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Stilt Review

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Reviews 194

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Michael Graw
Michael Graw
May. 04, 20214 min read

Stilt summary

Stilt was founded to help immigrants and the underserved get the loans they need. The company works with borrowers who don’t have a social security number and who have little or no credit history. The company considers factors like your work history, education, and financial behavior to determine if you qualify. You don’t need a US citizen to cosign your loan. Stilt offers personal loans up to $35,000 and interest rates start at 7.99% APR.

Pros

  • No social security number needed
  • Does not require a cosigner
  • No prepayment penalty

Cons

  • Relatively high interest rates
  • Requires a US bank account
Stiltat a glance
3.6

Editorial score

Variety of loan types

Offers most loan types

4.0

Online experience

Has learning resources, access to rates, mobile app

5.0

Customer services and support

Multiple ways of reaching lender but limited hours

3.0

Loan amount range

Loan amount up to $35K

3.0

Repayment flexibility

Loan terms up to 36 months

3.0

Stilt  at a Glance

Direct lender or marketplace?Direct lender
Loan typesPersonal loans
Loan amount$1,000-$35,000
Repayment terms6-36 months
APRFrom 7.99%
Suitable forImmigrants without a social security number

Stilt Stilt View Rates

Suitable For?

Stilt was created to help immigrants and the underserved to get personal loans. You don’t need a social security number to qualify, and you also don’t need a US citizen or permanent resident to cosign your loan. The only requirement is that you have a US bank account, and you can sign up for one through Stilt if needed. Stilt also doesn’t require a credit history.

Range of Loans on Offer

Stilt only offers unsecured personal loans. Loan amounts range from $1,000 to $35,000. The amount you can be approved for depends on a variety of factors including your employment status, employment history, education history, and credit history.

  • Personal loans up to $35,000
  • No social security number or credit history required
  • Interest rates from 7.99% APR
  • No prepayment penalty
  • Loan terms from 6 to 36 months

Application Process & Requirements

You can apply for a loan with Stilt online. You will need to provide personal information, information about your US immigration status and visa, and information about your financial and employment histories. Stilt also runs a soft credit check, even if you don’t have a social security number. The credit check will not impact your credit score.

Stilt typically reviews applications and provides a loan offer by email within 24 hours. You can sign all necessary paperwork to complete your loan online, and funds will be transferred to your bank account in 2-3 business days.

APRs, Loan Amounts & Repayment Terms

Stilt offers loans from $1,000 to $35,000 and terms from 6 to 36 months. The amount you can qualify for depends on your work history, financial history, and education. Interest rates start at 7.99% and the maximum rate varies by state. Stilt does not charge a prepayment penalty, so you’re free to pay off your loan early to save on interest payments.

Privacy & Security

Stilt encrypts all application data with SSL (Secure Socket Layer) encryption and stores it on PCI (Payment Card Industry) compliant servers. The company never sells your information and has a clear privacy policy describing how your information is shared with third parties.

Help & Support

Stilt’s customer support team is available by phone and email from 8am to 6pm (PT) Monday to Friday. The company has a detailed FAQs page where you can find more information about the application process and loan terms.

Phone: (415) 630-2323

Email: team@stilt.com

How Stilt Compares


StiltLightstream
APRFrom 7.99%4.49%-20.49%
Minimum credit scoreNone690
Loan amounts$1,000-$35,000$5,000-$100,000
Loan term6-36 months2-7 years
Suitable forImmigrants without a social security numberLow interest rates

Stilt stands out in that it doesn’t require you to have a minimum credit score or any credit history at all. It also doesn’t require you to have a social security number to apply. 

Stilt doesn’t offer the lowest interest rates for personal loans, but the company’s rates are competitive. The maximum loan term is much shorter than that of competitors, but the maximum amount you can borrow is comparable to other personal lenders.

FAQs

Q. Do I need a US citizen to cosign my loan?

A. No, you do not need a US citizen or permanent resident to cosign a loan from Stilt.

Q. How can I get a US bank account?

A. Stilt offers fee-free bank accounts that you can open without a social security number. You can apply for an account with Stilt online. 

Q. How do I make payments towards my Stilt loan?

A. You can manage your Stilt loan and make payments through your online account. Stilt recommends setting up autopay so that you never miss a payment.

