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Stilt Review

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Michael Graw
Michael Graw
May. 04, 20214 min read

Stilt summary

Stilt was founded to help immigrants and the underserved get the loans they need. The company works with borrowers who don’t have a social security number and who have little or no credit history. The company considers factors like your work history, education, and financial behavior to determine if you qualify. You don’t need a US citizen to cosign your loan. Stilt offers personal loans up to $35,000 and interest rates start at 7.99% APR.

Pros

  • No social security number needed
  • Does not require a cosigner
  • No prepayment penalty

Cons

  • Relatively high interest rates
  • Requires a US bank account

Stilt  at a Glance

Direct lender or marketplace?Direct lender
Loan typesPersonal loans
Loan amount$1,000-$35,000
Repayment terms6-36 months
APRFrom 7.99%
Suitable forImmigrants without a social security number

Stilt Stilt View Rates

Suitable For?

Stilt was created to help immigrants and the underserved to get personal loans. You don’t need a social security number to qualify, and you also don’t need a US citizen or permanent resident to cosign your loan. The only requirement is that you have a US bank account, and you can sign up for one through Stilt if needed. Stilt also doesn’t require a credit history.

Range of Loans on Offer

Stilt only offers unsecured personal loans. Loan amounts range from $1,000 to $35,000. The amount you can be approved for depends on a variety of factors including your employment status, employment history, education history, and credit history.

  • Personal loans up to $35,000
  • No social security number or credit history required
  • Interest rates from 7.99% APR
  • No prepayment penalty
  • Loan terms from 6 to 36 months

Application Process & Requirements

You can apply for a loan with Stilt online. You will need to provide personal information, information about your US immigration status and visa, and information about your financial and employment histories. Stilt also runs a soft credit check, even if you don’t have a social security number. The credit check will not impact your credit score.

Stilt typically reviews applications and provides a loan offer by email within 24 hours. You can sign all necessary paperwork to complete your loan online, and funds will be transferred to your bank account in 2-3 business days.

APRs, Loan Amounts & Repayment Terms

Stilt offers loans from $1,000 to $35,000 and terms from 6 to 36 months. The amount you can qualify for depends on your work history, financial history, and education. Interest rates start at 7.99% and the maximum rate varies by state. Stilt does not charge a prepayment penalty, so you’re free to pay off your loan early to save on interest payments.

Privacy & Security

Stilt encrypts all application data with SSL (Secure Socket Layer) encryption and stores it on PCI (Payment Card Industry) compliant servers. The company never sells your information and has a clear privacy policy describing how your information is shared with third parties.

Help & Support

Stilt’s customer support team is available by phone and email from 8am to 6pm (PT) Monday to Friday. The company has a detailed FAQs page where you can find more information about the application process and loan terms.

Phone: (415) 630-2323

Email: team@stilt.com

How Stilt Compares


StiltLightstream
APRFrom 7.99%4.49%-20.49%
Minimum credit scoreNone690
Loan amounts$1,000-$35,000$5,000-$100,000
Loan term6-36 months2-7 years
Suitable forImmigrants without a social security numberLow interest rates

Stilt stands out in that it doesn’t require you to have a minimum credit score or any credit history at all. It also doesn’t require you to have a social security number to apply. 

Stilt doesn’t offer the lowest interest rates for personal loans, but the company’s rates are competitive. The maximum loan term is much shorter than that of competitors, but the maximum amount you can borrow is comparable to other personal lenders.

FAQs

Q. Do I need a US citizen to cosign my loan?

A. No, you do not need a US citizen or permanent resident to cosign a loan from Stilt.

Q. How can I get a US bank account?

A. Stilt offers fee-free bank accounts that you can open without a social security number. You can apply for an account with Stilt online. 

Q. How do I make payments towards my Stilt loan?

A. You can manage your Stilt loan and make payments through your online account. Stilt recommends setting up autopay so that you never miss a payment.

Q. I already have a loan with Stilt. Can I apply for another?

A. If you already have a loan with Stilt, you must be more than halfway through repaying your loan to qualify for a second loan. You can only have up to two open loans with Stilt at a time.

Summary

Stilt offers personal loans for immigrants and the underserved who don’t have a social security number or credit history. The company offers loans up to $35,000 with interest rates starting at 7.99% APR. You can apply online and get a loan decision in as little as 24 hours.

