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OneMain Financial Review

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BestMoney Staff
Bestmoney Staff
Jan. 31, 20214 min read

OneMain Financial summary

OneMain Financial is a subsidiary of OneMain Holdings, Inc., a publicly traded financial services company founded in Baltimore in 1912. It specializes in providing unsecured and secured personal loans to consumers across America. It operates online and in branches around the country. As of the end of 2019, it had more than 1,500 branches in 44 states.

Pros

  • Trusted, hundred-year old lender
  • Excellent customer service reviews
  • Flexible repayment options

Cons

  • High minimum APR
  • Loan must be signed in branch

OneMain Financial OneMain Financial Visit OneMain Financial

Suitable For?

Not many personal loans lenders can claim to have the level of experience and trust OneMain Financial has. With OneMain Financial, you get a lender with more than a century’s experience serving the American public. What’s more, it has an almost-perfect Trustpilot rating from 20,000+ reviews – with 95% of people rating it excellent or great. That alone is enough to consider OneMain Financial for your next loan.

Range of Loans on Offer

OneMain Financial specializes in secured and unsecured personal loans. Automobiles are the usual collateral for secured loans. Its unsecured personal loans are installment loans with fixed interest rates that you can use for many purposes.

Application Process & Requirements

The process of applying for a personal loan from OneMain Financial is fairly straightforward. You can apply online or in branch, although a branch visit is a requirement once approved.

Here are the 3 steps to getting a personal loan:

  1. Complete an online application. Provide personal, employment, and financial information to apply.
  2. Meet with your loan specialist. If approved, you’ll have to visit a branch in your local area to verify your identity, income, expenses, and employment.
  3. Sign and receive your funds. After reviewing and accepting the loan terms, you’ll sign your loan documents and receive the funds.

APRs, Loan Amounts & Repayment Terms

The great thing about OneMain Financial is they’re completely transparent about the loan amounts, APRs, and terms. The downside is their lowest rates aren’t all that competitive. If you have good or even very good credit, you can probably find a competitive rate here. But if you have excellent credit, then you should look elsewhere for market-beating rates.

Here are the key figures:

  • Loan amount: $1,500 - $20,000 (higher minimums and lower maximums apply in some states – see OneMain Financial website for full details)
  • APR: 18.00% - 35.99%*
  • Term lengths: 24, 36, 48, or 60 months*

Privacy & Security

OneMain Financial is a subsidiary of OneMain Holdings, Inc., a NYSE-listed company. As such, it is subject not only to consumer lending standards but also to the strict laws imposed by the SEC on public financial services companies. To protect your personal information from unauthorized access, OneMain Financial says it uses security measures that comply with applicable law. These include computer safeguards and secured files and buildings.

Help & Support

As mentioned earlier, OneMain Financial has an excellent 4.8/5 Trustpilot score from more than 22 thousand reviews. It doesn’t get much better than that. To enquire about a personal loan from OneMain Financial, use the quote request form or contact form on its website. Alternatively, use the ‘branch search’ tool on the OneMain Financial website to find a branch in your area.

How OneMain Financial Compares


onemain
sofi
APR18.00% - 35.99%*
5.99% - 18.85% (with AutoPay)
Min credit scorePoor +
Good +
Loan amounts$1,500-$20,000
$5,000-$100,000
Loan term24-60 mo.
24-84 mo.
Suitable forBorrowing from a trusted lenderBorrowing on excellent credit

The most obvious advantage OneMain Financial has over online only lenders is its experience. While OneMain Financial doesn’t have the lowest APRs, it makes up for this with strong customer service and attention to your individual credit profile. Unlike some of the top online lenders, OneMain Financial serves borrowers with less-than-excellent credit, making it a solid choice for anyone unable to qualify for a top rate elsewhere. 

FAQs

Aside from personal loans, what else does OneMain Financial offer?

Currently, OneMain Financial also offers loans secured by motor vehicle collateral like an automobile.

