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Splash Financial Review

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Reviews 441

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Michael Graw
Michael Graw
May. 04, 20214 min read

Splash Financial summary

Splash Financial is an online marketplace that helps you review offers for your needs. The company works with a network of lenders to offer personal loans, student loans, and student loan refinancing. Personal loan rates start at just 4.99% APR, and you can borrow up to $100,000. Splash Financial lets you check your rate online in less than 2 minutes, although a credit check is required.

Pros

  • Check your rate online in less than 2 minutes
  • Personal loan interest rates from 4.99% APR
  • Borrow up to $100,000

Cons

  • No same-day funding
Splash Financialat a glance
4.4

Editorial score

Variety of loan types

Offers most loan types

4.0

Online experience

Good online resources but no mobile app

4.0

Customer services and support

Multiple ways of reaching lender, wide range of hours

4.0

Loan amount range

Loan amount $50K+

5.0

Repayment flexibility

Loan terms 60 months+

5.0

Splash Financial Splash Financial Visit Splash Financial

Suitable For?

Splash Financial is designed for borrowers who want to check offers for a personal loan, student loan, or student loan refinance. This online marketplace checks for offers at a network of lenders to bring you the lowest interest rate possible. The interest rates for student loans and personal loans offered through Splash Financial are very competitive. Splash Financial is also good for borrowers who want to take out a large personal loan, since some of the lenders that the company works with offer loans up to $100,000.

Range of Loans on Offer

Splash Financial helps you find offers for personal loans, student loans, and refinancing for both undergraduate and medical student loans. Splash Financial doesn’t offer any loans itself, but rather works with a network of more than 20 banks, credit unions, and online lenders to bring you competitive loan offers.

  • Personal loan rates from 4.99% APR
  • Borrow up to $100,000
  • Check your rate online in less than 2 minutes
  • No prepayment penalties on most loans
  • Minimum 580 credit score

Application Process & Requirements

You can check rates for a loan through Splash Financial online. The process takes less than 2 minutes and you can see your pre-qualifed  offer online without having to speak to a loan officer.

To get started, you’ll need to answer a few questions about how much you want to borrow and what you plan to use the money for. Splash Financial also asks for your employment status, income, address, and birthdate. Finally, the company runs a soft credit check—which won’t impact your credit score—to find you a loan offer.

If you decide to proceed with an offer, Splash Financial will pre-fill your application information to simplify the process. Most of the lenders that Splash Financial works with can approve your application and deliver funds to your bank account in 24-48 hours.

APRs, Loan Amounts, & Repayment Terms

Splash Financial helps you find personal loans ranging in size from $600 to $100,000, although most lenders the company works with offer maximum loan amounts of $50,000. You can be offered a repayment term of 2-5 years, and interest rates ranging from 4.99% - 35.97% APR.

Privacy & Security

Splash Financial uses SSL encryption to protect your application information. The company also uses multi-factor authentication and ID verification to protect your online account and prevent identity fraud.

Help & Support

Splash Financial offers customer support 9AM-9PM (ET) Monday-Friday. The company also has an online FAQs page where you’ll find more information about the loans it offers.

Phone: (800) 349-3938

Email: contact@splashfinancial.com

How Splash Financial Compares


Splash Financial
LightStream
Upstart
APR
4.99% - 35.97%
4.49%-20.49%
5.38%-35.99%
Minimum credit score
580
660
`None
Loan amounts
$1,000-$100,000
$5,000-$100,000
$1,000-$50,000
Loan term
2-5 years
2-7 years
3-5 years
Suitable for
Borrowers who want the lowest interest rates
Borrowers who want lower monthly payments
Borrowers with poor or no credit history


Splash Financial offers personal loans that are comparable to those from LightStream and Upstart. Splash Financial’s lowest interest rates are slightly higher than those at LightStream, but they may be able to provide offers to  more borrowers since you can qualify for a loan with a 580 credit score. Upstart has higher rates and a lower maximum loan amount, but it serves borrowers who don’t have a credit history.

FAQs

Q. How long does it take to get a personal loan with Splash Financial?

Most lenders can deposit funds in your account within 24-48 hours after you apply.