Q. I already have a loan with Stilt. Can I apply for another?

A. If you already have a loan with Stilt, you must be more than halfway through repaying your loan to qualify for a second loan. You can only have up to two open loans with Stilt at a time.

Summary

Stilt offers personal loans for immigrants and the underserved who don’t have a social security number or credit history. The company offers loans up to $35,000 with interest rates starting at 7.99% APR. You can apply online and get a loan decision in as little as 24 hours.

Physical Address

Stilt, 404 Bryant St., San Francisco, CA 94107

Stilt Stilt View Rates

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.

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ExcellentReviews 194
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Trustpilot reviews

See what some costumers are saying about Stilt
Stilt
ExcellentReviews 194
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Excellent
86%
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Average
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7%
  • author
    T'erika
    4 days ago
    Very easy process

    Very easy process! Everything is clear and terms are fair. Great customer service. Would love to borrow again in the future!

    ...

  • author
    Cheng Vang
    Jan 14, 2022
    Exceptional Service

    The application process was quick and simple. Despite a small hiccup in processing, I was met with amazing customer service in resolving the issue. Highly recommended!

    ...

  • author
    Shanissa Johnson
    Jan 14, 2022
    My experience has been amazing

    My experience has been amazing. The borrowing process was extremely easy and the repayment option is amazing. The payments come out mid month and they are very low. I love stilt and can’t wait to borrow again.

    ...

  • author
    Rupa Mesaala
    Jan 14, 2022
    Wonderful customer service

    Wonderful customer service! Loved the experience of using stilt so far.

    ...

  • author
    Leandro Cabellos
    Jan 13, 2022
    I loved my experience with Stilt

    I loved my experience with Stilt. It helped me a lot with the loan. Thank you very much!🙏🏼

    ...

  • author
    Luis Ruiz
    Jan 13, 2022
    Excellent experience and easy to apply

    Excellent experience and easy to apply

    ...

  • author
    Omari Jones
    Jan 13, 2022
    The process was easy and prompt

    The process was easy and prompt

    ...

  • author
    Maria
    Jan 12, 2022
    Stilt procedure was really smooth

    Stilt procedure was really smooth, and was really very helpful.

    ...

  • author
    Yinan Wan
    Jan 10, 2022
    Very convenient and helpful

    Very convenient and helpful

    ...

  • author
    Abhishek Kumbhar
    Jan 07, 2022
    Simple and straightforward.

    Simple and straightforward. Very good customer service

    ...

  • author
    Venkat K
    Jan 06, 2022
    Very good experience

    Very good experience. Simple and pretty straightforward.Thank you

    ...

  • author
    MEHAR R
    Jan 06, 2022
    Awesome Experience!!!!!

    Loan process is very simple and they are very responsive.I would highly recommend stilt especially for immigrants.

    ...

  • author
    Christopher H
    Jan 05, 2022
    Wonderful experience

    Wonderful experience, professional and simple to start. Customer support and tech support are great too

    ...

  • author
    Chris Syharath
    Jan 05, 2022
    Very simple application process with…

    Very simple application process with excellent staff to assist with questions! Highly recommended! So much more simple that going to a traditional bank!

    ...

  • author
    vivek reddy devi
    Jan 05, 2022
    Convenient and Honest

    Convenient, honest and straightforward. Relatively better interest rates.

    ...

  • author
    Siddhant Gandhi
    Jan 05, 2022
    Great for immigrants!

    This is my second time using Stilt. Application was fairly simple. There were some issues with the app in past but have been addressed now. Customer support is also good. Would highly recommend.

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  • author
    Carltz Lazard
    Jan 04, 2022
    The process was fast and professional

    The process was fast and professional. 5 stars services thank you

    ...

  • author
    Peter
    Jan 04, 2022
    Very easy to work with and answer any…

    Very easy to work with and answer any questions you have

    ...

  • author
    Evelyn Pasellah Rudo Mvundura
    Jan 04, 2022
    I don’t know about the people who claim…

    I don’t know about the people who claim to have had a bad experience but as for me, I was served right on time, easy application and fast funding. I totally recommend Stilt if you’re an immigrant who needs financial assistance.

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  • author
    Zach Attack
    Jan 04, 2022
    The staff was super friendly and…

    The staff was super friendly and helpful throughout the time I used them. Very quick to respond and time efficient.