What are the payment methods?

You can make your loan payment online, in-branch, by mail, or by phone. Cash payments may be made at select retailers. OneMain also offers the Direct Pay program that deducts your payments automatically from your checking or savings account.

Where does OneMain Financial have branches? It has branches in 44 states. The only states where it doesn’t operate are: Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, and Vermont.

How soon will you receive the funds? Electronic funds will normally arrive within two business days. If your receive your funds by check, it may be available the same day if you are approved by noon.

Summary

When you borrow money, you want to know you’re dealing with someone you can trust. OneMain Financial provides a high level of trust backed by excellent customer service ratings and more than a century’s experience as a lender. It offers competitive rates to anyone with good-to-average credit.

Physical Address

OneMain Holdings, Inc.

601 N.W. Second Street

Evansville, IN 47708-1013

OneMain Financial OneMain Financial Visit OneMain Financial

Disclaimers:

*Example Loan: If you borrowed $6,000 with a 24.99% APR and 60 month term, your payments would be $176.07 per month. This example is based on an average customer with good credit.

Not all applicants will qualify for larger loan amounts or most favorable loan terms. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Maximum annual percentage rate (APR) is 35.99%, subject to state restrictions. APRs are generally higher on loans not secured by a vehicle. Depending on the state where you open your loan, the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $300. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount. Active duty military, their spouse or dependents covered under the Military Lending Act may not pledge any vehicle as collateral for a loan. OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z, such as college, university or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. New York: $20,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

BestMoney Staff
Written byBestmoney Staff

Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.

OneMain Financial
OneMain Financial
ExcellentReviews 29,422
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Trustpilot reviews

See what some costumers are saying about OneMain Financial
OneMain Financial
ExcellentReviews 29,422
on
Excellent
87%
Great
7%
Average
1%
Poor
1%
Bad
4%
  • author
    Mae Bullard
    6 hours ago
    Loan balance increased

    My loan increase went well. Although I had to wait a week due to the branch closing for a week, all went well. Everyone was friendly and got the job done.

    ...

  • author
    Alain Kamokoué
    6 hours ago
    These people have been wasting their…

    These people have been wasting their time on job seekers for months, doing interviews all over the world and not hiring anyone for their position as Vendor Analyst.

    ...

  • author
    Monica Warren
    9 hours ago
    This place is horrible and I'm using nice words

    This place has some of the worst business practices I have ever seen as a corporation I would rather drag my bare nude butt across 8,000+ degrees asphalt before I ever do business with these morons ever again in life highly unstable would never recommend not even to my worst enemy

    ...

  • author
    Susie J
    10 hours ago
    Excellent job

    Excellent job. Amy was a pleasure to work with. She was super helpful.

    ...

  • author
    Alex
    11 hours ago
    Had a wonderful

    Had a wonderful. The staff were very cautious, accommodating as my loan request was handled professionally. Thank you!

    ...

  • author
    Beth Z
    a day ago
    I was not informed of the percentage…

    I was not informed of the percentage rate before I signed the papers, had i known I probably would not have taken out the loan!

    ...

  • author
    Andrea W
    a day ago
    A Second Chance

    I have experience a very bad set back financially starting last year at the start of this crazy pandemic. I am blessed to be here. I was under so much stress due to my bills being so far behind. Although I have been back to work for almost 9 months I am still way behind. Things will never be the same in my life. I am not used to not having the cash available to pay my bills and having to choose whether to buy grocery or pay the lights. OneMain came to my rescue. I was very embarrassed and ashamed to ask for help. But, I received very helpful, compassionate service from Shay at OneMain and I will recommend your financial institution to everyone I know.

    ...

  • author
    Consumer
    2 days ago
    My Easy 2nd Loan

    The whole process was fast, efficient and very much appreciated at a very difficult time for me!

    ...