Q. Does checking my rate impact my credit score?

Splash Financial runs a soft credit check, which won’t impact your credit score, when you go to check your loan rates.**

Q. Does Splash Financial charge fees?

Splash Financial is completely free to use. Your lender may charge fees, but these will be included in the APR calculation for your loan.

Q. Can I pay off my personal loan early?

All of the lenders that Splash Financial works with don’t charge prepayment penalties on personal loans. However, you should check the terms of your loan.

Summary

Splash Financial is an online marketplace that can help you find a personal loan, student loan, or student loan refinance. The platform offers competitive rates for personal loans starting at just 4.99% APR. Splash Financial makes it easy to check your loan offer online and you can get funds in your bank account within 1-2 business days.

Physical Address

Splash Financial, 812 Huron Rd E Ste 350, Cleveland, OH 44115

Splash Financial Splash Financial Visit Splash Financial

** To check the rates and terms you qualify for, soft credit pull(s) will be conducted that will not affect your credit score. However, if you choose a product and continue your application, your full credit report from one or more consumer reporting agencies will be requested, which is considered a hard credit pull.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

Splash Financial
Splash Financial
ExcellentReviews 441
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See what some costumers are saying about Splash Financial
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ExcellentReviews 441
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Excellent
90%
Great
6%
Average
2%
Poor
1%
Bad
1%
  • author
    ANTHONY MILES
    2 hours ago
    Great customer service!

    Great customer service!

    ...

  • author
    Cliff
    a day ago
    I found the lowest rate through Splash…

    I found the lowest rate through Splash Financial, and it appears they used some cool loopholes to get me a membership to a credit union I wouldn't have thought I would qualify for to get me that rate. This rate is lower than those I found through a TON of search engines, etc. The process was super simple, quick, and easy. I'm glad I went with Splash.

    ...

  • author
    Chris
    2 days ago
    Quick and great rate

    Quick and great rate

    ...

  • author
    Rachel
    May 11, 2022
    Extremely easy process

    Extremely easy process, customer service was very helpful. Quick approval and constant updates on approval process.

    ...

  • author
    Morgan
    May 10, 2022
    Felt cared for all around

    Really clear walkthrough of all the steps & fantastic customer service!

    ...

  • author
    Marlo Bowser
    May 08, 2022
    Excellent

    Very smooth process and super helpful and responsive!

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  • author
    Brendan
    May 08, 2022
    Quick response and great outreach from…

    Quick response and great outreach from customer service on application status and needed documents.

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  • author
    Katherine Greer
    May 06, 2022
    Very helpful and understanding

    I would have to say, even though student loans (private) can be very stressful, especially during these hard times after covid. Splash financial did the unthinkable and helped me with refinancing process. (Literally made me cry tears of joy when my application got accepted).

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  • author
    JAYDEN CONTE
    May 05, 2022
    Everything went smoothly and there…

    Everything went smoothly and there instructions for setting up the new account was very detailed and informative. And the rate we received from Splash was the best we found.

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  • author
    Adam Tudela
    May 02, 2022
    Process was easy and customer service…

    Process was easy and customer service is great!

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  • author
    SAMANTHA KRAMER
    Apr 29, 2022
    Great customer service

    Great customer service, and helped me refinance my loans!

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  • author
    Shay
    Apr 28, 2022
    Easy peasy

    My loans haven’t been paid off yet but expecting in about a week. The process was super easy and splash had many loan options to choose from.

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  • author
    Sierra Hudson
    Apr 27, 2022
    Very simple and easy process

    Very simple and easy process thus far Ready to get started and feeling more optimistic about the future thanks to Splash Financial.

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  • author
    Alma A.
    Apr 27, 2022
    I can see why Dave Ramsey refers people…

    I can see why Dave Ramsey refers people to Splash. No hidden fees, no prepay penalties and it's so easy to apply. I refinanced a loan with them and it was super easy. The people I have spoken to are kind and knowledgeable too. High Recommend them.

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  • author
    Catherine Sager
    Apr 25, 2022
    Friendly to work with

    Friendly to work with, efficient & quick. Very easy process.