    ...

  • author
    NoCashValue
    Jan 03, 2022
    I’ve had no issues with stilt so far

    I’ve had no issues with stilt so far. Took a little bit long to get approved and receive the money, but other wise support is excellent/helpful and it was a smooth process overall.

    ...

  • author
    tim dim
    Jan 13, 2022
    A little frustrated but fixed

    Update**** I have received my loan. There was a problem with the transfer between banks and it took some time to fix. The customer service people were always nice and that helped. I applied for a loan Dec 6. I was approved 2 weeks later. Now considering its 2021/2022 the funds should be deposited the next day. Well Dec 31 and still no funds. Seems like there is always an excuse. Customer service is very nice,but being nice and not getting your loan proceeds are two different things. They say I have a payment due Jan 22 and I havent received anything. *****I will update my rate and review if I actually receive my loan*****.

    ...

  • author
    Herminia zoe Enamorado Campos
    Dec 29, 2021
    Stilt

    Stilt! The best company ever with absolutely great customer service and a very smooth transaction… they are awesome!!! Thanks Herminia E.

    ...

  • author
    Manoj
    Dec 29, 2021
    Easy and affordable

    Great customer service and very easy to apply with affordable monthly payments.

    ...

  • author
    Emily Schumacker
    Jan 01, 2022
    So as of now this is my experience and…

    **Ok, so I said I would update. As of today 12/31/21, I did in fact recieve my funds and was even contacted via text by Stilt, to ensure everything was ok. So as of now, I can say my experience is much more positive. So as of now this is my experience and will update once I have more info. I was approved on 12/23/21 for a loan through Stilt. As of now I do not have my funds, being told by 1/3 I should have them and will update on whether or not I recieved them. Communication seems to be an issue. If you don't open a previous chat with same person/rep you had before, then it goes in long que and forget being answered. Also, been seeing reviews of loan payments being taken but never reflected on account. Not sure what to make of it all. Seems like a lot of red flags.

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  • author
    George fernandez
    Dec 28, 2021
    Excellent customer service and…

    Excellent customer service and affordable monthly payments

    ...

  • author
    Rikhi Pal Singh
    Dec 28, 2021
    Thank Stilt for being there

    Thank Stilt for being there. Whole process and experience is so delightful. Every communication is clear and simple.

    ...

  • author
    pramod k
    Dec 28, 2021
    I was looking for a loan to clear off…

    I was looking for a loan to clear off my credit card debt and that’s when I was contacted by Stilt. Initially I was a bit hesitant to reply to them thinking that the APR would be too high. But after chatting with the Stilt team, all my doubts were cleared and they offered me a good rate. Loan process took one week and the funds were deposited to my account the next week. So altogether it took two weeks. My overall experience with Stilt has been good. I would rate 8/10.

    ...

  • author
    pavani rajasekhar
    Dec 28, 2021
    I am having a great experience with…

    I am having a great experience with Stilt. The team was very proactive and were very easy to approach and helped me all the questions I had. The loan application was quite simple and was just few clicks process. The repay process is also very simple and customer friendly. I really appreciate the Stilt Team for their service.

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  • author
    Walden Li
    Dec 23, 2021
    Very easy application review and quick…

    Very easy application review and quick funding. Highly rec'd for immigrants.

    ...

  • author
    Jonathan Pettway
    Dec 22, 2021
    I learned of Stilt thru an Facebook Ad-…

    I learned of Stilt thru an Facebook Ad- at first I thought that they would give me the run around an not actually offer me a loan- Im a small business owner of a Hoarder Cleanout co. When I followed up with the offer that they gave it surprised me how professional they were an prompt- they ask me to send all the correct documents needed an that they'll research an look over the documents an that if everything pans out correctly that I'll be offered an decent size loan within 72hrs- at first I felt like I would be rejected but they contacted me about 48hrs later stating that I was approved- there timing couldn't have been better- I really appreciate Stilt an you should too- give there friendly staff a call an you won't be disappointed.

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  • author
    Zakhar
    Dec 22, 2021
    Very good

    Very good! Everything is perfect!

    ...

  • author
    Dee Williams
    Dec 22, 2021
    LOOKING FOR THE BEST DEALS... YES ITS STILT!

