Splash Financial Review

Application was a breeze and my rate is incredible !

...

Super easy process, and very fast results. Only downside is that office hours are on EST. Therefore, getting time to call and speak to a rep can be difficult if you’re in the PST zone, during the regular work day.

...

Took less than a day to complete everything and hear back on the approval. It took longer than expected for my previous student loan company to receive the payoff, but other than that it was a great experience.

...

Easy process. Got a great rate. Easier than other refinance banks that I tried.

...

Only rate to refinance student loans under 3% fixed for 7 or 10 years.

...

Great experience - very low loan rates, easy process and quick response time

...

ashley walden desrves a raise. Woman goes beyond the expectations and knows the tech in and out

...

From start to finish Splash Financial made it incredibly easy. Extremely happy with the customer service I have received through my process of refinancing my student loans with them.

...

Not a bad process. Received offer in mail. Most of the time I ignore these but figured it was worth a try. Did some research and company was well reviewed. I have two SalliMae loans. Application process was straightforward. The normal nonsense. Need a "diploma" or "transcript" from college. I last saw my diploma 35 years ago. Sent a copy of my law license. Yes I had to go to college to get into law school. That was a no go. Sent my law school diploma and that seemed to work. Was approved. Kept checking on SallieMae and continued to show a balance. Took two weeks to get the payoff. I am used to either wire transfer or overnight on payoffs. So I assume I paid interest on two loans for two weeks. Also they did not do a full payoff of one loan. I went ahead and paid it. There was a credit on the other loan. Don't want to miss this. It could mess your credit up if its not taken care of. The loan is "serviced" by one company but originates from somewhere else. The "service company" knows nothing about the actual loan. Don't really have a contact at the actual loan company but suppose I could dig one out if needed. I do have an online account at the "service company". The process, while scattered did work. Dropped the interest rate by about 6 percent so am happy with that. If you are good about following up on the details and don't need a lot of "hand holding" you might give it a try.

...

Excellency on all fronts. The process to apply and be accepted for student loan refi was fast, easy, and affordable. The thought of never getting out from under my federal school loan debt was unbearable but now that it’s refinanced with a trusted company for a much lower rate, has me seeing the light at the end of the tunnel. I recommend using Splash Financial as your go-to for refinancing student loans.

...

You guys made it quick and easy for me to get approved for my loan! They even went out of their way to get me approved! These guys are awesome and I would 110% recommend them to anyone looking to get a loan or get their private loans refinanced, like myself.

...

BEST REFINANCING EXPERIENCE! The service from Splash Financial has been amazing from start to finish. Splash offered me the lowest rates and even assigned an agent to me personally to help me with any questions I had. Once my application was submitted, it was reviewed and approved within 1 BUSINESS DAY!!! I could not believe it!! My loan is now being disbursed and I couldn’t be happier with the super fast and seamless application process!!

...

Pretty good had no problems with them. Everything seemed to work out fine.

...

Fast and Efficient The application process was fast and easy. The rates are great and the entire process was user friendly. Thank you

...

Easy and quick. No strings attached.

...

Refinanced my wife's student loans to get a better interest rate. Process was easy and the team who helped execute the loan was great to work with.

...

So far I have had an amazing experience with Splash. I just refinanced my student loan and the process has been a BREEZE! Customer service is very easy to contact and have been beyond helpful. They also have amazing rates that are considerably better than my previous lender, I am beyond impressed.

...

Great service. Seamless process…. Prompt and courteous communication

...

Very good rates, best compared to others when I was applying. Easy process, highly recommend.

...

Easy to use and they find the best rate for you!

...

The refinancing process with Splash Financial was extremely smooth & quick. Within 2 days I had confirmation that my refinancing had been approved. I went from loans that were over 9% in interest to 2.7% and was able to cut 3 years of loan payments to get me out of debt faster. I would highly recommend them for your refinancing needs. Danielle Tomore

...

Best rates, no payoff early fees, easy, clear communications.

...

Straightforward process - when I hit a hiccup and had to enter my loan info manually I called the customer service line. There was no wait time and Michelle clearly explained how to fill out the application. Great customer service and best rates I've gotten for my loans.

...

Super great!

...

5 ⭐️ Service 👏🏽 👏🏽 👏🏽

...

Quick, easy quote. Simple process and the lowest quote I found. Highly recommend

...

The application process was very easy and quick. I had an answer about my refinance within 24 hours. The terms of my refinance were made very clear. Splash also had excellent rates.

...

They worked with me and there were advisors who always emailed me and helped! Great service and didn't require a cosigner!

...

after get approve the declined my application and increase the interest rate. not trust them

...

Splash gave me the lowest APR of any company I checked out and the Loan Consultant assigned to me was the absolute best! Fast, helpful, and communicative through the entire process. From start to finish I had my loan approved and ready to go within a day or two.

...

I applied to refinance my SallieMae loans and was notified by email my application status and approval! I’m excited to take my steps towards financial freedom

...