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  • author
    James
    Apr 25, 2022
    I saw an add and thought I should look…

    I saw an add and thought I should look should into to my loan refinancing options. It took 5-10 minutes on splash and I had refinance options listed and I was approved in a couple days for a refinanced loan that was a great interest.

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  • author
    ROBYN PARKER
    Apr 25, 2022
    Quick results

    Quick results, easy to navigate online application!

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  • author
    Benito Z
    Apr 22, 2022
    Fast

    Fast, helpful and they gave me a great rate.

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  • author
    SORIANO/MARTA IWONA
    Apr 20, 2022
    Great service

    Great service, efficient communication with a lot of help and support and easy way to get refinancing done.

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  • author
    Courtney H
    Apr 20, 2022
    Quick and Easy

    Made refinancing my student loans with a low fixed rate very easy. Very happy with the lender I was matched with so far, it's been about 2 months.

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  • author
    Marisa
    Apr 17, 2022
    Refinancing changed my life

    I have attempted numerous times to refinance my private student loans through the most reputable names only to be denied every time despite having excellent credit, two degrees, and employment. Discouraged and thinking I was out of options until I could reapply in the unknown future, I continued to pay my private loan servicer LOTS of money that was mostly going towards the interest of the loans. In February, I came across an article about finances and student loan refinance through Splash, a company I have never heard of. I called and spoke with their customer service and they were EXCEPTIONAL. So I applied to refinance my private student loans and I was APPROVED immediately. This is EVERYTHING to me. My student loan debt remains the same but my interest rate is HALF of what it was and my repayment time is shortened by at least 10 years! If I had stayed with my previous servicer, I would have paid at least $100,000 in INTEREST. My new refinance terms with interest is less than a quarter of that. Prior to refinancing I did not think I would ever be debt free, but now I feel like I can live, make goals, and succeed more than ever before. I thank Splash Financial for giving me the chance to better my life and make significant progress towards paying off my debt.

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  • author
    Noemi
    Apr 17, 2022
    Very helpful

    Very quick and easy process. Everything is explained in simple terms. Thank you

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  • author
    Louis Kraus
    Apr 16, 2022
    Low Interest Rate

    Low Interest Rate I received the lowest interest rate possible when I refinanced through Splash Financial. I highly recommend others consider using them to take control of their student loans.

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  • author
    Carolyn Sherwood
    Apr 14, 2022
    Quick and easy

    Quick and easy

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  • author
    Brett Knutson
    Apr 10, 2022
    Great service

    Splash was wonderful. Any questions I had they answered promptly.

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  • author
    Carly
    Apr 10, 2022
    Quick & Easy

    This process was quick and incredibly easy. The best part, in my opinion, is the option to have your loan information automatically uploaded by signing in with your current lender. I tried refinancing with a private bank prior to coming to Splash, and the application process took so long because there were so many errors with what/how documents were uploaded. So there were no issues with that this time, which allowed my application to be approved in just a couple days. I also liked that a representative reached out to me when my loan was approved, and again, after I finalized everything. I’m very pleased with my experience so far.

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  • author
    Tamara Ariole
    Apr 09, 2022
    Super easy to apply and so adorable

    Super easy to apply and so adorable

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  • author
    Krysta Boisvert
    Apr 09, 2022
    Splash made refinancing my student…

    Splash made refinancing my student loans easy! Great communication, filing necessary documents as easy as snapping a picture! Recommend 100%

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  • author
    ERIC WILLIAMSON
    Apr 07, 2022
    The representative were very helpful…

    The representative were very helpful and transparent with the whole refinancing process. They were very descriptive and clear on what to do and to make the process go as smoothly as possible. The constant emails were helpful to guide you through the process every step of the way. Thank you Splash Financial!

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  • author
    Dustin
    Apr 07, 2022
    Best rates I could find!

    Best rates I could find and an easy process for applying and finalizing!

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  • author
    Elizabeth E.
    Apr 05, 2022
    Super Easy

    Splash made this very daunting process very easy and stress-free. I highly recommend using them if you're looking to refinance your loans.

