Lending Point. The representative that helped me was so helpful and informative. I would truly recommend them to everyone. The process was very quick. Thank you very much

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  • author
    Giovanna Florence
    Sep 11, 2021
    Great service

    East, straight forward loans with alway polite customer service. I can count on this service when I am in a bind.

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  • author
    Mandala Mom
    Sep 11, 2021
    Wonderful Company

    Lending Point is a wonderful company! I was able to get a loan in less than 10 minutes. As soon as I reached my 6 month mark, I received a phone call and email from a specialist, Rahjan Randall, who wanted to discuss lowering my interest rate or financing a new loan, if needed. He worked around my schedule; and, he was very knowledgable and easy to talk to throughout the process. Lending Point has helped my credit grow. Their customers come first!

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  • author
    Israel Fenuku
    Sep 11, 2021
    Sandra Meredith was quick to contact me and have application process on time. It was quick to my surprise. It’s easy to do business with LendingPoint.

    I was surprised to have my load approved within a few days. Very easy and I highly recommend LendingPoint for quick business.

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  • author
    Steven Combs
    Sep 11, 2021
    Quinton was really helpful with getting…

    Quinton was really helpful with getting my loan refinanced and approved. I appreciate his professional and friendly help in getting me what I needed!! Thank you!!

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  • author
    Sivaa Kumar
    Sep 11, 2021
    Great and fast service provided by…

    Great and fast service provided by James Hodge. I thank him for quick loan process.

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  • author
    Amber
    Sep 10, 2021
    Very quick and easy!!!

    Very quick and easy!!!! Very happy! Only downside was high interest but that’s everywhere.

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  • author
    Filiane Gaudin
    Sep 10, 2021
    Justin Baker helped make the process go…

    Justin Baker helped make the process go smooth! It’s quick and they make sure your information is protected. Love it!

    ...

  • author
    Madison Baker
    Sep 10, 2021
    Josh Shaw helped so much and made the…

    Josh Shaw helped so much and made the process smooth sailing! It’s quick and they make sure your information is protected. Love it!

    ...

  • author
    Shaneque
    Sep 10, 2021
    Great company

    Great company, soon as I did my online application I was contacted by Shakim Tilley who guided me through everything and made me feel secure. Communication was great and money was in my account within 24 hours of me receiving the email that they received my signed documents.

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  • author
    Rena
    Sep 10, 2021
    Very Fast And Easy Approval

    Very easy and uncomplicated application process. My loan was approved quickly. I highly recommend!

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  • author
    Megan Burke
    Sep 09, 2021
    Josh was super helpful and informative

    Josh was super helpful and informative. I had the money deposited fast and I would recommend Lendingpoint to friends and family.

    ...

  • author
    Catherine Smith
    Sep 09, 2021
    AMAZING!

    Ms. Sandra Meredith, is the best. She was very informative, patient, professional, polite and knowledgeable when she assisted me. Her speedy response was accurate and she reply right away each time to update me Step-By-Step. I give her 1000 STARS if I could, but it's only 5 Star boxes. Give her a BIG RAISE/BONUS because she is truly Awesome and very helpful. We need more of her in this Industry. I appreciate everything that she have done with making my Loan process smooth. Keep Up The Great Work, Ms. Sandra M., and continue too be blessed to you, and yours. From: Catherine Smith, New Customer!

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  • author
    Consumer
    Sep 09, 2021
    Josh was amazing and so professional

    Josh was amazing and so professional! Thank you for keeping me informed and up to date in this process! I highly recommend you!

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  • author
    Tiffany W
    Sep 08, 2021
    I called to inquire refinancing my loan…

    I called to inquire refinancing my loan and my loan specialist Quentin Murphy was amazing. He explained all of my options. He made sure that I understood each before he moved to the next step. He answered all my questions (some before I could even think of them). I felt very comfortable with the decision I made. He was able to get me funded much sooner than I expected. I highly recommend him and Lending Point.

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  • author
    Leslie Jovel
    Sep 08, 2021
    Fast & Easy!

    I had been getting emails about special offers from Lending Point and kept ignoring them. I finally decided to refinance my loan and some other debt I have. Rahjan gave me call and we were done with the process in minutes and approved/funded the same day. Truly a great experience! Thanks to all involved!