    LOOKING FOR A LOAN WITH THE BEST DEALS GO TO STILT! Monthly payments, great customer service, they work with what u need, easy to apply, fast cash and very low interest rates.

    ...

  • author
    Rajashekar Rao Bandari
    Dec 21, 2021
    As an immigrant STILT gave me the…

    As an immigrant STILT gave me the needed assistance at great speed. Since I’ve been with stilt for any major needs and years in I’m very happy. Highly recommended

    ...

  • author
    Esteban Avendaño
    Dec 21, 2021
    At first

    At first, it is difficult to understand how a group like Stilt is out there, but then as one progresses with the application, one learns that it is for-real, and that it’s a trust-worthy company. The process went smooth, everything clear from day 1. It has been a positive experience!

    ...

  • author
    anil yadav
    Dec 20, 2021
    I am very thankful to Stilt team

    I am very thankful to Stilt team. The process was straightforward and simple. Staff were there to support at every step. The whole experience was great. I will highly recommend Stilt to everyone. This is taking loan second time with Stilt and ready to take another already 😁. Great service great customer service and support for students and needy.

    ...

  • author
    GWYN E. STEELE
    Dec 20, 2021
    Scamk. a good deal as…

    I knew this would not be a good deal as soon as they wanted my ID and password for my bank account. No one should ask for that information. All they need is bank routing number and account number! Been scammed before! Not again!! Beware!!

    ...

  • author
    srikar chowdary
    Dec 16, 2021
    Helpful

    Easy to use and helpful

    ...

  • author
    Bhuvan Vemuri
    Dec 15, 2021
    Simple Application Process

    Easy to Apply. Fast and simple application process. Easy to access the account in Mobile app. Customer support is fast and efficient.

    ...

  • author
    STEPHANIE STEWART
    Dec 14, 2021
    Customer service was very quick to…

    Customer service was very quick to respond. Definitely appear motivated to help you and get you a loan that you want. The application process was somewhat confusing, that is why the 4 stars. That and it took longer than I would have thought.

    ...

  • author
    Tanesha Michael
    Dec 11, 2021
    If you look at the names of the people…

    If you look at the names of the people who wrote a good review then beware of this company just collecting information.

    ...

  • author
    Ateria Howard
    Nov 16, 2021
    I applied and was approved for $2500

    I applied and was approved for $2500. They told me to sign the promissory letter which I did, they then inform me it will be deposit into my account 3-5 business days, so on the 6 day which was a Firday I call them back on Monday and they inform me I signed the sign the promissory note on the 9th and I signed on the 6th day I emailed them and showed them a photo of my signature and no response. Hear the kicker I connected my bank with them and I ask about why is my number changed on the promissory letter and they inform me that my bank does that for privacy reason, I called my bank no such thing. I will not pay for a loan that has never been disbursed to my account. Please stay away this is a scam. All these comments are not real. I’m going to my local police station and my bank to change my account. And if they try to put on my credit report I have all my documents. Please everyone I begging stay away

    ...

  • author
    Ahmad Damati
    Nov 05, 2021
    the process was so smooth that i…

    the process was so smooth that i honestly thought it was a scam . no credit score hard inquiries either . professional and straight forward and best rates iin the market

    ...

  • author
    Desiree Terrazas
    Oct 21, 2021
    Horrible company

    They tout they are for the underserved, but that’s not the case.

    ...

  • author
    MINDHIEST MUSIC
    Oct 13, 2021
    I have very short credit history and…

    I have very short credit history and needed a small loan and thought stilt would be perfect since the help the under served. I was denied the loan. which was ok I prepared myself for that. but the reasons were way off. I have a credit score of 697 with short history. I have two credit cards with 8% usage(paid off every month) reason for denial: too many accounts with balances. insufficient evidence of future income to make future payments. I am employed full time and have been working at the same place for 17 years. If their system is automated then they fix the system I checked my transunion report and the only thing that they say keeping me back is a short credit history. I hope they fix their responses because it is upsetting to see being rejected for incorrect reasons.

    ...