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  • author
    Christopher Descalzi
    Apr 05, 2022
    Overall it was a great process and…

    Overall it was a great process and pretty simple. The only thing that is annoying is that the loan is through another provider, and I just found out today that the other provider does not allow for biweekly auto payments like my previous lender did.

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  • author
    bryan dubois
    Apr 04, 2022
    Easy peasy lemon squeezy

    After dealing with navient for 12 years 4 months and 3 days, using the splash website was a breeze. Calling with questions was easy. I got a real live human on the phone in less than 2 minutes. My questions were answered immediately. Approval was next-day. Night and day difference experience. I despise sallie Mae navient etc. please never ever be like them. Just keep up the communication.

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  • author
    AUTUMN SCHMOKER
    Apr 03, 2022
    Very quick and efficient

    Very quick and efficient. Everyone was helpful and knowledgeable.

    ...

  • author
    Lorraine Leonard
    Apr 02, 2022
    I appreciate no annoying phone calls

    Interest rates could be lower with a good credit score, otherwise getting all transaction of application, approval, and payment process without annoying phone calls is good.

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  • author
    Katelyn Pitkin
    Apr 01, 2022
    Easy process to refinance

    Easy process to refinance. Customer service was outstanding.

    ...

  • author
    Nate R.
    Mar 31, 2022
    Best rate by far.

    Best rate by far.

    ...

  • author
    Angelique Kochis
    Mar 31, 2022
    Application process easy

    Application process easy. They made it very clear and easy to upload documents and what not. Interest rate was the best I could find. First tech credit union has been very welcoming and friendly. So glad I refinanced my student loans, thank you so much for the opportunity to do so.

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  • author
    Sherry Mullins
    Mar 27, 2022
    Such an easy process

    Such an easy process. My experience was great! The rates, terms and fee’s were exactly as they stated in my quote. Roughly about a 2 day turn around on decision, so pretty quick. splash saved me 3% on my student loans and cut my term in half!

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  • author
    Emily Torres
    Mar 25, 2022
    The process was easy and the documents…

    The process was easy and the documents were crazy to get! The rates were good but I do think they should have communicated that it wouldn’t be exactly what the loan provider would give me. Could have been my mistake! Overall the process was good and I was very intimidated to do this, so thank you!!

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  • author
    customer
    Mar 25, 2022
    Easy process to get rates

    Easy process to get rates and then apply for the rates that meet you needs. Hopefully I don't have to do it again, but if I do I will come back to Splash.

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  • author
    JORDAN MAGNUSON
    Mar 23, 2022
    Great to work with

    Great to work with

    ...

  • author
    VINCENT
    Mar 23, 2022
    Refinancing my student loan through…

    Refinancing my student loan through Splash Financial was a seem less process. I’m very happy I decided to go through them!

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  • author
    TRACEY ERICKSON
    Mar 22, 2022
    So easy and quick to apply

    This was the easiest website to use, they are also very quick and efficient

    ...

  • author
    DEEPEN GORADIA
    Mar 22, 2022
    Excellent and very quick result and…

    Excellent and very quick result and service.

    ...

  • author
    Kinsey
    Mar 20, 2022
    I chose Splash because of the interest…

    I chose Splash because of the interest rates. They offered the lowest range in my pre-approval. I was approved at half the rate of my current interest rate for my private student loans - which is great! The application process was very easy, straightforward, and can be done totally online. I rated 3 stars because I read every document throughout the process- as this is my first time refinancing/consolidating my loans. I knew that I would have to get a Teacher's Credit Union account as part of my application. What I was not aware of is that the actual loan servicer was going to be Firstmark. I immediately looked them up after approval of my application and found nothing but terrible reviews and several complaints on the better business bureau website. Had I know they were going to go through such a terribly reviewed company, I might have thought twice about using Splash since you don't really have a choice of servicer. Since I had already ran my credit for the application, I didn't want an additional checks run to go to a new company since I was already approved without a co-signer- which was my desired option- and I didn't want my credit to be hit again. I'm not happy about using Firstmark. So far, I've received my log in information and my loans are in the process of being transferred (communication from Firstmark has been a common complaint). I'm hoping that things will go smoothly, however, the first sign of trouble and I will be immediately refinancing with a different company.