Physical Address

Stilt, 404 Bryant St., San Francisco, CA 94107

Stilt Stilt View Rates

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

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  • author
    Hammy
    Aug 26, 2021
    Had a horrible experience with Stilt…

    Had a horrible experience with Stilt recently. God save you if your funds are not reflected in your Stilt account after five working days. Lots of bugs in their website and mobile app. Even the transaction dates are shown two days before they actually happened. I had transferred $2000 to my Stilt checking account to pay Stilt personal loan monthly installment and to remit the remaining funds to my parents for their expenses. The funds were deducted from my US bank account but were not reflected in my Stilt account. My funds were stuck there for more than 6 weeks! All my financial plans for the month and the next collapsed. I was charged $37 for insufficient funds. Had to manage funds somehow to manage my financial obligations. I waited more than a week after the transfer to contact Stilt through their chatting service. However, I didn’t get any response. Tried Stilt chat again in week three. Still no response. I tried calling them and told them I need my funds urgently and to fix this on high priority. The representative raised a ticket but asked me to keep following up everyday. I still agreed to that and followed up everyday for that week and a few days in the next week. They asked me to send screenshot of the funds being deducted from my US bank account. I did that immediately. I got a response on email saying our technical team is looking into it. The fifth week I had a lot of work and couldn’t follow up. In the sixth week, I called them but the transaction was still not processed. The same representative answered each time. This time, they asked me to confirm from my US bank that the funds were transferred to Stilt. They were clearly not taking this seriously. The representative even argued with me on call saying this is your money and you should be more proactive in following up. It was a proper verbal fight on the call. Highly unprofessional. I called my US bank to confirm the transaction was successful which the US bank representative did confirm. I informed this to Stilt through email and also sent my US bank statement showing the funds were transferred to Stilt as a proof. Just to ensure they got the email, I called Stilt and told them about the email. A couple of days after this, I finally got my funds in Stilt checking account. This was the worst customer service experience I have had. Lost money, a lot of my time following up and a lot of mental stress with no mistake of my own.

    ...

  • author
    Rene Martinez
    Jul 26, 2021
    They are the best

    They are the best. They helped me with my debts!! I would recommend them!!

    ...

  • author
    Rohith Amruthur
    Jul 01, 2021
    Great Mission, Terrible Customer Service

    I thought Stilt was a great company when they agreed to give me the loan that I was looking for with fair terms despite not great credit. They then prompted me to open a checking account and told me that I would receive: -$10 sign-up bonus - 5% cashback on interest for loan payments I opened the checking account. In addition, I'm paying a subscription to have my payments reported to the bureaus. 3 months after opening account, I have received none of the above. I keep being told my issue will be escalated and told to wait for things to process. I've been very patient in waiting and have never seen anything come through. I would think that with a customer having none of what they were promised coming through and having reached out 5-7 times, they would do a better job of following up, but I'm the one who has to keep following up, and it's been such a waste of time for me. So to recap, great if you have not-great credit and would like to get a loan. But don't expect great ongoing support with them and don't open a checking account with them.

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  • author
    Abra Ase
    Jun 25, 2021
    They do not help the "underserved" that built this country/were genocided in our homeland here and have suffered due to extreme racism

    They clearly only support marginalized peoples of certain countries and lighter skin tones. Used their entire mission statement against my application and denied me. Refused to see my employment as legit, even though they work with unemployed/students/undocumented etc. Time wasting, pandering, lies.

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  • author
    SINDHU K
    Jun 18, 2021
    Great Loan Offers with Very Low Interest Rates

    I have been introduced to Stilt by my friend when I was looking to apply for a loan. Stilt offers great loan offers with very very less and affordable interest rates with different payback options. Stilt team is quickly responsive in getting my loan process approved. In just one day, I filled all the details online and got my loan approved. I am happy be a Stilt customer.

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  • author
    Nithin
    Apr 16, 2021
    Very Simple and good service

    It was very Simple and good service. The portal that they provide is very easy to use and self explaining. Flexible payment methods. Coming to their service, I felt they can provide little more time to accept the loan offer. But, customer service at any point of the duration was good and responsive. Decent interest rate compared with others. Overall, Stilt can be recommended to anyone who is looking for personal loans.

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  • author
    Mo Salah
    Apr 13, 2021
    Very thankful to Stilt team

    I am very thankful to Stilt team. The process was straightforward and simple. Staff were there to support at every step. The whole experience was great. I will highly recommend Stilt to anyone. Keep up the wonderful work guys.

