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Splash Financial Review

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Michael Graw
Michael Graw
May. 04, 20214 min read

Splash Financial summary

Splash Financial is an online marketplace that helps you review offers for your needs. The company works with a network of lenders to offer personal loans, student loans, and student loan refinancing. Personal loan rates start at just 4.99% APR, and you can borrow up to $100,000. Splash Financial lets you check your rate online in less than 2 minutes, although a credit check is required.

Pros

  • Check your rate online in less than 2 minutes
  • Personal loan interest rates from 4.99% APR
  • Borrow up to $100,000

Cons

  • No same-day funding
Splash Financialat a glance
4.4

Editorial score

Variety of loan types

Offers most loan types

4.0

Online experience

Good online resources but no mobile app

4.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Loan amount range

Loan amount $50K+

5.0

Repayment flexibility

Loan terms 60 months+

5.0

Splash Financial Splash Financial Visit Splash Financial

Suitable For?

Splash Financial is designed for borrowers who want to check offers for a personal loan, student loan, or student loan refinance. This online marketplace checks for offers at a network of lenders to bring you the lowest interest rate possible. The interest rates for student loans and personal loans offered through Splash Financial are very competitive. Splash Financial is also good for borrowers who want to take out a large personal loan, since some of the lenders that the company works with offer loans up to $100,000.

Range of Loans on Offer

Splash Financial helps you find offers for personal loans, student loans, and refinancing for both undergraduate and medical student loans. Splash Financial doesn’t offer any loans itself, but rather works with a network of more than 20 banks, credit unions, and online lenders to bring you competitive loan offers.

  • Personal loan rates from 4.99% APR
  • Borrow up to $100,000
  • Check your rate online in less than 2 minutes
  • No prepayment penalties on most loans
  • Minimum 580 credit score

Application Process & Requirements

You can check rates for a loan through Splash Financial online. The process takes less than 2 minutes and you can see your pre-qualifed  offer online without having to speak to a loan officer.

To get started, you’ll need to answer a few questions about how much you want to borrow and what you plan to use the money for. Splash Financial also asks for your employment status, income, address, and birthdate. Finally, the company runs a soft credit check—which won’t impact your credit score—to find you a loan offer.

If you decide to proceed with an offer, Splash Financial will pre-fill your application information to simplify the process. Most of the lenders that Splash Financial works with can approve your application and deliver funds to your bank account in 24-48 hours.

APRs, Loan Amounts, & Repayment Terms

Splash Financial helps you find personal loans ranging in size from $600 to $100,000, although most lenders the company works with offer maximum loan amounts of $50,000. You can be offered a repayment term of 2-5 years, and interest rates ranging from 4.99% - 35.97% APR.

Privacy & Security

Splash Financial uses SSL encryption to protect your application information. The company also uses multi-factor authentication and ID verification to protect your online account and prevent identity fraud.

Help & Support

Splash Financial offers customer support 9AM-9PM (ET) Monday-Friday. The company also has an online FAQs page where you’ll find more information about the loans it offers.

Phone: (800) 349-3938

Email: contact@splashfinancial.com

How Splash Financial Compares


Splash Financial
LightStream
Upstart
APR
4.99% - 35.97%
4.49%-20.49%
5.38%-35.99%
Minimum credit score
580
660
`None
Loan amounts
$1,000-$100,000
$5,000-$100,000
$1,000-$50,000
Loan term
2-5 years
2-7 years
3-5 years
Suitable for
Borrowers who want the lowest interest rates
Borrowers who want lower monthly payments
Borrowers with poor or no credit history


Splash Financial offers personal loans that are comparable to those from LightStream and Upstart. Splash Financial’s lowest interest rates are slightly higher than those at LightStream, but they may be able to provide offers to  more borrowers since you can qualify for a loan with a 580 credit score. Upstart has higher rates and a lower maximum loan amount, but it serves borrowers who don’t have a credit history.

FAQs

Q. How long does it take to get a personal loan with Splash Financial?

Most lenders can deposit funds in your account within 24-48 hours after you apply.