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  • author
    Matt
    Mar 18, 2022
    Everything was straightforward and the…

    Everything was straightforward and the rates were great.

    ...

  • author
    RKT
    Mar 16, 2022
    Splash financial was very easy to use…

    Splash financial was very easy to use and there were no hidden fees. Very happy with my experience.

    ...

  • author
    Dylan Scott
    Mar 16, 2022
    Splash into Student loan refinancing made easy

    Splash financial made it extremely easy to refinance my student loans. I qualified for a much lower APR than my current loan servicer and the process went very quickly and was seamless. The whole process took a few days at most and the employees were very knowledgeable and helpful with my questions and concerns moving forward.

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  • author
    Katie Swan
    Mar 13, 2022
    Great customer service so far

    Great customer service so far

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  • author
    TYLER
    Mar 13, 2022
    Splash is the way to go!!

    After reviewing other places, Splash Financial gave me the best loan at the best rate on any of the other websites!

    ...

  • author
    Mikaela Strayer
    Mar 13, 2022
    Very easy process

    Splash Financial made the process of refinancing my loans super easy.

    ...

  • author
    ALYSSA VELASQUEZ
    Mar 11, 2022
    Super satisfied

    So easy, great rates, couldn't be happier!

    ...

  • author
    Christopher Worland
    Mar 11, 2022
    I had a great experience would…

    I had a great experience would refinance with Splash again. The process was easy and directions were clear and concise.

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  • author
    Diana Lopez
    Mar 10, 2022
    Great rates

    Great rates. I shopped around and Splash won by at least 2% points.

    ...

  • author
    Erica
    Mar 10, 2022
    Amazing!

    Amazing that I was able to apply and get approved all on my phone. The easiest application process I have ever experience. Thank you!

    ...

  • author
    Joseph Weinschenk
    Mar 10, 2022
    Piece of Cake On-line Application Process

    On-line application process was very easy and appreciated emails asking if any help needed with contact phone number provided.

    ...

  • author
    BR
    Mar 09, 2022
    Quick and easy process together with…

    Quick and easy process together with low interest rates!

    ...

  • author
    Jesse Willhite
    Mar 09, 2022
    Fantastic service and the process was…

    Fantastic service and the process was simply. Would highly recommend Splash Financial for any loan you may need at a great rate!!

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  • author
    Marissa Moore
    Mar 07, 2022
    They were helpful and quick to process

    They were helpful and quick to process

    ...

  • author
    Chris Vaughn
    Mar 07, 2022
    Quick, Painless Student Loan Assistance

    Splash Financial was quick and efficient in finding a loan partner for me in my search for lower student loan interest rates, and they connected me to a lender that didn't take six months like my last lender did. In fact, the whole process from application to lender approval was less than a week. The process was simple, streamlined, and made the whole process painless. Strongly recommended.

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  • author
    David Warren
    Mar 04, 2022
    it was easy and great from the start

    it was easy and great from the start

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  • author
    Taylor OHARA
    Mar 04, 2022
    Check this out

    Fast response and a low ratr

    ...

  • author
    Leslie Ceballos
    Mar 04, 2022
    Fast and easy

    I applied to refinance some student loans. The pre qualification and application was simple and fast. They are very efficient in communication. I received emails when a document was requested and a friendly reminder to send it. I also got status updates which I appreciated and a congratulatory phone cal and email. Definitely satisfied. Best part about this was my interest rate!

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  • author
    Ashley Cruz
    Mar 03, 2022
    It was easy and fast to communicate…

    It was easy and fast to communicate with Splash reps! Thank you.

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  • author
    BRICE KOVARIK
    Mar 03, 2022
    I am very impressed with Splash…

    I am very impressed with Splash Financial. Their communication and correspondence through email has been wonderful. I know exactly what is happening and when to expect from the financial institutions involved. Thank you for a great experience.