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  • author
    Kimberly Barboza
    Sep 08, 2021
    Very easy process

    Very easy process. Mr.Baker, the gentleman who walked me through the loan process, with Lending Point, has great customer service skills. Clear, concise, and pleasant. Two thumbs up.

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  • author
    Jane M Sibley
    Sep 08, 2021
    EXCELLENT Customer Support!

    I had written a hardship letter and LendingPoint really helped my situation. They were very fast to respond and I am so glad about their customer support!

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  • author
    Dustin DuPont
    Sep 08, 2021
    Tonya Smalls and the the other 2…

    Tonya Smalls and the the other 2 representatives I worked with were amazing.

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  • author
    Larry Prater
    Sep 07, 2021
    Thankful

    Excellent service and quick approval. This is my second time using Lending point and will definitely use them again.

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  • author
    Shannon
    Sep 07, 2021
    Toya Small was very helpful and through…

    Toya Small was very helpful and through in her explaining everything to me. She was very kind and full in smiles in her talking with me. She made my morning and I believe I made her’s.

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  • author
    Brandon
    Sep 07, 2021
    Josh Shaw was a very easy person to…

    Josh Shaw was a very easy person to work with and answer all and any questions I had. Would recommend to anyone that is loan for a loan.

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  • author
    Kayla Ehia
    Sep 07, 2021
    Justin from Lending point was extremely…

    Justin from Lending point was extremely helpful and not to mention prompt when helping me apply and process my application. He answered all of my questions and assisted with any concerns. Not to mention how quickly be moved to help me obtain the amount I was looking for. I would highly recommend going through lending point! Exceptional customer service!

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  • author
    Benji Jezak
    Sep 07, 2021
    Great experience wit a great company

    My loan specialist was Justin and he was a huge help in helping me navigate this loan. Went out of his way to help me supply the documents needed for loan. Brenda was the senior Loan analyst and she as also extremely helpful. I was having trouble getting a signed letter from my bank, so she set up a 3way call between us and the bank and verified what she needed. Then my loan went as immediately approved. Hopefully It gets processed soon.

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  • author
    Lyle Schafer
    Sep 07, 2021
    I really appreciate the communication…

    I really appreciate the communication and speed at which I was taken care of.

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  • author
    Mike Schicker
    Sep 07, 2021
    Michael Sousa gets an A for giving me…

    Michael Sousa gets an A for giving me guidance and keeping the lines of communication open

    ...

  • author
    Genecis Mejia-Perez
    Sep 06, 2021
    Thanks!

    I was slightly confused when I received an email from a different loan company saying I wasn't going to receive any funds but after speaking with Justin B he cleared it all up for me and ensured me everything is being taken care of and I will receive the funds. Email wasn't related at all lol THANKS JUSTIN for the awesome customer service and being very nice and helpful! (:

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  • author
    tonna agim
    Sep 06, 2021
    Thank you Josh Shaw

    Thank you Josh Shaw, I appreciate your professionalism, quick response and great service.

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  • author
    Adam Wright
    Sep 05, 2021
    Thank you

    Thank you Justin Baker and Ms. Sheryl Davis for such quality service. Your patience and determination exceeded my expectations.

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  • author
    George H.
    Sep 03, 2021
    Great service

    Great service. Thank you to my loan officer Shakim Tilley!!!!

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  • author
    Bernita DuBose
    Sep 03, 2021
    Great Service

    Great Service! Awesome job explaining options!

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  • author
    Leah Lux
    Sep 03, 2021
    Quick and personable

    My loan advisor Shakim Tilley was so helpful and friendly! He helped me through the entire process, sent me email updates, and was nice throughout the whole process! The experience was very straight forward and i would definitely recommend there services to any of my close friends and co-workers! Thanks so much!

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  • author
    pat mckendrick
    Sep 03, 2021
    As Credit Karma member I received email…

    As Credit Karma member I received email that I was eligible for loan consolidation. Upon research I chose Lending Point and submitted application. Initially the Loan Specialist noted I’d not submitted all of the desired items and made suggestions as to how to accomplish that. Once done it only took 2 days to get approved

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  • author
    Andrea
    Sep 03, 2021
    Great service

    Great service! Thank you Justin Baker for being so friendly, corteous and proffesional. The process was thorough and fair. I appreciate the chance to continue working on my financial stability with Lending Point.