Q. Does checking my rate impact my credit score?

Splash Financial runs a soft credit check, which won’t impact your credit score, when you go to check your loan rates.**

Q. Does Splash Financial charge fees?

Splash Financial is completely free to use. Your lender may charge fees, but these will be included in the APR calculation for your loan.

Q. Can I pay off my personal loan early?

All of the lenders that Splash Financial works with don’t charge prepayment penalties on personal loans. However, you should check the terms of your loan.

Summary

Splash Financial is an online marketplace that can help you find a personal loan, student loan, or student loan refinance. The platform offers competitive rates for personal loans starting at just 4.99% APR. Splash Financial makes it easy to check your loan offer online and you can get funds in your bank account within 1-2 business days.

Physical Address

Splash Financial, 812 Huron Rd E Ste 350, Cleveland, OH 44115

Splash Financial Splash Financial Visit Splash Financial

** To check the rates and terms you qualify for, soft credit pull(s) will be conducted that will not affect your credit score. However, if you choose a product and continue your application, your full credit report from one or more consumer reporting agencies will be requested, which is considered a hard credit pull.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

Splash Financial
Splash Financial
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  • author
    KC
    12 hours ago
    Refinancing student loans

    Application was a breeze and my rate is incredible !

    ...

  • author
    MARK
    3 days ago
    Quick and Easy

    Super easy process, and very fast results. Only downside is that office hours are on EST. Therefore, getting time to call and speak to a rep can be difficult if you’re in the PST zone, during the regular work day.

    ...

  • author
    BRANDON SMITH
    3 days ago
    Easy refinance of my previous student loan

    Took less than a day to complete everything and hear back on the approval. It took longer than expected for my previous student loan company to receive the payoff, but other than that it was a great experience.

    ...

  • author
    Spencer Rybinski
    Nov 28, 2021
    Easy process

    Easy process. Got a great rate. Easier than other refinance banks that I tried.

    ...

  • author
    Christopher Domville
    Nov 23, 2021
    Best Student Loan Refinance Rate

    Only rate to refinance student loans under 3% fixed for 7 or 10 years.

    ...

  • author
    Alexa H
    Nov 20, 2021
    Great experience

    Great experience - very low loan rates, easy process and quick response time

    ...

  • author
    sonny neville
    Nov 17, 2021
    ashley walden desrves a raise

    ashley walden desrves a raise. Woman goes beyond the expectations and knows the tech in and out

    ...

  • author
    Cristina
    Nov 09, 2021
    Excellent Service

    From start to finish Splash Financial made it incredibly easy. Extremely happy with the customer service I have received through my process of refinancing my student loans with them.

    ...

  • author
    JOSEPH JOHNSON
    Nov 04, 2021
    Not a bad process

    Not a bad process. Received offer in mail. Most of the time I ignore these but figured it was worth a try. Did some research and company was well reviewed. I have two SalliMae loans. Application process was straightforward. The normal nonsense. Need a "diploma" or "transcript" from college. I last saw my diploma 35 years ago. Sent a copy of my law license. Yes I had to go to college to get into law school. That was a no go. Sent my law school diploma and that seemed to work. Was approved. Kept checking on SallieMae and continued to show a balance. Took two weeks to get the payoff. I am used to either wire transfer or overnight on payoffs. So I assume I paid interest on two loans for two weeks. Also they did not do a full payoff of one loan. I went ahead and paid it. There was a credit on the other loan. Don't want to miss this. It could mess your credit up if its not taken care of. The loan is "serviced" by one company but originates from somewhere else. The "service company" knows nothing about the actual loan. Don't really have a contact at the actual loan company but suppose I could dig one out if needed. I do have an online account at the "service company". The process, while scattered did work. Dropped the interest rate by about 6 percent so am happy with that. If you are good about following up on the details and don't need a lot of "hand holding" you might give it a try.

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  • author
    Regina Santamaria
    Nov 04, 2021
    Excellency on all fronts

    Excellency on all fronts. The process to apply and be accepted for student loan refi was fast, easy, and affordable. The thought of never getting out from under my federal school loan debt was unbearable but now that it’s refinanced with a trusted company for a much lower rate, has me seeing the light at the end of the tunnel. I recommend using Splash Financial as your go-to for refinancing student loans.