  • author
    Patricia J
    2 days ago
    It was quick

    It was quick, very professional, and helpful

    ...

  • author
    Daniel
    2 days ago
    Purchased insurance for our truck loan

    Purchased insurance for our truck loan, paid $2,800 for insurance. Six months later diagnosed with stage 4 cancer and am permanent disability. My credit score has dropped 107 points because of them not making payments on time. It’s a constant fight to get them to make the payments. The insurance company is owned by none other than One Main Financial. BIG BIG SCAM! Don’t purchase and stay away from one main. They push and push you to purchase these policies then refuse to pay when needed.

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  • author
    Russell Jacobsson
    2 days ago
    Amanda was very friendly and helpful.

    Amanda was very friendly and helpful.

    ...

  • author
    Toni E
    3 days ago
    Jules from Jacksonville was very…

    Jules from Jacksonville was very professional, patient and most helpful with this loan. She answered all my questions and gave great advice on how to expedite the loan I needed. She us an asset to your company.

    ...

  • author
    Robert B
    3 days ago
    Very easy process friendly staff

    Very easy process friendly staff

    ...

  • author
    American moving to Helsinki, F
    3 days ago
    Peter in the Coral Springs branch made getting my car loan easier than anything financial I’ve ever gone through.

    I worked on getting my car loan at the Coral Springs branch of OneMain. Peter helped get me through the process. He was concise, quick to get everything taken care of. It was my second car loan through OneMain. The first time it took a couple of weeks, Peter got it all squared away within 3 days. His demeanor was pleasant enough to notice through the mask. I hope that at some point he gets promoted because to me he seems like he would be a good leader as good or better than he was at setting up the loan. He has an authentic friendliness to his voice when helping his customers. I hope that OneMain Holdings, Inc in Evansville, IN sees this review and commends him and realizes what an asset they have in Peter. Thank you for everything Peter. Anthony G.

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  • author
    Samantha
    3 days ago
    Great customer service

    The staff are always polite. They make sure I understand the loan terms and payments!!

    ...

  • author
    J Johnson Jr
    3 days ago
    I couldn’t be more happy

    I couldn’t be more happy. Thanks again🙏🏽

    ...

  • author
    Charles
    3 days ago
    What told I was approved for a secured…

    What told I was approved for a secured loan and just needed info on the collateral and the was told I don't qualify. This was a big lead on for me and will never apply with one main again complete waste of time the past few days playing phone tag

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  • author
    Quentin Weston
    3 days ago
    Was looking for a small loan applied…

    Was looking for a small loan applied and was approved but also spoke with a representative who gave me some options and helped me out a lot and refinance my vehicle and got more cash than I needed and my payments were just a little more than what I was originally paying for my car for the good decision overall

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  • author
    Cheryl T
    May 13, 2021
    The service was great my loan officer…

    The service was great my loan officer was really nice she explained the loan the terms and the insurance opportunities for life insurance she was very helpful the process was smooth and easy I had the money in two business days

    ...

  • author
    Paul Madden
    May 13, 2021
    Kevin took great care of me

    Kevin took great care of me! I've never had such a pleasant experience with customer service!

    ...

  • author
    Robert Careyon Powell
    May 13, 2021
    Excellent customer services, timely service; explained everything fully

    Excellent customer services; very timely; and everything was explained so that I understood.

    ...

  • author
    Edna F.
    May 13, 2021
    Professional and Positive

    From start to finish, the Representative was both professional and personable, making our experience a positive one.

    ...