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  • author
    nihar kalyanam
    Apr 08, 2021
    The process is fast and simple

    The process is fast and simple

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  • author
    Md
    Apr 08, 2021
    Process is simple and staff response…

    Process is simple and staff response was excellent. They guided in every step of the approval.

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  • author
    venkata subbaiah puvvada
    Apr 07, 2021
    Super easy and fast process

    Super easy and fast process. The loan was approved in 1 hrs and money was disbursed in 1 business days

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  • author
    SLP
    Apr 06, 2021
    It’s an easy and fast process

    It’s an easy and fast process. The loan was approved in 3 hrs and money was disbursed in 2 business days.

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  • author
    avishkar sonawane
    Apr 01, 2021
    Super easy process

    Super easy process. I applied for a loan , completed all the formalities and got approved within 4 days. Thank you so much Team Stilt. Great experience!

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  • author
    Camoy Ashlei
    Mar 31, 2021
    Excellent service

    The process of acquiring a loan was made easy quick and simple by the staff and the offered rates are the best for immigrants like myself!

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  • author
    Chetan Patel
    Mar 27, 2021
    Process was very quick any easy

    Process was very quick any easy. No hassle or any paperwork. All paperwork was handled online.

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  • author
    Itzel Rodriguez
    Mar 25, 2021
    Best choice for international students!

    Very convenient for international students. Their loans helped me stay in school! The staff is really kind and helpful! Would recommend! It's a lifesaver for internationals!

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  • author
    Tharunnaidu Tikka
    Mar 24, 2021
    Easy process

    Easy process, friendly people.

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  • author
    A Layade
    Mar 23, 2021
    I love stilt the customer service is…

    I love stilt the customer service is awesome and they really give you a chance with the loans. Highly recommended!

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  • author
    Sukumar Reddy
    Mar 20, 2021
    Very easy process

    Very easy process, friendly people.

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  • author
    Hugo Edgardo Ayala Tobar
    Mar 19, 2021
    Stilt was a life saver during the…

    Stilt was a life saver during the pandemic. They communicated with me promptly and guided me to what documentation was needed to justify my loan, seen the challenges I was facing as I'm a H1B worker. I was able to consolidate my debts and have some reserve money for emergencies, the rate was reasonable and bank integration was a breeze! Totally recommend Stilt!

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  • author
    Aditya Locharla
    Mar 18, 2021
    Easy and painless process.

    Easy and painless process.

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  • author
    Erik Bernard
    Mar 12, 2021
    Painless

    Simple process, good customer service, and painless. Definitely would recommend to anyone who needs a service like this.

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  • author
    vardhaman vinay
    Mar 09, 2021
    Whole application process is simple and…

    Whole application process is simple and very good customer service.

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  • author
    Yareli Perez
    Mar 08, 2021
    The Stilt team were very helpful

    The Stilt team were very helpful, and made the whole experience very pleasant.

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  • author
    rahul
    Mar 08, 2021
    Thank you stilt team for helping the…

    Thank you stilt team for helping the immigrants by providing the loans . My experience with stilt is great. Stilt helped me by providing loan when I needed money for twice with decent good apr. The processing time for providing or approving loan is very quick. Has a great customer support team, responds to messages very quickly . I would recommend stilt to everyone

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  • author
    naresh R
    Mar 02, 2021
    Stilt is excellent for who are looking…

    Stilt is excellent for who are looking for better loans with less interest rates.

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  • author
    MANPREET SINGH
    Mar 01, 2021
    My experience with Stilt.

    1.) My experience is great with Stilt. 2.) Being first time customer to Stilt, they offered me good ‘Rate of Interest’. I am happy, they helped me when I needed. I hope, they will give me better interest rates in future - seeing my history with them. 3.) I would recommend stilt to everyone interested in doing business with a professional banking institution. 4.) Another plus point is - good customer support executives. Quick decision time, once submit supporting documents. Thanks!!

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  • author
    PRUDENCE KAHATANO
    Feb 25, 2021
    They locked my account and keep…

    They locked my account and keep promising of unlock it but they didn’t I had $600 in there account you guys I want my money back

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  • author
    Singam Rajesh
    Feb 18, 2021
    Stilt is amazing

    Stilt is awesome who is looking for better loans with less Apr especially for immigrants. Note: only if you have credit score in better shape. I’m truly recommend stilt if anyone looking for personal loan with less apr.