  • author
    Katrina Walker
    Oct 03, 2021
    I read the whole Newsweek article about…

    I read the whole Newsweek article about how Stilt do not only rely on credit. But, at 7:02 today, I received an email today being denied because of my credit. With a fair credit rating and I have a large net income; I should have been approved. Because, if they accept people with no credit and no Social security number, I definitely should have been given a chance. I have over 30 months of on time payments! I believe that I was not approve because I am not an immigrant and I am Black! I would love ti know just how many people of my race that they actually approve! I just got off work and see an email for Stilt. Liza asked me for six months of statements and a voided check. How can I receive an adverse, denial for the loan at 7:02 am yesterday! Then, today they want to verify my income! I never use the race card! But, I called it right. They saw both my ID's; then denied me!

    ...

  • author
    Hammy
    Aug 26, 2021
    Had a horrible experience with Stilt…

    Had a horrible experience with Stilt recently. God save you if your funds are not reflected in your Stilt account after five working days. Lots of bugs in their website and mobile app. Even the transaction dates are shown two days before they actually happened. I had transferred $2000 to my Stilt checking account to pay Stilt personal loan monthly installment and to remit the remaining funds to my parents for their expenses. The funds were deducted from my US bank account but were not reflected in my Stilt account. My funds were stuck there for more than 6 weeks! All my financial plans for the month and the next collapsed. I was charged $37 for insufficient funds. Had to manage funds somehow to manage my financial obligations. I waited more than a week after the transfer to contact Stilt through their chatting service. However, I didn’t get any response. Tried Stilt chat again in week three. Still no response. I tried calling them and told them I need my funds urgently and to fix this on high priority. The representative raised a ticket but asked me to keep following up everyday. I still agreed to that and followed up everyday for that week and a few days in the next week. They asked me to send screenshot of the funds being deducted from my US bank account. I did that immediately. I got a response on email saying our technical team is looking into it. The fifth week I had a lot of work and couldn’t follow up. In the sixth week, I called them but the transaction was still not processed. The same representative answered each time. This time, they asked me to confirm from my US bank that the funds were transferred to Stilt. They were clearly not taking this seriously. The representative even argued with me on call saying this is your money and you should be more proactive in following up. It was a proper verbal fight on the call. Highly unprofessional. I called my US bank to confirm the transaction was successful which the US bank representative did confirm. I informed this to Stilt through email and also sent my US bank statement showing the funds were transferred to Stilt as a proof. Just to ensure they got the email, I called Stilt and told them about the email. A couple of days after this, I finally got my funds in Stilt checking account. This was the worst customer service experience I have had. Lost money, a lot of my time following up and a lot of mental stress with no mistake of my own.

    ...

  • author
    Rene Martinez
    Jul 26, 2021
    They are the best

    They are the best. They helped me with my debts!! I would recommend them!!

    ...

  • author
    Rohith Amruthur
    Jul 01, 2021
    Great Mission, Terrible Customer Service

    I thought Stilt was a great company when they agreed to give me the loan that I was looking for with fair terms despite not great credit. They then prompted me to open a checking account and told me that I would receive: -$10 sign-up bonus - 5% cashback on interest for loan payments I opened the checking account. In addition, I'm paying a subscription to have my payments reported to the bureaus. 3 months after opening account, I have received none of the above. I keep being told my issue will be escalated and told to wait for things to process. I've been very patient in waiting and have never seen anything come through. I would think that with a customer having none of what they were promised coming through and having reached out 5-7 times, they would do a better job of following up, but I'm the one who has to keep following up, and it's been such a waste of time for me. So to recap, great if you have not-great credit and would like to get a loan. But don't expect great ongoing support with them and don't open a checking account with them.

    ...

  • author
    Abra Ase
    Jun 25, 2021
    They do not help the "underserved" that built this country/were genocided in our homeland here and have suffered due to extreme racism

    They clearly only support marginalized peoples of certain countries and lighter skin tones. Used their entire mission statement against my application and denied me. Refused to see my employment as legit, even though they work with unemployed/students/undocumented etc. Time wasting, pandering, lies.

    ...

  • author
    SINDHU K
    Jun 18, 2021
    Great Loan Offers with Very Low Interest Rates

    I have been introduced to Stilt by my friend when I was looking to apply for a loan. Stilt offers great loan offers with very very less and affordable interest rates with different payback options. Stilt team is quickly responsive in getting my loan process approved. In just one day, I filled all the details online and got my loan approved. I am happy be a Stilt customer.

    ...