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  • author
    U R Jazz
    Sep 03, 2021
    Highly Appreciated

    Thank You So Much Sandra Meredith for Helping me and Giving me a chance by Lending me the very Necessary tool required to Succeed, Greatly Appreciated 5 Stars

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  • author
    debra shelly
    Sep 03, 2021
    Great service and communication thanks!

    Great service and communication thanks!

    ...

  • author
    Jo C
    Sep 03, 2021
    Super easy process and great customer…

    Super easy process and great customer service by Shakim Tilley.

    ...

  • author
    Kristy
    Sep 02, 2021
    Looking to make life simpler

    I was looking for away to make life simpler, consolidate down to one or two payments instead of 6 or7. Josh was very helpful during the process. I didn't realize the process would take as long as it did but alls good in the end. If you get Josh as your loan processor you will be very happy.

    ...

  • author
    Anthony
    Sep 02, 2021
    Fast and Easy.

    Needed to consolidate some debt. LendingPoint made it super easy. The loan officer was amazing from start to finish.

    ...

  • author
    CJ
    Sep 02, 2021
    What an easy process

    What an easy process! Josh helped me out! Quick and painless, super helpful the whole way through!

    ...

  • author
    Vicki Clark
    Sep 02, 2021
    I appreciate the time and care that was…

    I appreciate the time and care that was given to me. Arianne Bassols was helpful and so efficient in regards to my loan! Thank you Arianne.

    ...

  • author
    Chelsi Cate
    Sep 02, 2021
    Talked to a human every time

    I have never had to go through a phone tree or automated system, has been a real live person every time. Shakim Tilley was very responsive, and helpful with my loan process. I would definitely recommend this company.

    ...

  • author
    Cath
    Sep 02, 2021
    The request to reduced payments for a…

    The request to reduced payments for a few months is painless after providing documentation. Thank you for allowing me to have some flexibility while I am looking for a job.

    ...

  • author
    Jessica
    Sep 02, 2021
    Quentin Murphy was such a joy to work…

    Quentin Murphy was such a joy to work with. I had called to see about refinancing my loan for a lower rate and decided to acquire some additional funding for the same(literally $2 difference) monthly price and rate I was already paying. I had never refinanced a loan before but Quentin made this process super easy to understand and quick!

    ...

  • author
    Jeff Kowalick
    Sep 01, 2021
    Great experience

    Great experience. Quick and easy. Very helpful, informative representatives. Highly recommend!

    ...

  • author
    A Beltran
    Sep 01, 2021
    High interest rate but approval was…

    High interest rate but approval was fast and easy. The terms, interest rate, payments are laid out and simple to understand.

    ...

  • author
    Janet Briscoe
    Sep 01, 2021
    We are very pleased with our…Excellent Experience!

    We are very pleased with our experience. Jessinia Vasquez was kind, helpful and very knowledgeable. Excellent in every way!

    ...

  • author
    Mary DARDY
    Sep 01, 2021
    Excellent Job

    I had the most pleasant experience with my Loan Specialist. He was very detailed. Everything was thoroughly explained. He did an excellent job.

    ...

  • author
    Queen Of Africa
    Sep 01, 2021
    excellent job

    excellent job, patience, and great customers service. thank for you service

    ...

  • author
    E. Rivalta
    Sep 01, 2021
    Very pleasant experience!

    Very pleasant experience!

    ...

  • author
    Shannon Hutcheson
    Sep 01, 2021
    Expedited application review and…

    Expedited application review and business loan opportunities at its finest. Saw an offer on ebay and decided to give it a shot, came back both approved and for more than I expected. Being a new small business, this really gave my business the kick start it needed to finance operations which honestly would not have been able to be true otherwise! This is life changing, thank you!

    ...

  • author
    DEBORAH L PERDOMO
    Sep 01, 2021
    Awesome Customer Service

    Awesome customer service! Rahjan Randall, my finance specialist really took the time to answer all my questions explaining the different options available which I really appreciated. Lending Point has always been great to work with.

    ...

  • author
    kimberly miller
    Sep 01, 2021
    Justin Baker was very pleasant and…

    Justin Baker was very pleasant and extremely helpful and informative in helping me with the process I look forward to future endeavors

    ...

  • author
    Willetta Boswell-Bourdeau
    Sep 01, 2021
    Quick and seamless and great…

    Quick and seamless and great communication!