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  • author
    Ebob Ebot
    Feb 18, 2021
    Great experience with Stilt

    After searching the whole internet for lenders who would loan money to international students, I was lucky enough to find Stilt. It really came in clutch when I needed it the most. The only downside will be the high interest rates. But if you’re looking to get a loan approved with no co-signer especially as an immigrant , then Stilt is for you.

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  • author
    Gilbert Manda
    Feb 12, 2021
    I fell for the so-called checking…

    I fell for the so-called checking account by this company and used it for some of my direct deposits. What a grave mistake! They froze my account and asked me to record a video of myself to prove it was me, or is it to show what I looked like. It has been more than 48 hours now, I still don’t have access to my paycheck. I would suggest you stay away from this so-called checking account. I was supposed to use this money to buy food but these morons are still sitting on it because of ‘suspected fraud’. That so-called suspected fraud is my attempt to withdraw money from an ATM, a $14 refund by Grabhub for undelivered food and a refund of $5 by Staples held while I printed documents. Because of that, I went to bed hungry. I don’t recommend anyone to use this so called checking account. I suspect the company doesn’t have enough liquidity, that’s why they’re using such antics. Morons! I have had a very good experience with Money Lion and SoFi. You can also try MPower Finance if you’re a student. Those companies are credible, not this sham of a company created to exploit immigrants! Give me my money back! Morons!

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  • author
    Vyshali
    Jan 06, 2021
    My experience with Stilt has been…

    My experience with Stilt has been really smooth so far. The onboarding, the assistance received and the whole process was amazing. Stilt was the only place where I could go to for a loan because of my visa status in the US and I highly recommend it!

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  • author
    Thelma Dirilyn Anthony
    Dec 16, 2020
    Smooth process of loan delivery

    Smooth process of loan delivery. Just provide source of income proof and u are good to go. Stilt came to my rescue at my worse moment, when there was no hope. Thank you Stilt!

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  • author
    Saggi Phen
    Dec 10, 2020
    Stilt is awesome

    Stilt is awesome, as an international student it was tough for me to get a loan without a credit history but Stilt gave me a loan with very good rates. Their staff was available when needed and communicated clearly.

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  • author
    CM D
    Dec 09, 2020
    Stilt is the worst loan company

    Stilt is the worst loan company. After my loan is approved and I have submitted all my documents. They say they cannot offer me loan and they canceled it. They are just a fake company and liars. Only 2-3 bunch of liars sit at desk claiming they can provide you loans when no other bank can and play around with information of people. Never apply loan with Stilt. All they do is waste your time. I have a score of above 700 and even after providing genuine documents they canceled my loan after approving.

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  • author
    ankit kumar
    Nov 22, 2020
    The loan process was really smooth and…

    The loan process was really smooth and hassle free. You just need to submit the docs and you'r good. I am on F1-OPT and got the loan. Though the interest rate is really high and you need to think before you go for it.

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  • author
    Rahul RR
    Nov 20, 2020
    Quick and flexible process

    Quick and flexible process

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  • author
    Natalie Siyan Jin
    Nov 19, 2020
    Excellent customer service

    Excellent customer service. The rate was pretty good. Very fast!!!

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  • author
    Shubham Gadewar
    Nov 19, 2020
    Best in the market

    Stilt provided the money I needed in very less time. The team was so cooperative and they helped me a lot in the process. The most easiest way to get a quick personal loan.

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  • author
    Alexandre Kleis
    Nov 18, 2020
    Stilt is simple the best and easier way…

    Stilt is simple the best and easier way for a foreign person to get a loan with a fair fee. Thanks a lot Stilt team for help me.

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  • author
    Hugo Bovea
    Nov 17, 2020
    Great service - Totally Recommended

    Great service. It is the best choice for international students in the US. I will definitely apply for another loan with them in the future.

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  • author
    sharath noel
    Nov 17, 2020
    Very smooth process.

    Very smooth process.

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  • author
    Shrouq Alolaimie
    Nov 13, 2020
    The best choice for international…

    The best choice for international students. Smooth and easy process, very good customer service, the application processing time is reasonable.