  • author
    Bobby Monteith
    8 hours ago
    As a company they are ok

    As a company they are ok. But i two supervisors are terrible and horrific to deal with. Specially how they treated me!!! The first one was in april 23,2021. When she talked down to me and treated me like a piece of trash! And she told me that i shouldnt have took out the loan if i could nt pay it back!! And after i lost my wife to covid 19 recently! And i had it covid 19 last year snd got it again in sept 2020 again. And it almost killed me. And i lost my job and got behind on all of my bills and i almost lost my place i live!!!! Then my wife got covid 19 and just lost her recently! And i was told tragic news about my health and what time i had left. Then same women basicly called me liar and told me that the 2 previous supervisors didn't know what they where talking about are they didnt know their job!!!! And the second supervisors name is Jacqueline and she was in customer services..And in our emails and conversations she said she would address my concerns and correct the situation. And had a resolution and would update my account and send the correction to all 3 credit bureaus and update my account and put my account into a full mod. And she just would get it approved from and send it out to me. That was friday. And here it is almost 7 dsys later! And she still has not done nothing and give me tbe running around in delays and excuses!!!! And i j have called numerous times and email and she still continues to avoid the situation. And they made my life a living hell and total chaos!!! And they are to going fix their mistake and error!!!!! And i am not taking anything less!!!! They the first supervisor should be fired on the spot! Because the way she treated me and talked down to be could be and is considered discrimination!!! And this is a very serious matter!!!! And could get into some serious trouble for it!!!They continue to treat this as a game nothing more!!! Again do your job and fix your mistake and and error!!!!!! I would not recommend anybody to get a person loan from onemain financial. Stay very very far away from them. As a company they are ok. But their supervisors are the worst and most Disrespectful people you want to deal with. I would never think the corporate office would hire people like this. You should Change your policy on hiring and training the people to treat customers with respect and kindness. Not hate and disprect!!!!!!!!!👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿 Jacqueline it is Robert Monteith. And i my credit report was just reported 120 days past due last week! And again i has you and the upper management to fix your mistake and and error!!!! And i just looked at it and it is still showing that!!!! Again i want this updated immediately and you better get some glasses to see it!!!! It is stiil on their and again fix it your mistake and and error that you guys caused!!!! They put me through hell and gave me misleading and false information!!!! Again fix it today and i am not playing anymore games with you!!!! I would not recommend them to anybody!!!! Stay Stay very very far away from this company!!! Because they lie and try to cover up their lies with more lies!!!!!! THEY BUSINESS PRODUCTS AND PROCEDURES ARE VERY DISHONEST AND SHADY!!!!!! RUN RUN RUN RUN RUN HORRIBLY CUSTOMER SERVICE AND THEY TREATED ME LIKE A PIECE OF TRASH!!!!!! 👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿👎🏿

    ...

  • author
    Manuel Allison Rodriguez
    May 13, 2021
    5 star service

    The Customer Service was hands down the best I have ever received. I will be coming back if needed. Thanks One Main Financial for the loan and the help. Fastest no hassle 5 star Service.

    ...

  • author
    Repeat Customer
    May 13, 2021
    Great experience and would recommend.

    Great experience and would recommend.

    ...

  • author
    Trish Kaczor
    May 13, 2021
    CARING CAROL

    Carol, at One Main financial in Cape May Court House, NJ is extremely efficient and on point ! She not only answered but provided elaborated answers to all my questions. The process was smooth and exciting- i didn't think i would qualify , but thankfully i did ! The interest rate was on the higher side, but that is acceptable being as though i am not an ideal candidate. I AM VERY GRATEFUL FOR ONE MAIN GIVING ME THAT OPPORTUNITY ! The Peace OF MIND was priceless!! Thank you !

    ...

  • author
    Candy M
    May 13, 2021
    Always very professional and extremely…

    Always very professional and extremely friendly!

    ...

  • author
    Renee Montgomery
    May 13, 2021
    Really love OneMain

    Really love OneMain, staff is friendly and fast, terms are great for the product, smooth transactions, make this your one-stop-shop for extra funds.

    ...

  • author
    Nelson Porter
    May 13, 2021
    The local One Main branch always comes thru!!

    The local One Main branch always takes care of me quickly and efficiently. Heidi and Pete are great people and great business people.

    ...