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  • author
    Breyden Artis
    Nov 03, 2021
    You guys made it quick and easy for me…

    You guys made it quick and easy for me to get approved for my loan! They even went out of their way to get me approved! These guys are awesome and I would 110% recommend them to anyone looking to get a loan or get their private loans refinanced, like myself.

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  • author
    Happy customer
    Nov 03, 2021
    BEST REFINANCING EXPERIENCE

    BEST REFINANCING EXPERIENCE! The service from Splash Financial has been amazing from start to finish. Splash offered me the lowest rates and even assigned an agent to me personally to help me with any questions I had. Once my application was submitted, it was reviewed and approved within 1 BUSINESS DAY!!! I could not believe it!! My loan is now being disbursed and I couldn’t be happier with the super fast and seamless application process!!

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  • author
    Charles Stumpf
    Nov 03, 2021
    Pretty good had no problems with them

    Pretty good had no problems with them. Everything seemed to work out fine.

    ...

  • author
    NICHOLAS VILLALOBOS
    Nov 02, 2021
    Fast and Efficient

    Fast and Efficient The application process was fast and easy. The rates are great and the entire process was user friendly. Thank you

    ...

  • author
    MAYUKH SARKAR
    Nov 02, 2021
    Easy and quick

    Easy and quick. No strings attached.

    ...

  • author
    David Creswell
    Nov 01, 2021
    Refinanced my wife's student loans to…

    Refinanced my wife's student loans to get a better interest rate. Process was easy and the team who helped execute the loan was great to work with.

    ...

  • author
    STEPHANIE VALPEY
    Nov 01, 2021
    AMAZING experience so far!

    So far I have had an amazing experience with Splash. I just refinanced my student loan and the process has been a BREEZE! Customer service is very easy to contact and have been beyond helpful. They also have amazing rates that are considerably better than my previous lender, I am beyond impressed.

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  • author
    Riaz Rayek
    Oct 27, 2021
    Great service

    Great service. Seamless process…. Prompt and courteous communication

    ...

  • author
    Pete
    Oct 23, 2021
    Very good rates

    Very good rates, best compared to others when I was applying. Easy process, highly recommend.

    ...

  • author
    Stephanie
    Oct 22, 2021
    Easy to use and they find the best rate…

    Easy to use and they find the best rate for you!

    ...

  • author
    Danielle Tomore
    Oct 22, 2021
    The refinancing process with Splash…

    The refinancing process with Splash Financial was extremely smooth & quick. Within 2 days I had confirmation that my refinancing had been approved. I went from loans that were over 9% in interest to 2.7% and was able to cut 3 years of loan payments to get me out of debt faster. I would highly recommend them for your refinancing needs. Danielle Tomore

    ...

  • author
    Ashleigh Post
    Oct 22, 2021
    Best rates

    Best rates, no payoff early fees, easy, clear communications.

    ...

  • author
    Bree
    Oct 21, 2021
    Great customer service!

    Straightforward process - when I hit a hiccup and had to enter my loan info manually I called the customer service line. There was no wait time and Michelle clearly explained how to fill out the application. Great customer service and best rates I've gotten for my loans.

    ...

  • author
    Nicole C Pruchnik
    Oct 20, 2021
    Super great!

    Super great!

    ...

  • author
    Jake Caputo
    Oct 16, 2021
    5 stars

    5 ⭐️ Service 👏🏽 👏🏽 👏🏽

    ...

  • author
    Mary Lakoseljac
    Oct 14, 2021
    Easy! Just do it

    Quick, easy quote. Simple process and the lowest quote I found. Highly recommend

    ...

  • author
    Monika
    Oct 14, 2021
    Quick, easy process

    The application process was very easy and quick. I had an answer about my refinance within 24 hours. The terms of my refinance were made very clear. Splash also had excellent rates.

    ...

  • author
    Alexis France
    Oct 13, 2021
    Great!

    They worked with me and there were advisors who always emailed me and helped! Great service and didn't require a cosigner!

    ...

  • author
    Not Happy
    Oct 13, 2021
    after get approve the declined my…

    after get approve the declined my application and increase the interest rate. not trust them

    ...