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  • author
    Siju Kurian John
    Nov 06, 2020
    Amazing service

    I am really happy with the service STILT has provided. This is the third time I am taking loan from them. I never had a bad experience. They are very professional and they respond to our queries in quick time. Thanks once again STILT for all the help. I highly recommend STILT for your financial needs.

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  • author
    Nichelle Ferguson
    Nov 04, 2020
    It’s was a excellent process customer…

    It’s was a excellent process customer service was very informative for my application process I would recommend using them to my friends

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  • author
    Eva Sotto
    Nov 04, 2020
    Exellent costumer services

    Exelent costumer services

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  • author
    Krithika Raghavan
    Nov 04, 2020
    Smooth and excellent

    Excellent customer service and handy process

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  • author
    Anudeep Nallamothu
    Oct 19, 2020
    Easy process and better rates

    I took loan during my graduate degree. Stilt is the only company to offer loan without co-signer for international students. I always got better rate than other offers. Excellent customer support too

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  • author
    Paulo Alabarse
    Oct 14, 2020
    Stilt loan - easy and fast.

    It was the easiest way to get a financing. Very friendly and objective. Everything was crystal clear from the very beginning. Perfect for those that are foreigners and do not have a credit history.

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  • author
    Leida Mae Abaja
    Oct 14, 2020
    My Stilt experience

    I had a wonderful and amazing experience with Stilt. The team were so approachable and the process is very quick. They give high loan amount with a very low and affordable interest. Thank you Stilt for helping me reach my dreams of owning a car.

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  • author
    Tendi Kirlew
    Oct 08, 2020
    They helped when others left me to drown!

    I’m really grateful to be a recipient of Stilt.com services. I was literally at a point of drowning in debt due to unforeseen circumstances. I just needed a little boost to keep mi a float to keep working and recover. While others demanded so much of me, Stilt threw that life line when I needed it the most. I’m forever grateful.

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  • author
    ez a
    Oct 05, 2020
    Stilt is a godsend for international…

    Stilt is a godsend for international students. I am now on the third loan with them and the only minor critique would be that it would be nice if past payment and history with them be given more weights in the future applications.

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  • author
    Animish Andraskar
    Apr 29, 2021
    Poor service

    When I took a small loan from them, I liked the overall experience. Because of that, I signed up for their bank account so that I would be able to send money back home in India. But the experience turned out to be really bad. I deposited some money and I wanted to transfer it away into another bank account. I put a request on 22nd April and it is 28th April today. Neither have I received the money nor do I have any reference number to track the transfer status. I contacted them via chat and here is the help I received: Me 12:01 pm: “I did a $xyz transfer out on April 22nd. The transaction is not yet processed. Please look into it” Automated response: “The team will be back In 1 hour” Jen from Stilt 4:26 pm: “Hi, Thanks for reaching out Stilt. How can I help?” Automated response 6:10 pm: “Thanks for chatting with us. Please feel free to connect here again if you have further queries.” —— chat ended —— This is a very bad customer experience and Stilt should work on improving it asap.

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  • author
    Narayan
    Oct 03, 2020
    Simple, Straightforward and Smooth operations

    Stilt processing was amazing. They were very quick to process the application, review them and approve. As long as your documents are right they have got your back. All their processing and transactions are online. One of the best companies out in the market if you are looking for some financial help without any hassle. I totally recommend anyone are in need to reach out to Stilt.

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  • author
    Parveez Ahamed Abdul Azees
    Oct 01, 2020
    Timely help

    Timely help! The process was so quick and after loan approval fund was transferred to account within 2 days.

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  • author
    Vidura Ufeli
    Sep 30, 2020
    Absolutely great customer service

    Absolutely great customer service. Process was quick and seamless. Had the funds within 3 days!

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  • author
    venkata jasti
    Sep 29, 2020
    Was quick and simpler process

    Was quick and simpler process. And easy to reach processing team.

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  • author
    Abdulaziz Alfayez
    Sep 23, 2020
    F-1 Student's experience

    As an F1 student with no credit score you would be hard pressed to find a trusted avenue for a small loan. In this situation Stilt have been a life saver with their expedited and smooth process, clarity of information, wonderful customer's service, and excellent rates.

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  • author
    Amanuel
    Sep 22, 2020
    Was quick and simple.

    Was quick and simpler process.