  • author
    Shedrick H
    May 13, 2021
    Great service easy to work with

    Great service easy to work with

    ...

  • author
    DBP
    May 13, 2021
    We were treated exceptionally well…

    We were treated exceptionally well throughout the entire process!

    ...

  • author
    Gerald
    May 13, 2021
    Quick, Courteous, and Concise

    Quick, courteous, and concise was what I have used to describe them with my first loan with OneMain. I had a home improvement renovation done that was botched and the costs incurred were already too great. I didn't want to dip anymore into savings given the situation around the globe and wanted to keep a safety buffer. I needed someone to fix the problem because no one wants to live in a place they're not happy with and stressed all time looking at the shoddy and abhorrent craftsmanship... and fast; but the new crew cost a bit more, but had guaranteed all their work for 10 years, were insured, safe, etc. I was on my monthly Credit Karma report after checking my reminder email and saw I was already pre-approved for the amount I needed. Was in the right place at the right time and managed to get somewhat of a win from that horrible loss. OneMain was quick enough to get everything sent to me and the loan was completed in less than a day without ever having to drive (or visit a few hours to the nearest location) given how far out I was. Very friendly people and down to earth. :) I'll use them again for sure to keep building and maintaining credit.

    ...

  • author
    Sharon
    May 13, 2021
    Dietra Nelson is a gem

    Dietra Nelson is a gem. Her hardwork and dedication was appreciated. She was pleasant and professional

    ...

  • author
    Michael D
    May 13, 2021
    Mike Wilson made my loan experience…

    Mike Wilson made my loan experience friendly, fast, courteous, and extremely efficient.

    ...

  • author
    Carolyn F
    May 13, 2021
    I had a wonderful experience

    I had a wonderful experience. No hassles. Everything was done prior to me coming in through phone call and email. I was in and out within probably 20 minutes. Very pleasant customer service.

    ...

  • author
    Gloria M
    May 13, 2021
    Thank you I appreciate and wasn't…

    Thank you I appreciate and wasn't expecting to get approved for that amount thanks again

    ...

  • author
    customer
    May 12, 2021
    Sarah Fielis and Melissa Aguilera are the best

    Sarah Fielis and Melissa Aguilera are absolutely fabulous, they took care of me with true professionalism. I would be very happy to do business with them again . KUDOS TO BOTH OF YOU LADIES.

    ...

  • author
    Gaye M
    May 12, 2021
    5 Stars

    Friendly and professional..Very timely fashion.

    ...

  • author
    L A
    May 12, 2021
    Abby

    Abby, my Rep was very good at communicating with me. She was also personable and made the whole process very comfortable as I do not personally like to loan from institutions. I give my experience and rated A+++

    ...

  • author
    Jamie F
    May 12, 2021
    Excellent Experience

    Seriously amazing experience! It was easy, fast and affordable. Thank you OneMain - Temecula Location:)

    ...

  • author
    Kim D
    May 12, 2021
    The process was very easy and the staff…

    The process was very easy and the staff in the office were professional and friendly.

    ...

  • author
    Emilio B
    May 12, 2021
    Excelente customer service.

    Excelente customer service. Very attentive to my needs I'm satisfied to be a customer Of One main financial.

    ...

  • author
    Deanna Shotpouch
    May 12, 2021
    No complaint

    No complaint, employees were very helpful. Did outstanding job overall.

    ...

  • author
    MARINA
    May 12, 2021
    All your assistants are very…

    All your assistants are very professional. They are helpful and answer all my questions.

    ...

  • author
    Hront R
    May 12, 2021
    Thanks OMF

    Thanks OMF. My representative was Jay. She was excellent in guiding me thru the process. Her voice was reassuring. She was excellent.

    ...

  • author
    Juleene G.
    May 12, 2021
    When our own banks turned us down

    When our own banks turned us down, One Main was there to assist us in our times of need, will not easily forget that kind of kindness and loyalty!

    ...