The process of refinancing my student loans was easy with Splash. Their loan consultants reached out on several occasions to ensure everything went/was going well and quickly answered any question. Their system was very user friendly. Refinancing with Splash was a smooth transition and I would happily recommend their services.

...

Simple process and quick approval.

...

Splash was very efficient in processing my application. They kept me informed during the entire process.

...

I'm not a current customer, but I called with a few questions and the representative I spoke with deserves 5 stars! Thank you for being so friendly and thorough Akeede, I really appreciate it. Cheers from Napa!

...

I found Splash Financial through Dave Ramsey's website and it made refinancing my student loans easier than it was to initially apply for each loans. I would recommend Splash Financial to any person needing to borrow money to pay for school or to refinance their loans. They were able to lower my interest rates by 8%!

...

The process was pretty quick and they had reps available who were knowledgeable and helpful.

...

The process was easy and supported by a phone call from a person to guide us if we had any questions. They offered a great rate we are very happy

...

Working with Splash Financial was easy! They were helpful and professional. I got a great refi rate for my student loan. Very pleased!

...

Was not responsive via emails and I did not hear anything about the promo offer I thought I was going to get for refinancing

...

Great interest rate.

...

So easy, straightforward, and the best rate after checking several other highly recommended lenders.

...

Clear and straightforward directions on applying. Response time was quick and they were available for any questions or concerns I had!

...

Easy and painless refinance. Completed all from my smart phone.

...

I experienced exemplar customer service from Splash Financial. The assistance and communication I received from Perry Freed specifically was outstanding. It felt like we were a team start to finish. So kind and patient. I am truly grateful and I would 100% recommend.

...

I have received excellent service from start to finish with Splash. Specifically my experiences with Tim Beres were flawless and I have never experienced the quality of service that he provided.

...

I do not have enough good things to say. I was having a terrible time with another lender, and then Splash stepped in and got me help in 1 day. They were attentive and helpful and got me my dream plan!! Thank you to everyone there!

...

Great customer service and response time! The student loan refinance rates were the lowest around!

...

WOWZA FOR GALE

...

The application process was simple. I received approval very quickly, and a representative from Splash Financial actually called me to notify of my approval and answer any questions. I was matched with a credit union, and even a representative from the credit union personally contacted me. Even though I was eventually approved for a lower rate elsewhere, I decided to sign with Splash due to the level of customer service I received throughout the application process.

...

Easy to use. Great customer service, great rates

...

My application was atypical and required a few requests for additional documentation. Sara Bierman was my advocate in dealing with the faceless bean counters behind the wall. I know, underwriters have an important job, too. Sara was my advocate and maintained her cool and professionalism through my frustration. I would recommend Splash and Sara to anyone needing to refinance their student loans. Fantastic!

...

I applied online on 8/11. The application process was so easy. It saved my information from several months ago when I was rate shopping. Very Cool. After submitting the application and before end of day, Sara Bierman reached out in regards to my loan application. Such a quick turn response/question in regards to my application was very impressive. I was approved the following day. I am saving almost 3.5% and shortening my term. Thank you so much for making feel like a valued applicant.

...

Splash financial is awesome! They were very honest and trustworthy. They answered any questions I had. I looked around at different companies and Splash offered me the best interest rate.

...

I had such a great experience with Splash. They processed my application so quickly and I am very happy with my refinanced rate!

...

Great process and customer service. They made it so easy to refinance and offered a great rate. It was simple and easy and the representatives were responsive via email and telephone whenever I had questions!

...

Extremely easy process, excellent rates, and very fast. Couldn’t have asked for a better experience.

...

Everything went smoothly and I love my new rate!

...

Easy to navigate. I appreciated they had a link to my school so I didn’t have to send documents to prove my graduation. It was easy to upload documents to my smartphone which made to process efficient.

...

Yoy made it easy!

...

Company that my latest refi was done with has a horrible online system. Generally have had great luck with Splash for grabbing lower rates, but this latest company's (First Tech) is poorly setup.

...

Quick and efficient. I even qualified for an interest rate lower than the initial pre-qualified amount. I had previously consolidated my student loans with a different lender for 4.79% with 20 years and Splash Financial offered me %3.4 with 15 years. This move saved me thousands of dollars!

...

Fast service, called to ensure i had no questions and were extremely responsive. Makes the process great!!

...

Very easy to use and get along with.

...

This is my third time refinancing through Splash. They always have the best rates, and this time the interface was much sleeker and the application was record fast. I started my application on Monday, and by Wednesday morning I was signing the contract. It could be that not many are refinancing right now because of the break on federal loan interest rate, but I've had my loans private for a few years and refinance every time the rates go lower, and this was the fastest, easiest experience to date. This is about the 6th or 7th time I refinance, so I have experience with several other lenders. Highly recommend Splash!

...

Process was easy and rate was great.

...

Splash has saved me so much and everyone I call for help/advice is so knowledgeable and kind. This company is truly amazing!!