  • author
    JB
    Oct 08, 2021
    Splash & Their Team Made Refinancing Easy!

    Splash gave me the lowest APR of any company I checked out and the Loan Consultant assigned to me was the absolute best! Fast, helpful, and communicative through the entire process. From start to finish I had my loan approved and ready to go within a day or two.

    ...

  • author
    Rubi
    Oct 08, 2021
    SIMPLE, FAST, & EASY

    I applied to refinance my SallieMae loans and was notified by email my application status and approval! I’m excited to take my steps towards financial freedom

    ...

  • author
    SHANIKA
    Sep 30, 2021
    Smooth Transition

    The process of refinancing my student loans was easy with Splash. Their loan consultants reached out on several occasions to ensure everything went/was going well and quickly answered any question. Their system was very user friendly. Refinancing with Splash was a smooth transition and I would happily recommend their services.

    ...

  • author
    CALEB OSWALD
    Sep 30, 2021
    Very easy

    Simple process and quick approval.

    ...

  • author
    Customer
    Sep 29, 2021
    Arianne Smith

    Splash was very efficient in processing my application. They kept me informed during the entire process.

    ...

  • author
    Jasmine Herrera
    Sep 29, 2021
    Customer Service Rep Was 5 Stars

    I'm not a current customer, but I called with a few questions and the representative I spoke with deserves 5 stars! Thank you for being so friendly and thorough Akeede, I really appreciate it. Cheers from Napa!

    ...

  • author
    Mikayla
    Sep 27, 2021
    I found Splash Financial through Dave…

    I found Splash Financial through Dave Ramsey's website and it made refinancing my student loans easier than it was to initially apply for each loans. I would recommend Splash Financial to any person needing to borrow money to pay for school or to refinance their loans. They were able to lower my interest rates by 8%!

    ...

  • author
    Luis Colon
    Sep 23, 2021
    The process was pretty quick and they…

    The process was pretty quick and they had reps available who were knowledgeable and helpful.

    ...

  • author
    Mallory Davila
    Sep 21, 2021
    Easy quick refi with great rates

    The process was easy and supported by a phone call from a person to guide us if we had any questions. They offered a great rate we are very happy

    ...

  • author
    K Swain
    Sep 16, 2021
    Refi student loan was worth it!

    Working with Splash Financial was easy! They were helpful and professional. I got a great refi rate for my student loan. Very pleased!

    ...

  • author
    Karl
    Sep 15, 2021
    Was not responsive via emails and I did…

    Was not responsive via emails and I did not hear anything about the promo offer I thought I was going to get for refinancing

    ...

  • author
    Kevin Baldwin
    Sep 13, 2021
    Great interest rate.

    Great interest rate.

    ...

  • author
    Kimberly Ann
    Sep 13, 2021
    So easy

    So easy, straightforward, and the best rate after checking several other highly recommended lenders.

    ...

  • author
    Leslie
    Sep 11, 2021
    Clear and straightforward directions on…

    Clear and straightforward directions on applying. Response time was quick and they were available for any questions or concerns I had!

    ...

  • author
    Candace
    Sep 08, 2021
    Easy and painless refinance

    Easy and painless refinance. Completed all from my smart phone.

    ...

  • author
    Trisha Ali
    Sep 03, 2021
    Excellent

    I experienced exemplar customer service from Splash Financial. The assistance and communication I received from Perry Freed specifically was outstanding. It felt like we were a team start to finish. So kind and patient. I am truly grateful and I would 100% recommend.

    ...

  • author
    David
    Sep 03, 2021
    I have received excellent service from…

    I have received excellent service from start to finish with Splash. Specifically my experiences with Tim Beres were flawless and I have never experienced the quality of service that he provided.

    ...

  • author
    Grace Quiggle
    Sep 02, 2021
    Unbelievably Amazing

    I do not have enough good things to say. I was having a terrible time with another lender, and then Splash stepped in and got me help in 1 day. They were attentive and helpful and got me my dream plan!! Thank you to everyone there!

    ...

  • author
    ID
    Sep 01, 2021
    Great customer service and response…

    Great customer service and response time! The student loan refinance rates were the lowest around!