  • author
    Rhonda Glass
    May 12, 2021
    Great group of folks! A+++

    Great group of folks with fast courteous service! Will do anything to help you. I personally had a bit of a snag at first but they worked with me to get it quickly resolved and closed my loan the same day!

    ...

  • author
    Christy S
    May 12, 2021
    So helpful

    So helpful, polite,and fast. Thank you to everyone at One Main!

    ...

  • author
    Debbie L
    May 12, 2021
    Everyone was so nice and understanding

    Everyone was so nice and understanding. They treated me with respect.

    ...

  • author
    John K
    May 12, 2021
    Ms Gabby is professional

    Ms Gabby is professional, listens, makes sure she explains and you understand the whole process, tries for you the best option that benefits you, and very calm and fast as she can. I did not have any problems throughout the whole process with her.

    ...

  • author
    Glenn Sanders
    May 12, 2021
    The service has been great!

    The service has been great!

    ...

  • author
    Lucia H
    May 12, 2021
    Very efficient and friendly!

    Very efficient and friendly person. Thank you Juana.!

    ...

  • author
    Martha H
    May 12, 2021
    Very helpful

    Very helpful

    ...

  • author
    Sandra W
    May 12, 2021
    Pleasant & easy experience

    Pleasant & easy experience. Took no time at all to complete an application & receive approval, online.

    ...

  • author
    Andre S
    May 12, 2021
    I was very pleased with OneMain…

    I was very pleased with OneMain Financial they explain everything and gave me the loan amount I wanted. So thank you very much.I will be using them again.

    ...

  • author
    Dana B
    May 12, 2021
    Shannon was AMAZING

    Shannon was AMAZING! She was patient, flexible, understanding and thorough when it came to providing me all the details regarding my new loan. She provided me with so much peace and comfort when it came to my financial bind I was in. I can't thank her enough for all she did with getting me approved so quickly and getting the funds in my hands. She provided EXCELLENT customer service. Thank you Shannon.

    ...

  • author
    Marva G
    May 12, 2021
    Thankz for working with me ...I really…

    Thankz for working with me ...I really appreciate yall

    ...

  • author
    Stanford P
    May 12, 2021
    From the moment I made the phone call

    From the moment I made the phone call, I received the most helpful and amazing service from the staff at Aiea OneMain Financial. Jason, really took the time to breakdown the terms and condition, and made sure I was aware of everything they were offering before I accepted the loan, which in the end made it easier for me to make my decision. I look forward to during future business with this company again once I pay off my existing loan!!

    ...

  • author
    Donna
    May 12, 2021
    The office manager Rachel really…

    The office manager Rachel really impressed me. She was very nice and made me feel better about taking my loan out.She was very compassionate and I couldn't have been more pleased.I believe when employees demonstrate this kind of client relationship that they deserve recognition for a job well done.id be very willing to recommend this business to anyone.

    ...

  • author
    Patsy
    May 12, 2021
    I had a great experience on getting my…

    I had a great experience on getting my loan refinanced. Dee my support person was very helpful, professional, and excellent on explaining everything to me. Thank you OneMain Financial.

    ...

  • author
    Anonymous
    May 12, 2021
    Average level of service very high…

    Average level of service very high interest rates wouldn’t recommend only if your in a pinch and it’s your last resort. There is cheaper money out there!

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  • author
    Roxanne White
    May 11, 2021
    My experience with One Main was a very…

    My experience with One Main was a very positive experience. The staff was very helpful with my needs. Every step was explained in detail. I would highly recommend One Main

    ...

  • author
    Zachary F
    May 11, 2021
    my account manager was personable and…

    my account manager was personable and knowledgeable about the products and how he could help. In a time of my life where i needed a hand up, onemain was there for me.

    ...

  • author
    Jennifer M
    May 11, 2021
    Wonderful Customer Service

    Wonderful Customer Service

    ...

