We receive referral fees from partners

Best Personal Loan Companies 2019

Take control of your finances now

Personal loans offer a sound alternative to student loans.
Compare rates, choose the right loan for you, and apply now.
We receive referral fees from partners

The lending partners that appear on this site are companies from which we receive compensation. The compensation may impact how and where products appear on the site including the order in which they appear. Ranking and order of products on the site are subject to change and the site does not include all lenders in the marketplace. Additional elements that impact our ranking include historical data such as the number of consumer visits to a partner site, loan applications percentage and funded loan percentage, the user device, operating system, location, the day of the week, time of day and self-assessed credit.

|

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Refine Results

Loan Amount
Some lenders specialize in high loan amounts
$10,000
Annual Income
List your total available income including wages, retirement, investments, and rental properties. Alimony, child support or separate maintenance is voluntary unless you want to use that income to qualify for a loan. Increase non-taxable income or benefits by 25%.
$50,000
Credit Score
Higher credit scores are more likely to qualify for a loan. BUT there are lenders who cater to fair and even poor credit.
  • Excellent (720-850)
  • Good (690-719)
  • Fair (630-689)
  • Poor (350-629)
Reset Filters
Refine results
We receive referral fees from partners

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

|

The lending partners that appear on this site are companies from which we receive compensation. The compensation may impact how and where products appear on the site including the order in which they appear. Ranking and order of products on the site are subject to change and the site does not include all lenders in the marketplace. Additional elements that impact our ranking include historical data such as the number of consumer visits to a partner site, loan applications percentage and funded loan percentage, the user device, operating system, location, the day of the week, time of day and self-assessed credit.

filters
Loan Purpose
Loan Amount
Some lenders specialize in high loan amounts
 
Annual Income
List your total available income including wages, retirement, investments, and rental properties. Alimony, child support or separate maintenance is voluntary unless you want to use that income to qualify for a loan. Increase non-taxable income or benefits by 25%.
 
Credit Score
Combine your loans into one with the top debt relief services
Freedom Debt Relief
Freedom Debt Relief
Over 750k clients chose Freedom Debt Relief
Minimum debt: $15,000Minimum debt: $15,000
  • FREE no-risk debt relief consultation
  • Minimum debt: $15,000
  • Online client dashboard
  • FREE no-risk debt relief consultation
  • Minimum debt: $15,000
  • Online client dashboard
LendingTree
LendingTree
Free credit scoring
No minimum debtNo minimum debt
  • APR: 3.99% - 35.99%
  • Over $9B+ in debt settled
  • FREE debt consultation
  • APR: 3.99% - 35.99%
  • Over $9B+ in debt settled
  • FREE debt consultation
ClearOne Advantage
ClearOne Advantage
Satisfaction guarantee
Minimum debt: $10,000Minimum debt: $10,000
  • FREE debt relief savings estimate
  • Helped over 200,000 customers
  • Helped resolve $1+ billion in debt
  • FREE debt relief savings estimate
  • Helped over 200,000 customers
  • Helped resolve $1+ billion in debt

Personal Loans for Students

A college loan - be it federal or private - doesn’t necessarily cover all the costs of college, and this is where personal loans for students can come in handy.

In 2018, the average cost per year for a 4-year degree reached $26,593, and at private institutions it was a staggering $41,468, according to the National Center for Education Statistics. These costs reflect only the price of tuition, fees, room, and board, and don’t take into consideration all the other costs that can come with being a college student.

A growing number of students are turning to personal loans as a way to cover the costs in college, and are taking to the internet to find the right loan for them.

Why a Personal Loan and Why Not?

Now, a personal loan should not be your first option - they tend to require credit scores of at least 600, and if you’re any lower than that you’ll probably need a cosigner. Even people with high credit scores will still face high interest rates and if you’re on the lower end of the credit spectrum, the interest rates you can expect to pay can really take a bite out of your monthly budget.

Having said that, if you do meet the requirements, a personal loan can mean a quick influx of cash to help you get through the thin months, and pay off those student expenses so you can focus on class. There are a growing number of lenders who are offering attractive rates to students, without a pile of paperwork or a requirement that you have some sort of collateral to put up.


**  Marcus By Goldman Sachs® Offer Terms and Conditions:

For NY residents, rates range from 6.99% to 24.99% APR. Only the most creditworthy applications qualify for the largest loan amounts and lowest rates. Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions.

*** LendingClub Terms and Conditions:

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 9410

**** Eloan Terms and Conditions: 

Rates from 7.99% up to 19.49% APR. Your APR will be determined based or your risk score and credit history. Loans start from $2,000 up to $35,000. The loan amount will be subject to credit approval. Eloan is a Division of Banco Popular de Puerto Rico. Subject to credit approval and meeting the parameters set forth by Banco Popular de Puerto Rico (“Banco Popular”). This offer applies to personal loans without collateral. Offer subject to presenting evidence and verification of acceptable income to Banco Popular. Banco Popular may deny your application if you do not meet the parameters and the established conditions. Other terms and conditions may apply.

† Credible Terms and Conditions:

We’re so confident in the personal loan rates you’ll find on Credible, we’ll give you $200 if you find and close with a better rate elsewhere. See full terms and conditions