    ...

  • author
    Viktor Baćanović
    Aug 24, 2021
    WOWZA

    WOWZA FOR GALE

    ...

  • author
    Darren R.
    Aug 22, 2021
    Fantastic Customer Service

    The application process was simple. I received approval very quickly, and a representative from Splash Financial actually called me to notify of my approval and answer any questions. I was matched with a credit union, and even a representative from the credit union personally contacted me. Even though I was eventually approved for a lower rate elsewhere, I decided to sign with Splash due to the level of customer service I received throughout the application process.

    ...

  • author
    Diana
    Aug 20, 2021
    Great rates

    Easy to use. Great customer service, great rates

    ...

  • author
    Thomas Morrison
    Aug 19, 2021
    An atypical refi situation.

    My application was atypical and required a few requests for additional documentation. Sara Bierman was my advocate in dealing with the faceless bean counters behind the wall. I know, underwriters have an important job, too. Sara was my advocate and maintained her cool and professionalism through my frustration. I would recommend Splash and Sara to anyone needing to refinance their student loans. Fantastic!

    ...

  • author
    Robert B
    Aug 17, 2021
    Absolutely amazing!

    I applied online on 8/11. The application process was so easy. It saved my information from several months ago when I was rate shopping. Very Cool. After submitting the application and before end of day, Sara Bierman reached out in regards to my loan application. Such a quick turn response/question in regards to my application was very impressive. I was approved the following day. I am saving almost 3.5% and shortening my term. Thank you so much for making feel like a valued applicant.

    ...

  • author
    Cydne A
    Aug 11, 2021
    Splash financial is awesome

    Splash financial is awesome! They were very honest and trustworthy. They answered any questions I had. I looked around at different companies and Splash offered me the best interest rate.

    ...

  • author
    Camille
    Aug 07, 2021
    I had such a great experience with…

    I had such a great experience with Splash. They processed my application so quickly and I am very happy with my refinanced rate!

    ...

  • author
    Bridget
    Aug 05, 2021
    Great process and customer service

    Great process and customer service. They made it so easy to refinance and offered a great rate. It was simple and easy and the representatives were responsive via email and telephone whenever I had questions!

    ...

  • author
    Jacob Mongeau
    Aug 01, 2021
    ⭐️⭐️⭐️⭐️⭐️

    Extremely easy process, excellent rates, and very fast. Couldn’t have asked for a better experience.

    ...

  • author
    Brian Tregaskis
    Jul 31, 2021
    Everything went smoothly and I love my…

    Everything went smoothly and I love my new rate!

    ...

  • author
    Patricia Wills
    Jul 30, 2021
    Easy to navigate

    Easy to navigate. I appreciated they had a link to my school so I didn’t have to send documents to prove my graduation. It was easy to upload documents to my smartphone which made to process efficient.

    ...

  • author
    David Roe
    Jul 28, 2021
    Yoy made it easy!

    Yoy made it easy!

    ...

  • author
    Mike M
    Jul 24, 2021
    Company that my latest refi was done…

    Company that my latest refi was done with has a horrible online system. Generally have had great luck with Splash for grabbing lower rates, but this latest company's (First Tech) is poorly setup.

    ...

  • author
    Jan Johnson
    Jul 04, 2021
    Quick and efficient

    Quick and efficient. I even qualified for an interest rate lower than the initial pre-qualified amount. I had previously consolidated my student loans with a different lender for 4.79% with 20 years and Splash Financial offered me %3.4 with 15 years. This move saved me thousands of dollars!

    ...

  • author
    Maria S
    Jul 01, 2021
    Fast service

    Fast service, called to ensure i had no questions and were extremely responsive. Makes the process great!!

    ...

  • author
    Mitchell Bremer
    Jun 22, 2021
    Very easy to use and get along with.

    Very easy to use and get along with.

    ...

  • author
    Adriana Medina
    Jun 22, 2021
    Best rates and improved interface!