  • author
    TJ
    May 11, 2021
    Garrett was amazing

    Garrett was amazing at getting everything I needed for my motorcycle and on top of that he was able to get my down payment much lower than expected!! I've had a great experience and will come here especially to Garrett for all my financial needs.

    ...

  • author
    Gina Carter
    May 11, 2021
    Great service

    Great service. Process was simple. Staff is very friendly and knowledgeable.

    ...

  • author
    Angel M
    May 11, 2021
    Waste of time...

    So, I apply for a 15k home improvement loan. I get a call right away saying I've been pre-approved for a 15k loan. We go through the process of qualifying for said loan. I give them my personal info, ss#, place of employment, income, and car VIN. They did a hard pull on my credit. Lady says ok let's get you down here to sign some papers and go over your income verification. Gives me the site to upload docs for stubs. At this point I haven't gotten the interest rate yet, so I ask for it. "Hmmm, ok, let me pull up your info. Ok, looks like we can give you $6,280 with the Sienna van as collateral, or non-secured loan of $3,800." I say but I need 15k, that's what I applied for and this won't do me any good. She says "ok, maybe we can include your 2006 Corolla as collateral and that might be enough to bring it to 15k?" lol that car is worth like 1k. Totally wasted my time and wasted a credit pull. It only seemed like she was trying to get my butt in the office to sign the paperwork and take a chance on me accepting only 6.2k. And she still didn't give me the interest rate! Whatever, I just got a loan for what I asked and a low interest rate.

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  • author
    Tina
    May 11, 2021
    Great to deal with!

    I really appreciate how nice, helpful and informative the people at the West Bend branch are.

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  • author
    Jerry L
    May 11, 2021
    John Vodus was awesome in explaining…

    John Vodus was awesome in explaining the benefits of taking a loan out from OneMain as apposed to taking one out on my 401K.

    ...

  • author
    Lisa Adams
    May 11, 2021
    The people were very nice and…

    The people were very nice and respectful and explained evefy thinh to us .would use you again

    ...

  • author
    Margie Morgan
    May 11, 2021
    They very helpful and patient with me

    They very helpful and patient with me. I was using my phone and Mayra Tapia in Kennewick, WA branch was so awesome and very knowledgeable with what she does. I had my loan within two days. I was so grateful for all the help.

    ...

  • author
    HARRY POWELL
    May 11, 2021
    We felt closer wasn’t confident in…

    We felt closer wasn’t confident in procedures and the other person was doing phone calls and wouldn’t assist in closing.

    ...

  • author
    Gail R. Davis
    May 11, 2021
    I am very well-pleased with the service…

    I am very well-pleased with the service my sister and I received from Leann. Thanks again for your patience and your time.

    ...

  • author
    Timothy M
    May 11, 2021
    Service was EXCEPTIONAL!!!🌟🌟🌟🌟

    Service was EXCEPTIONAL!!!🌟🌟🌟🌟

    ...

  • author
    Jasmin
    May 11, 2021
    As always one main had my back when my…

    As always one main had my back when my privacy fence went down, one main helped me get the money to repair it. They helped me do all my documents online and deposit my check by direct deposit. They are the best and always ready to help me.

    ...

  • author
    victor p pinzon
    May 11, 2021
    Good customer service.

    Mr. Valencia was very helpful.

    ...

  • author
    Irma Echavarria
    May 11, 2021
    Everything went very smoothly and I was…

    Everything went very smoothly and I was able to get all the paperwork done on my computer with Kimberly's help. great job.

    ...

  • author
    Elva N
    May 11, 2021
    The Agent Dunte was extremely…

    The Agent Dunte was extremely accommodating and professional. Because of my health issues, the loan process was extremely fast.

    ...

  • author
    VictoriaMooreThanEnough Moore
    May 11, 2021
    One Main Financial delivered on what…

    One Main Financial delivered on what they said they could do for us. They exceeded what our original expectations were in getting our personal loan. Thank you so very much to Caroline for making the process an easy one!