  • author
    Nithin
    Apr 16, 2021
    Very Simple and good service

    It was very Simple and good service. The portal that they provide is very easy to use and self explaining. Flexible payment methods. Coming to their service, I felt they can provide little more time to accept the loan offer. But, customer service at any point of the duration was good and responsive. Decent interest rate compared with others. Overall, Stilt can be recommended to anyone who is looking for personal loans.

    ...

  • author
    Mo Salah
    Apr 13, 2021
    Very thankful to Stilt team

    I am very thankful to Stilt team. The process was straightforward and simple. Staff were there to support at every step. The whole experience was great. I will highly recommend Stilt to anyone. Keep up the wonderful work guys.

    ...

  • author
    nihar kalyanam
    Apr 08, 2021
    The process is fast and simple

    The process is fast and simple

    ...

  • author
    Md
    Apr 08, 2021
    Process is simple and staff response…

    Process is simple and staff response was excellent. They guided in every step of the approval.

    ...

  • author
    venkata subbaiah puvvada
    Apr 07, 2021
    Super easy and fast process

    Super easy and fast process. The loan was approved in 1 hrs and money was disbursed in 1 business days

    ...

  • author
    SLP
    Apr 06, 2021
    It’s an easy and fast process

    It’s an easy and fast process. The loan was approved in 3 hrs and money was disbursed in 2 business days.

    ...

  • author
    avishkar sonawane
    Apr 01, 2021
    Super easy process

    Super easy process. I applied for a loan , completed all the formalities and got approved within 4 days. Thank you so much Team Stilt. Great experience!

    ...

  • author
    Camoy Ashlei
    Mar 31, 2021
    Excellent service

    The process of acquiring a loan was made easy quick and simple by the staff and the offered rates are the best for immigrants like myself!

    ...

  • author
    Chetan Patel
    Mar 27, 2021
    Process was very quick any easy

    Process was very quick any easy. No hassle or any paperwork. All paperwork was handled online.

    ...

  • author
    Itzel Rodriguez
    Mar 25, 2021
    Best choice for international students!

    Very convenient for international students. Their loans helped me stay in school! The staff is really kind and helpful! Would recommend! It's a lifesaver for internationals!

    ...

  • author
    Tharunnaidu Tikka
    Mar 24, 2021
    Easy process

    Easy process, friendly people.

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  • author
    A Layade
    Mar 23, 2021
    I love stilt the customer service is…

    I love stilt the customer service is awesome and they really give you a chance with the loans. Highly recommended!

    ...

  • author
    Sukumar Reddy
    Mar 20, 2021
    Very easy process

    Very easy process, friendly people.

    ...

  • author
    Hugo Edgardo Ayala Tobar
    Mar 19, 2021
    Stilt was a life saver during the…

    Stilt was a life saver during the pandemic. They communicated with me promptly and guided me to what documentation was needed to justify my loan, seen the challenges I was facing as I'm a H1B worker. I was able to consolidate my debts and have some reserve money for emergencies, the rate was reasonable and bank integration was a breeze! Totally recommend Stilt!

    ...

  • author
    Aditya Locharla
    Mar 18, 2021
    Easy and painless process.

    Easy and painless process.

    ...

  • author
    Erik Bernard
    Mar 12, 2021
    Painless

    Simple process, good customer service, and painless. Definitely would recommend to anyone who needs a service like this.

    ...

  • author
    vardhaman vinay
    Mar 09, 2021
    Whole application process is simple and…

    Whole application process is simple and very good customer service.

    ...

  • author
    Yareli Perez
    Mar 08, 2021
    The Stilt team were very helpful

    The Stilt team were very helpful, and made the whole experience very pleasant.

    ...

  • author
    rahul
    Mar 08, 2021
    Thank you stilt team for helping the…

    Thank you stilt team for helping the immigrants by providing the loans . My experience with stilt is great. Stilt helped me by providing loan when I needed money for twice with decent good apr. The processing time for providing or approving loan is very quick. Has a great customer support team, responds to messages very quickly . I would recommend stilt to everyone

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  • author
    naresh R
    Mar 02, 2021
    Stilt is excellent for who are looking…

    Stilt is excellent for who are looking for better loans with less interest rates.

    ...

  • author
    MANPREET SINGH
    Mar 01, 2021
    My experience with Stilt.