    ...

  • author
    Abraham Martinez
    Sep 01, 2021
    Horrible process for eBay capital

    Horrible process for eBay capital. Never explained many things. Couldn’t tell that they switch the terms and contracts. Didn’t explain anything adopt what documents were need. Not worth the time and pain. For eBay capital side, it’s not worth doing really.

    ...

  • author
    Michael Santiago
    Aug 31, 2021
    Jessenia Vásquez was the best 👍

    Jessenia Vasquez She was awesome thank you very much. I appreciate all the attention and dedication.

    ...

  • author
    Tim Grosland
    Aug 31, 2021
    Rayven Keith was awesome.....

    Rayven Keith was the only one to call back At the time I requested. She was more than helpful, knowlegable and very freindly. My overall experience with Lending point has been very good. I make a payment and they take it. Thanks for all of your help!

    ...

  • author
    Amber Hicks
    Aug 31, 2021
    Every time I've spoken with anyone from…

    Every time I've spoken with anyone from LendingPoint, my experience has been amazing. I worked with Rahjan Randall this time and he was fantastic! He was professional, knowledgeable, and made quick work of helping me to get my refinancing needs met. Highly recommend!! :)

    ...

  • author
    S.F
    Aug 31, 2021
    Raven did such a great job

    Raven did such a great job. The experience was seamless and quick.

    ...

  • author
    Vincent Burns
    Aug 30, 2021
    Great Service James Hodge

    Listen, a nice lady, didn't get her name. She called and said we think we can help refinance your loan. I mean i really needed this. She connected me with this Man named James Hodge. Yes James Hodge. This Man informed me that he was going to do everything that he could to help me, and he did. He was personable, kind and professional. He's my new best friend. He took care of me and my family. I needed things for my 99 year old mom who now lives with me. We are ok today because of Lending Point and people like James Hodge. God Bless.

    ...

  • author
    Natasha Toliver
    Aug 30, 2021
    Great customer service

    Great customer service

    ...

  • author
    I seahorn
    Aug 30, 2021
    Borrowing money through Lending Point…

    Borrowing money through Lending Point was easy and the customer service is great I worked with Quentin Murphy on refinancing my loan and the experience was great.

    ...

  • author
    Nomi Schwartzengraber
    Aug 30, 2021
    The single most frustrating loan…

    The single most frustrating loan process I’ve ever had to deal with. I supplied all the documents asked for and was told I was approved. I waited, and waited…. And waited. The customer login said I was good and my account was being created. After about 10 days I contacted customer support only to be told they needed more documents. So I sent them. And continued waiting. Again they never contacted me. I had to call only to be told it still wasn’t enough and they couldn’t help me. Thanks for nothing. Terrible customer service.

    ...

  • author
    CHRISTIAN FIGUEROA
    Aug 28, 2021
    Justin had tried to contact me but I…

    Justin had tried to contact me but I felt that I would be rejected for a loan. I decided to be cool and call the man and let him know my situation so he wouldn't waste any more time on me. We visited and he was able to help me after all my situation was holding for me. I got a loan! Thank you so much Justin

    ...

  • author
    Thomas Black
    Aug 28, 2021
    Justin was extremely knowledgeable and…

    Justin was extremely knowledgeable and helpful in regards to explaining how the loan process works!

    ...

  • author
    Debra Barrons
    Aug 27, 2021
    LendingPoint was my hero!

    My car lease was ending so I have to pay the balance off. Lending Point was so helpful & so patient with me as it was finally a trip to the library to get the needed documents sent. Lending Point is very much appreciated.

    ...

  • author
    Cynthia Johnson
    Aug 27, 2021
    Everyone Needs Mr. Michael From ATL

    Mr. Michael Conner was very compassionate, patient and understanding. I explained to him my current circumstance. He didn't hesitate to assist me in helping to ease the burden of making life so much easier. I appreciate his professionalism. Michael, you really made my day! God Bless You!

    ...

  • author
    Joanie
    Aug 27, 2021
    This is the easiest loan process

    This is the easiest loan process! I spoke with Quentin for about 10 minutes to decide on a loan amount with an affordable payment. He got the loan to underwriting at 8:42 a.m. and it was approved at 9:04 a.m. Quentin was very knowledgeable and very easy to talk to! I highly recommend LendingPoint.

    ...

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