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  • author
    Navneeth reddy Dundigal
    Sep 18, 2020
    The best bank i ever found in recent…

    Excellent...! The best bank i ever found in recent time. Its a effortless way to get money when you have required documents. Service is impeccable

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  • author
    Vidhyadhar Nandana
    Sep 17, 2020
    Good for new comers

    They are professional, if you have all the documents they will approve your loan. Money deposit was faster and they gave good rate compared to other lenders. Website interface is friendly. I will recommend Stilt for immigrants who is trying to stabilise their finances. I am willing to borrow from them again.

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  • author
    Kelly Palmer
    Sep 16, 2020
    Stilt is the best

    Stilt is the best. Make sure you get a loan with them. They approved me and their customer service was excellent.

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  • author
    Deeisy
    Sep 16, 2020
    Best customer service

    The process was fairly easy, once all documents were uploaded funds were directed to my account without any issues. Will definitely be applying for a second loan soon. The best part is that they followed up few months into the loan to verify everything was going good with the loan. Talk about great customer service.!! You guys are awesome. Keep it up...

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  • author
    Alexa Hegewisch
    Sep 15, 2020
    Great experience with Stilt

    Great experience with Stilt. The team provided guidance throughout the process and their customer service is readily available. Their platform gave me an opportunity to access funds as start to build my credit history in the US. I highly recommend them.

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  • author
    Zahra Ricketts
    Sep 12, 2020
    From the Underserved

    Yikes! I am so sorry to all the people who did not have a good experience with Stilt. My first application was denied, but the representatives worked with me and advised me cordially of why I was denied and what would need to change, for me to be approved. I have since then received multiple small loans from them, understanding that I am not in the financial position to be approved for larger amounts (was denied a second time for a slightly higher amount). They do require that you have a steady income, and I know this is a hurdle as an F1 or undocumented individual, BUT they are still a financial institution- Imagine being approved for anything without an income? Very grateful to have found this company. They are literally the only reason I was able to make it through these past 3 years, paying Out of State tuition. If you are looking to get a loan with them, try to be realistic with your options and definitely be patient. It takes a little while to hear back from them, but they do follow up when you send emails/texts/chat messages etc. I 100% recommend. Thank you Yves and the rest of the Stilt team! x

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  • author
    Pradeepraja Muthunagalingam
    Sep 10, 2020
    Very good experience with Stilt still…

    Very good experience with Stilt still now. Applied loan for an emergency, though I was not approved for the entire requested amount, was given a good offer with managable interest rate.Very quick approval process as long as you have all the required documents and references. Recommended anytime.

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  • author
    y j
    Sep 03, 2020
    Stilt is excellent

    Stilt is excellent, I was actually looking for an amount ,but other companies let me down .They said , my credit score is not enough.As I was new in this country, I had lost my hope, but stilt came to me as an angel in the dark and lighted my hope .Now I am a satisfied stilt customer and will continue to depend on stilt for my future ambitions, because I feel stilt is so dependable and a rescue fort!!!

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  • author
    Josanlo Caldera
    Sep 03, 2020
    Awesome Services

    Stilt services are really awesome! The company is genuinely helping people like me. Yves and the Stilt management helped me a lot in my recent processing.

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  • author
    Ryan Black
    Aug 28, 2020
    Great service and made the loan process…

    Great service and made the loan process really easy

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  • author
    GRACIOUS GEORGE
    Aug 28, 2020
    Great experience with Stilt

    Great experience with Stilt! I was helped by Yves, he was very helpful in answering all the questions I had. Would gladly recommend to anyone.

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  • author
    Lalitha sri dasari
    Aug 27, 2020
    This was very helpful for me in paying…

    This was very helpful for me in paying my credit card loan. Thanks a lot to stilt.

    ...

  • author
    Kim Alvin De Lara
    Aug 25, 2020
    Good service

    Good service. Thank you stilt

    ...

  • author
    SIVA KUMAR
    Aug 24, 2020
    Helpful team

    Helpful team. Loan process was easy.

    ...

  • author
    Darshak Mehta
    Aug 20, 2020
    Amazing Experience. Love sent to Stilt!

    The process is amazingly smooth and reliable. If you have the correct and required documents ready, the loan will get approved within a day time and the interface is so great and easy to use. Believe me, along with the User Interface, customer support is lovely. They reply within minutes, they do answer your dumb questions. I had a chance to discuss my application with the Accounts department and turnaround time is just a day, as well as the Individual, was very transparent and left me with no questions and shared every detail about my loan application. Overall, I had an amazing experience, my goal to take the loan was defeated because of the pandemic, but hope to apply next year again.