...

It was so easy to get a quote, select the plan I wanted and sign all the needed papers.

...

Great company, easy.

...

I thought this process was just SO painless. I could leave the website and come back a day later to a page exactly where I left off. I love this!

...

It was easy and fast to refinance

...

It was fast, easy, and i like how they frequently emailed me to update me on the status of the loan.

...

I recently graduated college and had many loans spread across 4 different providers. I knew I needed to consolidate to get a better rate and just a single payment. I hadn't done it sooner because they idea of gathering all the documentation and trying to get approved turned me away. However, I received a Splash Financial letter in the mail and figured I would give it a try. I was very pleased with how easy it was to apply and the staff was very helpful. I go t a great rate and all my worries were put at ease throughout the process. I would highly recommend to any college grads looking to refinance their loans.

...

Amazing customer service and such an easy process overall!

...

I first heard about Splash Financial on the Ramsey Show! What a wonderful customer service experience!!! It was fast, friendly and easy! Thank you so much !!!!

...

I heard about Splash Financial on the Dave Ramsey Podcast and because of his recommendation I wanted to look for an opportunity to refinance my student loans. Splash Financial made it easy to help me refinance my student loans by quickly keeping me in the loop with emails of my loan status. I was able to cut my old annual percentage rate in half with the helps of Splash Financial! Thank you!

...

This was the easiest refinancing I’ve ever done. Not to mention I got the lowest interest rate that still keeps me on track to pay off my loan when I want to. Couldn’t be happier with the process!

...

Splash made it easy and fast to refinance my student loan and by offering the lowest interest rate I could find, it will help me pay off my loan in no time. Thanks Splash!

...

The simplicity and ease of the application process and document uploading was outstanding. However, typical bait and switch on the interest rate.

...

Easy process with great rate. Would highly recommend if refinancing student loans.

...

Having recently secured a new job with a much higher salary than before, I decided to give student loan refinancing with Splash Financial another shot, and I don't regret it one bit. As soon as I submitted my application, they went straight to work on getting me the best rate they could find, and before I knew it, I was setting up an account with a credit union they selected for me, and securing my greatly reduced interest rate. Now, only a couple of weeks after my approval, they have fully paid off my original loan, and I can rest easy knowing I won't be drowning in debt for the next 20 years. Thank you, Splash Financial!

...

The process of refinancing my loans was super fast and painless and they found me a better rate than anywhere else by 0.25%! Everyone I have talked to has been really helpful and friendly and the whole loan, from start to finish, took less than a week. I highly recommend Splash!

...

I spent a long time researching and reviewing options to refinance my law school student loans. Splash was very highly rated and was on the top of almost every list of top refi options I found. I did my initial inquiry for a rate and Splash was number one among all others. The rate that I was initially offered is the exact same rate I got on my hard offer. The refi process itself was remarkably simply and took less than an hour. The documentation was simple, straightforward and easy to understand and the process was lightning fast. I submitted my application materials on a Saturday and had an answer back by Monday morning. Overall, I will end up saving almost $23,000 through my refinance. Thank you Splash for being there to help out!

...

Surprisingly simple & easy experience. I have yet to make my first payment but all has went well. After being approved someone from Splash Financial even called me to let me know & asked if I had any questions. Email communication was good. I am very happy & pleased. Looking forward to having a MUCH lower rate.

...

Easy to complete the applications, Was approved within 24 hours.

...

I refinanced with Splash financial because they offered the lowest rate between 3 other competitors. Splash even had a much less invasive application where the personal information I provided only felt reasonable and necessary. They were also very timely in the process. Very smooth in a somewhat stressful process.

...

Excellent, speedy service and s great rate. I would highly recommend refinancing your student loans with Splash Financial. I wish I had done it sooner.

...

Easy transition, quick rates, and welcoming staff. Highly recommend for students looking to refinance their student loans!

...

Very simple, quick and professional. Didn’t feel like I was signing over my soul when I refinanced like it does with other companies

...

Fast and friendly .. great experience

...

Helpful and efficient. I was surprised at how quickly my issue was resolved!!

...

Ran into questions during filing and staff was able to direct and trouble shoot the issues I ran into for a smooth experience.

...

Super easy process

...

Best interest rates and quick process My interest rates went from 10% to 3% just like that and it was the easiest process

...

Overall a great experience. I would have rated as excellent, but I had a few technical issues with the system. However, the online chat feature was excellent and all my questions were answered quickly. They explained what happens next and so far so could with the lender. Also before I made my final terms selection the system refreshed the rates and I was able to get a better rate...that feature is an excellent feature.

...

Quick and easy refi. Went from 5.3 to 3.5.

...

Splash was so helpful and so quick in helping me get my student loans refinanced at a lower rate. I am so thankful!

...

I was impressed with the speed that they processed my application.

...

Everything was fast, easy and convenient.

...

Easiest refi ever!! Had app completed in less than 30 min and approved next day

...