    This is my third time refinancing through Splash. They always have the best rates, and this time the interface was much sleeker and the application was record fast. I started my application on Monday, and by Wednesday morning I was signing the contract. It could be that not many are refinancing right now because of the break on federal loan interest rate, but I've had my loans private for a few years and refinance every time the rates go lower, and this was the fastest, easiest experience to date. This is about the 6th or 7th time I refinance, so I have experience with several other lenders. Highly recommend Splash!

    ...

  • author
    Mark G
    Jun 09, 2021
    Process was easy and rate was great

    Process was easy and rate was great.

    ...

  • author
    Shannon Oliver
    Jun 05, 2021
    Splash has saved me so much and…

    Splash has saved me so much and everyone I call for help/advice is so knowledgeable and kind. This company is truly amazing!!

    ...

  • author
    Margie Barajas
    May 29, 2021
    It was so easy to get a quote!

    It was so easy to get a quote, select the plan I wanted and sign all the needed papers.

    ...

  • author
    JR
    May 28, 2021
    Great rates

    Great company, easy.

    ...

  • author
    Amanda Dolbear
    May 26, 2021
    EaSy

    I thought this process was just SO painless. I could leave the website and come back a day later to a page exactly where I left off. I love this!

    ...

  • author
    Anthony Miller
    May 22, 2021
    Awesome

    It was easy and fast to refinance

    ...

  • author
    Davin Christensen
    May 21, 2021
    It was fast

    It was fast, easy, and i like how they frequently emailed me to update me on the status of the loan.

    ...

  • author
    GRANT
    May 19, 2021
    Easy to apply and save

    I recently graduated college and had many loans spread across 4 different providers. I knew I needed to consolidate to get a better rate and just a single payment. I hadn't done it sooner because they idea of gathering all the documentation and trying to get approved turned me away. However, I received a Splash Financial letter in the mail and figured I would give it a try. I was very pleased with how easy it was to apply and the staff was very helpful. I go t a great rate and all my worries were put at ease throughout the process. I would highly recommend to any college grads looking to refinance their loans.

    ...

  • author
    Alyson Soydemir
    May 16, 2021
    Amazing customer service and such an…

    Amazing customer service and such an easy process overall!

    ...

  • author
    Autumn
    May 15, 2021
    I first heard about Splash Financial on…

    I first heard about Splash Financial on the Ramsey Show! What a wonderful customer service experience!!! It was fast, friendly and easy! Thank you so much !!!!

    ...

  • author
    Brenden Knigge
    May 15, 2021
    Cut My APR in Half with Splash Financial

    I heard about Splash Financial on the Dave Ramsey Podcast and because of his recommendation I wanted to look for an opportunity to refinance my student loans. Splash Financial made it easy to help me refinance my student loans by quickly keeping me in the loop with emails of my loan status. I was able to cut my old annual percentage rate in half with the helps of Splash Financial! Thank you!

    ...

  • author
    JOSEPH WELLER
    May 11, 2021
    Quick, easy, & best interest rate

    This was the easiest refinancing I’ve ever done. Not to mention I got the lowest interest rate that still keeps me on track to pay off my loan when I want to. Couldn’t be happier with the process!

    ...

  • author
    Dr. D
    May 09, 2021
    Incredible Service

    Splash made it easy and fast to refinance my student loan and by offering the lowest interest rate I could find, it will help me pay off my loan in no time. Thanks Splash!

    ...

  • author
    Andrew
    May 07, 2021
    The simplicity and ease of the…

    The simplicity and ease of the application process and document uploading was outstanding. However, typical bait and switch on the interest rate.

    ...

  • author
    Micah Williams
    May 05, 2021
    Easy process

    Easy process with great rate. Would highly recommend if refinancing student loans.

    ...

  • author
    Cameron
    May 05, 2021
    Friendly, Prompt, and Effective

    Having recently secured a new job with a much higher salary than before, I decided to give student loan refinancing with Splash Financial another shot, and I don't regret it one bit. As soon as I submitted my application, they went straight to work on getting me the best rate they could find, and before I knew it, I was setting up an account with a credit union they selected for me, and securing my greatly reduced interest rate. Now, only a couple of weeks after my approval, they have fully paid off my original loan, and I can rest easy knowing I won't be drowning in debt for the next 20 years. Thank you, Splash Financial!

    ...