    ...

  • author
    Mythreyie Reddy
    Aug 19, 2020
    Excellent service and quick approval

    Excellent service. Never felt that, I would ever get my loan being a student! I always wonder would I ever be eligible for loan?? If so process must be tough but, stilt changed my thinking such a helpful customer service 😊 I dealt with Yves and I never called them all the process I’ve been through is messaging and loan approved in 3 business says isn’t that awesome 👏 Thank you stilt for helping me in need.

    ...

  • author
    Bonnie Hui
    Aug 19, 2020
    Amazing experience!

    Amazing experience!

    ...

  • author
    Ikenna
    Aug 15, 2020
    Excellent Service!

    In the past 2 years, I have gotten two loan approvals from Stilt without hassles. My experiences from the application process, to disbursement and to repayment have been excellent and I would highly recommend them.

    ...

  • author
    Vanarasa Bosebabu
    Aug 15, 2020
    It was an amazing experience for me…

    It was an amazing experience for me with the Stilt especially the quick process of theirs and the spontaneity of stilt employees everything was good!!! Looking forward to tie up again with them⭐️⭐️⭐️⭐️⭐️

    ...

  • author
    Murthy Asn
    Aug 11, 2020
    Good Loaning option for people working on H1/L1 visas

    I wanted to clear off my credit card bill and looking for a personal loan. Due to my visa status (H1) i was not eligible for getting a loan from bank. They are giving loans for permanent residents and citizens. Then i came to know about stilt and approached them for loan. They have excellent customer service and whole process was simple.

    ...

  • author
    Fuad Adesokan
    Aug 06, 2020
    I found Stilt when I was looking for a…

    I found Stilt when I was looking for a loan to payoff my last semester in college. They were quick and professional in reviewing my information and providing a quote. Through my two years with them I never had any issue with using the platform or making my payments and the staff were always professional. Would definitely recommend!

    ...

  • author
    Sreejith
    Aug 05, 2020
    Great business partner

    Stilt is a good company to do business with. I have had a very good experience working with them and would definitely recommend them for your financial needs, if you are an immigrant here in US. Overall process of getting approved is fast and easy and the customer service is great.

    ...

  • author
    Narayan
    Jul 29, 2020
    Quick and Simple

    I had a great experience with stilt.The process is very smooth and I would recommend to my friends.

    ...

  • author
    Juan Esteban Arango Ossa
    Jul 28, 2020
    Great Experience!

    It's been a great experience. The application was easy. And it was very fast. I really like it. I'm a H1B visa holder, and as such, I don't have enough credit history to access to most of US bank loans. I found stilt through Google, and it was very easy to apply and get a pre-approval. I got the money I needed pretty fast, and I could set up an auto-payment using my bank account. Very easy. I would 100% recommend it!

    ...

  • author
    Osman Fatih Aysu
    Jul 25, 2020
    Very quick

    Very quick, and great service. we need more companies like Stilt who cares...

    ...

  • author
    Akhil Radhakrishnan
    Jul 23, 2020
    Go for Stilt!

    Stilt has a very user friendly interface and getting a loan is an easy process. Stilt staff and customer service is very responsive and helpful. Depending on your credit score, your interest rate will vary. Stilt usually never rejects a loan request. I would highly recommend Stilt. Thank you Stilt :)

    ...

  • author
    Aaliyah Villegas
    Jul 21, 2020
    Useful for intl students!

    Stilt has been nothing but great! The interest is a bit high, but that’s a given when you don’t have any credit history. Once you send in the required documents, you would get your results within a couple of days. If you’re happy with their offer, you can go ahead and sign. The money will be directly deposited into your bank account within a couple of days, and you will pay every month through autopay. I’ve been using it for almost 6 months, slowly building some credit. Thank you, Stilt!

    ...

  • author
    sidharth Aggarwal
    Jul 17, 2020
    Stilt made getting loan very easy for me.....

    Stilt made getting loan very easy for me. The staff is very understanding and helpful in regards of getting loan application completed. Also the customer service is awesome, they reply instantly unlike other companies taking days to reply. I would highly recommend stilt.

    ...

