Personal Loan Pro Review

Personal Loan Pro at a Glance

Loan TypesPersonal loans
Loan Amount$1,000-$35,000
Repayment Terms   3-180 months
APRFrom 5.99%-35.99%
Best forDebt consolidation, events, emergencies

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Personal Loan Pro is a fresh new company with a 21st century approach to loans. Instead of the formal and routine methodology of the more traditional lenders, Personal Loan Pro brings a more casual, friendlier approach to the industry. As a lending marketplace, borrowers can enlist the aid of this service to find several offers with one application.

This is a big selling point for many people because the topic of loans is confusing, intimidating, and daunting enough without having to deal with formalities of the procedure. Personal Loan Pro alleviates this discomfort, making the whole process smoother and easier.

Best For?

Anyone looking for a personal loan with no strings attached will benefit from Personal Loan Pro’s easy and straightforward lending process. It takes the stiffness and discomfort out of the usually intimidating borrowing system. For example, while most personal loan providers will cover themselves using legal jargon to explain why they are not biased towards one lender over another, Personal Loan Pro says it straight: “If we recommend something because we are biased or lazy, and the loan sucks...we will make zero dollars.” You have to appreciate honesty like that.

Range of Loans on Offer

Personal Loan Pro provides personal loans for people in need of fast cash. The beauty of a personal loan is that you can use the money for anything you want, no questions asked. Unlike some lenders, Personal Loan Pro will not delegate where or for what the money must be spent. This makes taking out a loan and using it for what you need it for, simple.

Personal Loan Pro’s customers frequently use their loans to consolidate debt at a lower interest rate or to make a large purchase with funds they don’t currently have available to them. Personal loans can also be used to fund events such as a wedding or for emergencies such as medical procedures not covered under one’s insurance.

As mentioned, Personal Loan Pro is a lending marketplace, meaning it works with a network of lenders, connecting borrowers to the appropriate lenders based on their needs via a proprietary algorithm. The benefit of using this marketplace model is that borrowers instantly reach multiple lenders by filling out only one application form. Personal Loan Pro connects to thousands of lenders, so borrowers receive competitive offers, rather than having to settle for the only offer of a single lender.

Personal Loan Pro offers loans from as little as $1,000 all the way up to $35,000, making it a good match for a wide array of borrowers. Someone who wants to purchase a motorcycle will find a worthy lender in the same place as someone else who needs to pay for a $30,000 hip replacement surgery.

  • Multiple lenders from a single application
  • Safe and strong privacy policies
  • Experienced finance leadership
  • Flexible repayment terms

Pros and Cons

Friendly, easy to use websiteNot dealing directly with the lenders
Transparency of termsNew to the industry
Loads of lenders for competitive rates

No online reviews

The Application Process

Personal Loan Pro has a pretty standard application process, carried out entirely online. Simply fill out the application form here, and you could receive offers within seconds of submission. Personal Loan Pro has one of the fastest response times, which is nice for someone who is in need of a cash advance, fast.

The Personal Loan Pro application process asks some of the typical questions such as:

  • Requested loan amount
  • Credit score
  • Purpose of loan (you can choose other)
  • Personal information like name, address, and phone number
  • Annual income
  • Current employment status

It also asks about military or veteran status because these can affect your loan eligibility.

Once the application form is confirmed, Personal Loan Pro sends out your request to its network of lenders. When a lender can accommodate your loan, Personal Loan Pro will send you back an offer. Note that no offers are final until you approve of the loan terms, so you won’t be stuck with a loan that is not manageable for you.

How Much Can You Borrow?

As mentioned, Personal Loan Pro applications can borrow anywhere between $1,000 and $35,000, covering a wide spectrum of expenses and use cases. How much you can borrow may depend on your credit history and current owed debt. Obviously, the more you currently owe, the less likely a lender will be to give you more money to borrow.

Repayment Terms

Personal Loan Pro isn’t the lender, so it doesn’t set the terms of the loan. As such, it has no say over how long repayment plans are, what APRs there are to offer, or other loan terms. However, Personal Loan Pro strives to give its customers competitive rates and flexible repayment terms to make the borrowing process as comfortable as possible. Additionally, the lenders that Personal Loan Pro partners with have some of the most flexible terms in the industry. A borrower can choose to spread out their loan over as long as 180 months (15 years). Alternatively, a loan can be repaid in as little as 2 months from the time of borrowing, allowing a borrower to get the cash, make the purchase, and clear their credit in a short amount of time. Flexibility in terms is a major benefit from a lender.

APRs will also vary based on the lender chosen. Rates generally fall within the 5.99%-35.99% range, however a borrower’s credit score, credit history, debt to income ratio, current debt, and current credit factors will all be taken into consideration and factor into the final APR offered by a Personal Loan Pro lender.

How Safe is It? 

Personal Loan Pro is meticulous about security. To begin with, it doesn’t log any private information like Social Security numbers in its database. Once the information is entered into the system and passed on to the appropriate lenders, Personal Loan Pro deletes the numbers from its backup database altogether.

Additionally, Personal Loan Pro has clear privacy policies, stating that it will not use your phone number or email address to spam you with unwanted notifications. It also says clearly that any information gathered will only be used for the purpose and manner it was intended. For example, if you send in an email question, the Personal Loan Pro customer support will respond to your question via email and not use your email address for other correspondences.

Help & Support

Personal Loan Pro offers customer support via telephone and through an online contact form.

Telephone: +1 (970) 840-2221


Personal Loan Pro is a new face on the scene, but it seems to be doing an excellent job so far. With solid privacy policies, a wide range of lenders, flexible repayment terms, and transparency that is refreshing to the consumer, Personal Loan Pro is making a great first impression.

Physical Address

On The Barrelhead, LLC

1099 Main Ave, #108

Durango, CO 81301

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