    1.) My experience is great with Stilt. 2.) Being first time customer to Stilt, they offered me good ‘Rate of Interest’. I am happy, they helped me when I needed. I hope, they will give me better interest rates in future - seeing my history with them. 3.) I would recommend stilt to everyone interested in doing business with a professional banking institution. 4.) Another plus point is - good customer support executives. Quick decision time, once submit supporting documents. Thanks!!

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  • author
    PRUDENCE KAHATANO
    Feb 25, 2021
    They locked my account and keep…

    They locked my account and keep promising of unlock it but they didn’t I had $600 in there account you guys I want my money back

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  • author
    Singam Rajesh
    Feb 18, 2021
    Stilt is amazing

    Stilt is awesome who is looking for better loans with less Apr especially for immigrants. Note: only if you have credit score in better shape. I’m truly recommend stilt if anyone looking for personal loan with less apr.

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  • author
    Ebob Ebot
    Feb 18, 2021
    Great experience with Stilt

    After searching the whole internet for lenders who would loan money to international students, I was lucky enough to find Stilt. It really came in clutch when I needed it the most. The only downside will be the high interest rates. But if you’re looking to get a loan approved with no co-signer especially as an immigrant , then Stilt is for you.

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  • author
    Gilbert Manda
    Feb 12, 2021
    I fell for the so-called checking…

    I fell for the so-called checking account by this company and used it for some of my direct deposits. What a grave mistake! They froze my account and asked me to record a video of myself to prove it was me, or is it to show what I looked like. It has been more than 48 hours now, I still don’t have access to my paycheck. I would suggest you stay away from this so-called checking account. I was supposed to use this money to buy food but these morons are still sitting on it because of ‘suspected fraud’. That so-called suspected fraud is my attempt to withdraw money from an ATM, a $14 refund by Grabhub for undelivered food and a refund of $5 by Staples held while I printed documents. Because of that, I went to bed hungry. I don’t recommend anyone to use this so called checking account. I suspect the company doesn’t have enough liquidity, that’s why they’re using such antics. Morons! I have had a very good experience with Money Lion and SoFi. You can also try MPower Finance if you’re a student. Those companies are credible, not this sham of a company created to exploit immigrants! Give me my money back! Morons!

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  • author
    Vyshali
    Jan 06, 2021
    My experience with Stilt has been…

    My experience with Stilt has been really smooth so far. The onboarding, the assistance received and the whole process was amazing. Stilt was the only place where I could go to for a loan because of my visa status in the US and I highly recommend it!

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  • author
    Thelma Dirilyn Anthony
    Dec 16, 2020
    Smooth process of loan delivery

    Smooth process of loan delivery. Just provide source of income proof and u are good to go. Stilt came to my rescue at my worse moment, when there was no hope. Thank you Stilt!

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  • author
    Saggi Phen
    Dec 10, 2020
    Stilt is awesome

    Stilt is awesome, as an international student it was tough for me to get a loan without a credit history but Stilt gave me a loan with very good rates. Their staff was available when needed and communicated clearly.

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  • author
    CM D
    Dec 09, 2020
    Stilt is the worst loan company

    Stilt is the worst loan company. After my loan is approved and I have submitted all my documents. They say they cannot offer me loan and they canceled it. They are just a fake company and liars. Only 2-3 bunch of liars sit at desk claiming they can provide you loans when no other bank can and play around with information of people. Never apply loan with Stilt. All they do is waste your time. I have a score of above 700 and even after providing genuine documents they canceled my loan after approving.

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  • author
    ankit kumar
    Nov 22, 2020
    The loan process was really smooth and…

    The loan process was really smooth and hassle free. You just need to submit the docs and you'r good. I am on F1-OPT and got the loan. Though the interest rate is really high and you need to think before you go for it.

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  • author
    Rahul RR
    Nov 20, 2020
    Quick and flexible process

    Quick and flexible process

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  • author
    Natalie Siyan Jin
    Nov 19, 2020
    Excellent customer service

    Excellent customer service. The rate was pretty good. Very fast!!!

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  • author
    Shubham Gadewar
    Nov 19, 2020
    Best in the market

    Stilt provided the money I needed in very less time. The team was so cooperative and they helped me a lot in the process. The most easiest way to get a quick personal loan.