  • author
    Martin
    Jul 17, 2020
    Exquisite

    I’m so GLAD I was able to know about Stilt, your professionalism is amazing, the synergy of the whole process was handled smoothly and with much patience from your side, which gave me enough time to get the necessary documents needed to make funds available for me. Your rates are super reasonable as well which doesn’t make this loan another heavy load on top of what guys are already dealing with in life out here. Y’all are awesome. Thank you very much!

    ...

  • author
    Louis Labaki
    Jul 16, 2020
    Louis Labaki

    I'm Louis Labaki an international student from Lebanon. I have a BS in Chemistry from the Lebanese American University and currently I am pursuing a second degree in Clinical Laboratory Science at Santa Fe College in Gainesville Florida. I am really happy that Stilt accepted my request for a loan during these hard times we are facing which are COVID-19 and the corruption in Lebanon. I will not miss this humanitarian decision and it will be forever in mind. I advise people and student need urgent help to contact Stilt and to request a loan. God bless you and I wish you all the best!

    ...

  • author
    Andrew neisinger
    Jul 15, 2020
    Waste of time

    Waste of time! Another company that tells applicants they DONT go by your credit score, but they clearly DO! DONT WASTE YOUR TIME!

    ...

  • author
    rahul shah
    Jul 14, 2020
    Awesome rates and services

    Awesome rates and services

    ...

  • author
    Rasika Telang
    Jul 14, 2020
    The whole experience was very smooth

    The whole experience was very smooth. The team is ready to help always. All queries and doubts are solved immediately. Plus they give out loans on F1 visa, which is amazing.

    ...

  • author
    Chris Toss
    Jul 10, 2020
    Glad to found this company.

    Still is the one and the only way to go. Professional fast and reliable business. Im glad i worked with this company and I'll do it again in the near future.

    ...

  • author
    Andreia Veronez
    Jul 08, 2020
    Stilt is great in all means

    Stilt is great in all means. They have a exceptional costumer service, fast and efficient. And most important they give opportunities to people that normally are on the “system limbo”. I as immigrant who was going thru an adjustment of status process and was not formally employed, without SSN, was struggling. Stilt give me the possibility to Organize my finances while waiting for my situation To normalize. Now I have all my paperwork and am formally working, paying my loan on time. I am very thankful to all the team and strongly recommend to anyone who needs some extra money.

    ...

  • author
    arun prakash devarajan
    Jul 08, 2020
    Exceptional service with less interest…

    Exceptional service with less interest rates. They are quick and helpful. Everything is done online without even a phone call.

    ...

  • author
    Rachel
    Jul 07, 2020
    Stilt came to my rescue when I needed…

    Stilt came to my rescue when I needed money for a personal matter. There processing was very easy and fast. I would recommend anyone to try out stilt loan.

    ...

  • author
    Imran Shaikh
    Jul 02, 2020
    Fast and easy approval process.

    Fast and easy approval process. Happy with the customer service they provide. And the guy he handled my loan process was very knowledgeable all the way through closing. Will 100% recommend stilt to everyone who needs money..

    ...

  • author
    Shahbaz
    Jul 01, 2020
    I am very impressed

    I am very impressed I was really surprised how fast and easy the loan process was. They gave me an offer same day and there was no long faxing process or painful questionnaire to fill out.I couldn't have got loan so urgently anywhere except stilt. With all the fraud going on online, it is hard to know who to trust. Their loan servicers are pre-screened to be 100% legitimate. I'm really glad they were able to help me out when I really needed it! Special shoutout to Yues Every time I called him regarding any question about the loan he responded quickly and made the process easy and transparent.

    ...

  • author
    George Winstone
    Jun 26, 2020
    Stilt have been great

    Stilt have been great. They are true to their word. Good interest rate, and their loan came at a crucial moment!! Thank you!!

    ...

  • author
    Kristal Rowe
    Jun 26, 2020
    Great experience so far…

    Great experience and easy to maneuver the site. Approval was fast and even though I didn't have a great credit score I was still approved. I understand trust is necessary for a higher loan but so far the experience has been good. Thank you Stilt. Definitely not alot of opportunities like this in the US. I appreciate it.

    ...

  • author
    Noorudin Anwar Hudda
    Jun 25, 2020
    Stilt loan helped me to pay my college…

    Stilt loan helped me to pay my college fees for a semester. I am an international student and it was difficult to get loan but stilt help was prompt and they were able to give me $1500 loan which was my need at that time. Thank you for the help!

    ...

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