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  • author
    Ryan Mendoza
    Mar 01, 2022
    Loan Consolidation Review

    Splash did an excellent job of walking me through every step necessary to complete the complex loan application process. Their software made it easy to consolidate my loans in which were scattered over multiple entities. Their staff answered the phone quickly and emailed me in the very reasonable time. I have really enjoyed working with the splash financial company.

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  • author
    Arezo Siegfried
    Mar 01, 2022
    Great!

    Everyone was great to work with, quick and received an amazing rate!

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  • author
    Craig S
    Feb 27, 2022
    Very easy process and never had to…

    Very easy process and never had to speak with anyone. They had an online tool to match my current lender and everything was done in less than a week.

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  • author
    Brittany
    Feb 26, 2022
    Very quick and easy

    Very quick and easy and got the best rates by far. Thanks!!

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  • author
    N NGUYEN
    Feb 25, 2022
    It was quick and easy while also…

    It was quick and easy while also providing the necessary information for making the best decision for my needs.

    ...

  • author
    Alexa R
    Feb 24, 2022
    Easy and great rates

    Easy and great rates

    ...

  • author
    TRIET DO
    Feb 24, 2022
    Excelente rate

    Excelente rate

    ...

  • author
    KENNETH LEIBUNDGUTH
    Feb 23, 2022
    Super easy to refinance

    Super easy to refinance my student loans

    ...

  • author
    Crystal Griffith
    Feb 23, 2022
    Unclear policies/mismanagement _do not recommend

    Unclear policies and mismanagement of applications. I was sent a pre-approval based, I’m sure on my credit score alone. Though once I submitted the documents I was asked for more information to prove income (as expected). I provided these documents but just beforehand received a denial from splash in my application account. Confused as to why they would deny while asking for the information I reached back out to their representative- who did not call me back or reply to my emails. I then got ahold of another specialist to inquire why my proof of income wasn’t factored in before the denial. To which, no real answer was provided. I was told I could still email the documents proving income and that would give they sufficient reason to go back to underwriting and request the file be reopened. I explained that this was difficult because the documents were too large to upload to an email and also email is not secure for these documents. The specialist explained that their email is “100% secure.” Which obviously isn’t possible. So, I went through every single document and redacted information that wasn’t needed. And emailed it to them. I did ask prior to sending, if my income from both my business AND my W2 job would count and the specialist couldn’t tell me. I knew that the business income wouldn’t amount to the income alone I listed (which is accurate) on the application and it would likely get denied again. The agent couldn’t tell me. I submitted the documents and of course - they only consider the business income. This was 100% a waste of my time. I do not recommend going through splash financial.

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  • author
    JORDAN ROY
    Feb 22, 2022
    Splash Financial = Saving Grace

    Thanks to Splash Financial I can finally see the light at the end of the tunnel. I have a fairly large private student loan that I’ve refinanced once before and had a rate of 5.94%. With the help of Splash I was able to almost chop my rate in half down to 3.26% and I’ll be saving myself multiple thousands! Truly couldn’t be happier with my experience and would highly recommend them to everyone!

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  • author
    Jenna Thompson
    Feb 21, 2022
    I love Splash!

    So easy and is going to save me $1000’s paid off sooner and smaller payment. Wish I had done sooner

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  • author
    BRADLEY SHOEMAKER
    Feb 21, 2022
    The underwriter was very helpful in…

    The underwriter was very helpful in completing the loan process. Great Experience!

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  • author
    John Nelson
    Feb 21, 2022
    Easy Process

    For the second time refinancing through splash I experienced an easy and fast process with excellent communication and all my questions were answered! Over all excellent experience!

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  • author
    Ashley Skluzacek
    Feb 20, 2022
    Easy and straight forward

    So far I have been very pleased with this whole process. It was quick and easy. Communication was clear, and I had people even reaching out to me by email to check in. Things happened when I was told they would. The final steps are still pending, but I am getting communication about what's happening the whole time. I would recommend this company for anyone refinancing and looking for the lowest rate!

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  • author
    JORGE ARANDA
    Feb 20, 2022
    Very quick and easy application

    Very quick and easy application, was able to refinance my student loan to a much lower interest rate in a matter of days

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  • author
    Sid
    Feb 20, 2022
    Easy process

    Easy process, Responsive team, good rates.