    ...

  • author
    Brian S
    May 11, 2021
    Process was fast and Britney In the…

    Process was fast and Britney In the Bedford Texas office was very helpful and guide me through the process like a pro I would definitely recommend One Main Financial to my friends

    ...

  • author
    James P
    May 11, 2021
    Great service thank you

    Thank you with my loan, helped out a lot looking forward to getting another one in the future

    ...

  • author
    Michael L
    May 11, 2021
    It's a good experience so far I'm…

    It's a good experience so far I'm loving ❤ my new adventure on life I'm looking forward to long contentious as apart of your family

    ...

  • author
    Robert D
    May 11, 2021
    Total experience was perfect

    Total experience was perfect. My representative Ms Plasaince was very professional, knowledgeable, prompt and thorough. She exceeded my expectations and helped me with my financial needs as well as developing a plan to better use my funds in order to consolidate other bills.

    ...

  • author
    Diane P
    May 11, 2021
    Great customer service

    Great customer service

    ...

  • author
    Casey H
    May 11, 2021
    It was awsome fast right down to…

    It was awsome fast right down to business no games hassle free thank you

    ...

  • author
    N/A
    May 11, 2021
    Carlos was very helpful throughout the…

    Carlos was very helpful throughout the process. Overall had a good experience.

    ...

  • author
    Talbitha M
    May 11, 2021
    fast and convient

    was very easy to just submit information online and sign documents.

    ...

  • author
    Mark C
    May 11, 2021
    Easy process and good customer service

    Easy process and good customer service

    ...

  • author
    Theresa J
    May 11, 2021
    I am pleased with my choice to Main One…Thank you Main One ( Taneshea M James )

    I am pleased with my choice to Main One it helped me a lot. Thank you for the help.

    ...

  • author
    Angel Alvarez
    May 11, 2021
    Very friendly good and fast service

    Very friendly good and fast service

    ...

  • author
    Audrey N
    May 11, 2021
    It was a great experience the gentleman…

    It was a great experience the gentleman and the manager were both helping and talking with me about the loan and all that was involved with it, both of these men were very pleasant and easy to work with..

    ...

  • author
    Carmen M
    May 11, 2021
    The process was very easy and Michelle…

    The process was very easy and Michelle was great. Answered all my questions.

    ...

  • author
    Brendalyn
    May 11, 2021
    The representative was very…

    The representative was very knowledgeable and pleasant. She walked me through the paperwork with ease, explaining everything very well. Her customer service skills were excellent. Great Job One Main for having an great employee.

    ...

  • author
    Susie
    May 11, 2021
    Keith Johnson in West Columbia is…

    Keith Johnson in West Columbia is always friendly, and very productive with making the loan process as smooth as possible. I have worked with him twice and both times I have had a great experience. Great employee you have with Keith. Thanks, Tanya LeBoeuf

    ...

  • author
    Gary W
    May 11, 2021
    I always like doing business with you…

    I always like doing business with you !!! You system makes everything simple and easy !!

    ...

  • author
    Andrew C
    May 11, 2021
    Thank you for all the help

    Thank you for all the help. I am happy you’ve helped me

    ...

  • author
    Niece
    May 11, 2021
    Excellent service!!!!

    Excellent service!!!! The rep went above and beyond to make the experience successful!!!!

    ...

  • author
    John H
    May 11, 2021
    Dokata was great person to deal with…

    Dokata was great person to deal with performed loan with efficiently very good employee

    ...

  • author
    AMY TUCKER
    May 11, 2021
    Roxanna Perez was the best and very…

    Roxanna Perez was the best and very information.

    ...

  • author
    Ronald T
    May 11, 2021
    Erin was very kind and help me secure…

    Erin was very kind and help me secure my loan,we both are not computer wizards but we got together,I would recommend OneMain to everyone I know

    ...

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