  • author
    Emily O.
    May 01, 2021
    Wonderful company to work with

    The process of refinancing my loans was super fast and painless and they found me a better rate than anywhere else by 0.25%! Everyone I have talked to has been really helpful and friendly and the whole loan, from start to finish, took less than a week. I highly recommend Splash!

    ...

  • author
    Scott H.
    Apr 30, 2021
    A Clear Winner!

    I spent a long time researching and reviewing options to refinance my law school student loans. Splash was very highly rated and was on the top of almost every list of top refi options I found. I did my initial inquiry for a rate and Splash was number one among all others. The rate that I was initially offered is the exact same rate I got on my hard offer. The refi process itself was remarkably simply and took less than an hour. The documentation was simple, straightforward and easy to understand and the process was lightning fast. I submitted my application materials on a Saturday and had an answer back by Monday morning. Overall, I will end up saving almost $23,000 through my refinance. Thank you Splash for being there to help out!

    ...

  • author
    GBShayrock
    Apr 29, 2021
    Simply & easy

    Surprisingly simple & easy experience. I have yet to make my first payment but all has went well. After being approved someone from Splash Financial even called me to let me know & asked if I had any questions. Email communication was good. I am very happy & pleased. Looking forward to having a MUCH lower rate.

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  • author
    TS
    Apr 28, 2021
    Easy to complete the applications

    Easy to complete the applications, Was approved within 24 hours.

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  • author
    Timothy Kendig
    Apr 28, 2021
    I refinanced with Splash financial…

    I refinanced with Splash financial because they offered the lowest rate between 3 other competitors. Splash even had a much less invasive application where the personal information I provided only felt reasonable and necessary. They were also very timely in the process. Very smooth in a somewhat stressful process.

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  • author
    Jean Phillips
    Apr 25, 2021
    Excellent

    Excellent, speedy service and s great rate. I would highly recommend refinancing your student loans with Splash Financial. I wish I had done it sooner.

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  • author
    Dan
    Apr 23, 2021
    Awesome

    Easy transition, quick rates, and welcoming staff. Highly recommend for students looking to refinance their student loans!

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  • author
    ABG
    Apr 23, 2021
    Very simple

    Very simple, quick and professional. Didn’t feel like I was signing over my soul when I refinanced like it does with other companies

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  • author
    John
    Apr 20, 2021
    Fast and friendly .

    Fast and friendly .. great experience

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  • author
    Tamara
    Apr 20, 2021
    Helpful and efficient

    Helpful and efficient. I was surprised at how quickly my issue was resolved!!

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  • author
    21042 kl
    Apr 18, 2021
    Ran into questions during filing and…

    Ran into questions during filing and staff was able to direct and trouble shoot the issues I ran into for a smooth experience.

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  • author
    EVAN MCANULTY
    Apr 17, 2021
    Super easy process

    Super easy process

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  • author
    jaspreet gosal
    Apr 16, 2021
    Best interest rates and quick process

    Best interest rates and quick process My interest rates went from 10% to 3% just like that and it was the easiest process

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  • author
    Joy C.
    Apr 13, 2021
    Overall a great experience

    Overall a great experience. I would have rated as excellent, but I had a few technical issues with the system. However, the online chat feature was excellent and all my questions were answered quickly. They explained what happens next and so far so could with the lender. Also before I made my final terms selection the system refreshed the rates and I was able to get a better rate...that feature is an excellent feature.

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  • author
    CK
    Apr 13, 2021
    Quick and easy refi

    Quick and easy refi. Went from 5.3 to 3.5.

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  • author
    Julianne Dumond
    Apr 12, 2021
    They were great! Super easy!

    Splash was so helpful and so quick in helping me get my student loans refinanced at a lower rate. I am so thankful!

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  • author
    Curtis Graves
    Apr 12, 2021
    Quick Review and Approval

    I was impressed with the speed that they processed my application.

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  • author
    Danielle Pluff
    Apr 11, 2021
    Everything was fast

    Everything was fast, easy and convenient.

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  • author
    Kera Hagan
    Apr 10, 2021
    Easiest refi ever!

    Easiest refi ever!! Had app completed in less than 30 min and approved next day

    ...

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