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  • author
    Alexandre Kleis
    Nov 18, 2020
    Stilt is simple the best and easier way…

    Stilt is simple the best and easier way for a foreign person to get a loan with a fair fee. Thanks a lot Stilt team for help me.

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  • author
    Hugo Bovea
    Nov 17, 2020
    Great service - Totally Recommended

    Great service. It is the best choice for international students in the US. I will definitely apply for another loan with them in the future.

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  • author
    sharath noel
    Nov 17, 2020
    Very smooth process.

    Very smooth process.

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  • author
    Shrouq Alolaimie
    Nov 13, 2020
    The best choice for international…

    The best choice for international students. Smooth and easy process, very good customer service, the application processing time is reasonable.

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  • author
    Siju Kurian John
    Nov 06, 2020
    Amazing service

    I am really happy with the service STILT has provided. This is the third time I am taking loan from them. I never had a bad experience. They are very professional and they respond to our queries in quick time. Thanks once again STILT for all the help. I highly recommend STILT for your financial needs.

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  • author
    Nichelle Ferguson
    Nov 04, 2020
    It’s was a excellent process customer…

    It’s was a excellent process customer service was very informative for my application process I would recommend using them to my friends

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  • author
    Eva Sotto
    Nov 04, 2020
    Exellent costumer services

    Exelent costumer services

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  • author
    Krithika Raghavan
    Nov 04, 2020
    Smooth and excellent

    Excellent customer service and handy process

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  • author
    Anudeep Nallamothu
    Oct 19, 2020
    Easy process and better rates

    I took loan during my graduate degree. Stilt is the only company to offer loan without co-signer for international students. I always got better rate than other offers. Excellent customer support too

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  • author
    Paulo Alabarse
    Oct 14, 2020
    Stilt loan - easy and fast.

    It was the easiest way to get a financing. Very friendly and objective. Everything was crystal clear from the very beginning. Perfect for those that are foreigners and do not have a credit history.

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  • author
    Leida Mae Abaja
    Oct 14, 2020
    My Stilt experience

    I had a wonderful and amazing experience with Stilt. The team were so approachable and the process is very quick. They give high loan amount with a very low and affordable interest. Thank you Stilt for helping me reach my dreams of owning a car.

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  • author
    Tendi Kirlew
    Oct 08, 2020
    They helped when others left me to drown!

    I’m really grateful to be a recipient of Stilt.com services. I was literally at a point of drowning in debt due to unforeseen circumstances. I just needed a little boost to keep mi a float to keep working and recover. While others demanded so much of me, Stilt threw that life line when I needed it the most. I’m forever grateful.

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  • author
    ez a
    Oct 05, 2020
    Stilt is a godsend for international…

    Stilt is a godsend for international students. I am now on the third loan with them and the only minor critique would be that it would be nice if past payment and history with them be given more weights in the future applications.

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  • author
    Animish Andraskar
    Apr 29, 2021
    Poor service

    When I took a small loan from them, I liked the overall experience. Because of that, I signed up for their bank account so that I would be able to send money back home in India. But the experience turned out to be really bad. I deposited some money and I wanted to transfer it away into another bank account. I put a request on 22nd April and it is 28th April today. Neither have I received the money nor do I have any reference number to track the transfer status. I contacted them via chat and here is the help I received: Me 12:01 pm: “I did a $xyz transfer out on April 22nd. The transaction is not yet processed. Please look into it” Automated response: “The team will be back In 1 hour” Jen from Stilt 4:26 pm: “Hi, Thanks for reaching out Stilt. How can I help?” Automated response 6:10 pm: “Thanks for chatting with us. Please feel free to connect here again if you have further queries.” —— chat ended —— This is a very bad customer experience and Stilt should work on improving it asap.

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  • author
    Narayan
    Oct 03, 2020
    Simple, Straightforward and Smooth operations

    Stilt processing was amazing. They were very quick to process the application, review them and approve. As long as your documents are right they have got your back. All their processing and transactions are online. One of the best companies out in the market if you are looking for some financial help without any hassle. I totally recommend anyone are in need to reach out to Stilt.

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  • author
    Parveez Ahamed Abdul Azees
    Oct 01, 2020
    Timely help

    Timely help! The process was so quick and after loan approval fund was transferred to account within 2 days.

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