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  • author
    SHAZIA FERDOUS
    Feb 20, 2022
    Excellent service and the process was…

    Excellent service and the process was quite easy and quick

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  • author
    Sarah Daugherty
    Feb 18, 2022
    Responsive customer service

    Process was simply laid out and customer service was quick to answer my questions.

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  • author
    Krista
    Feb 18, 2022
    A painless refi for once!

    With other institutions refinancing and things like that have been a headache- we’ve had to jump through hoops to document our variable compensation. Splash asked for a reasonable amount of documentation the first time, then one of two more items, and it was done! They got it done quickly, and a support person reached out so I had a contact when a question came up. They made it as painless as can be. I’d use them again!

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  • author
    SSD
    Feb 16, 2022
    Quick and helpful

    Quick and helpful. For me through the process. I wish I would have done this sooner.

    ...

  • author
    Jackie
    Feb 16, 2022
    100% Recommend!

    Great student loan refinance experience, lots of help offered along the way and very responsive to questions. Would 100% recommend!

    ...

  • author
    Ashley
    Feb 15, 2022
    Customer Service is great!

    Getting a quote for a student loan refinance was quick and easy. The rate was the lowest out of any other site I tried. The application process was simple and I got the loan application decision within 3 days of submitting it. I even had some questions about the loan terms and payment options and the Splash representative called the loan service provider for me directly and got my answer within minutes. Great customer service!

    ...

  • author
    Debbie
    Feb 15, 2022
    Splash made refinancing my student…

    Splash made refinancing my student loans easy. The process was simple and happened quickly. The interest rate and terms are reasonable, much better than my previous loan with Navient.

    ...

  • author
    Courtney Olivier
    Feb 14, 2022
    Great experience refinancing my school…

    Great experience refinancing my school loans! Great communication, fast process and great rates!!

    ...

  • author
    Sarah Flanagan
    Feb 14, 2022
    Easy and Quick

    Quickly found a loan that worked for me!

    ...

  • author
    Kerstin
    Feb 13, 2022
    Splash Financial was fantastic to work with

    Splash Financial was fantastic to work with. The process to refinance my private student loan was quick and easy and they were able to find me a fixed rate of 1.99%, which cut my interest rate by more than half and will let me pay off my loan a year and a half sooner.

    ...

  • author
    Ferhat
    Feb 12, 2022
    It was a straightforward process

    It was a straightforward process. Except not asking all the documents a bit more clearly at the beginning everything else went smoothly and I am glad that used their services. They even did reduce the pre-approved rate once I provided my docs and once they made a hard credit pull which was great because I didn't have to call again to reduce it. Recommended.

    ...

  • author
    SRINI ALAGARSAMY
    Feb 11, 2022
    Great experience!

    Easy and straightforward process. Every company should be this easy to work with!

    ...

  • author
    Cal Johnson III
    Feb 09, 2022
    I’ve used Splash Financial a few times…

    I’ve used Splash Financial a few times for student loan refinancing. Always a fast and easy experience. Highly recommend! Super easy to upload requested documents.

    ...

  • author
    Caitlin Orner
    Feb 07, 2022
    Would have been nice to have an extra…

    Would have been nice to have an extra 30 days for the first payment. Otherwise process was super easy and painless.

    ...

  • author
    Antoine Gordon-Alvarez
    Feb 07, 2022
    Must do For Student loans!

    Did this because of Dave Ramsey's article for student refinance and I don't regret it, really helped with lowering my interest rate. My original private student loan bank that I had for my loans wouldn't consolidate for me so I left to get a better deal with Splash Financial!

    ...

  • author
    Jonathan
    Feb 07, 2022
    Great experience

    Great experience, easy, and kept me informed throughout the process.

    ...

  • author
    Olu
    Feb 05, 2022
    Super easy and great rate.

    Super easy and great rate.

    ...

  • author
    HEATHER GRAHAM
    Feb 05, 2022
    Very easy to use

    Very easy to use. And they gave me the best options and rates.

    ...

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